Insuring a Mercedes-Benz CLS63 AMG: Rates Explained for 2025

How much does car insurance for a Mercedes-Benz CLS63 AMG cost? We compare average rates back to the 2013 model to see how it ranks against other luxury cars.

Start a Free QuoteCompare Mercedes CLS63 AMG car insurance quotes and save on your next policy.

  • Car insurance on a Mercedes-Benz CLS63 AMG costs around $3,120 per year, $1,560 for a 6-month policy, or around $260 per month.
  • Out of 36 vehicles in the 2018 large luxury car segment, the CLS63 AMG ranks 25th for the cheapest car insurance rates.

How much does Mercedes CLS63 AMG insurance cost?

Mercedes CLS63 AMG insurance costs an average of $3,120 per year. The average full-size luxury sedan costs $2,851 a year to insure, so expect to pay around $269 more per year for insurance than the average.

The car insurance cost summary chart below shows average annual insurance rates on a 2018 Mercedes-Benz CLS63 AMG using a range of driver ages and risk profiles.

Average 2018 Mercedes-Benz CLS63 AMG insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2018 Mercedes-Benz CLS63 AMG insurance premiums for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for a 2018 model year Mercedes-Benz CLS63 AMG with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mercedes-Benz CLS63 AMG trim levels.

2018 Mercedes-Benz CLS63 AMG Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$7,140$595
Safe Driver Age 20$6,272$523
At-fault Accidents Age 40$4,380$365
Low Deductibles Age 40$4,186$349
Safe Driver Age 30$3,342$279
Safe Driver Age 40$3,120$260
Safe Driver Age 50$2,744$229
Discount Rate Age 40$2,590$216
High Deductibles Age 40$2,572$214
Safe Driver Age 60$2,570$214

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2018 Mercedes-Benz CLS63 AMG trim levels. Updated October 24, 2025

The overall average cost in the chart above is the rate shown for a safe 40-year-old driver at $3,120 per year, or $260 per month. Car insurance is more expensive for younger drivers and is also cheaper for a policy with higher physical damage deductibles.

Vehicle age and driver age are two factors that influence car insurance cost, and the table below shows average full coverage auto insurance rates for a Mercedes CLS63 AMG from the 2013 to 2018 model years and for various driver ages.

Mercedes-Benz CLS63 AMG Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2018 Mercedes-Benz CLS63 AMG$6,272$3,120$2,570
2017 Mercedes-Benz CLS63 AMG$5,998$2,986$2,462
2016 Mercedes-Benz CLS63 AMG$5,942$2,950$2,440
2015 Mercedes-Benz CLS63 AMG$5,468$2,694$2,226
2014 Mercedes-Benz CLS63 AMG$4,752$2,378$1,968
2013 Mercedes-Benz CLS63 AMG$4,844$2,378$1,970

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz CLS63 AMG trim levels for each model year. Updated October 24, 2025

Average insurance rates for 2013 to 2018 Mercedes-Benz CLS63 AMG models for drivers age 20, 40 and 60
Average insurance rates for 2013 to 2018 Mercedes-Benz CLS63 AMG models for drivers age 20, 40 and 60

Some other factors included in car insurance rate calculations are listed below.

  • Gender and age affect the rate you pay. For a 2018 Mercedes-Benz CLS63 AMG, a 20-year-old male driver pays an average rate of $6,272 per year, while a 20-year-old female driver pays an average of $4,488, a difference of $1,784 per year. Women get significantly cheaper rates. But by age 50, the male rate is $2,744 and rates for female drivers are $2,682, a difference of only $62.
  • Get a discount from your occupation. Just about all insurance companies offer discounts for certain occupations like college professors, lawyers, high school and elementary teachers, engineers, accountants, and others. If you work in a qualifying profession, you may save between $94 and $195 on your car insurance premium, depending on the policy coverage levels.
  • Raising deductibles makes car insurance more affordable. Boosting your deductibles from $500 to $1,000 could save around $548 per year for a 40-year-old driver and $1,074 per year for a 20-year-old driver.
  • Teenage drivers are expensive to insure. Average rates for Mercedes CLS63 AMG insurance costs $10,871 per year for a 16-year-old driver, $10,610 per year for a 17-year-old driver, $9,654 per year for an 18-year-old driver, and $8,739 per year for a 19-year-old driver.
  • As age goes up, auto insurance cost goes down. The difference in insurance rates for a Mercedes-Benz CLS63 AMG between a 40-year-old driver ($3,120 per year) and a 20-year-old driver ($6,272 per year) is $3,152, or a savings of 67.1%.

How expensive is Mercedes CLS63 AMG insurance?

When rates are compared to similar luxury models, car insurance cost on a Mercedes-Benz CLS63 AMG cost $980 more per year than the Audi A5, $228 more than the BMW 740i, and $938 more than the Cadillac XTS.

The Mercedes-Benz CLS63 AMG ranks 25th out of 36 total comparison vehicles in the 2018 large luxury car segment for auto insurance affordability. The CLS63 costs an average of $3,120 per year for full coverage insurance, while the segment average cost is $2,851 annually, a difference of $269 per year.

The next table shows how average Mercedes CLS63 AMG car insurance rates compare to all other full-size luxury cars like the Cadillac CT6, Lincoln Continental, and the Porsche Panamera.

Insurance Cost Comparison: Mercedes-Benz CLS63 AMG vs Large Luxury Cars
Rank Make and Model Annual Premium Difference
1Lincoln Continental$1,996-$1,124
2Cadillac CTS$2,060-$1,060
3Audi A5$2,140-$980
4Cadillac XTS$2,182-$938
5Cadillac CT6$2,206-$914
6Volvo S90$2,288-$832
7Lexus LS 500$2,374-$746
8Infiniti Q70$2,382-$738
9Acura RLX$2,420-$700
10Lexus LS 500H$2,466-$654
11Mercedes-Benz CLS550$2,524-$596
12Lexus GS 450$2,548-$572
13Infiniti Q60$2,596-$524
14Mercedes-Benz C63 AMG$2,644-$476
15Cadillac CTS-V$2,718-$402
16Mercedes-Benz S450$2,748-$372
17Jaguar XJ$2,758-$362
18Genesis G90$2,766-$354
19BMW 740e$2,872-$248
20BMW 740i$2,892-$228
21Mercedes-Benz S560$2,902-$218
22BMW 650i$2,908-$212
23Audi RS 7$3,012-$108
24Mercedes-Benz E63 AMG$3,092-$28
25Mercedes-Benz CLS63 AMG$3,120--
26BMW 750i$3,128$8
27Maserati Ghibli$3,134$14
28Porsche Panamera$3,196$76
29Audi A8$3,224$104
30BMW Alpina B6$3,312$192
31Maserati Quattroporte$3,328$208
32Audi S8$3,426$306
33Mercedes-Benz AMG$3,452$332
34Mercedes-Benz AMG S63$3,522$402
35BMW M760i$3,758$638
36Mercedes-Benz S65 AMG$4,538$1,418

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2018 model year. Updated October 24, 2025

At $3,120 per year, insurance cost for a 2018 Mercedes-Benz CLS63 AMG ranks 25th out of 36 models in the large luxury car segment
At $3,120 per year, insurance cost for a 2018 Mercedes-Benz CLS63 AMG ranks 25th out of 36 models in the large luxury car segment