Insuring a Mercedes-Benz CLS63 AMG: Rates Explained for 2025

How much does car insurance for a Mercedes-Benz CLS63 AMG cost? We compare average rates back to the 2013 model to see how it ranks against other luxury cars.

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  • Car insurance on a Mercedes-Benz CLS63 AMG costs around $3,046 per year, $1,523 for a 6-month policy, or around $254 per month.
  • Out of 36 vehicles in the 2018 large luxury car segment, the CLS63 AMG ranks 25th for the cheapest car insurance rates.

How much does Mercedes CLS63 AMG insurance cost?

Mercedes CLS63 AMG insurance costs an average of $3,046 per year. The average full-size luxury sedan costs $2,783 a year to insure, so expect to pay around $263 more per year for insurance than the average.

The car insurance cost summary chart below shows average annual insurance rates on a 2018 Mercedes-Benz CLS63 AMG using a range of driver ages and risk profiles.

Average 2018 Mercedes-Benz CLS63 AMG insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2018 Mercedes-Benz CLS63 AMG insurance premiums for different driver ages and risk scenarios. Rates updated on June 26, 2025.

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Data Methodology: Average rates are for a 2018 model year Mercedes-Benz CLS63 AMG with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mercedes-Benz CLS63 AMG trim levels.

2018 Mercedes-Benz CLS63 AMG Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,970$581
Safe Driver Age 20$6,122$510
At-fault Accidents Age 40$4,274$356
Low Deductibles Age 40$4,086$341
Safe Driver Age 30$3,262$272
Safe Driver Age 40$3,046$254
Safe Driver Age 50$2,678$223
Discount Rate Age 40$2,526$211
Safe Driver Age 60$2,510$209
High Deductibles Age 40$2,510$209

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2018 Mercedes-Benz CLS63 AMG trim levels. Updated June 26, 2025

The overall average cost in the chart above is the rate shown for a safe 40-year-old driver at $3,046 per year, or $254 per month. Car insurance is more expensive for younger drivers and is also cheaper for a policy with higher physical damage deductibles.

Vehicle age and driver age are two factors that influence car insurance cost, and the table below shows average full coverage auto insurance rates for a Mercedes CLS63 AMG from the 2013 to 2018 model years and for various driver ages.

Mercedes-Benz CLS63 AMG Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2018 Mercedes-Benz CLS63 AMG$6,122$3,046$2,510
2017 Mercedes-Benz CLS63 AMG$5,854$2,916$2,404
2016 Mercedes-Benz CLS63 AMG$5,796$2,878$2,380
2015 Mercedes-Benz CLS63 AMG$5,338$2,632$2,174
2014 Mercedes-Benz CLS63 AMG$4,636$2,324$1,922
2013 Mercedes-Benz CLS63 AMG$4,726$2,322$1,926

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz CLS63 AMG trim levels for each model year. Updated June 27, 2025

Average insurance rates for 2013 to 2018 Mercedes-Benz CLS63 AMG models for drivers age 20, 40 and 60
Average insurance rates for 2013 to 2018 Mercedes-Benz CLS63 AMG models for drivers age 20, 40 and 60

Some other factors included in car insurance rate calculations are listed below.

  • Gender and age affect the rate you pay. For a 2018 Mercedes-Benz CLS63 AMG, a 20-year-old male driver pays an average rate of $6,122 per year, while a 20-year-old female driver pays an average of $4,378, a difference of $1,744 per year. Women get significantly cheaper rates. But by age 50, the male rate is $2,678 and rates for female drivers are $2,618, a difference of only $60.
  • Get a discount from your occupation. Just about all insurance companies offer discounts for certain occupations like college professors, lawyers, high school and elementary teachers, engineers, accountants, and others. If you work in a qualifying profession, you may save between $91 and $193 on your car insurance premium, depending on the policy coverage levels.
  • Raising deductibles makes car insurance more affordable. Boosting your deductibles from $500 to $1,000 could save around $536 per year for a 40-year-old driver and $1,046 per year for a 20-year-old driver.
  • Teenage drivers are expensive to insure. Average rates for Mercedes CLS63 AMG insurance costs $10,610 per year for a 16-year-old driver, $10,354 per year for a 17-year-old driver, $9,423 per year for an 18-year-old driver, and $8,531 per year for a 19-year-old driver.
  • As age goes up, auto insurance cost goes down. The difference in insurance rates for a Mercedes-Benz CLS63 AMG between a 40-year-old driver ($3,046 per year) and a 20-year-old driver ($6,122 per year) is $3,076, or a savings of 67.1%.

How expensive is Mercedes CLS63 AMG insurance?

When rates are compared to similar luxury models, car insurance cost on a Mercedes-Benz CLS63 AMG cost $956 more per year than the Audi A5, $222 more than the BMW 740i, and $916 more than the Cadillac XTS.

The Mercedes-Benz CLS63 AMG ranks 25th out of 36 total comparison vehicles in the 2018 large luxury car segment for auto insurance affordability. The CLS63 costs an average of $3,046 per year for full coverage insurance, while the segment average cost is $2,783 annually, a difference of $263 per year.

The next table shows how average Mercedes CLS63 AMG car insurance rates compare to all other full-size luxury cars like the Cadillac CT6, Lincoln Continental, and the Porsche Panamera.

Insurance Cost Comparison: Mercedes-Benz CLS63 AMG vs Large Luxury Cars
Rank Make and Model Annual Premium Difference
1Lincoln Continental$1,946-$1,100
2Cadillac CTS$2,010-$1,036
3Audi A5$2,090-$956
4Cadillac XTS$2,130-$916
5Cadillac CT6$2,156-$890
6Volvo S90$2,234-$812
7Lexus LS 500$2,318-$728
8Infiniti Q70$2,324-$722
9Acura RLX$2,364-$682
10Lexus LS 500H$2,408-$638
11Mercedes-Benz CLS550$2,464-$582
12Lexus GS 450$2,488-$558
13Infiniti Q60$2,536-$510
14Mercedes-Benz C63 AMG$2,582-$464
15Cadillac CTS-V$2,654-$392
16Mercedes-Benz S450$2,680-$366
17Jaguar XJ$2,692-$354
18Genesis G90$2,700-$346
19BMW 740e$2,804-$242
20BMW 740i$2,824-$222
21Mercedes-Benz S560$2,832-$214
22BMW 650i$2,838-$208
23Audi RS 7$2,940-$106
24Mercedes-Benz E63 AMG$3,020-$26
25Mercedes-Benz CLS63 AMG$3,046--
26BMW 750i$3,054$8
27Maserati Ghibli$3,058$12
28Porsche Panamera$3,118$72
29Audi A8$3,148$102
30BMW Alpina B6$3,234$188
31Maserati Quattroporte$3,246$200
32Audi S8$3,346$300
33Mercedes-Benz AMG$3,372$326
34Mercedes-Benz AMG S63$3,438$392
35BMW M760i$3,668$622
36Mercedes-Benz S65 AMG$4,432$1,386

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2018 model year. Updated June 27, 2025

At $3,046 per year, insurance cost for a 2018 Mercedes-Benz CLS63 AMG ranks 25th out of 36 models in the large luxury car segment
At $3,046 per year, insurance cost for a 2018 Mercedes-Benz CLS63 AMG ranks 25th out of 36 models in the large luxury car segment