Mercedes-Benz S65 AMG Car Insurance Comparison: 2025 Edition

• Mercedes-Benz S65 AMG car insurance costs $5,092 per year (about $424 per month) on average for a full coverage policy, but can vary significantly based on driver age.
• Ranked 30^th out of 31 other models in the 2019 large luxury car class, car insurance rates for the Mercedes-Benz S65 AMG cost $2,039 more per year than the average cost for the segment.
• The S65 AMG Sedan trim level is the cheapest to insure at around $4,902 per year. The most expensive trim is the Convertible at $5,250 per year.

How much does Mercedes S65 AMG insurance cost?

Ranked 30^th out of 31 vehicles in the large luxury car class, Mercedes-Benz S65 AMG insurance averages around $5,092 yearly, or $424 monthly. With the average large luxury car costing $3,053 a year to insure, the Mercedes-Benz S65 AMG could possibly cost around $2,039 or more each year.

The rate summary chart below details how Mercedes S65 AMG insurance cost adjusts with a variety of driver ages and insurance policy deductibles.

The next table shows the average yearly and 6-month policy costs, in addition to a monthly budget amount, for each Mercedes-Benz S65 AMG package and trim level.

The rate table below details average car insurance cost for a Mercedes S65 AMG from the 2013 to the 2019 model years and for various driver ages.

Other S65 AMG car insurance rates

Some additional noteworthy observations about Mercedes-Benz S65 AMG insurance cost include:

• Mercedes-Benz S65 AMG insurance rates for teens are expensive. Average rates for full coverage S65 AMG insurance costs $17,740 per year for a 16-year-old driver, $17,476 per year for a 17-year-old driver, $16,193 per year for an 18-year-old driver, and $14,506 per year for a 19-year-old driver.
• Your choice of occupation could save you a few bucks. Many car insurance companies offer policy discounts for being employed in occupations like architects, nurses, emergency medical technicians, lawyers, police officers and law enforcement, and other. By earning this discount, you could save between $153 and $207 on your Mercedes-Benz S65 AMG insurance bill.
• The higher deductible you choose, the lower the policy cost. Raising deductibles from $500 to $1,000 could save around $988 per year for a 40-year-old driver and $1,992 per year for a 20-year-old driver.
• Decreasing deductibles will cost more. Decreasing deductibles from $500 to $250 could cost an additional $1,040 per year for a 40-year-old driver and $2,124 per year for a 20-year-old driver.
• As you get older, car insurance rates tend to be cheaper. The difference in Mercedes-Benz S65 AMG insurance cost between a 50-year-old driver ($4,438 per year) and a 30-year-old driver ($5,490 per year) is $1,052, or a savings of 21.2%.
• Safe drivers have cheaper S65 AMG insurance. Too many at-fault accidents will increase rates, potentially by an extra $2,458 per year for a 30-year-old driver and even as much as $1,134 per year for a 60-year-old driver.

Is S65 AMG insurance expensive?

When compared side-by-side to other vehicles in the large luxury car segment, auto insurance rates for a Mercedes-Benz S65 AMG cost $2,874 more per year than the Audi A5, $2,044 more than the BMW 740i, and $2,778 more than the Cadillac XTS.

The Mercedes S65 AMG ranks 30^th out of 31 comparison vehicles in the large luxury car segment for most affordable car insurance rates. The S65 AMG costs an average of $5,092 per year to insure for full coverage, while the category average auto insurance cost is $3,053 annually, a difference of $2,039 per year.

The following chart shows how well S65 AMG insurance rates compare to the top 10 selling large luxury cars like the Cadillac CT6, Lincoln Continental, and the Porsche Panamera. A more complete table is added following the chart that shows insurance rate rankings for the entire 2019 large luxury car class.