- Subaru XV Crosstrek car insurance costs $1,380 per year (about $115 per month) for a full coverage policy.
- With the cheapest insurance rates, the 2015 XV Crosstrek AWD model costs an average of $1,214 per year to insure.
- At the high end, the XV Crosstrek Hybrid Touring AWD is the most expensive to insure at $1,590 for an annual policy.
- Ranked seventh out of 28 vehicles in the 2015 small SUV segment, average car insurance rates for the Subaru XV Crosstrek cost $78 less per year than the segment average.
How much does Subaru XV Crosstrek insurance cost?
You will want to budget around $1,380 a year for a full coverage policy to insure a Subaru XV Crosstrek, which is the equivalent of $115 a month. If the average policy is broken down into individual coverages, collision insurance costs approximately $524 a year, comprehensive will cost an estimated $300, and the remaining liability/medical (or PIP) coverage costs approximately $556.
The following rate chart shows average 2015 Subaru XV Crosstrek car insurance rates using some common driver age and risk scenarios.

The following table shows average insurance premiums on a Subaru XV Crosstrek for the 2013-2015 model years and for various driver ages.
Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
---|---|---|---|
2015 Subaru XV Crosstrek | $2,776 | $1,380 | $1,156 |
2014 Subaru XV Crosstrek | $2,898 | $1,438 | $1,206 |
2013 Subaru XV Crosstrek | $2,656 | $1,320 | $1,110 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Subaru XV Crosstrek trim levels for each model year. Updated June 27, 2025
The rate table below displays average Subaru XV Crosstrek insurance rates for annual and semi-annual policies, including a monthly amount for budgeting, for each 2015 model year trim level.
2015 Subaru XV Crosstrek Trim Level | Annual Premium | Cost Per Month |
---|---|---|
AWD | $1,214 | $101 |
Premium AWD | $1,282 | $107 |
Limited AWD | $1,316 | $110 |
Hybrid AWD | $1,498 | $125 |
Hybrid Touring AWD | $1,590 | $133 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025
Is insurance for a Subaru XV Crosstrek expensive?
The Subaru XV Crosstrek ranks seventh out of 28 total comparison vehicles in the 2015 small SUV class for insurance affordability. The XV Crosstrek costs an estimated $1,380 per year for full coverage car insurance and the category median price is $1,458 per year, a difference of $78 per year.
When compared directly to some other models in the small SUV category, car insurance rates for a Subaru XV Crosstrek cost $86 less per year than the Toyota RAV4, $92 more than the Honda CR-V, and $30 less than the Chevrolet Equinox.
The following table shows how average XV Crosstrek car insurance rates compare to all other small SUVs for the 2015 model year.
Rank | Make and Model | Annual Premium | Difference |
---|---|---|---|
1 | Mazda CX-5 | $1,232 | -$148 |
2 | Honda CR-V | $1,288 | -$92 |
3 | Buick Encore | $1,328 | -$52 |
4 | Nissan Juke | $1,352 | -$28 |
5 | Jeep Compass | $1,358 | -$22 |
6 | Jeep Renegade | $1,372 | -$8 |
7 | Subaru XV Crosstrek | $1,380 | -- |
8 | Mitsubishi Mirage | $1,402 | $22 |
9 | Chevrolet Equinox | $1,410 | $30 |
10 | Ford Escape | $1,416 | $36 |
11 | Hyundai Tucson | $1,420 | $40 |
12 | Nissan Rogue | $1,432 | $52 |
13 | GMC Terrain | $1,438 | $58 |
14 | Scion XB | $1,444 | $64 |
15 | Kia Sportage | $1,454 | $74 |
16 | Chevrolet Trax | $1,462 | $82 |
17 | Toyota RAV4 | $1,466 | $86 |
18 | Subaru Forester | $1,470 | $90 |
19 | Chevrolet Captiva Sport | $1,476 | $96 |
20 | Kia Soul | $1,478 | $98 |
21 | Volkswagen Tiguan | $1,522 | $142 |
22 | Mini Cooper Countryman | $1,540 | $160 |
23 | Mini Cooper | $1,546 | $166 |
24 | Jeep Patriot | $1,550 | $170 |
25 | Mitsubishi Outlander | $1,558 | $178 |
26 | Mini Cooper Paceman | $1,604 | $224 |
27 | Ford C-Max | $1,608 | $228 |
28 | Hyundai Tucson FCV | $1,812 | $432 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2015 model year. Updated June 27, 2025
Additional XV Crosstrek car insurance information
- High-risk Subaru XV Crosstrek car insurance is expensive. For a 20-year-old driver, having too many driving record violations or accidents can cause a rate increase of $2,186 or more per year.
- Driver gender affects car insurance rates. For a 2015 Subaru XV Crosstrek, a 20-year-old male driver receives an average rate of $2,776 per year, while a 20-year-old female pays $1,998, a difference of $778 per year. The females get the cheaper rate by far. But by age 50, the cost for men is $1,234 and rates for female drivers are $1,200, a difference of only $34.
- Getting older pays dividends in cheaper insurance. The difference in insurance rates for a 2015 XV Crosstrek between a 60-year-old driver ($1,156 per year) and a 30-year-old driver ($1,460 per year) is $304, or a savings of 23.2%.
- Plan on paying a lot to insure a teen driver. Average rates for full coverage XV Crosstrek insurance costs $5,052 per year for a 16-year-old driver, $4,850 per year for a 17-year-old driver, $4,259 per year for a 18-year-old driver, and $3,907 per year to insure a 19-year-old driver.
- Raising physical damage deductibles lowers cost. Increasing your deductibles from $500 to $1,000 could save around $188 per year for a 40-year-old driver and $364 per year for a 20-year-old driver.
- Low physical damage deductibles increases cost. Lowering deductibles from $500 to $250 could cost an additional $196 per year for a 40-year-old driver and $382 per year for a 20-year-old driver.
- Research policy discounts to save money. Discounts may be available if the insureds sign their policy early, take a defensive driving course, drive a vehicle with safety or anti-theft features, drive low annual mileage, insure their home and car with the same company, or many other policy discounts which could save the average driver as much as $234 per year on the cost of insuring a Subaru XV Crosstrek.
- Obey driving laws to keep insurance rates low. If you want cheap XV Crosstrek insurance rates, it pays to avoid traffic tickets. As a matter of fact, just a couple traffic tickets could result in raising rates by as much as $368 per year. Serious misdemeanor violations like driving under the influence could raise rates by an additional $1,282 or more.