- Alfa Romeo 4C insurance rates average $2,802 per year, $1,401 for a 6-month policy, or $234 per month.
- The Alfa Romeo 4C costs right around the segment average car insurance price, at only $150 less per year when compared to the rest of the vehicles in the class.
How much does Alfa Romeo 4C car insurance cost?
Alfa Romeo 4C insurance cost an average of $2,802 a year, or around $234 if paid each month. With the average sports car costing $2,952 a year to insure, the Alfa Romeo 4C would save $150 per year over the average cost for the segment.
The chart below details average car insurance cost for a 2020 Alfa Romeo 4C using an assortment of different driver ages and risk profiles.
How do insurance rates rank for the 4C?
The Alfa Romeo 4C ranks 14th out of 25 comparison vehicles in the sports car class. The 4C costs an estimated $2,802 per year to insure for full coverage, while the class average rate is $2,952 per year, a difference of $150 per year.
When compared to other sports cars, insurance for an Alfa Romeo 4C costs $530 less per year than the Lexus LC 500, $1,132 less than the BMW i8, $462 less than the Jaguar F-Type, and $194 more than the Porsche 718.
The table below shows how average Alfa Romeo 4C car insurance rates compare to other popular sports cars for the 2020 model year. Each model is ranked for insurance affordability and also shows the difference in insurance cost from the 4C.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Mazda MX-5 Miata | $1,804 | -$998 |
| 2 | Ford Mustang | $2,178 | -$624 |
| 3 | BMW Z4 | $2,242 | -$560 |
| 4 | Audi TT | $2,346 | -$456 |
| 5 | Subaru WRX | $2,378 | -$424 |
| 6 | Nissan 370Z | $2,418 | -$384 |
| 7 | Toyota Supra | $2,428 | -$374 |
| 8 | Subaru BRZ | $2,544 | -$258 |
| 9 | BMW M2 | $2,546 | -$256 |
| 10 | Chevrolet Corvette | $2,584 | -$218 |
| 11 | Porsche 718 | $2,608 | -$194 |
| 12 | Chevrolet Camaro | $2,714 | -$88 |
| 13 | Lexus RC F | $2,720 | -$82 |
| 14 | Alfa Romeo 4C | $2,802 | -- |
| 15 | Dodge Challenger | $2,864 | $62 |
| 16 | Mercedes-Benz AMG GT53 | $2,950 | $148 |
| 17 | Jaguar F-Type | $3,264 | $462 |
| 18 | Lexus LC 500 | $3,332 | $530 |
| 19 | BMW M4 | $3,424 | $622 |
| 20 | Porsche 911 | $3,448 | $646 |
| 21 | Mercedes-Benz AMG GT63 | $3,902 | $1,100 |
| 22 | Acura NSX | $3,926 | $1,124 |
| 23 | BMW i8 | $3,934 | $1,132 |
| 24 | Audi R8 | $4,220 | $1,418 |
| 25 | Nissan GT-R | $4,228 | $1,426 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2020 model year. Updated October 24, 2025
How much less is car insurance on a used 4C?
Insuring a 2015 Alfa Romeo 4C instead of the 2020 model could save around $734 per year. Older models generally cost less to insure due to lower market value, but it’s not guaranteed that a newer model will cost more than the prior year.
The data below shows the average car insurance cost for an Alfa Romeo 4C for different driver ages for the 2015 through 2020 model years. Policy costs range from the least expensive rate of $1,722 for a 60-year-old driver rated on a 2015 Alfa Romeo 4C to the most expensive rate of $5,298 for a 20-year-old driving a 2018 model year 4C.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2020 Alfa Romeo 4C | $5,598 | $2,802 | $2,314 |
| 2019 Alfa Romeo 4C | $5,426 | $2,712 | $2,248 |
| 2018 Alfa Romeo 4C | $5,298 | $2,652 | $2,204 |
| 2017 Alfa Romeo 4C | $4,980 | $2,492 | $2,074 |
| 2016 Alfa Romeo 4C | $4,570 | $2,268 | $1,880 |
| 2015 Alfa Romeo 4C | $4,164 | $2,068 | $1,722 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Alfa Romeo 4C trim levels for each model year. Updated October 24, 2025
