Nissan 370Z Insurance Rates – 2022 Cost + Rankings

How much does Nissan 370Z insurance cost? We analyze rates for the Coupe, Sport Coupe, and Nismo trim levels in order to find out how prices compare to competitors like the Audi TT, Porsche 718, and Mustang.

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How much does Nissan 370Z car insurance cost?

Nissan 370Z car insurance costs an average of $1,726 annually, or $144 per month, for full coverage. Liability/medical (or PIP) coverage costs around $512 a year, collision coverage costs approximately $752, and the remaining comprehensive costs approximately $462.

The following chart illustrates how average Nissan 370Z insurance rates for the 2021 model year change based on the age of the driver and coverage deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2021 Nissan 370Z with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Nissan 370Z trim levels.Data last updated on June 24, 2022
Nissan 370Z Insurance Rate Summary
Nissan 370Z Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,870$239
$500$3,402$284
$250$3,962$330
30$1,000$1,522$127
$500$1,824$152
$250$2,136$178
40$1,000$1,450$121
$500$1,726$144
$250$2,012$168
50$1,000$1,320$110
$500$1,568$131
$250$1,824$152
60$1,000$1,296$108
$500$1,538$128
$250$1,790$149

As with all auto insurance policies, the higher the policy deductibles, the lower the coverage costs. In the chart above, insurance rates on a 370Z range from an average rate for a 60-year-old driver of $1,538 up to the average rate for a 20-year-old driver of $3,402 per year.

Expect to pay much higher rates for teen drivers on a Nissan 370Z. For example, a 16-year-old male driver with a clean driving record would pay around $6,058 while a 16-year-old female would pay about $5,328. By age 18, rates drop to around $5,304 for males and $4,602 for female drivers.

Is a Nissan 370Z cheap to insure?

The cheapest model of Nissan 370Z to insure is the base two-door coupe at an average of $1,624 per year. The second cheapest trim is the Sport Coupe at $1,670 per year, and the third cheapest model to insure is the Sport Touring Coupe at $1,730 per year. The most expensive 370Z model to insure is the Nismo Coupe at $1,878 per year.

The table below displays average car insurance rates for the different trims available for the 2021 370Z.

2021 Nissan 370Z Insurance Cost by Trim Level
Nissan 370Z Trim Level Annual Policy 6-month Policy Per Month
Coupe$1,624$812$135
Sport Coupe$1,670$835$139
Sport Touring Coupe$1,730$865$144
Nismo Coupe$1,878$939$157

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Table Data Details: Average rates are for a 2021 Nissan 370Z, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Nissan 370Z Insurance Cost by Trim Level

How does 370Z car insurance cost compare?

The Nissan 370Z ranks #7 out of 24 comparison vehicles in the sports car class. The 370Z costs an average of $1,726 per year for full coverage auto insurance, while the class average is $2,110 per year, a difference of $384 per year.

When compared to top-selling vehicles in the sports car class, insurance for a Nissan 370Z costs $154 more per year than the Ford Mustang, $318 less than the Dodge Challenger, $218 less than the Chevrolet Camaro, and $28 more than the Subaru WRX.

The chart below shows how Nissan 370Z insurance rates compare to the other nine models in the sports car class top 10 most popular vehicle list. Additionally, a more complete table is added after the chart detailing insurance cost rankings for the entire sports car category.

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Chart Data Details: Average rates are for a 2021 model year Nissan 370Z, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Nissan 370Z trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Insurance Cost Comparison: Nissan 370Z vs Top 10 Sports Cars
Nissan 370Z Insurance Cost Compared to All Sports Cars
Rank Make/Model Insurance Cost Difference
1Mazda MX-5 Miata$1,288-$438
2Ford Mustang$1,572-$154
3BMW Z4$1,600-$126
4Audi TT$1,674-$52
5Toyota Supra$1,688-$38
6Subaru WRX$1,698-$28
7Nissan 370Z$1,726--
8BMW M2$1,810$84
9Subaru BRZ$1,816$90
10Porsche 718$1,844$118
11Chevrolet Corvette$1,846$120
12Lexus RC F$1,942$216
13Chevrolet Camaro$1,944$218
14Dodge Challenger$2,044$318
15Mercedes-Benz AMG GT53$2,108$382
16Jaguar F-Type$2,328$602
17Lexus LC 500$2,378$652
18BMW M4$2,446$720
19Porsche 911$2,462$736
20Mercedes-Benz AMG GT63$2,786$1,060
21Acura NSX$2,804$1,078
22BMW i8$2,806$1,080
23Audi R8$3,014$1,288
24Nissan GT-R$3,018$1,292

How much is Nissan 370Z car insurance for teenagers?

Average car insurance rates for teenagers on a 2021 Nissan 370Z are quite expensive. Prices range from a low of $4,274 for insurance on a 19-year-old female driver to a high of $6,058 to insure a 16-year-old male driver.

The chart below details 370Z insurance cost for both male and female drivers age 16 through 19. For 17-year-old drivers, 370Z insurance costs an average of $5,674 for males and $5,034 for females. 370Z insurance for 18-year-old drivers costs $5,304 for males and $4,602 for females.

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Chart Data Details: Teenage driver rates are for a 2021 model year Nissan 370Z with $500 physical damage deductibles. Rates are averaged across all U.S. states and all Nissan 370Z trim levels.Data last updated on June 24, 2022
Nissan 370Z Car Insurance Rates for Teenagers
Nissan 370Z Insurance Cost for Teenage Drivers
Teen Driver Gender Age 16 Age 17 Age 18 Age 19
Male$6,058$5,674$5,304$4,810
Female$5,328$5,034$4,602$4,274

Nissan 370Z insurance rates for 2013 to 2020 models

The following sections detail Nissan 370Z insurance rates for every trim level for the 2013 to 2020 model years. Rates for the 2021 model are detailed in the charts and tables prior to this section.

2020 Nissan 370Z Insurance Rates

Average insurance rates for a 2020 Nissan 370Z are $2,000 per year, or around $167 per month. Rates range from $1,884 per year for the 370Z Coupe to $2,176 for the 370Z Nismo Coupe.

2020 Nissan 370Z Insurance Cost by Trim Level
2020 Nissan 370Z Trim Level Annual Rate Per Month
Coupe$1,594$133
Sport Coupe$1,636$136
Sport Touring Coupe$1,694$141
Nismo Coupe$1,838$153

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2020 Nissan 370Z, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
2020 Nissan 370Z Insurance Cost by Trim Level

2019 Nissan 370Z Insurance Rates

Insurance rates for a 2019 Nissan 370Z average $1,592 per year, or about $133 per month. Rates range from $1,444 per year for the 370Z Roadster to $1,834 for the 370Z Nismo Coupe.

2019 Nissan 370Z Insurance Cost by Trim Level
2019 Nissan 370Z Trim Level Annual Rate Per Month
Roadster$1,444$120
Sport Touring Roadster$1,486$124
Touring Roadster$1,486$124
Coupe$1,564$130
Sport Coupe$1,650$138
Sport Touring Coupe$1,704$142
Nismo Coupe$1,834$153

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2019 Nissan 370Z, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
2019 Nissan 370Z Insurance Cost by Trim Level

2018 Nissan 370Z Insurance Rates

2018 Nissan 370Z insurance rates average $1,574 per year, or around $131 per month. Cost ranges from $1,448 per year for the 370Z Roadster to $1,774 for the 370Z Nismo Tech Coupe.

2018 Nissan 370Z Insurance Cost by Trim Level
2018 Nissan 370Z Trim Level Annual Rate Per Month
Roadster$1,448$121
Touring Roadster$1,492$124
Touring Sport Roadster$1,492$124
Coupe$1,502$125
Sport Coupe$1,596$133
Sport Tech Coupe$1,650$138
Touring Coupe$1,650$138
Nismo Tech Coupe$1,774$148

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2018 Nissan 370Z, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
2018 Nissan 370Z Insurance Cost by Trim Level

2017 Nissan 370Z Insurance Rates

A 2017 Nissan 370Z averages $1,542 per year for full coverage insurance, or around $129 per month. Rates range from $1,408 per year for the 370Z Roadster to $1,724 for the 370Z Nismo Tech Coupe.

2017 Nissan 370Z Insurance Cost by Trim Level
2017 Nissan 370Z Trim Level Annual Rate Per Month
Roadster$1,408$117
Touring Roadster$1,450$121
Touring Sport Roadster$1,450$121
Coupe$1,460$122
Sport Coupe$1,552$129
Sport Tech Coupe$1,604$134
Touring Coupe$1,604$134
Nismo Coupe$1,644$137
Nismo Tech Coupe$1,724$144

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2017 Nissan 370Z, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
2017 Nissan 370Z Insurance Cost by Trim Level

2016 Nissan 370Z Insurance Rates

Average insurance cost for a 2016 Nissan 370Z is $1,510 per year, or around $126 per month. Rates range from $1,352 per year for the 370Z Roadster to $1,680 for the 370Z Nismo Tech Coupe.

2016 Nissan 370Z Insurance Cost by Trim Level
2016 Nissan 370Z Trim Level Annual Rate Per Month
Roadster$1,352$113
Touring Roadster$1,388$116
Touring Sport Roadster$1,388$116
Coupe$1,444$120
Sport Coupe$1,530$128
Sport Tech Coupe$1,578$132
Touring Coupe$1,578$132
Nismo Coupe$1,654$138
Nismo Tech Coupe$1,680$140

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2016 Nissan 370Z, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
2016 Nissan 370Z Insurance Cost by Trim Level

2015 Nissan 370Z Insurance Rates

Insurance rates average $1,440 per year for a 2015 Nissan 370Z, or around $120 per month. Rates range from $1,292 per year for the 370Z Roadster to $1,602 for the 370Z Nismo Tech Coupe.

2015 Nissan 370Z Insurance Cost by Trim Level
2015 Nissan 370Z Trim Level Annual Rate Per Month
Roadster$1,292$108
Touring Roadster$1,326$111
Touring Sport Roadster$1,326$111
Coupe$1,380$115
Sport Coupe$1,460$122
Sport Tech Coupe$1,508$126
Touring Coupe$1,508$126
Nismo Coupe$1,566$131
Nismo Tech Coupe$1,602$134

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2015 Nissan 370Z, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
2015 Nissan 370Z Insurance Cost by Trim Level

2014 Nissan 370Z Insurance Rates

Average insurance cost for a 2014 Nissan 370Z is $1,328 per year, or around $111 per month. Rates range from $1,270 per year for the 370Z Roadster to $1,434 for the 370Z Nismo Coupe.

2014 Nissan 370Z Insurance Cost by Trim Level
2014 Nissan 370Z Trim Level Annual Rate Per Month
Roadster$1,270$106
Touring Roadster$1,270$106
Coupe$1,294$108
Touring Coupe$1,360$113
Nismo Coupe$1,434$120

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2014 Nissan 370Z, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
2014 Nissan 370Z Insurance Cost by Trim Level

2013 Nissan 370Z Insurance Rates

Insurance rates for a 2013 Nissan 370Z average $1,274 per year, or about $106 per month. Rates range from $1,248 per year for the 370Z Coupe to $1,318 for the 370Z Nismo Coupe.

2013 Nissan 370Z Insurance Cost by Trim Level
2013 Nissan 370Z Trim Level Annual Rate Per Month
Coupe$1,248$104
Roadster$1,260$105
Touring Roadster$1,260$105
Touring Coupe$1,288$107
Nismo Coupe$1,318$110

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2013 Nissan 370Z, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
2013 Nissan 370Z Insurance Cost by Trim Level

Additional Rates and Information

Additional example insurance rates and tips for keeping rates low are as follows:

  • The gender of the driver affects insurance cost. For a 2013 Nissan 370Z, a 20-year-old man pays an average rate of $2,516 per year, while a 20-year-old female driver will get a rate of $1,886, a difference of $630 per year in favor of the women by a long shot. But by age 50, the cost for men is $1,162 and the rate for women is $1,140, a difference of only $22.
  • A clean driving record saves money. If you want to get the most affordable price on 370Z insurance rates, it pays to be an excellent driver. Not surprisingly, just a couple of traffic tickets can raise the cost of a policy by at least $338 per year. Being convicted of a serious infraction such as failing to stop at the scene of an accident could raise rates by an additional $1,172 or more.
  • Polish up your credit rating for lower rates. In states that allow a driver’s credit rating to be used for the purpose of determining insurance rates, having an excellent credit score over 800 could save a minimum of $200 per year over a lower credit rating of 670-739. Conversely, a mediocre credit score could cost as much as $232 more per year.
  • Nissan 370Z insurance for teen drivers is expensive. Average rates for full coverage 370Z insurance costs $4,714 per year for a 16-year-old driver, $4,350 per year for a 17-year-old driver, and $4,042 per year for a 18-year-old driver.
  • Your employer could save you money. Just about all auto insurance providers offer discounts for certain occupations like doctors, police officers and law enforcement, high school and elementary teachers, accountants, college professors, farmers, and other occupations. By qualifying for this discount, you could save between $38 and $109 on your annual 370Z insurance premium, depending on the policy coverages selected.
  • High-risk drivers pay extremely high rates. For a 30-year-old driver, the need to buy a high-risk policy could increase the cost by $1,548 or more per year.
  • Lower policy cost by raising deductibles. Increasing your deductibles from $500 to $1,000 could save around $168 per year for a 40-year-old driver and $322 per year for a 20-year-old driver.
  • Choosing a low deductible may not make good financial sense. Dropping your physical damage deductibles from $500 to $250 could cost an additional $176 per year for a 40-year-old driver and $342 per year for a 20-year-old driver.