Insuring Your Audi A5: What You Need to Know

How much will it cost to insure an Audi A5?

We compared prices from the Coupe Premium model up to the Sportback Prestige 45 trim to discover how insurance rates on the A5 rank against the competition.

Start a Free QuoteCompare Audi A5 car insurance quotes and save on your next policy.

How much does Audi A5 insurance cost?

Average car insurance rates for a 2024 Audi A5 cost $2,782 a year for full coverage. When splitting out the cost of individual coverages, comprehensive (or other-than-collision) coverage will cost around $736 a year, collision coverage is about $1,400, and the remaining liability/medical is approximately $646.

The chart below illustrates how Audi A5 insurance cost fluctuates based on the age of the rated driver and the chosen policy deductibles.

Average 2024 Audi A5 car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Audi A5 car insurance premiums for different driver ages and policy deductibles. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on a 2024 model year Audi A5. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Audi A5 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$4,642$387
$500$5,590$466
$250$6,596$550
30-Year-Old$1,000$2,454$205
$500$2,982$249
$250$3,530$294
40-Year-Old$1,000$2,298$192
$500$2,782$232
$250$3,288$274
50-Year-Old$1,000$2,032$169
$500$2,450$204
$250$2,888$241
60-Year-Old$1,000$1,904$159
$500$2,296$191
$250$2,702$225

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Audi A5. Updated June 27, 2025

As with all auto insurance policies, the higher the deductibles, the lower the policy costs. In the chart above, A5 insurance rates range from an average rate for a 60-year-old driver of $2,296 up to the average rate for a 20-year-old driver of $5,590 per year, a difference of $3,294.

Some other noteworthy data insights concerning A5 insurance cost include:

  • Younger drivers pay higher rates. The difference in insurance cost on a 2024 A5 between a 60-year-old driver ($2,296 per year) and a 20-year-old driver ($5,590 per year) is $3,294, or a savings of 83.5%.
  • Gender affects car insurance rates. For a 2024 Audi A5, a 20-year-old male pays an estimated $5,590 per year, while a 20-year-old female pays an estimated $4,000, a difference of $1,590 per year in the women’s favor by a large margin. But by age 50, the rate for males is $2,450 and the rate for females is $2,398, a difference of only $52.
  • Your occupation could earn you policy discounts. Just about all auto insurance companies offer policy discounts for specific occupations like farmers, firefighters, members of the military, doctors, lawyers, engineers, and other occupations. By qualifying for this profession discount, you could potentially save between $83 and $228 on your yearly insurance bill, subject to policy limits.
  • More policy discounts means cheap Audi A5 insurance rates. Discounts may be available if the insureds are loyal customers, insure their home and car with the same company, work in certain occupations, are senior citizens, choose electronic billing, or many other policy discounts which could save the average driver as much as $470 per year on the cost of insuring an Audi A5.
  • Safe drivers have lower average car insurance rates. At-fault accidents increase insurance cost, to the tune of $1,326 per year for a 30-year-old driver and as much as $794 per year for a 50-year-old driver.

What is the cheapest Audi A5 car insurance?

The cheapest model of Audi A5 to insure is the Coupe Premium at $2,526 per year, or about $211 per month. The second cheapest model is the Coupe Premium Plus at $2,634 per year, and the third cheapest trim to insure is the Sportback Premium 40 at $2,662 per year.

On the opposite end of the cost spectrum, the three most expensive Audi A5 models to insure are the Sportback Prestige 40, the Cabriolet Prestige, and the Sportback Prestige 45 trim levels at an estimated $2,902,  $2,956, and $2,972 per year, respectively.

The next table displays average 2024 Audi A5 car insurance rates for annual and semi-annual terms, plus a monthly amount for budgeting, for each available model package and trim level.

2024 Audi A5 Insurance Rates by Trim Level
2024 Audi A5 Trim Level Annual Premium Cost Per Month
Coupe Premium$2,526$211
Coupe Premium Plus$2,634$220
Sportback Premium 40$2,662$222
Coupe Prestige$2,710$226
Sportback Premium 45$2,726$227
Sportback Premium Plus 40$2,784$232
Cabriolet Premium$2,788$232
Sportback Premium Plus 45$2,858$238
Cabriolet Premium Plus$2,892$241
Sportback Prestige 40$2,902$242
Cabriolet Prestige$2,956$246
Sportback Prestige 45$2,972$248

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2024 Audi A5 ranging from the Coupe Premium model at $2,526 per year to the Sportback Prestige 45 model at $2,972
Insurance cost by trim level for a 2024 Audi A5 ranging from the Coupe Premium model at $2,526 per year to the Sportback Prestige 45 model at $2,972

How does A5 insurance rank against the competition?

The Audi A5 ranks first out of 24 total vehicles in the large luxury car segment. The A5 costs an average of $2,782 per year for full coverage insurance, while the category median average cost is $3,748 annually, a difference of $966 per year.

When compared directly to the best-selling models in the large luxury car category, insurance for an Audi A5 costs $294 less per year than the Genesis G90, $572 less per year than the BMW 840i, and $438 less per year than the Lexus LS 500.

The chart below shows how car insurance rates for an Audi A5 fare against other top-selling large luxury cars. In addition to the chart, a table is added after the chart that shows insurance cost for all 24 models in the large luxury car category.

Average 2024 Audi A5 car insurance premium compared to other large luxury car models.
Figure 2: Average 2024 Audi A5 car insurance premium compared to other large luxury car models. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Audi A5. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Audi A5 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Audi A5 Insurance Cost Compared to All Large Luxury Cars
Rank Make and Model Annual Premium Difference
1Audi A5$2,782--
2Volvo S90$2,870$88
3Genesis G90$3,076$294
4Mercedes-Benz AMG E53$3,088$306
5Mercedes-Benz EQS 450$3,122$340
6Lexus LS 500$3,220$438
7Lexus LS 500h$3,262$480
8BMW 840i$3,354$572
9BMW i7$3,402$620
10Audi RS 7$3,524$742
11BMW M850i$3,780$998
12BMW 740i$3,794$1,012
13BMW 750e$3,806$1,024
14Mercedes-Benz AMG GT43$3,832$1,050
15Audi S8$3,878$1,096
16Mercedes-Benz S500$3,972$1,190
17Audi A8$3,982$1,200
18BMW 760i$4,008$1,226
19Mercedes-Benz S580$4,162$1,380
20Mercedes-Benz EQS 580$4,230$1,448
21Mercedes-Benz Maybach S580$4,598$1,816
22Mercedes-Benz AMG EQS$4,642$1,860
23Porsche Panamera$4,666$1,884
24Mercedes-Benz Maybach S680$4,906$2,124

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025

How much can I save by insuring a used Audi A5?

Choosing to insure a 2013 A5 in place of the newest 2024 model could save an estimated $1,190 each year. Even opting for a barely used 2019 model will save $616 each year.

The following data table details typical insurance rates for an Audi A5 for different model years. Policy cost ranges from the lowest rate of $1,592 for a 2013 model year up to a maximum value of $2,782 to insure a 2024 Audi A5.

Audi A5 Insurance Cost for 2013-2024 Models
Model Year and Vehicle Annual Premium Cost Per Month
2024 Audi A5$2,782$232
2023 Audi A5$2,558$213
2022 Audi A5$2,510$209
2021 Audi A5$2,358$197
2020 Audi A5$2,284$190
2019 Audi A5$2,166$181
2018 Audi A5$2,090$174
2017 Audi A5$1,854$155
2016 Audi A5$1,876$156
2015 Audi A5$1,868$156
2014 Audi A5$1,718$143
2013 Audi A5$1,592$133

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi A5 trim levels for each model year. Updated June 27, 2025

Average annual premium and cost per month to insure 2013 to 2024 Audi A5 models
Average annual premium and cost per month to insure 2013 to 2024 Audi A5 models