Audi e-tron Insurance: 2025 Rates, Insights, Comparisons

Is an Audi e-tron expensive to insure?

From the GT Premium Plus trim level to the more expensive RS GT trim level, we looked at insurance quotes on the e-tron to see how average insurance rates rank against the rest of the midsize luxury SUV segment.

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How much does Audi e-tron car insurance cost?

Audi e-tron insurance costs on average $2,920 a year, or about $243 on a monthly basis. You can expect to pay approximately $138 more per year for Audi e-tron insurance as compared to the average rate for midsize luxury SUVs, and $699 more per year than the all-vehicle national average of $2,221.

The chart below illustrates how average Audi e-tron insurance rates fluctuate based on the age of the driver and comprehensive and collision deductibles.

Rates vary from $1,984 per year for a driver age 60 with $1,000 physical damage deductibles to the highest rate of $6,950 annually for a driver age 20 with a deductible of $250.

Average 2024 Audi e-tron car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Audi e-tron car insurance premiums for different driver ages and policy deductibles. Rates updated on June 27, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Audi e-tron. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Audi e-tron Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$4,840$403
$500$5,864$489
$250$6,950$579
30-Year-Old$1,000$2,566$214
$500$3,134$261
$250$3,724$310
40-Year-Old$1,000$2,398$200
$500$2,920$243
$250$3,466$289
50-Year-Old$1,000$2,120$177
$500$2,570$214
$250$3,038$253
60-Year-Old$1,000$1,984$165
$500$2,406$201
$250$2,846$237

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Audi e-tron. Updated June 27, 2025

The following table shows average annual and semi-annual full coverage Audi e-tron insurance rates for the 2019 to 2024 model years.

Audi e-tron Insurance Cost for 2019-2024 Models
Model Year and Vehicle Annual Premium Cost Per Month
2024 Audi e-tron$2,920$243
2023 Audi e-tron$2,814$235
2022 Audi e-tron$2,900$242
2021 Audi e-tron$2,730$228
2020 Audi e-tron$2,646$221
2019 Audi e-tron$2,564$214

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi e-tron trim levels for each model year. Updated June 27, 2025

Average annual premium and cost per month to insure 2019 to 2024 Audi e-tron models
Average annual premium and cost per month to insure 2019 to 2024 Audi e-tron models

How does Audi e-tron insurance rank vs. the competition?

The Audi e-tron ranks 28th out of 41 total comparison vehicles in the 2024 midsize luxury SUV class. The e-tron costs an average of $2,920 per year to insure, while the segment median rate is $2,782 annually, a difference of $138 per year.

When compared to other midsize luxury models, insurance for a Audi e-tron costs $570 more per year than the Lexus RX 350, $72 less than the BMW X5, $578 more than the Acura MDX, and $710 more than the Cadillac XT5.

The table below shows how auto insurance cost for a 2024 Audi e-tron compares to all other midsize luxury SUVs like the Lexus RX 350, BMW X5, and the Tesla Model X.

Audi e-tron Insurance Cost Compared to Other Midsize Luxury SUVs
Rank Make and Model Annual Premium Difference
1Jaguar E-Pace$2,190-$730
2Cadillac XT5$2,210-$710
3Infiniti QX50$2,276-$644
4Cadillac XT6$2,292-$628
5Infiniti QX60$2,304-$616
6Mercedes-Benz AMG GLB35$2,308-$612
7Acura MDX$2,342-$578
8Lexus RX 350$2,350-$570
9Lexus TX 350$2,380-$540
10Lexus RX 350h$2,410-$510
11Lexus TX 500h$2,446-$474
12Lexus RX 500h$2,454-$466
13Lincoln Nautilus$2,472-$448
14Lexus RX 450h$2,476-$444
15Volvo V90$2,496-$424
16Audi SQ5$2,584-$336
17Mercedes-Benz GLE350$2,616-$304
18Lincoln Aviator$2,636-$284
19Lexus GX 550$2,664-$256
20Volvo V60$2,742-$178
21Land Rover Discovery Sport$2,746-$174
22Mercedes-Benz GLE450$2,758-$162
23Cadillac Lyriq$2,784-$136
24Volvo EX90$2,806-$114
25Audi Q7$2,842-$78
26Genesis GV80$2,854-$66
27Mercedes-Benz AMG GLC43$2,868-$52
28Audi e-tron$2,920--
29Tesla Model X$2,944$24
30BMW X5$2,992$72
31Audi Q8$3,012$92
32Land Rover Discovery$3,026$106
33Mercedes-Benz AMG GLE53$3,046$126
34Audi SQ7$3,148$228
35BMW iX$3,192$272
36BMW X6$3,272$352
37Land Rover Range Rover Sport$3,410$490
38Audi RS 6$3,482$562
39Porsche Cayenne$3,506$586
40BMW XM$3,844$924
41Mercedes-Benz AMG GLE63$3,948$1,028

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025

At $2,920 per year, insurance cost for a 2024 Audi e-tron ranks 28th out of 41 models in the midsize luxury SUV segment
At $2,920 per year, insurance cost for a 2024 Audi e-tron ranks 28th out of 41 models in the midsize luxury SUV segment

Is Premium Plus or Prestige cheaper to insure?

The cheapest Audi e-tron to insure is the GT Premium Plus at $2,760 per year. The RS GT runs a little higher at $3,146 per year. Expect to budget at least $230 per month for full coverage insurance on an e-tron.

The table below shows average car insurance rates for each 2024 Audi e-tron trim level.

2024 Audi e-tron Insurance Rates by Trim Level
2024 Audi e-tron Trim Level Annual Premium Cost Per Month
GT Premium Plus$2,760$230
GT Prestige$2,858$238
RS GT$3,146$262

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 26, 2025

Insurance cost by trim level for a 2024 Audi e-tron ranging from the GT Premium Plus model at $2,760 per year to the RS GT model at $3,146
Insurance cost by trim level for a 2024 Audi e-tron ranging from the GT Premium Plus model at $2,760 per year to the RS GT model at $3,146

Below are some additional rates for different risk scenarios, along with some ideas for cutting the cost of your next policy.

  • Clean up your credit to lower your rates. Having a good credit rating over 800 could save you $458 per year compared to a lower credit score of 670-739. Conversely, a weak credit rating could cost up to $531 more per year. Not all states allow credit scores to be used to determine car insurance rates, however.
  • Older drivers pay less than younger drivers. The difference in car insurance cost for an Audi e-tron between a 40-year-old driver ($2,920 per year) and a 20-year-old driver ($5,864 per year) is $2,944, or a savings of 67%.
  • High-risk drivers pay extremely high rates. For a 30-year-old driver, having to buy a high-risk insurance policy could inflate rates by $3,550 or more per year.
  • Make your policy cheaper by raising deductibles. Boosting your deductibles from $500 to $1,000 could save around $522 per year for a 40-year-old driver and $1,024 per year for a 20-year-old driver.
  • The lower deductible you choose, the higher the policy cost. Dropping your physical damage deductibles from $500 to $250 could cost an additional $546 per year for a 40-year-old driver and $1,086 per year for a 20-year-old driver.
  • A good driving record pays dividends. To get the cheapest Audi e-tron car insurance rates, you need to drive sensibly. In fact, just a few driving offenses could possibly increase insurance policy rates by at least $764 per year. Major convictions such as DUI and hit-and-run could raise rates by an additional $2,680 or more.
  • Be a careful driver and pay less for insurance. At-fault accidents raise insurance rates, possibly as much as $4,116 per year for a 20-year-old driver and as much as $818 per year for a 50-year-old driver.