- Land Rover Discovery Sport car insurance averages $1,854 per year or around $155 per month, but can vary based on the vehicle trim level.
- Discovery Sport insurance cost ranges from $1,806 to $1,900 per year on average, depending on trim level.
- Ranked eighth out of 37 midsize luxury SUVs for the 2023 model year, car insurance for the Discovery Sport costs $250 less per year than the average cost for the segment.
How much does Discovery Sport insurance cost?
Ranked eighth out of 37 vehicles in the midsize luxury SUV class, Land Rover Discovery Sport car insurance averages around $1,854 a year. Depending on the trim level being insured, monthly car insurance rates for a 2023 Discovery Sport range from $151 to $158.
With the average midsize luxury SUV costing $2,104 a year to insure, the Discovery Sport could save around $250 or more every 12 months when compared to the segment average.
The next chart illustrates how Discovery Sport car insurance rates can change based on driver age group and the policy deductibles. The rate estimates range from the lowest price of $1,390 per year for a driver age 60 with high physical damage deductibles to the more expensive rate of $4,354 per year for a 20-year-old driver with $250 deductibles.
The table below displays the average yearly and semi-annual policy costs, including a monthly budget estimate, for each Land Rover Discovery Sport package and trim level.
Land Rover Discovery Sport Trim Level | Annual Policy | Six-Month Policy | Per Month |
---|---|---|---|
S | $1,806 | $903 | $151 |
R-Dynamic S | $1,838 | $919 | $153 |
SE | $1,870 | $935 | $156 |
R-Dynamic SE | $1,900 | $950 | $158 |
The following data table shows average insurance policy premiums for a Land Rover Discovery Sport for the 2020 to 2023 model years.
Model Year and Vehicle | Annual Rate | 6-month Rate | Monthly Rate |
---|---|---|---|
2023 Land Rover Discovery Sport | $1,854 | $927 | $155 |
2022 Land Rover Discovery Sport | $1,856 | $928 | $155 |
2021 Land Rover Discovery Sport | $1,902 | $951 | $159 |
2020 Land Rover Discovery Sport | $1,876 | $938 | $156 |
Is Discovery Sport insurance expensive?
When compared side-by-side to similar vehicles, car insurance prices for the Discovery Sport cost $234 more per year than the Lexus RX 350, $434 less than the BMW X5, and $54 more than the Acura MDX.
The Discovery Sport ranks eighth out of 37 comparison vehicles in the midsize luxury SUV segment for most affordable car insurance cost. The Discovery Sport costs an average of $1,854 per year to insure, while the segment average is $2,104 per year, a difference of $250 per year.
The table below shows how Land Rover Discovery Sport insurance cost compares to the top 10 selling midsize luxury SUVs in the United States like the Cadillac XT5, Lexus GX 460, and the Infiniti QX60.
Rank | Make/Model | Insurance Cost | Difference |
---|---|---|---|
1 | Lexus RX 350 | $1,620 | -$234 |
2 | Infiniti QX50 | $1,676 | -$178 |
3 | Cadillac XT5 | $1,720 | -$134 |
4 | Cadillac XT6 | $1,762 | -$92 |
5 | Acura MDX | $1,800 | -$54 |
6 | Lincoln Nautilus | $1,834 | -$20 |
7 | Lexus RX 350L | $1,850 | -$4 |
8 | Land Rover Discovery Sport | $1,854 | -- |
9 | Jaguar E-Pace | $1,856 | $2 |
10 | Volvo V90 | $1,886 | $32 |
11 | Lexus RX 450h | $1,908 | $54 |
12 | Lexus GX 460 | $1,928 | $74 |
13 | Lexus RX 450hL | $1,938 | $84 |
14 | Volvo V60 | $1,946 | $92 |
15 | Genesis GV80 | $1,986 | $132 |
16 | Mercedes-Benz AMG GLB35 | $1,988 | $134 |
17 | Audi SQ5 | $1,990 | $136 |
18 | Lincoln Aviator | $2,008 | $154 |
19 | Infiniti QX60 | $2,026 | $172 |
20 | Mercedes-Benz GLE450 | $2,042 | $188 |
21 | Mercedes-Benz GLE350 | $2,066 | $212 |
22 | Land Rover Discovery | $2,074 | $220 |
23 | Mercedes-Benz AMG GLC43 | $2,110 | $256 |
24 | Audi Q7 | $2,158 | $304 |
25 | Audi e-tron | $2,232 | $378 |
26 | Tesla Model X | $2,242 | $388 |
27 | Mercedes-Benz AMG GLE53 | $2,248 | $394 |
28 | BMW X5 | $2,288 | $434 |
29 | Audi Q8 | $2,298 | $444 |
30 | Land Rover Range Rover Sport | $2,312 | $458 |
31 | Audi SQ7 | $2,426 | $572 |
32 | BMW iX | $2,458 | $604 |
33 | BMW X6 | $2,508 | $654 |
34 | Porsche Cayenne | $2,528 | $674 |
35 | Mercedes-Benz AMG GLE63 | $2,650 | $796 |
36 | Audi RS 6 | $2,694 | $840 |
37 | BMW XM | $2,948 | $1,094 |