Land Rover Discovery Sport Car Insurance Cost for 2023

Is car insurance for a Land Rover Discovery Sport affordable?

From the S trim up to the more costly R-Dynamic SE trim, we break down insurance rates on the Rover Discovery Sport to discover how average policy premiums compares to the competition.

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  • Land Rover Discovery Sport car insurance averages $1,854 per year or around $155 per month, but can vary based on the vehicle trim level.
  • Discovery Sport insurance cost ranges from $1,806 to $1,900 per year on average, depending on trim level.
  • Ranked eighth out of 37 midsize luxury SUVs for the 2023 model year, car insurance for the Discovery Sport costs $250 less per year than the average cost for the segment.

How much does Discovery Sport insurance cost?

Ranked eighth out of 37 vehicles in the midsize luxury SUV class, Land Rover Discovery Sport car insurance averages around $1,854 a year. Depending on the trim level being insured, monthly car insurance rates for a 2023 Discovery Sport range from $151 to $158.

With the average midsize luxury SUV costing $2,104 a year to insure, the Discovery Sport could save around $250 or more every 12 months when compared to the segment average.

The next chart illustrates how Discovery Sport car insurance rates can change based on driver age group and the policy deductibles. The rate estimates range from the lowest price of $1,390 per year for a driver age 60 with high physical damage deductibles to the more expensive rate of $4,354 per year for a 20-year-old driver with $250 deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2023 Land Rover Discovery Sport with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Land Rover Discovery Sport trim levels.Data last updated on August 12, 2023
Land Rover Discovery Sport Car Insurance Rates
2023 Land Rover Discovery Sport Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,104$259
$500$3,710$309
$250$4,354$363
30$1,000$1,630$136
$500$1,966$164
$250$2,316$193
40$1,000$1,546$129
$500$1,854$155
$250$2,174$181
50$1,000$1,412$118
$500$1,688$141
$250$1,980$165
60$1,000$1,390$116
$500$1,662$139
$250$1,948$162

The table below displays the average yearly and semi-annual policy costs, including a monthly budget estimate, for each Land Rover Discovery Sport package and trim level.

2023 Land Rover Discovery Sport Insurance Cost by Trim Level
Land Rover Discovery Sport Trim Level Annual Policy Six-Month Policy Per Month
S$1,806$903$151
R-Dynamic S$1,838$919$153
SE$1,870$935$156
R-Dynamic SE$1,900$950$158

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Land Rover Discovery Sport, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Land Rover Discovery Sport Insurance Cost by Trim Level

The following data table shows average insurance policy premiums for a Land Rover Discovery Sport for the 2020 to 2023 model years.

Land Rover Discovery Sport Insurance Cost for 2020-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Land Rover Discovery Sport$1,854$927$155
2022 Land Rover Discovery Sport$1,856$928$155
2021 Land Rover Discovery Sport$1,902$951$159
2020 Land Rover Discovery Sport$1,876$938$156

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
Land Rover Discovery Sport Insurance Cost by Model Year

Is Discovery Sport insurance expensive?

When compared side-by-side to similar vehicles, car insurance prices for the Discovery Sport cost $234 more per year than the Lexus RX 350, $434 less than the BMW X5, and $54 more than the Acura MDX.

The Discovery Sport ranks eighth out of 37 comparison vehicles in the midsize luxury SUV segment for most affordable car insurance cost. The Discovery Sport costs an average of $1,854 per year to insure, while the segment average is $2,104 per year, a difference of $250 per year.

The table below shows how Land Rover Discovery Sport insurance cost compares to the top 10 selling midsize luxury SUVs in the United States like the Cadillac XT5, Lexus GX 460, and the Infiniti QX60.

Land Rover Discovery Sport Insurance vs Midsize Luxury SUVs
Rank Make/Model Insurance Cost Difference
1Lexus RX 350$1,620-$234
2Infiniti QX50$1,676-$178
3Cadillac XT5$1,720-$134
4Cadillac XT6$1,762-$92
5Acura MDX$1,800-$54
6Lincoln Nautilus$1,834-$20
7Lexus RX 350L$1,850-$4
8Land Rover Discovery Sport$1,854--
9Jaguar E-Pace$1,856$2
10Volvo V90$1,886$32
11Lexus RX 450h$1,908$54
12Lexus GX 460$1,928$74
13Lexus RX 450hL$1,938$84
14Volvo V60$1,946$92
15Genesis GV80$1,986$132
16Mercedes-Benz AMG GLB35$1,988$134
17Audi SQ5$1,990$136
18Lincoln Aviator$2,008$154
19Infiniti QX60$2,026$172
20Mercedes-Benz GLE450$2,042$188
21Mercedes-Benz GLE350$2,066$212
22Land Rover Discovery$2,074$220
23Mercedes-Benz AMG GLC43$2,110$256
24Audi Q7$2,158$304
25Audi e-tron$2,232$378
26Tesla Model X$2,242$388
27Mercedes-Benz AMG GLE53$2,248$394
28BMW X5$2,288$434
29Audi Q8$2,298$444
30Land Rover Range Rover Sport$2,312$458
31Audi SQ7$2,426$572
32BMW iX$2,458$604
33BMW X6$2,508$654
34Porsche Cayenne$2,528$674
35Mercedes-Benz AMG GLE63$2,650$796
36Audi RS 6$2,694$840
37BMW XM$2,948$1,094

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on August 11, 2023
Land Rover Discovery Sport Insurance vs Midsize Luxury SUVs