Land Rover Discovery Sport Car Insurance Cost for 2023

Is car insurance for a Land Rover Discovery Sport affordable?

From the S trim up to the more costly R-Dynamic SE trim, we break down insurance rates on the Rover Discovery Sport to discover how average policy premiums compares to the competition.

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  • Land Rover Discovery Sport car insurance averages $1,806 per year or around $151 per month, but can vary based on the vehicle trim level.
  • Discovery Sport insurance cost ranges from $1,762 to $1,852 per year on average, depending on trim level.
  • Ranked eighth out of 37 midsize luxury SUVs for the 2023 model year, car insurance for the Discovery Sport costs $244 less per year than the average cost for the segment.

How much does Discovery Sport insurance cost?

Ranked eighth out of 37 vehicles in the midsize luxury SUV class, Land Rover Discovery Sport car insurance averages around $1,806 a year. Depending on the trim level being insured, monthly car insurance rates for a 2023 Discovery Sport range from $147 to $154.

With the average midsize luxury SUV costing $2,050 a year to insure, the Discovery Sport could save around $244 or more every 12 months when compared to the segment average.

The next chart illustrates how Discovery Sport car insurance rates can change based on driver age group and the policy deductibles. The rate estimates range from the lowest price of $1,352 per year for a driver age 60 with high physical damage deductibles to the more expensive rate of $4,242 per year for a 20-year-old driver with $250 deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2023 Land Rover Discovery Sport with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Land Rover Discovery Sport trim levels.Data last updated on December 29, 2022
Land Rover Discovery Sport Car Insurance Rates
2023 Land Rover Discovery Sport Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,024$252
$500$3,616$301
$250$4,242$354
30$1,000$1,586$132
$500$1,912$159
$250$2,254$188
40$1,000$1,508$126
$500$1,806$151
$250$2,120$177
50$1,000$1,376$115
$500$1,648$137
$250$1,930$161
60$1,000$1,352$113
$500$1,618$135
$250$1,896$158

The table below displays the average yearly and semi-annual policy costs, including a monthly budget estimate, for each Land Rover Discovery Sport package and trim level.

2023 Land Rover Discovery Sport Insurance Cost by Trim Level
Land Rover Discovery Sport Trim Level Annual Policy Six-Month Policy Per Month
S$1,762$881$147
R-Dynamic S$1,792$896$149
SE$1,822$911$152
R-Dynamic SE$1,852$926$154

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Land Rover Discovery Sport, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
Land Rover Discovery Sport Insurance Cost by Trim Level

The following data table shows average insurance policy premiums for a Land Rover Discovery Sport for the 2020 to 2023 model years.

Land Rover Discovery Sport Insurance Cost for 2020-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Land Rover Discovery Sport$1,806$903$151
2022 Land Rover Discovery Sport$1,804$902$150
2021 Land Rover Discovery Sport$1,850$925$154
2020 Land Rover Discovery Sport$1,826$913$152

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Land Rover Discovery Sport Insurance Cost by Model Year

Is Discovery Sport insurance expensive?

When compared side-by-side to similar vehicles, car insurance prices for the Discovery Sport cost $228 more per year than the Lexus RX 350, $424 less than the BMW X5, and $50 more than the Acura MDX.

The Discovery Sport ranks eighth out of 37 comparison vehicles in the midsize luxury SUV segment for most affordable car insurance cost. The Discovery Sport costs an average of $1,806 per year to insure, while the segment average is $2,050 per year, a difference of $244 per year.

The table below shows how Land Rover Discovery Sport insurance cost compares to the top 10 selling midsize luxury SUVs in the United States like the Cadillac XT5, Lexus GX 460, and the Infiniti QX60.

Land Rover Discovery Sport Insurance vs Midsize Luxury SUVs
Rank Make/Model Insurance Cost Difference
1Lexus RX 350$1,578-$228
2Infiniti QX50$1,632-$174
3Cadillac XT5$1,676-$130
4Cadillac XT6$1,716-$90
5Acura MDX$1,756-$50
6Lincoln Nautilus$1,786-$20
7Lexus RX 350L$1,804-$2
8Land Rover Discovery Sport$1,806--
9Jaguar E-Pace$1,808$2
10Volvo V90$1,838$32
11Lexus RX 450h$1,858$52
12Lexus GX 460$1,880$74
13Lexus RX 450hL$1,890$84
14Volvo V60$1,896$90
15Mercedes-Benz AMG GLB35$1,934$128
16Genesis GV80$1,936$130
17Audi SQ5$1,940$134
18Lincoln Aviator$1,958$152
19Infiniti QX60$1,974$168
20Mercedes-Benz GLE450$1,990$184
21Mercedes-Benz GLE350$2,014$208
22Land Rover Discovery$2,022$216
23Mercedes-Benz AMG GLC43$2,056$250
24Audi Q7$2,104$298
25Audi e-tron$2,174$368
26Tesla Model X$2,184$378
27Mercedes-Benz AMG GLE53$2,190$384
28BMW X5$2,230$424
29Audi Q8$2,238$432
30Land Rover Range Rover Sport$2,254$448
31Audi SQ7$2,362$556
32BMW iX$2,396$590
33BMW X6$2,442$636
34Porsche Cayenne$2,462$656
35Mercedes-Benz AMG GLE63$2,582$776
36Audi RS 6$2,624$818
37BMW XM$2,872$1,066

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on December 30, 2022
Land Rover Discovery Sport Insurance vs Midsize Luxury SUVs