Insurance Rates for an Audi SQ7: Cost, Insights, and Savings

How much does Audi SQ7 insurance cost?

From the Premium Plus model to the more costly Prestige trim level, we investigated average insurance rates for the SQ7 to look at how rate quotes rank against the entire midsize luxury SUV segment.

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  • The average Audi SQ7 insurance cost is $3,224 per year, or $269 per month for full coverage.
  • The SQ7 Premium Plus trim level costs an average of $3,152 per year to insure, while the Prestige model costs $3,296 per year.
  • Out of 41 models in the 2024 midsize luxury SUV segment, the SQ7 ranks 34th for auto insurance cost.

How much does Audi SQ7 insurance cost?

Plan on budgeting around $3,224 yearly to insure an Audi SQ7, which is about $269 a month.

When a policy is broken down into individual coverages, liability and medical (or PIP) coverage costs approximately $744 a year, comprehensive (or other-than-collision) coverage is about $844, and the remaining collision insurance costs about $1,636.

The rate chart below shows how SQ7 auto insurance cost can change based on the age of the rated driver and the policy deductibles. Insurance rate averages vary from $2,202 per year for a driver age 60 with high policy deductibles to the highest price of $7,662 annually for a driver age 20 with low policy deductibles.

Average 2024 Audi SQ7 car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Audi SQ7 car insurance premiums for different driver ages and policy deductibles. Rates updated on October 24, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Audi SQ7. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Audi SQ7 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$5,388$449
$500$6,492$541
$250$7,662$639
30-Year-Old$1,000$2,844$237
$500$3,456$288
$250$4,092$341
40-Year-Old$1,000$2,662$222
$500$3,224$269
$250$3,810$318
50-Year-Old$1,000$2,352$196
$500$2,836$236
$250$3,344$279
60-Year-Old$1,000$2,202$184
$500$2,658$222
$250$3,132$261

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Audi SQ7. Updated October 24, 2025

The rate table below details the estimated yearly and 6-month policy costs, plus a monthly budget estimate, for each 2024 Audi SQ7 package and trim.

2024 Audi SQ7 Insurance Rates by Trim Level
2024 Audi SQ7 Trim Level Annual Premium Cost Per Month
Premium Plus$3,152$263
Prestige$3,296$275

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025

Insurance cost by trim level for a 2024 Audi SQ7 ranging from the Premium Plus model at $3,152 per year to the Prestige model at $3,296
Insurance cost by trim level for a 2024 Audi SQ7 ranging from the Premium Plus model at $3,152 per year to the Prestige model at $3,296

Is it expensive to insure an Audi SQ7?

When insurance prices are compared to other midsize luxury SUV segment models, insurance prices for an Audi SQ7 cost $818 more per year than the Lexus RX 350, $156 more than the BMW X5, and $828 more than the Acura MDX.

The Audi SQ7 ranks 34th out of 41 total comparison vehicles in the midsize luxury SUV segment for insurance affordability. The SQ7 costs an average of $3,224 per year for an auto insurance policy with full coverage, while the segment median price is $2,850 per year, a difference of $374 per year.

The chart displayed below shows how SQ7 insurance rates compare to the best-selling midsize luxury SUVs like the Cadillac XT5, Infiniti QX60, and the Lexus GX 460. A more comprehensive table is included following the chart that ranks insurance rate rankings for all 41 models in the midsize luxury SUV category.

Average 2024 Audi SQ7 car insurance premium compared to other midsize luxury SUV models.
Figure 2: Average 2024 Audi SQ7 car insurance premium compared to other midsize luxury SUV models. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Audi SQ7. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Audi SQ7 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Audi SQ7 Insurance Cost Compared to All Midsize Luxury SUVs
Rank Make and Model Annual Premium Difference
1Jaguar E-Pace$2,242-$982
2Cadillac XT5$2,264-$960
3Infiniti QX50$2,330-$894
4Cadillac XT6$2,348-$876
5Infiniti QX60$2,358-$866
6Mercedes-Benz AMG GLB35$2,364-$860
7Acura MDX$2,396-$828
8Lexus RX 350$2,406-$818
9Lexus TX 350$2,440-$784
10Lexus RX 350h$2,468-$756
11Lexus TX 500h$2,506-$718
12Lexus RX 500h$2,514-$710
13Lincoln Nautilus$2,534-$690
14Lexus RX 450h$2,538-$686
15Volvo V90$2,558-$666
16Audi SQ5$2,646-$578
17Mercedes-Benz GLE350$2,680-$544
18Lincoln Aviator$2,698-$526
19Lexus GX 550$2,728-$496
20Volvo V60$2,808-$416
21Land Rover Discovery Sport$2,814-$410
22Mercedes-Benz GLE450$2,826-$398
23Cadillac Lyriq$2,852-$372
24Volvo EX90$2,876-$348
25Audi Q7$2,912-$312
26Genesis GV80$2,926-$298
27Mercedes-Benz AMG GLC43$2,938-$286
28Audi e-tron$2,994-$230
29Tesla Model X$3,016-$208
30BMW X5$3,068-$156
31Audi Q8$3,082-$142
32Land Rover Discovery$3,100-$124
33Mercedes-Benz AMG GLE53$3,120-$104
34Audi SQ7$3,224--
35BMW iX$3,272$48
36BMW X6$3,350$126
37Land Rover Range Rover Sport$3,492$268
38Audi RS 6$3,564$340
39Porsche Cayenne$3,594$370
40BMW XM$3,938$714
41Mercedes-Benz AMG GLE63$4,046$822

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025

Other SQ7 insurance rates and insights

Some additional noteworthy conclusions about SQ7 insurance rates include:

  • Save money by qualifying for policy discounts. Discounts may be available if the insureds are claim-free, are senior citizens, take a defensive driving course, insure multiple vehicles on the same policy, or many other policy discounts which could save the average driver as much as $548 per year on Audi SQ7 insurance.
  • A good driving record pays dividends. In order to have the most affordable price on SQ7 insurance rates, it’s necessary to avoid traffic tickets. As few as two minor traffic violations could result in increasing insurance cost by at least $848 per year.
  • Audi SQ7 insurance rates for teens are expensive. Average rates for full coverage SQ7 insurance costs $11,273 per year for a 16-year-old driver, $10,998 per year for a 17-year-old driver, $10,000 per year for an 18-year-old driver, and $9,052 per year for a 19-year-old driver.
  • Be a careful driver and save. Too many at-fault accidents can cost more, possibly up to $4,578 per year for a 20-year-old driver and as much as $924 per year for a 50-year-old driver.
  • Increase physical damage deductibles to save money. Boosting your physical damage deductibles from $500 to $1,000 could save around $562 per year for a 40-year-old driver and $1,104 per year for a 20-year-old driver.
  • The lower the deductibles, the higher the cost. Lowering your policy deductibles from $500 to $250 could cost an additional $586 per year for a 40-year-old driver and $1,170 per year for a 20-year-old driver.
  • As you get older, car insurance rates go down. The difference in insurance cost on a SQ7 between a 50-year-old driver ($2,836 per year) and a 20-year-old driver ($6,492 per year) is $3,656, or a savings of 78.4%.