Insurance Rates for an Audi SQ7: Cost, Insights, and Savings

How much does Audi SQ7 insurance cost?

From the Premium Plus model to the more costly Prestige trim level, we investigated average insurance rates for the SQ7 to look at how rate quotes rank against the entire midsize luxury SUV segment.

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  • The average Audi SQ7 insurance cost is $3,148 per year, or $262 per month for full coverage.
  • The SQ7 Premium Plus trim level costs an average of $3,078 per year to insure, while the Prestige model costs $3,220 per year.
  • Out of 41 models in the 2024 midsize luxury SUV segment, the SQ7 ranks 34th for auto insurance cost.

How much does Audi SQ7 insurance cost?

Plan on budgeting around $3,148 yearly to insure an Audi SQ7, which is about $262 a month.

When a policy is broken down into individual coverages, liability and medical (or PIP) coverage costs approximately $728 a year, comprehensive (or other-than-collision) coverage is about $824, and the remaining collision insurance costs about $1,596.

The rate chart below shows how SQ7 auto insurance cost can change based on the age of the rated driver and the policy deductibles. Insurance rate averages vary from $2,150 per year for a driver age 60 with high policy deductibles to the highest price of $7,476 annually for a driver age 20 with low policy deductibles.

Average 2024 Audi SQ7 car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Audi SQ7 car insurance premiums for different driver ages and policy deductibles. Rates updated on June 26, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Audi SQ7. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Audi SQ7 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$5,256$438
$500$6,334$528
$250$7,476$623
30-Year-Old$1,000$2,774$231
$500$3,372$281
$250$3,994$333
40-Year-Old$1,000$2,600$217
$500$3,148$262
$250$3,722$310
50-Year-Old$1,000$2,296$191
$500$2,770$231
$250$3,264$272
60-Year-Old$1,000$2,150$179
$500$2,594$216
$250$3,056$255

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Audi SQ7. Updated June 26, 2025

The rate table below details the estimated yearly and 6-month policy costs, plus a monthly budget estimate, for each 2024 Audi SQ7 package and trim.

2024 Audi SQ7 Insurance Rates by Trim Level
2024 Audi SQ7 Trim Level Annual Premium Cost Per Month
Premium Plus$3,078$257
Prestige$3,220$268

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 26, 2025

Insurance cost by trim level for a 2024 Audi SQ7 ranging from the Premium Plus model at $3,078 per year to the Prestige model at $3,220
Insurance cost by trim level for a 2024 Audi SQ7 ranging from the Premium Plus model at $3,078 per year to the Prestige model at $3,220

Is it expensive to insure an Audi SQ7?

When insurance prices are compared to other midsize luxury SUV segment models, insurance prices for an Audi SQ7 cost $798 more per year than the Lexus RX 350, $156 more than the BMW X5, and $806 more than the Acura MDX.

The Audi SQ7 ranks 34th out of 41 total comparison vehicles in the midsize luxury SUV segment for insurance affordability. The SQ7 costs an average of $3,148 per year for an auto insurance policy with full coverage, while the segment median price is $2,782 per year, a difference of $366 per year.

The chart displayed below shows how SQ7 insurance rates compare to the best-selling midsize luxury SUVs like the Cadillac XT5, Infiniti QX60, and the Lexus GX 460. A more comprehensive table is included following the chart that ranks insurance rate rankings for all 41 models in the midsize luxury SUV category.

Average 2024 Audi SQ7 car insurance premium compared to other midsize luxury SUV models.
Figure 2: Average 2024 Audi SQ7 car insurance premium compared to other midsize luxury SUV models. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Audi SQ7. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Audi SQ7 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Audi SQ7 Insurance Cost Compared to All Midsize Luxury SUVs
Rank Make and Model Annual Premium Difference
1Jaguar E-Pace$2,190-$958
2Cadillac XT5$2,210-$938
3Infiniti QX50$2,276-$872
4Cadillac XT6$2,292-$856
5Infiniti QX60$2,304-$844
6Mercedes-Benz AMG GLB35$2,308-$840
7Acura MDX$2,342-$806
8Lexus RX 350$2,350-$798
9Lexus TX 350$2,380-$768
10Lexus RX 350h$2,410-$738
11Lexus TX 500h$2,446-$702
12Lexus RX 500h$2,454-$694
13Lincoln Nautilus$2,472-$676
14Lexus RX 450h$2,476-$672
15Volvo V90$2,496-$652
16Audi SQ5$2,584-$564
17Mercedes-Benz GLE350$2,616-$532
18Lincoln Aviator$2,636-$512
19Lexus GX 550$2,664-$484
20Volvo V60$2,742-$406
21Land Rover Discovery Sport$2,746-$402
22Mercedes-Benz GLE450$2,758-$390
23Cadillac Lyriq$2,784-$364
24Volvo EX90$2,806-$342
25Audi Q7$2,842-$306
26Genesis GV80$2,854-$294
27Mercedes-Benz AMG GLC43$2,868-$280
28Audi e-tron$2,920-$228
29Tesla Model X$2,944-$204
30BMW X5$2,992-$156
31Audi Q8$3,012-$136
32Land Rover Discovery$3,026-$122
33Mercedes-Benz AMG GLE53$3,046-$102
34Audi SQ7$3,148--
35BMW iX$3,192$44
36BMW X6$3,272$124
37Land Rover Range Rover Sport$3,410$262
38Audi RS 6$3,482$334
39Porsche Cayenne$3,506$358
40BMW XM$3,844$696
41Mercedes-Benz AMG GLE63$3,948$800

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 27, 2025

Other SQ7 insurance rates and insights

Some additional noteworthy conclusions about SQ7 insurance rates include:

  • Save money by qualifying for policy discounts. Discounts may be available if the insureds are claim-free, are senior citizens, take a defensive driving course, insure multiple vehicles on the same policy, or many other policy discounts which could save the average driver as much as $534 per year on Audi SQ7 insurance.
  • A good driving record pays dividends. In order to have the most affordable price on SQ7 insurance rates, it’s necessary to avoid traffic tickets. As few as two minor traffic violations could result in increasing insurance cost by at least $828 per year.
  • Audi SQ7 insurance rates for teens are expensive. Average rates for full coverage SQ7 insurance costs $11,003 per year for a 16-year-old driver, $10,732 per year for a 17-year-old driver, $9,760 per year for an 18-year-old driver, and $8,838 per year for a 19-year-old driver.
  • Be a careful driver and save. Too many at-fault accidents can cost more, possibly up to $4,468 per year for a 20-year-old driver and as much as $900 per year for a 50-year-old driver.
  • Increase physical damage deductibles to save money. Boosting your physical damage deductibles from $500 to $1,000 could save around $548 per year for a 40-year-old driver and $1,078 per year for a 20-year-old driver.
  • The lower the deductibles, the higher the cost. Lowering your policy deductibles from $500 to $250 could cost an additional $574 per year for a 40-year-old driver and $1,142 per year for a 20-year-old driver.
  • As you get older, car insurance rates go down. The difference in insurance cost on a SQ7 between a 50-year-old driver ($2,770 per year) and a 20-year-old driver ($6,334 per year) is $3,564, or a savings of 78.3%.