- BMW 535xi insurance rates cost $2,382 per year on average, or about $199 per month, for a policy with full coverage.
- Ranked 28th out of 47 midsize luxury cars for the 2017 model year, insurance rates for the BMW 535xi cost $25 more per year than the average cost for the segment.
How much does BMW 535xi insurance cost?
BMW 535xi car insurance rates average $2,382 a year for full coverage, or around $199 if paid each month. With the average midsize luxury car costing $2,357 a year to insure, the BMW 535xi could cost an estimated $25 or more each year.
The chart below details how the cost to insure a 2017 BMW 535xi can fluctuate based on rated driver age and insurance policy deductibles. Average rates in the chart range from $1,664 per year for a 60-year-old driver with $1,000 deductibles to the highest policy cost of $5,670 each year for a 20-year-old driver with a $250 policy deductible.
The rate table below illustrates average BMW 535xi car insurance rates for the 2013 to 2017 model years for five different age groups.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2017 BMW 535xi | $4,856 | $2,382 | $1,972 |
| 2016 BMW 535xi | $4,368 | $2,150 | $1,782 |
| 2015 BMW 535xi | $4,478 | $2,196 | $1,822 |
| 2014 BMW 535xi | $4,066 | $2,008 | $1,668 |
| 2013 BMW 535xi | $3,818 | $1,886 | $1,568 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all BMW 535xi trim levels for each model year. Updated June 27, 2025
How does BMW 535xi insurance compare?
When compared side-by-side to popular vehicles in the 2017 midsize luxury car segment, car insurance prices for a BMW 535xi cost $400 more per year than the Lexus ES 350 and $2 less than the Infiniti Q50.
The BMW 535xi ranks 28th out of 47 total vehicles in the midsize luxury car class for car insurance affordability. The 535xi costs an average of $2,382 per year to insure and the segment average insurance cost is $2,357 annually, a difference of $25 per year or 1.1%.
The chart below shows how well 535xi insurance rates compare to top-selling luxury cars like the Lincoln MKZ, Mercedes-Benz CLA250, and the Audi A6. A more comprehensive table is included after the chart that illustrates insurance rates for all 47 models in the 2017 midsize luxury car class.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Acura ILX | $1,616 | -$766 |
| 2 | Lexus IS 300 | $1,856 | -$526 |
| 3 | Lexus RC 300 | $1,910 | -$472 |
| 4 | Mercedes-Benz AMG CLA45 | $1,940 | -$442 |
| 5 | Audi S5 | $1,968 | -$414 |
| 6 | Mercedes-Benz SLC300 | $1,978 | -$404 |
| 7 | Lexus ES 350 | $1,982 | -$400 |
| 8 | Genesis G80 | $1,998 | -$384 |
| 9 | Mercedes-Benz E300 | $2,040 | -$342 |
| 10 | Mercedes-Benz CLA250 | $2,052 | -$330 |
| 11 | Mercedes-Benz C350E | $2,056 | -$326 |
| 12 | Audi A3 | $2,066 | -$316 |
| 13 | Lincoln MKZ | $2,070 | -$312 |
| 14 | Lexus ES 300H | $2,082 | -$300 |
| 15 | BMW 430i | $2,104 | -$278 |
| 16 | Jaguar XE | $2,148 | -$234 |
| 17 | Audi A6 | $2,160 | -$222 |
| 18 | Lexus GS 350 | $2,202 | -$180 |
| 19 | BMW 540xi | $2,210 | -$172 |
| 20 | BMW 540i | $2,216 | -$166 |
| 21 | Jaguar XF | $2,228 | -$154 |
| 22 | BMW 440i | $2,234 | -$148 |
| 23 | BMW 530i | $2,272 | -$110 |
| 24 | Mercedes-Benz E400 | $2,284 | -$98 |
| 25 | Mercedes-Benz AMG C43 | $2,310 | -$72 |
| 26 | Mercedes-Benz SL450 | $2,312 | -$70 |
| 27 | Mercedes-Benz E550 | $2,374 | -$8 |
| 28 | BMW 535xi | $2,382 | -- |
| 29 | Infiniti Q50 | $2,384 | $2 |
| 30 | BMW 530xi | $2,390 | $8 |
| 31 | Mercedes-Benz AMG E43 | $2,398 | $16 |
| 32 | BMW 535i | $2,414 | $32 |
| 33 | Mercedes-Benz AMG C63 | $2,546 | $164 |
| 34 | Audi S6 | $2,554 | $172 |
| 35 | BMW 550xi | $2,576 | $194 |
| 36 | BMW 640i | $2,600 | $218 |
| 37 | Mercedes-Benz SL550 | $2,632 | $250 |
| 38 | BMW 640xi | $2,650 | $268 |
| 39 | Lexus GS F | $2,658 | $276 |
| 40 | Tesla Model S | $2,710 | $328 |
| 41 | BMW 650xi | $2,724 | $342 |
| 42 | Audi A7 | $2,752 | $370 |
| 43 | Mercedes-Benz S550E | $2,842 | $460 |
| 44 | Audi S7 | $2,868 | $486 |
| 45 | BMW M6 | $3,066 | $684 |
| 46 | Mercedes-Benz SL63 AMG | $3,122 | $740 |
| 47 | Mercedes-Benz SL65 AMG | $3,838 | $1,456 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2017 model year. Updated June 26, 2025