- Car insurance rates on a Lexus RC 300 cost an average of $1,994 per year, or around $166 per month, but can vary based on the limits of the policy.
- Ranked fifth out of 34 midsize luxury cars, insurance cost for the Lexus RC 300 costs $334 less per year than the average cost for the segment.
How much does Lexus RC 300 insurance cost?
Lexus RC 300 car insurance costs an average of $1,994 a year for full coverage, or around $166 each month. Expect to pay approximately $334 less annually for Lexus RC 300 insurance as compared to the average rate for midsize luxury cars, and $111 more per year than the $1,883 average for all vehicles.
The next price chart demonstrates how average 2024 Lexus RC 300 car insurance prices change based on the age of the driver and $250, $500, and $1,000 deductibles.
Average rates range from the lowest price of $1,374 per year for a 60-year-old driver with high policy deductibles to the more expensive rate of $4,668 annually for a driver age 20 with a deductible of $250.
The following table shows average Lexus RC 300 car insurance rates for the 2016 to 2024 model years for five different age groups.
Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
---|---|---|---|
2024 Lexus RC 300 | $3,974 | $1,994 | $1,650 |
2023 Lexus RC 300 | $4,004 | $2,010 | $1,662 |
2022 Lexus RC 300 | $3,824 | $1,920 | $1,584 |
2021 Lexus RC 300 | $3,620 | $1,814 | $1,498 |
2020 Lexus RC 300 | $3,502 | $1,758 | $1,450 |
2019 Lexus RC 300 | $3,390 | $1,698 | $1,402 |
2018 Lexus RC 300 | $3,218 | $1,616 | $1,336 |
2017 Lexus RC 300 | $3,082 | $1,548 | $1,282 |
2016 Lexus RC 300 | $2,984 | $1,506 | $1,248 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Lexus RC 300 trim levels for each model year. Updated February 23, 2024
How does Lexus RC 300 insurance cost compare?
The Lexus RC 300 ranks fifth out of 34 total comparison vehicles in the midsize luxury car segment for the most affordable car insurance cost. The RC 300 costs an estimated $1,994 per year for full coverage auto insurance, while the category average is $2,328 annually, a difference of $334 per year.
When insurance prices are compared to other vehicles in the midsize luxury car segment, car insurance rates for a Lexus RC 300 cost $14 more per year than the Lexus ES 350, $312 less than the BMW 530i, and $154 less than the Infiniti Q50.
The chart below shows how well the RC 300 fares against the top-selling midsize luxury cars in the United States like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. A comprehensive table is included following the chart that displays insurance rates for the entire midsize luxury car category.
Rank | Make and Model | Annual Premium | Difference |
---|---|---|---|
1 | Mercedes-Benz CLA250 | $1,954 | -$40 |
2 | Lexus IS 300 | $1,956 | -$38 |
3 | Lexus ES 350 | $1,980 | -$14 |
4 | Mercedes-Benz AMG CLA35 | $1,988 | -$6 |
5 | Lexus RC 300 | $1,994 | -- |
6 | Jaguar XF | $2,008 | $14 |
7 | Cadillac CT5 | $2,044 | $50 |
8 | Lexus ES 250 | $2,054 | $60 |
9 | Lexus ES 300h | $2,082 | $88 |
10 | Audi A3 | $2,132 | $138 |
11 | Infiniti Q50 | $2,148 | $154 |
12 | Mercedes-Benz AMG CLA45 | $2,174 | $180 |
13 | Audi S4 | $2,184 | $190 |
14 | Mercedes-Benz EQE 350 | $2,206 | $212 |
15 | BMW i4 | $2,214 | $220 |
16 | Lexus IS 500 | $2,242 | $248 |
17 | BMW 530i | $2,306 | $312 |
18 | Audi S5 | $2,330 | $336 |
19 | BMW 540i | $2,336 | $342 |
20 | BMW 430i | $2,386 | $392 |
21 | BMW i5 | $2,396 | $402 |
22 | Genesis G80 | $2,408 | $414 |
23 | Mercedes-Benz EQE 500 | $2,436 | $442 |
24 | Mercedes-Benz AMG C43 | $2,452 | $458 |
25 | Audi A6 | $2,458 | $464 |
26 | Tesla Model S | $2,488 | $494 |
27 | BMW 530e | $2,510 | $516 |
28 | Audi RS 5 | $2,516 | $522 |
29 | Audi S6 | $2,534 | $540 |
30 | BMW M440i | $2,600 | $606 |
31 | Audi A7 | $2,646 | $652 |
32 | Lexus LC 500h | $2,842 | $848 |
33 | Audi S7 | $2,934 | $940 |
34 | BMW M8 | $3,198 | $1,204 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated February 23, 2024