Lexus RC 300 Car Insurance Cost for 2022

How much does Lexus RC 300 insurance cost? We break down average car insurance rates for the RC 300 to see how prices stack up against other midsize luxury cars.

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  • Car insurance rates on a Lexus RC 300 cost an average of $1,676 per year, or around $140 per month, but can vary based on the limits of the policy.
  • Ranked #2 out of 38 midsize luxury cars, insurance cost for the Lexus RC 300 costs $327 less per year than the average cost for the segment.

How much does Lexus RC 300 insurance cost?

Lexus RC 300 car insurance costs an average of $1,676 a year for full coverage, or around $140 each month. Expect to pay approximately $327 less annually for Lexus RC 300 insurance as compared to the average rate for midsize luxury cars, and $125 more per year than the $1,551 average for all vehicles.

The next price chart demonstrates how average 2022 Lexus RC 300 car insurance prices change based on the age of the driver and $250, $500, and $1,000 deductibles.

Average rates range from the lowest price of $1,232 per year for a 60-year-old driver with high policy deductibles to the more expensive rate of $3,920 annually for a driver age 20 with a deductible of $250.

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Chart Data Details: Chart shows average insurance cost for a 2022 Lexus RC 300 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Lexus RC 300 trim levels.Data last updated on April 14, 2022
Lexus RC 300 Car Insurance Rates
Lexus RC 300 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,724$227
$500$3,306$276
$250$3,920$327
30$1,000$1,460$122
$500$1,788$149
$250$2,128$177
40$1,000$1,378$115
$500$1,676$140
$250$1,988$166
50$1,000$1,256$105
$500$1,524$127
$250$1,804$150
60$1,000$1,232$103
$500$1,494$125
$250$1,770$148

The following table shows average Lexus RC 300 car insurance rates for the 2016 to 2021 model years for five different age groups.

Lexus RC 300 Insurance Cost for 2016-2022 Models
Model Year Driver Age 20 Age 30 Age 40 Age 50 Age 60
2022$3,306$1,788$1,676$1,524$1,494
2021$3,102$1,672$1,572$1,428$1,404
2020$3,038$1,634$1,538$1,398$1,372
2019$2,992$1,606$1,512$1,376$1,350
2018$2,906$1,558$1,468$1,338$1,312
2017$2,820$1,510$1,426$1,296$1,274
2016$2,792$1,488$1,410$1,286$1,264

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
Lexus RC 300 Insurance Cost by Model Year

How does Lexus RC 300 insurance cost compare?

The Lexus RC 300 ranks #2 out of 38 total comparison vehicles in the midsize luxury car segment for most affordable car insurance cost. The RC 300 costs an estimated $1,676 per year for full coverage auto insurance, while the category average is $2,003 annually, a difference of $327 per year.

When insurance prices are compared to other vehicles in the midsize luxury car segment, car insurance rates for a Lexus RC 300 cost $104 less per year than the Lexus ES 350, $200 less than the BMW 530i, and $528 less than the Infiniti Q50.

The chart below shows how well the RC 300 fares against the top-selling midsize luxury cars in the United States like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. A comprehensive table is included following the chart that displays insurance rates for the entire midsize luxury car category.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Lexus RC 300, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Lexus RC 300 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 13, 2022
Lexus RC 300 vs Top 10 Midsize Luxury Cars Insurance Cost Comparison
Lexus RC 300 Insurance Cost Compared to All Midsize Luxury Cars
Rank Make/Model Insurance Cost Difference
1Acura ILX$1,392-$284
2Lexus RC 300$1,676--
3Mercedes-Benz AMG CLA35$1,716$40
4BMW i4$1,726$50
5Cadillac CT5$1,732$56
6Audi A3$1,750$74
7Mercedes-Benz AMG CLA45$1,756$80
8Mercedes-Benz CLA250$1,768$92
9Lexus ES 250$1,772$96
10Lexus IS 300$1,774$98
11Lexus ES 350$1,780$104
12Genesis G80$1,816$140
13Audi S5$1,840$164
14BMW 530i$1,876$200
15Lexus ES 300h$1,882$206
16Mercedes-Benz E350$1,896$220
17BMW 530e$1,912$236
18BMW 540i$1,914$238
19Audi S4$1,924$248
20BMW M440i$1,926$250
21Mercedes-Benz E450$1,932$256
22Audi A6$1,986$310
23Jaguar XF$1,990$314
24Lexus IS 500$2,014$338
25BMW 430i$2,034$358
26Mercedes-Benz CLS450$2,050$374
27Audi RS 5$2,150$474
28Mercedes-Benz AMG C43$2,166$490
29Audi S6$2,182$506
30Infiniti Q50$2,204$528
31Mercedes-Benz AMG C63$2,234$558
32BMW M550i$2,320$644
33Audi A7$2,378$702
34Tesla Model S$2,416$740
35Lexus LC 500h$2,448$772
36Audi S7$2,570$894
37BMW M8$2,586$910
38BMW M5$2,618$942