Lexus RC 300 Car Insurance Cost for 2022

How much does Lexus RC 300 insurance cost? We break down average car insurance rates for the RC 300 to see how prices stack up against other midsize luxury cars.

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  • Car insurance rates on a Lexus RC 300 cost an average of $1,690 per year, or around $141 per month, but can vary based on the limits of the policy.
  • Ranked #2 out of 38 midsize luxury cars, insurance cost for the Lexus RC 300 costs $328 less per year than the average cost for the segment.

How much does Lexus RC 300 insurance cost?

Lexus RC 300 car insurance costs an average of $1,690 a year for full coverage, or around $141 each month. Expect to pay approximately $328 less annually for Lexus RC 300 insurance as compared to the average rate for midsize luxury cars, and $123 more per year than the $1,567 average for all vehicles.

The next price chart demonstrates how average 2022 Lexus RC 300 car insurance prices change based on the age of the driver and $250, $500, and $1,000 deductibles.

Average rates range from the lowest price of $1,240 per year for a 60-year-old driver with high policy deductibles to the more expensive rate of $3,950 annually for a driver age 20 with a deductible of $250.

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Chart Data Details: Chart shows average insurance cost for a 2022 Lexus RC 300 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Lexus RC 300 trim levels.Data last updated on September 27, 2022
Lexus RC 300 Car Insurance Rates
Lexus RC 300 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,746$229
$500$3,332$278
$250$3,950$329
30$1,000$1,474$123
$500$1,804$150
$250$2,144$179
40$1,000$1,388$116
$500$1,690$141
$250$2,004$167
50$1,000$1,264$105
$500$1,534$128
$250$1,818$152
60$1,000$1,240$103
$500$1,506$126
$250$1,784$149

The following table shows average Lexus RC 300 car insurance rates for the 2016 to 2021 model years for five different age groups.

Lexus RC 300 Insurance Cost for 2016-2022 Models
Model Year Driver Age 20 Age 30 Age 40 Age 50 Age 60
2022$3,332$1,804$1,690$1,534$1,506
2021$3,126$1,686$1,584$1,440$1,414
2020$3,060$1,648$1,550$1,408$1,384
2019$3,014$1,620$1,524$1,386$1,360
2018$2,928$1,570$1,480$1,346$1,322
2017$2,844$1,522$1,436$1,306$1,284
2016$2,814$1,498$1,422$1,296$1,272

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
Lexus RC 300 Insurance Cost by Model Year

How does Lexus RC 300 insurance cost compare?

The Lexus RC 300 ranks #2 out of 38 total comparison vehicles in the midsize luxury car segment for most affordable car insurance cost. The RC 300 costs an estimated $1,690 per year for full coverage auto insurance, while the category average is $2,018 annually, a difference of $328 per year.

When insurance prices are compared to other vehicles in the midsize luxury car segment, car insurance rates for a Lexus RC 300 cost $104 less per year than the Lexus ES 350, $200 less than the BMW 530i, and $534 less than the Infiniti Q50.

The chart below shows how well the RC 300 fares against the top-selling midsize luxury cars in the United States like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. A comprehensive table is included following the chart that displays insurance rates for the entire midsize luxury car category.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Lexus RC 300, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Lexus RC 300 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
Lexus RC 300 vs Top 10 Midsize Luxury Cars Insurance Cost Comparison
Lexus RC 300 Insurance Cost Compared to All Midsize Luxury Cars
Rank Make/Model Insurance Cost Difference
1Acura ILX$1,404-$286
2Lexus RC 300$1,690--
3Mercedes-Benz AMG CLA35$1,732$42
4BMW i4$1,740$50
5Cadillac CT5$1,744$54
6Audi A3$1,762$72
7Mercedes-Benz AMG CLA45$1,770$80
8Mercedes-Benz CLA250$1,782$92
9Lexus ES 250$1,784$94
10Lexus IS 300$1,786$96
11Lexus ES 350$1,794$104
12Genesis G80$1,832$142
13Audi S5$1,854$164
14BMW 530i$1,890$200
15Lexus ES 300h$1,896$206
16Mercedes-Benz E350$1,908$218
17BMW 530e$1,926$236
18BMW 540i$1,930$240
19Audi S4$1,938$248
20BMW M440i$1,940$250
21Mercedes-Benz E450$1,948$258
22Audi A6$2,000$310
23Jaguar XF$2,006$316
24Lexus IS 500$2,028$338
25BMW 430i$2,050$360
26Mercedes-Benz CLS450$2,064$374
27Audi RS 5$2,166$476
28Mercedes-Benz AMG C43$2,186$496
29Audi S6$2,198$508
30Infiniti Q50$2,224$534
31Mercedes-Benz AMG C63$2,254$564
32BMW M550i$2,340$650
33Audi A7$2,394$704
34Tesla Model S$2,434$744
35Lexus LC 500h$2,464$774
36Audi S7$2,590$900
37BMW M8$2,606$916
38BMW M5$2,636$946