Mercedes-Benz AMG CLA45 Insurance Cost for 2023

How much does Mercedes AMG CLA45 insurance cost? We compare average rates for the 4Matic coupe model to see how prices compare to other midsize luxury cars.

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  • Mercedes-Benz AMG CLA45 insurance cost averages $1,968 per year or around $164 per month, depending on the trim level.
  • The AMG CLA45 is one of the cheaper midsize luxury cars to insure for 2023, costing $274 less per year on average when compared to other midsize luxury cars.
  • Insurance for an AMG CLA45 costs 13% less than the average rate for similar luxury car models.

How much does AMG CLA45 insurance cost?

Ranked seventh out of 38 vehicles in the 2023 midsize luxury car class, Mercedes AMG CLA45 insurance rates average $1,968 yearly, or $164 on a monthly basis.

With the average midsize luxury car costing $2,242 a year to insure, the AMG CLA45 could save around $274 or more every 12 months when compared to the competition.

The rate chart below shows average yearly insurance rates for an AMG CLA45 using a range of driver ages and risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Mercedes-Benz AMG CLA45 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mercedes-Benz AMG CLA45 trim levels.Data last updated on May 5, 2023
Mercedes-Benz AMG CLA45 Insurance Cost Summary
2023 Mercedes-Benz AMG CLA45 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,454$371
Safe Driver Age 20$3,904$325
At-fault Accidents Age 40$2,750$229
Low Deductibles Age 40$2,624$219
Safe Driver Age 30$2,090$174
Safe Driver Age 40$1,968$164
Safe Driver Age 50$1,790$149
Safe Driver Age 60$1,756$146
Discount Rate Age 40$1,636$136
High Deductibles Age 40$1,632$136

The next table shows average Mercedes-Benz AMG CLA45 car insurance rates from the 2016 model to the 2023 model and for drivers aged 20 through 60.

Mercedes-Benz AMG CLA45 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Mercedes-Benz AMG CLA45$3,904$1,968$1,756
2022 Mercedes-Benz AMG CLA45$3,804$1,916$1,712
2021 Mercedes-Benz AMG CLA45$3,558$1,790$1,600
2020 Mercedes-Benz AMG CLA45$3,508$1,764$1,578
2019 Mercedes-Benz AMG CLA45$3,448$1,730$1,550
2018 Mercedes-Benz AMG CLA45$3,318$1,664$1,492
2017 Mercedes-Benz AMG CLA45$3,092$1,556$1,394
2016 Mercedes-Benz AMG CLA45$3,148$1,576$1,410

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 5, 2023
Mercedes-Benz AMG CLA45 Insurance Cost by Model Year

Other important insights regarding the cost to insure a Mercedes AMG CLA45 include:

  • Improve your credit for cheaper auto insurance rates. Having a high credit rating of over 800 may save $309 per year compared to a credit rating of 670-739. Conversely, a poor credit rating could cost up to $358 more per year.
  • Getting older pays dividends in cheaper insurance. The difference in insurance rates for an AMG CLA45 between a 50-year-old driver ($1,790 per year) and a 30-year-old driver ($2,090 per year) is $300, or a savings of 15.5%.
  • Qualify for policy discounts to lower insurance cost. Discounts may be available if the insured drivers drive a vehicle with safety or anti-theft features, are homeowners, take a defensive driving course, sign their policy early, choose electronic billing, or many other policy discounts which could save the average driver as much as $332 per year on the cost of insuring a Mercedes-Benz AMG CLA45.
  • Fewer violations means cheaper insurance rates. In order to get the most affordable price on AMG CLA45 insurance rates, it makes good sense to be a safe driver. Just a few minor blemishes on your driving record could result in spiking the cost of a policy by as much as $508 per year.
  • Raising deductibles results in a cheaper policy. Boosting your deductibles from $500 to $1,000 could save around $336 per year for a 40-year-old driver and $658 per year for a 20-year-old driver.
  • Low deductibles makes insurance more expensive. Lowering deductibles from $500 to $250 could cost an additional $350 per year for a 40-year-old driver and $692 per year for a 20-year-old driver.

Is AMG CLA45 insurance expensive?

When compared to the best-selling models in the 2023 midsize luxury car category, insurance rates for a Mercedes-Benz AMG CLA45 cost $66 more per year than the Lexus ES 350, $154 less than the BMW 530i, and $490 less than the Infiniti Q50.

The Mercedes-Benz AMG CLA45 ranks seventh out of 38 total comparison vehicles in the midsize luxury car segment for most affordable car insurance prices. The AMG CLA45 costs an estimated $1,968 per year for an auto insurance policy with full coverage, while the class median price is $2,242 annually, a difference of $274 per year.

The next table shows how car insurance rates for an AMG CLA45 compare to the most popular midsize luxury cars in the United States like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S.

Mercedes-Benz AMG CLA45 Insurance vs Midsize Luxury Cars
Rank Make/Model Insurance Cost Difference
1Cadillac CT5$1,898-$70
2Lexus ES 350$1,902-$66
3Lexus ES 250$1,914-$54
4Lexus RC 300$1,920-$48
5Mercedes-Benz AMG CLA35$1,924-$44
6Audi A3$1,928-$40
7Mercedes-Benz AMG CLA45$1,968--
8Mercedes-Benz CLA250$1,978$10
9Lexus IS 300$1,986$18
10Jaguar XF$1,988$20
11Audi S4$2,030$62
12BMW i4$2,040$72
13Mercedes-Benz E350$2,054$86
14Lexus ES 300h$2,082$114
15BMW 530i$2,122$154
16Audi A6$2,164$196
17Audi S5$2,166$198
18BMW 540i$2,170$202
19BMW 430i$2,206$238
20Lexus IS 500$2,212$244
21Mercedes-Benz E450$2,232$264
22Genesis G80$2,238$270
23Mercedes-Benz CLS450$2,296$328
24Mercedes-Benz EQE 350$2,312$344
25Audi RS 5$2,318$350
26BMW 530e$2,330$362
27Audi S6$2,354$386
28Mercedes-Benz AMG C43$2,358$390
29BMW M440i$2,362$394
30Mercedes-Benz EQE 500$2,364$396
31Audi A7$2,456$488
32Infiniti Q50$2,458$490
33Lexus LC 500h$2,640$672
34BMW M550i$2,644$676
35Tesla Model S$2,704$736
36Audi S7$2,720$752
37BMW M5$2,800$832
38BMW M8$2,954$986

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on May 5, 2023
Mercedes-Benz AMG CLA45 Insurance vs Midsize Luxury Cars