- Mercedes-Benz AMG CLA45 insurance cost averages $1,770 per year or around $148 per month, depending on the trim level.
- The AMG CLA45 is one of the cheaper midsize luxury cars to insure for 2022, costing $248 less per year on average when compared to other midsize luxury cars.
- Insurance for an AMG CLA45 costs 12.3% less than the average rate for similar luxury car models.
How much does AMG CLA45 insurance cost?
Ranked #7 out of 38 vehicles in the 2022 midsize luxury car class, Mercedes AMG CLA45 insurance rates average $1,770 yearly, or $148 on a monthly basis.
With the average midsize luxury car costing $2,018 a year to insure, the AMG CLA45 could save around $248 or more every 12 months when compared to the competition.
The rate chart below shows average yearly insurance rates for an AMG CLA45 using a range of driver ages and risk profiles.
The next table shows average Mercedes-Benz AMG CLA45 car insurance rates from the 2016 model to the 2022 model and for drivers aged 20 through 60.
| Model Year | Driver Age 20 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| 2022 | $3,510 | $1,880 | $1,770 | $1,610 | $1,582 |
| 2021 | $3,264 | $1,742 | $1,644 | $1,498 | $1,472 |
| 2020 | $3,198 | $1,706 | $1,612 | $1,466 | $1,442 |
| 2019 | $3,154 | $1,676 | $1,588 | $1,444 | $1,418 |
| 2018 | $3,068 | $1,628 | $1,544 | $1,406 | $1,380 |
| 2017 | $2,906 | $1,540 | $1,462 | $1,330 | $1,306 |
| 2016 | $2,924 | $1,536 | $1,462 | $1,336 | $1,312 |
Other important insights regarding the cost to insure a Mercedes AMG CLA45 include:
- Improve your credit for cheaper auto insurance rates. Having a high credit rating of over 800 may save $278 per year compared to a credit rating of 670-739. Conversely, a poor credit rating could cost up to $322 more per year.
- Getting older pays dividends in cheaper insurance. The difference in insurance rates for an AMG CLA45 between a 50-year-old driver ($1,610 per year) and a 30-year-old driver ($1,880 per year) is $270, or a savings of 14.4%.
- Qualify for policy discounts to lower insurance cost. Discounts may be available if the insured drivers drive a vehicle with safety or anti-theft features, are homeowners, take a defensive driving course, sign their policy early, choose electronic billing, or many other policy discounts which could save the average driver as much as $298 per year on the cost of insuring a Mercedes-Benz AMG CLA45.
- Fewer violations means cheaper insurance rates. In order to get the most affordable price on AMG CLA45 insurance rates, it makes good sense to be a safe driver. Just a few minor blemishes on your driving record could result in spiking the cost of a policy by as much as $456 per year.
- Raising deductibles results in a cheaper policy. Boosting your deductibles from $500 to $1,000 could save around $302 per year for a 40-year-old driver and $590 per year for a 20-year-old driver.
- Low deductibles makes insurance more expensive. Lowering deductibles from $500 to $250 could cost an additional $316 per year for a 40-year-old driver and $626 per year for a 20-year-old driver.
Is AMG CLA45 insurance expensive?
When compared to the best-selling models in the 2022 midsize luxury car category, insurance rates for a Mercedes-Benz AMG CLA45 cost $24 less per year than the Lexus ES 350, $120 less than the BMW 530i, and $454 less than the Infiniti Q50.
The Mercedes-Benz AMG CLA45 ranks #7 out of 38 total comparison vehicles in the midsize luxury car segment for most affordable car insurance prices. The AMG CLA45 costs an estimated $1,770 per year for an auto insurance policy with full coverage, while the class median price is $2,018 annually, a difference of $248 per year.
The next table shows how car insurance rates for an AMG CLA45 compare to the most popular midsize luxury cars in the United States like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Acura ILX | $1,404 | -$366 |
| 2 | Lexus RC 300 | $1,690 | -$80 |
| 3 | Mercedes-Benz AMG CLA35 | $1,732 | -$38 |
| 4 | BMW i4 | $1,740 | -$30 |
| 5 | Cadillac CT5 | $1,744 | -$26 |
| 6 | Audi A3 | $1,762 | -$8 |
| 7 | Mercedes-Benz AMG CLA45 | $1,770 | -- |
| 8 | Mercedes-Benz CLA250 | $1,782 | $12 |
| 9 | Lexus ES 250 | $1,784 | $14 |
| 10 | Lexus IS 300 | $1,786 | $16 |
| 11 | Lexus ES 350 | $1,794 | $24 |
| 12 | Genesis G80 | $1,832 | $62 |
| 13 | Audi S5 | $1,854 | $84 |
| 14 | BMW 530i | $1,890 | $120 |
| 15 | Lexus ES 300h | $1,896 | $126 |
| 16 | Mercedes-Benz E350 | $1,908 | $138 |
| 17 | BMW 530e | $1,926 | $156 |
| 18 | BMW 540i | $1,930 | $160 |
| 19 | Audi S4 | $1,938 | $168 |
| 20 | BMW M440i | $1,940 | $170 |
| 21 | Mercedes-Benz E450 | $1,948 | $178 |
| 22 | Audi A6 | $2,000 | $230 |
| 23 | Jaguar XF | $2,006 | $236 |
| 24 | Lexus IS 500 | $2,028 | $258 |
| 25 | BMW 430i | $2,050 | $280 |
| 26 | Mercedes-Benz CLS450 | $2,064 | $294 |
| 27 | Audi RS 5 | $2,166 | $396 |
| 28 | Mercedes-Benz AMG C43 | $2,186 | $416 |
| 29 | Audi S6 | $2,198 | $428 |
| 30 | Infiniti Q50 | $2,224 | $454 |
| 31 | Mercedes-Benz AMG C63 | $2,254 | $484 |
| 32 | BMW M550i | $2,340 | $570 |
| 33 | Audi A7 | $2,394 | $624 |
| 34 | Tesla Model S | $2,434 | $664 |
| 35 | Lexus LC 500h | $2,464 | $694 |
| 36 | Audi S7 | $2,590 | $820 |
| 37 | BMW M8 | $2,606 | $836 |
| 38 | BMW M5 | $2,636 | $866 |
