Mercedes-Benz AMG CLA45 Insurance Cost for 2022

How much does Mercedes AMG CLA45 insurance cost? We compare average rates for the 4Matic coupe model to see how prices compare to other midsize luxury cars.

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  • Mercedes-Benz AMG CLA45 insurance cost averages $1,770 per year or around $148 per month, depending on the trim level.
  • The AMG CLA45 is one of the cheaper midsize luxury cars to insure for 2022, costing $248 less per year on average when compared to other midsize luxury cars.
  • Insurance for an AMG CLA45 costs 12.3% less than the average rate for similar luxury car models.

How much does AMG CLA45 insurance cost?

Ranked #7 out of 38 vehicles in the 2022 midsize luxury car class, Mercedes AMG CLA45 insurance rates average $1,770 yearly, or $148 on a monthly basis.

With the average midsize luxury car costing $2,018 a year to insure, the AMG CLA45 could save around $248 or more every 12 months when compared to the competition.

The rate chart below shows average yearly insurance rates for an AMG CLA45 using a range of driver ages and risk profiles.

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Chart Data Details: Average rates are for a 2022 model year Mercedes-Benz AMG CLA45 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mercedes-Benz AMG CLA45 trim levels.Data last updated on September 27, 2022
Mercedes-Benz AMG CLA45 Insurance Cost Summary
Mercedes-Benz AMG CLA45 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,008$334
Safe Driver Age 20$3,510$293
At-fault Accidents Age 40$2,476$206
Low Deductibles Age 40$2,360$197
Safe Driver Age 30$1,880$157
Safe Driver Age 40$1,770$148
Safe Driver Age 50$1,610$134
Safe Driver Age 60$1,582$132
Discount Rate Age 40$1,472$123
High Deductibles Age 40$1,468$122

The next table shows average Mercedes-Benz AMG CLA45 car insurance rates from the 2016 model to the 2022 model and for drivers aged 20 through 60.

Mercedes-Benz AMG CLA45 Insurance Cost for 2016-2022 Models
Model Year Driver Age 20 Age 30 Age 40 Age 50 Age 60
2022$3,510$1,880$1,770$1,610$1,582
2021$3,264$1,742$1,644$1,498$1,472
2020$3,198$1,706$1,612$1,466$1,442
2019$3,154$1,676$1,588$1,444$1,418
2018$3,068$1,628$1,544$1,406$1,380
2017$2,906$1,540$1,462$1,330$1,306
2016$2,924$1,536$1,462$1,336$1,312

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
Mercedes-Benz AMG CLA45 Insurance Cost by Model Year

Other important insights regarding the cost to insure a Mercedes AMG CLA45 include:

  • Improve your credit for cheaper auto insurance rates. Having a high credit rating of over 800 may save $278 per year compared to a credit rating of 670-739. Conversely, a poor credit rating could cost up to $322 more per year.
  • Getting older pays dividends in cheaper insurance. The difference in insurance rates for an AMG CLA45 between a 50-year-old driver ($1,610 per year) and a 30-year-old driver ($1,880 per year) is $270, or a savings of 14.4%.
  • Qualify for policy discounts to lower insurance cost. Discounts may be available if the insured drivers drive a vehicle with safety or anti-theft features, are homeowners, take a defensive driving course, sign their policy early, choose electronic billing, or many other policy discounts which could save the average driver as much as $298 per year on the cost of insuring a Mercedes-Benz AMG CLA45.
  • Fewer violations means cheaper insurance rates. In order to get the most affordable price on AMG CLA45 insurance rates, it makes good sense to be a safe driver. Just a few minor blemishes on your driving record could result in spiking the cost of a policy by as much as $456 per year.
  • Raising deductibles results in a cheaper policy. Boosting your deductibles from $500 to $1,000 could save around $302 per year for a 40-year-old driver and $590 per year for a 20-year-old driver.
  • Low deductibles makes insurance more expensive. Lowering deductibles from $500 to $250 could cost an additional $316 per year for a 40-year-old driver and $626 per year for a 20-year-old driver.

Is AMG CLA45 insurance expensive?

When compared to the best-selling models in the 2022 midsize luxury car category, insurance rates for a Mercedes-Benz AMG CLA45 cost $24 less per year than the Lexus ES 350, $120 less than the BMW 530i, and $454 less than the Infiniti Q50.

The Mercedes-Benz AMG CLA45 ranks #7 out of 38 total comparison vehicles in the midsize luxury car segment for most affordable car insurance prices. The AMG CLA45 costs an estimated $1,770 per year for an auto insurance policy with full coverage, while the class median price is $2,018 annually, a difference of $248 per year.

The next table shows how car insurance rates for an AMG CLA45 compare to the most popular midsize luxury cars in the United States like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S.

Mercedes-Benz AMG CLA45 Insurance vs Midsize Luxury Cars
Rank Make/Model Insurance Cost Difference
1Acura ILX$1,404-$366
2Lexus RC 300$1,690-$80
3Mercedes-Benz AMG CLA35$1,732-$38
4BMW i4$1,740-$30
5Cadillac CT5$1,744-$26
6Audi A3$1,762-$8
7Mercedes-Benz AMG CLA45$1,770--
8Mercedes-Benz CLA250$1,782$12
9Lexus ES 250$1,784$14
10Lexus IS 300$1,786$16
11Lexus ES 350$1,794$24
12Genesis G80$1,832$62
13Audi S5$1,854$84
14BMW 530i$1,890$120
15Lexus ES 300h$1,896$126
16Mercedes-Benz E350$1,908$138
17BMW 530e$1,926$156
18BMW 540i$1,930$160
19Audi S4$1,938$168
20BMW M440i$1,940$170
21Mercedes-Benz E450$1,948$178
22Audi A6$2,000$230
23Jaguar XF$2,006$236
24Lexus IS 500$2,028$258
25BMW 430i$2,050$280
26Mercedes-Benz CLS450$2,064$294
27Audi RS 5$2,166$396
28Mercedes-Benz AMG C43$2,186$416
29Audi S6$2,198$428
30Infiniti Q50$2,224$454
31Mercedes-Benz AMG C63$2,254$484
32BMW M550i$2,340$570
33Audi A7$2,394$624
34Tesla Model S$2,434$664
35Lexus LC 500h$2,464$694
36Audi S7$2,590$820
37BMW M8$2,606$836
38BMW M5$2,636$866

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
Mercedes-Benz AMG CLA45 Insurance vs Midsize Luxury Cars