- Mercedes-Benz AMG CLA45 insurance cost averages $1,756 per year or around $146 per month, depending on the trim level.
- The AMG CLA45 is one of the cheaper midsize luxury cars to insure for 2022, costing $247 less per year on average when compared to other midsize luxury cars.
- Insurance for an AMG CLA45 costs 12.3% less than the average rate for similar luxury car models.
How much does AMG CLA45 insurance cost?
Ranked #7 out of 38 vehicles in the 2022 midsize luxury car class, Mercedes AMG CLA45 insurance rates average $1,756 yearly, or $146 on a monthly basis.
With the average midsize luxury car costing $2,003 a year to insure, the AMG CLA45 could save around $247 or more every 12 months when compared to the competition.
The rate chart below shows average yearly insurance rates for an AMG CLA45 using a range of driver ages and risk profiles.
The next table shows average Mercedes-Benz AMG CLA45 car insurance rates from the 2016 model to the 2022 model and for drivers aged 20 through 60.
Model Year | Driver Age 20 | Age 30 | Age 40 | Age 50 | Age 60 |
---|---|---|---|---|---|
2022 | $3,484 | $1,866 | $1,756 | $1,598 | $1,570 |
2021 | $3,240 | $1,728 | $1,630 | $1,486 | $1,460 |
2020 | $3,178 | $1,692 | $1,598 | $1,454 | $1,428 |
2019 | $3,134 | $1,664 | $1,574 | $1,432 | $1,408 |
2018 | $3,046 | $1,618 | $1,530 | $1,394 | $1,370 |
2017 | $2,884 | $1,528 | $1,446 | $1,322 | $1,298 |
2016 | $2,902 | $1,526 | $1,454 | $1,326 | $1,302 |
Other important insights regarding the cost to insure a Mercedes AMG CLA45 include:
- Improve your credit for cheaper auto insurance rates. Having a high credit rating of over 800 may save $276 per year compared to a credit rating of 670-739. Conversely, a poor credit rating could cost up to $320 more per year.
- Getting older pays dividends in cheaper insurance. The difference in insurance rates for an AMG CLA45 between a 50-year-old driver ($1,598 per year) and a 30-year-old driver ($1,866 per year) is $268, or a savings of 14.4%.
- Qualify for policy discounts to lower insurance cost. Discounts may be available if the insured drivers drive a vehicle with safety or anti-theft features, are homeowners, take a defensive driving course, sign their policy early, choose electronic billing, or many other policy discounts which could save the average driver as much as $296 per year on the cost of insuring a Mercedes-Benz AMG CLA45.
- Fewer violations means cheaper insurance rates. In order to get the most affordable price on AMG CLA45 insurance rates, it makes good sense to be a safe driver. Just a few minor blemishes on your driving record could result in spiking the cost of a policy by as much as $454 per year.
- Raising deductibles results in a cheaper policy. Boosting your deductibles from $500 to $1,000 could save around $300 per year for a 40-year-old driver and $586 per year for a 20-year-old driver.
- Low deductibles makes insurance more expensive. Lowering deductibles from $500 to $250 could cost an additional $314 per year for a 40-year-old driver and $618 per year for a 20-year-old driver.
Is AMG CLA45 insurance expensive?
When compared to the best-selling models in the 2022 midsize luxury car category, insurance rates for a Mercedes-Benz AMG CLA45 cost $24 less per year than the Lexus ES 350, $120 less than the BMW 530i, and $448 less than the Infiniti Q50.
The Mercedes-Benz AMG CLA45 ranks #7 out of 38 total comparison vehicles in the midsize luxury car segment for most affordable car insurance prices. The AMG CLA45 costs an estimated $1,756 per year for an auto insurance policy with full coverage, while the class median price is $2,003 annually, a difference of $247 per year.
The next table shows how car insurance rates for an AMG CLA45 compare to the most popular midsize luxury cars in the United States like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S.
Rank | Make/Model | Insurance Cost | Difference |
---|---|---|---|
1 | Acura ILX | $1,392 | -$364 |
2 | Lexus RC 300 | $1,676 | -$80 |
3 | Mercedes-Benz AMG CLA35 | $1,716 | -$40 |
4 | BMW i4 | $1,726 | -$30 |
5 | Cadillac CT5 | $1,732 | -$24 |
6 | Audi A3 | $1,750 | -$6 |
7 | Mercedes-Benz AMG CLA45 | $1,756 | -- |
8 | Mercedes-Benz CLA250 | $1,768 | $12 |
9 | Lexus ES 250 | $1,772 | $16 |
10 | Lexus IS 300 | $1,774 | $18 |
11 | Lexus ES 350 | $1,780 | $24 |
12 | Genesis G80 | $1,816 | $60 |
13 | Audi S5 | $1,840 | $84 |
14 | BMW 530i | $1,876 | $120 |
15 | Lexus ES 300h | $1,882 | $126 |
16 | Mercedes-Benz E350 | $1,896 | $140 |
17 | BMW 530e | $1,912 | $156 |
18 | BMW 540i | $1,914 | $158 |
19 | Audi S4 | $1,924 | $168 |
20 | BMW M440i | $1,926 | $170 |
21 | Mercedes-Benz E450 | $1,932 | $176 |
22 | Audi A6 | $1,986 | $230 |
23 | Jaguar XF | $1,990 | $234 |
24 | Lexus IS 500 | $2,014 | $258 |
25 | BMW 430i | $2,034 | $278 |
26 | Mercedes-Benz CLS450 | $2,050 | $294 |
27 | Audi RS 5 | $2,150 | $394 |
28 | Mercedes-Benz AMG C43 | $2,166 | $410 |
29 | Audi S6 | $2,182 | $426 |
30 | Infiniti Q50 | $2,204 | $448 |
31 | Mercedes-Benz AMG C63 | $2,234 | $478 |
32 | BMW M550i | $2,320 | $564 |
33 | Audi A7 | $2,378 | $622 |
34 | Tesla Model S | $2,416 | $660 |
35 | Lexus LC 500h | $2,448 | $692 |
36 | Audi S7 | $2,570 | $814 |
37 | BMW M8 | $2,586 | $830 |
38 | BMW M5 | $2,618 | $862 |