Mercedes-Benz AMG CLA45 Insurance Cost for 2022

• Mercedes-Benz AMG CLA45 insurance cost averages $1,756 per year or around $146 per month, depending on the trim level.
• The AMG CLA45 is one of the cheaper midsize luxury cars to insure for 2022, costing $247 less per year on average when compared to other midsize luxury cars.
• Insurance for an AMG CLA45 costs 12.3% less than the average rate for similar luxury car models.

How much does AMG CLA45 insurance cost?

Ranked #7 out of 38 vehicles in the 2022 midsize luxury car class, Mercedes AMG CLA45 insurance rates average $1,756 yearly, or $146 on a monthly basis.

With the average midsize luxury car costing $2,003 a year to insure, the AMG CLA45 could save around $247 or more every 12 months when compared to the competition.

The rate chart below shows average yearly insurance rates for an AMG CLA45 using a range of driver ages and risk profiles.

The next table shows average Mercedes-Benz AMG CLA45 car insurance rates from the 2016 model to the 2022 model and for drivers aged 20 through 60.

Other important insights regarding the cost to insure a Mercedes AMG CLA45 include:

• Improve your credit for cheaper auto insurance rates. Having a high credit rating of over 800 may save $276 per year compared to a credit rating of 670-739. Conversely, a poor credit rating could cost up to $320 more per year.
• Getting older pays dividends in cheaper insurance. The difference in insurance rates for an AMG CLA45 between a 50-year-old driver ($1,598 per year) and a 30-year-old driver ($1,866 per year) is $268, or a savings of 14.4%.
• Qualify for policy discounts to lower insurance cost. Discounts may be available if the insured drivers drive a vehicle with safety or anti-theft features, are homeowners, take a defensive driving course, sign their policy early, choose electronic billing, or many other policy discounts which could save the average driver as much as $296 per year on the cost of insuring a Mercedes-Benz AMG CLA45.
• Fewer violations means cheaper insurance rates. In order to get the most affordable price on AMG CLA45 insurance rates, it makes good sense to be a safe driver. Just a few minor blemishes on your driving record could result in spiking the cost of a policy by as much as $454 per year.
• Raising deductibles results in a cheaper policy. Boosting your deductibles from $500 to $1,000 could save around $300 per year for a 40-year-old driver and $586 per year for a 20-year-old driver.
• Low deductibles makes insurance more expensive. Lowering deductibles from $500 to $250 could cost an additional $314 per year for a 40-year-old driver and $618 per year for a 20-year-old driver.

Is AMG CLA45 insurance expensive?

When compared to the best-selling models in the 2022 midsize luxury car category, insurance rates for a Mercedes-Benz AMG CLA45 cost $24 less per year than the Lexus ES 350, $120 less than the BMW 530i, and $448 less than the Infiniti Q50.

The Mercedes-Benz AMG CLA45 ranks #7 out of 38 total comparison vehicles in the midsize luxury car segment for most affordable car insurance prices. The AMG CLA45 costs an estimated $1,756 per year for an auto insurance policy with full coverage, while the class median price is $2,003 annually, a difference of $247 per year.

The next table shows how car insurance rates for an AMG CLA45 compare to the most popular midsize luxury cars in the United States like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S.