Mercedes-Benz AMG CLA45 Insurance Cost for 2023

• Mercedes-Benz AMG CLA45 insurance cost averages $1,968 per year or around $164 per month, depending on the trim level.
• The AMG CLA45 is one of the cheaper midsize luxury cars to insure for 2023, costing $274 less per year on average when compared to other midsize luxury cars.
• Insurance for an AMG CLA45 costs 13% less than the average rate for similar luxury car models.

How much does AMG CLA45 insurance cost?

Ranked seventh out of 38 vehicles in the 2023 midsize luxury car class, Mercedes AMG CLA45 insurance rates average $1,968 yearly, or $164 on a monthly basis.

With the average midsize luxury car costing $2,242 a year to insure, the AMG CLA45 could save around $274 or more every 12 months when compared to the competition.

The rate chart below shows average yearly insurance rates for an AMG CLA45 using a range of driver ages and risk profiles.

The next table shows average Mercedes-Benz AMG CLA45 car insurance rates from the 2016 model to the 2023 model and for drivers aged 20 through 60.

Other important insights regarding the cost to insure a Mercedes AMG CLA45 include:

• Improve your credit for cheaper auto insurance rates. Having a high credit rating of over 800 may save $309 per year compared to a credit rating of 670-739. Conversely, a poor credit rating could cost up to $358 more per year.
• Getting older pays dividends in cheaper insurance. The difference in insurance rates for an AMG CLA45 between a 50-year-old driver ($1,790 per year) and a 30-year-old driver ($2,090 per year) is $300, or a savings of 15.5%.
• Qualify for policy discounts to lower insurance cost. Discounts may be available if the insured drivers drive a vehicle with safety or anti-theft features, are homeowners, take a defensive driving course, sign their policy early, choose electronic billing, or many other policy discounts which could save the average driver as much as $332 per year on the cost of insuring a Mercedes-Benz AMG CLA45.
• Fewer violations means cheaper insurance rates. In order to get the most affordable price on AMG CLA45 insurance rates, it makes good sense to be a safe driver. Just a few minor blemishes on your driving record could result in spiking the cost of a policy by as much as $508 per year.
• Raising deductibles results in a cheaper policy. Boosting your deductibles from $500 to $1,000 could save around $336 per year for a 40-year-old driver and $658 per year for a 20-year-old driver.
• Low deductibles makes insurance more expensive. Lowering deductibles from $500 to $250 could cost an additional $350 per year for a 40-year-old driver and $692 per year for a 20-year-old driver.

Is AMG CLA45 insurance expensive?

When compared to the best-selling models in the 2023 midsize luxury car category, insurance rates for a Mercedes-Benz AMG CLA45 cost $66 more per year than the Lexus ES 350, $154 less than the BMW 530i, and $490 less than the Infiniti Q50.

The Mercedes-Benz AMG CLA45 ranks seventh out of 38 total comparison vehicles in the midsize luxury car segment for most affordable car insurance prices. The AMG CLA45 costs an estimated $1,968 per year for an auto insurance policy with full coverage, while the class median price is $2,242 annually, a difference of $274 per year.

The next table shows how car insurance rates for an AMG CLA45 compare to the most popular midsize luxury cars in the United States like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S.