- BMW 750i car insurance rates average $3,650 per year (about $304 per month) for full coverage, but can vary based on the age of the rated driver.
- Out of 25 models in the large luxury car segment, the 750i ranks 19th for car insurance cost.
How much does BMW 750i car insurance cost?
The average car insurance cost on a BMW 750i is $3,650 per year, which is about $304 each month. For individual coverages, liability and medical (or PIP) coverage costs about $610 a year, collision insurance costs an estimated $2,108, and the remaining comprehensive coverage is about $932.
The next chart shows the average insurance policy premiums on a 750i using different policy scenarios.
The next table breaks down average insurance rates for a BMW 750i for the 2013 to 2022 model years and different driver age groups.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2022 BMW 750i | $7,426 | $3,650 | $2,998 |
| 2021 BMW 750i | $7,706 | $3,754 | $3,088 |
| 2020 BMW 750i | $7,442 | $3,628 | $2,984 |
| 2019 BMW 750i | $6,636 | $3,234 | $2,658 |
| 2018 BMW 750i | $6,250 | $3,054 | $2,514 |
| 2017 BMW 750i | $6,322 | $3,084 | $2,540 |
| 2016 BMW 750i | $5,648 | $2,772 | $2,286 |
| 2015 BMW 750i | $5,064 | $2,480 | $2,050 |
| 2014 BMW 750i | $4,818 | $2,366 | $1,956 |
| 2013 BMW 750i | $4,854 | $2,386 | $1,976 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all BMW 750i trim levels for each model year. Updated June 27, 2025
How do 750i car insurance rates rank?
The BMW 750i ranks 19th out of 25 total comparison vehicles in the large luxury car category for car insurance affordability. The 750i costs an estimated $3,650 per year to insure for full coverage, while the class average policy cost is $3,380 annually, a difference of $270 per year.
When compared to popular vehicles in the large luxury car segment, car insurance prices for a BMW 750i cost $1,140 more per year than the Audi A5, $90 more than the BMW 740i, and $78 less than the Porsche Panamera.
The table below shows how well the 750i fares against the best-selling large luxury cars like the Infiniti Q60, Audi A8, and the Genesis G90.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Audi A5 | $2,510 | -$1,140 |
| 2 | Volvo S90 | $2,768 | -$882 |
| 3 | Lexus LS 500 | $2,874 | -$776 |
| 4 | Mercedes-Benz AMG E53 | $2,922 | -$728 |
| 5 | Genesis G90 | $2,928 | -$722 |
| 6 | Mercedes-Benz AMG GT43 | $2,986 | -$664 |
| 7 | Lexus LS 500h | $3,074 | -$576 |
| 8 | BMW 840i | $3,094 | -$556 |
| 9 | BMW 745e | $3,150 | -$500 |
| 10 | Mercedes-Benz EQS 450 | $3,226 | -$424 |
| 11 | Infiniti Q60 | $3,236 | -$414 |
| 12 | Mercedes-Benz S500 | $3,276 | -$374 |
| 13 | Audi RS 7 | $3,282 | -$368 |
| 14 | Mercedes-Benz EQS 580 | $3,306 | -$344 |
| 15 | BMW M850i | $3,526 | -$124 |
| 16 | Mercedes-Benz S580 | $3,532 | -$118 |
| 17 | BMW 740i | $3,560 | -$90 |
| 18 | Audi S8 | $3,612 | -$38 |
| 19 | BMW 750i | $3,650 | -- |
| 20 | Audi A8 | $3,658 | $8 |
| 21 | Porsche Panamera | $3,728 | $78 |
| 22 | Mercedes-Benz S560 | $3,888 | $238 |
| 23 | BMW Alpina B8 | $4,080 | $430 |
| 24 | BMW M760i | $4,212 | $562 |
| 25 | Mercedes-Benz Maybach S580 | $4,424 | $774 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2022 model year. Updated June 26, 2025
Additional rates and insights
A few additional insights as they relate to insurance cost on a BMW 750i include:
- Increasing deductibles makes car insurance cheaper. Raising physical damage coverage deductibles from $500 to $1,000 could save around $688 per year for a 40-year-old driver and $1,376 per year for a 20-year-old driver.
- Choosing a low deductible will increase insurance policy cost. Lowering your physical damage coverage deductibles from $500 to $250 could cost an additional $720 per year for a 40-year-old driver and $1,462 per year for a 20-year-old driver.
- Tickets and violations can cost a lot. If you want the cheapest 750i insurance rates, it pays to avoid traffic citations. In fact, just a couple of driving offenses have the potential to increase insurance rates by at least $964 per year. Being convicted of a major violation like DWI and leaving the scene of an accident could raise rates by an additional $3,408 or more.
- Your profession could earn you discounts. The large majority of insurance companies offer discounts for occupations like scientists, college professors, high school and elementary teachers, nurses, architects, firefighters, and others. Qualifying for this discount could save between $110 and $227 on your insurance premium, subject to policy limits.
- Expect to pay a lot for high-risk insurance. For a 20-year-old driver, having to buy a high-risk insurance policy could trigger a rate increase of $5,790 or more per year.
- Get cheaper rates by researching discounts. Discounts may be available if the policyholders sign their policy early, are senior citizens, belong to certain professional organizations, take a defensive driving course, work in certain occupations, or many other discounts which could save the average driver as much as $620 per year.