BMW Alpina B8 Insurance Rates: 2025 Cost and Comparisons

How much does BMW Alpina B8 insurance cost? We break down rates for the xDrive Gran Coupe to see how they rank against other luxury models.

Start a Free QuoteCompare BMW Alpina B8 car insurance quotes and save on your next policy.

  • BMW Alpina B8 insurance rates cost $4,188 per year on average, or about $349 per month, for a policy with full coverage.
  • As one of the more expensive large luxury cars to insure, the BMW Alpina B8 costs $663 more per year on average to insure when compared to the other large luxury cars.

How much does BMW Alpina B8 insurance cost?

The average cost to insure a 2023 BMW Alpina B8 is $4,188 per year. Expect to pay $663 more per year than the average cost for the full-size luxury sedan segment, and $1,967 more per year than the all-vehicle national average of $2,221.

The cost of car insurance depends on a lot of different factors like driver age, policy limits, driving record, and prior claims. The chart below takes those factors into consideration and illustrates how much insurance prices on an Alpina B8 can change based on different scenarios.

Average 2023 BMW Alpina B8 insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2023 BMW Alpina B8 insurance premiums for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for a 2023 model year BMW Alpina B8 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all BMW Alpina B8 trim levels.

2023 BMW Alpina B8 Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$9,622$802
Safe Driver Age 20$8,462$705
At-fault Accidents Age 40$5,866$489
Low Deductibles Age 40$5,728$477
Safe Driver Age 30$4,500$375
Safe Driver Age 40$4,188$349
Safe Driver Age 50$3,662$305
Discount Rate Age 40$3,472$289
Safe Driver Age 60$3,436$286
High Deductibles Age 40$3,402$284

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2023 BMW Alpina B8 trim levels. Updated June 26, 2025

Where does Alpina B8 insurance cost rank?

The BMW Alpina B8 ranks 23rd out of 26 total comparison vehicles in the 2022 model year full-size luxury segment for most affordable car insurance rates. The Alpina B8 costs around $4,188 per year to insure for full coverage while the class average rate is $3,525 annually, a difference of $663 per year.

When compared to some of the best-selling models in the segment, insurance rates for a BMW Alpina B8 cost $1,630 more per year than the Audi A5, $570 more than the BMW 740i, and $370 more than the Porsche Panamera.

The next chart shows how the average Alpina B8 car insurance cost compares to the top-selling large luxury cars in America like the Infiniti Q60, Audi A8, and Genesis G90. A complete table is shown following the chart detailing average car insurance policy pricing for all 26 models in the 2023 large luxury car class.

Average 2023 BMW Alpina B8 car insurance premium compared to other large luxury car models.
Figure 2: Average 2023 BMW Alpina B8 car insurance premium compared to other large luxury car models. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for a 2023 model year BMW Alpina B8. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all BMW Alpina B8 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

BMW Alpina B8 Insurance Cost Compared to All Large Luxury Cars
Rank Make and Model Annual Premium Difference
1Audi A5$2,558-$1,630
2Volvo S90$2,884-$1,304
3Lexus LS 500$2,978-$1,210
4Mercedes-Benz AMG E53$2,996-$1,192
5Genesis G90$3,016-$1,172
6BMW i7$3,034-$1,154
7Mercedes-Benz AMG GT43$3,062-$1,126
8Lexus LS 500h$3,162-$1,026
9BMW 840i$3,252-$936
10Mercedes-Benz EQS 450$3,326-$862
11Infiniti Q60$3,334-$854
12Mercedes-Benz S500$3,360-$828
13Audi RS 7$3,434-$754
14Mercedes-Benz EQS 580$3,448-$740
15BMW 740i$3,618-$570
16BMW M850i$3,666-$522
17Mercedes-Benz AMG EQS$3,694-$494
18Audi A8$3,738-$450
19Audi S8$3,756-$432
20Porsche Panamera$3,818-$370
21BMW 760i$3,854-$334
22Mercedes-Benz S580$3,940-$248
23BMW Alpina B8$4,188--
24BMW M760i$4,322$134
25Mercedes-Benz Maybach S580$4,454$266
26Mercedes-Benz Maybach S680$4,752$564

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2023 model year. Updated June 26, 2025

Additional rates and insights

Some additional observations about Alpina B8 insurance rates include:

  • Drive safe and save. Too many at-fault accidents will increase rates, potentially by an additional $1,994 per year for a 30-year-old driver and even $926 per year for a 60-year-old driver.
  • Policy discounts mean cheaper Alpina B8 insurance. Discounts may be available if the insured drivers are homeowners, drive low annual mileage, choose electronic billing, insure their home and car with the same company, or other policy discounts which could save the average driver as much as $716 per year.
  • Rates tend to decrease as driver age increases. The difference in insurance rates for a BMW Alpina B8 between a 60-year-old driver ($3,436 per year) and a 30-year-old driver ($4,500 per year) is $1,064, or a savings of 26.8%.
  • The gender of the driver affects insurance cost. For a 2023 BMW Alpina B8, a 20-year-old man receives an average rate of $8,462 per year, while a 20-year-old woman will get a rate of $6,022, a difference of $2,440 per year. Women get significantly cheaper rates. But by age 50, male driver rates are $3,662 and rates for female drivers are $3,588, a difference of only $74.
  • BMW Alpina B8 insurance rates for teens are expensive. Average rates for full coverage Alpina B8 insurance costs $14,480 per year for a 16-year-old driver, $14,214 per year for a 17-year-old driver, $13,084 per year for an 18-year-old driver, and $11,777 per year for a 19-year-old driver.
  • Good credit equals better rates. Having a good credit rating over 800 may save $658 per year compared to a slightly lower credit score between 670-739. Conversely, a less-than-good credit score could cost around $762 more per year.