- Car insurance on a BMW iX costs around $3,272 per year, $1,636 for a 6-month policy, or around $273 per month.
- Ranked 35th out of 41 other models in the 2024 midsize luxury SUV class, car insurance rates for the BMW iX cost $422 more per year than the average cost for the segment.
How much does BMW iX insurance cost?
You will want to budget an average of $3,272 a year to insure a BMW iX for full coverage. Rates vary by location, however, and can range from as low as $2,492 up to $3,674 or more depending on where you live.
A typical car insurance policy consists of essentially three coverages. For the BMW iX, the estimated cost of these coverages is liability and medical coverage costs $636 a year, comprehensive costs $876, and the remaining collision coverage costs $1,760.
The rate chart below shows how BMW iX auto insurance prices can vary based on different driver ages and physical damage deductibles chosen for the policy.
How does BMW iX insurance compare to similar vehicles?
When compared to other midsize luxury SUVs, insurance rates for a 2024 BMW iX cost $866 more per year than the Lexus RX 350, $204 more than the BMW X5, and $876 more than the Acura MDX.
The BMW iX ranks 35th out of 41 total vehicles in the midsize luxury SUV category for most affordable car insurance rates. At $3,272 per year for an auto insurance policy with full coverage, the iX costs $422 more per year than the $2,850 average for the segment.
The next table compares the cost to insure a BMW iX to other popular competing models like the Cadillac XT5, Infiniti QX60, and Lexus GX 460. All 41 2024 midsize luxury SUVs are ranked from cheapest to most expensive average car insurance cost.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Jaguar E-Pace | $2,242 | -$1,030 |
| 2 | Cadillac XT5 | $2,264 | -$1,008 |
| 3 | Infiniti QX50 | $2,330 | -$942 |
| 4 | Cadillac XT6 | $2,348 | -$924 |
| 5 | Infiniti QX60 | $2,358 | -$914 |
| 6 | Mercedes-Benz AMG GLB35 | $2,364 | -$908 |
| 7 | Acura MDX | $2,396 | -$876 |
| 8 | Lexus RX 350 | $2,406 | -$866 |
| 9 | Lexus TX 350 | $2,440 | -$832 |
| 10 | Lexus RX 350h | $2,468 | -$804 |
| 11 | Lexus TX 500h | $2,506 | -$766 |
| 12 | Lexus RX 500h | $2,514 | -$758 |
| 13 | Lincoln Nautilus | $2,534 | -$738 |
| 14 | Lexus RX 450h | $2,538 | -$734 |
| 15 | Volvo V90 | $2,558 | -$714 |
| 16 | Audi SQ5 | $2,646 | -$626 |
| 17 | Mercedes-Benz GLE350 | $2,680 | -$592 |
| 18 | Lincoln Aviator | $2,698 | -$574 |
| 19 | Lexus GX 550 | $2,728 | -$544 |
| 20 | Volvo V60 | $2,808 | -$464 |
| 21 | Land Rover Discovery Sport | $2,814 | -$458 |
| 22 | Mercedes-Benz GLE450 | $2,826 | -$446 |
| 23 | Cadillac Lyriq | $2,852 | -$420 |
| 24 | Volvo EX90 | $2,876 | -$396 |
| 25 | Audi Q7 | $2,912 | -$360 |
| 26 | Genesis GV80 | $2,926 | -$346 |
| 27 | Mercedes-Benz AMG GLC43 | $2,938 | -$334 |
| 28 | Audi e-tron | $2,994 | -$278 |
| 29 | Tesla Model X | $3,016 | -$256 |
| 30 | BMW X5 | $3,068 | -$204 |
| 31 | Audi Q8 | $3,082 | -$190 |
| 32 | Land Rover Discovery | $3,100 | -$172 |
| 33 | Mercedes-Benz AMG GLE53 | $3,120 | -$152 |
| 34 | Audi SQ7 | $3,224 | -$48 |
| 35 | BMW iX | $3,272 | -- |
| 36 | BMW X6 | $3,350 | $78 |
| 37 | Land Rover Range Rover Sport | $3,492 | $220 |
| 38 | Audi RS 6 | $3,564 | $292 |
| 39 | Porsche Cayenne | $3,594 | $322 |
| 40 | BMW XM | $3,938 | $666 |
| 41 | Mercedes-Benz AMG GLE63 | $4,046 | $774 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025
