Cost of Insuring a Land Rover Discovery Sport in 2025

Is car insurance for a Land Rover Discovery Sport affordable?

From the S trim up to the more costly Dynamic SE trim, we break down insurance rates on the Rover Discovery Sport to discover how average policy premiums compares to the competition.

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  • Land Rover Discovery Sport car insurance averages $2,746 per year or around $229 per month, but can vary based on the vehicle trim level.
  • Discovery Sport insurance cost ranges from $2,694 to $2,796 per year on average, depending on trim level.
  • Ranked 21st out of 41 midsize luxury SUVs for the 2024 model year, car insurance for the Discovery Sport costs $36 less per year than the average cost for the segment.

How much does Discovery Sport insurance cost?

Ranked 21st out of 41 vehicles in the midsize luxury SUV class, Land Rover Discovery Sport car insurance averages around $2,746 a year. Depending on the trim level being insured, monthly car insurance rates for a 2024 Discovery Sport range from $225 to $233.

With the average midsize luxury SUV costing $2,782 a year to insure, the Discovery Sport could save around $36 or more every 12 months when compared to the segment average.

The next chart illustrates how Discovery Sport car insurance rates can change based on driver age group and the policy deductibles. The rate estimates range from the lowest price of $1,876 per year for a driver age 60 with high physical damage deductibles to the more expensive rate of $6,574 per year for a 20-year-old driver with $250 deductibles.

Average 2024 Land Rover Discovery Sport car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Land Rover Discovery Sport car insurance premiums for different driver ages and policy deductibles. Rates updated on June 27, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Land Rover Discovery Sport. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Land Rover Discovery Sport Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$4,606$384
$500$5,562$464
$250$6,574$548
30-Year-Old$1,000$2,420$202
$500$2,944$245
$250$3,488$291
40-Year-Old$1,000$2,264$189
$500$2,746$229
$250$3,250$271
50-Year-Old$1,000$2,002$167
$500$2,416$201
$250$2,850$238
60-Year-Old$1,000$1,876$156
$500$2,266$189
$250$2,672$223

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Land Rover Discovery Sport. Updated June 27, 2025

The table below displays the average yearly and semi-annual policy costs, including a monthly budget estimate, for each Land Rover Discovery Sport package and trim level.

2024 Land Rover Discovery Sport Insurance Rates by Trim Level
2024 Land Rover Discovery Sport Trim Level Annual Premium Cost Per Month
S$2,694$225
Dynamic SE$2,796$233

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2024 Land Rover Discovery Sport ranging from the S model at $2,694 per year to the Dynamic SE model at $2,796
Insurance cost by trim level for a 2024 Land Rover Discovery Sport ranging from the S model at $2,694 per year to the Dynamic SE model at $2,796

The following data table shows average insurance policy premiums for a Land Rover Discovery Sport for the 2020 to 2024 model years.

Land Rover Discovery Sport Insurance Cost for 2020-2024 Models
Model Year and Vehicle Annual Premium Cost Per Month
2024 Land Rover Discovery Sport$2,746$229
2023 Land Rover Discovery Sport$2,334$195
2022 Land Rover Discovery Sport$2,318$193
2021 Land Rover Discovery Sport$2,388$199
2020 Land Rover Discovery Sport$2,318$193

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Land Rover Discovery Sport trim levels for each model year. Updated June 27, 2025

Average annual premium and cost per month to insure 2020 to 2024 Land Rover Discovery Sport models
Average annual premium and cost per month to insure 2020 to 2024 Land Rover Discovery Sport models

Is Discovery Sport insurance expensive?

When compared side-by-side to similar vehicles, car insurance prices for the Discovery Sport cost $396 more per year than the Lexus RX 350, $246 less than the BMW X5, and $404 more than the Acura MDX.

The Discovery Sport ranks 21st out of 41 comparison vehicles in the midsize luxury SUV segment for most affordable car insurance cost. The Discovery Sport costs an average of $2,746 per year to insure, while the segment average is $2,782 per year, a difference of $36 per year.

The table below shows how Land Rover Discovery Sport insurance cost compares to the top 10 selling midsize luxury SUVs in the United States like the Cadillac XT5, Lexus GX 460, and the Infiniti QX60.

Land Rover Discovery Sport Insurance vs Midsize Luxury SUVs
Rank Make and Model Annual Premium Difference
1Jaguar E-Pace$2,190-$556
2Cadillac XT5$2,210-$536
3Infiniti QX50$2,276-$470
4Cadillac XT6$2,292-$454
5Infiniti QX60$2,304-$442
6Mercedes-Benz AMG GLB35$2,308-$438
7Acura MDX$2,342-$404
8Lexus RX 350$2,350-$396
9Lexus TX 350$2,380-$366
10Lexus RX 350h$2,410-$336
11Lexus TX 500h$2,446-$300
12Lexus RX 500h$2,454-$292
13Lincoln Nautilus$2,472-$274
14Lexus RX 450h$2,476-$270
15Volvo V90$2,496-$250
16Audi SQ5$2,584-$162
17Mercedes-Benz GLE350$2,616-$130
18Lincoln Aviator$2,636-$110
19Lexus GX 550$2,664-$82
20Volvo V60$2,742-$4
21Land Rover Discovery Sport$2,746--
22Mercedes-Benz GLE450$2,758$12
23Cadillac Lyriq$2,784$38
24Volvo EX90$2,806$60
25Audi Q7$2,842$96
26Genesis GV80$2,854$108
27Mercedes-Benz AMG GLC43$2,868$122
28Audi e-tron$2,920$174
29Tesla Model X$2,944$198
30BMW X5$2,992$246
31Audi Q8$3,012$266
32Land Rover Discovery$3,026$280
33Mercedes-Benz AMG GLE53$3,046$300
34Audi SQ7$3,148$402
35BMW iX$3,192$446
36BMW X6$3,272$526
37Land Rover Range Rover Sport$3,410$664
38Audi RS 6$3,482$736
39Porsche Cayenne$3,506$760
40BMW XM$3,844$1,098
41Mercedes-Benz AMG GLE63$3,948$1,202

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025

At $2,746 per year, insurance cost for a 2024 Land Rover Discovery Sport ranks 21st out of 41 models in the midsize luxury SUV segment
At $2,746 per year, insurance cost for a 2024 Land Rover Discovery Sport ranks 21st out of 41 models in the midsize luxury SUV segment