- Land Rover Discovery Sport car insurance averages $2,814 per year or around $235 per month, but can vary based on the vehicle trim level.
- Discovery Sport insurance cost ranges from $2,760 to $2,868 per year on average, depending on trim level.
- Ranked 21st out of 41 midsize luxury SUVs for the 2024 model year, car insurance for the Discovery Sport costs $36 less per year than the average cost for the segment.
How much does Discovery Sport insurance cost?
Ranked 21st out of 41 vehicles in the midsize luxury SUV class, Land Rover Discovery Sport car insurance averages around $2,814 a year. Depending on the trim level being insured, monthly car insurance rates for a 2024 Discovery Sport range from $230 to $239.
With the average midsize luxury SUV costing $2,850 a year to insure, the Discovery Sport could save around $36 or more every 12 months when compared to the segment average.
The next chart illustrates how Discovery Sport car insurance rates can change based on driver age group and the policy deductibles. The rate estimates range from the lowest price of $1,924 per year for a driver age 60 with high physical damage deductibles to the more expensive rate of $6,732 per year for a 20-year-old driver with $250 deductibles.
The table below displays the average yearly and semi-annual policy costs, including a monthly budget estimate, for each Land Rover Discovery Sport package and trim level.
| 2024 Land Rover Discovery Sport Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| S | $2,760 | $230 |
| Dynamic SE | $2,868 | $239 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
The following data table shows average insurance policy premiums for a Land Rover Discovery Sport for the 2020 to 2024 model years.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2024 Land Rover Discovery Sport | $2,814 | $235 |
| 2023 Land Rover Discovery Sport | $2,392 | $199 |
| 2022 Land Rover Discovery Sport | $2,374 | $198 |
| 2021 Land Rover Discovery Sport | $2,444 | $204 |
| 2020 Land Rover Discovery Sport | $2,374 | $198 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Land Rover Discovery Sport trim levels for each model year. Updated October 24, 2025
Is Discovery Sport insurance expensive?
When compared side-by-side to similar vehicles, car insurance prices for the Discovery Sport cost $408 more per year than the Lexus RX 350, $254 less than the BMW X5, and $418 more than the Acura MDX.
The Discovery Sport ranks 21st out of 41 comparison vehicles in the midsize luxury SUV segment for most affordable car insurance cost. The Discovery Sport costs an average of $2,814 per year to insure, while the segment average is $2,850 per year, a difference of $36 per year.
The table below shows how Land Rover Discovery Sport insurance cost compares to the top 10 selling midsize luxury SUVs in the United States like the Cadillac XT5, Lexus GX 460, and the Infiniti QX60.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Jaguar E-Pace | $2,242 | -$572 |
| 2 | Cadillac XT5 | $2,264 | -$550 |
| 3 | Infiniti QX50 | $2,330 | -$484 |
| 4 | Cadillac XT6 | $2,348 | -$466 |
| 5 | Infiniti QX60 | $2,358 | -$456 |
| 6 | Mercedes-Benz AMG GLB35 | $2,364 | -$450 |
| 7 | Acura MDX | $2,396 | -$418 |
| 8 | Lexus RX 350 | $2,406 | -$408 |
| 9 | Lexus TX 350 | $2,440 | -$374 |
| 10 | Lexus RX 350h | $2,468 | -$346 |
| 11 | Lexus TX 500h | $2,506 | -$308 |
| 12 | Lexus RX 500h | $2,514 | -$300 |
| 13 | Lincoln Nautilus | $2,534 | -$280 |
| 14 | Lexus RX 450h | $2,538 | -$276 |
| 15 | Volvo V90 | $2,558 | -$256 |
| 16 | Audi SQ5 | $2,646 | -$168 |
| 17 | Mercedes-Benz GLE350 | $2,680 | -$134 |
| 18 | Lincoln Aviator | $2,698 | -$116 |
| 19 | Lexus GX 550 | $2,728 | -$86 |
| 20 | Volvo V60 | $2,808 | -$6 |
| 21 | Land Rover Discovery Sport | $2,814 | -- |
| 22 | Mercedes-Benz GLE450 | $2,826 | $12 |
| 23 | Cadillac Lyriq | $2,852 | $38 |
| 24 | Volvo EX90 | $2,876 | $62 |
| 25 | Audi Q7 | $2,912 | $98 |
| 26 | Genesis GV80 | $2,926 | $112 |
| 27 | Mercedes-Benz AMG GLC43 | $2,938 | $124 |
| 28 | Audi e-tron | $2,994 | $180 |
| 29 | Tesla Model X | $3,016 | $202 |
| 30 | BMW X5 | $3,068 | $254 |
| 31 | Audi Q8 | $3,082 | $268 |
| 32 | Land Rover Discovery | $3,100 | $286 |
| 33 | Mercedes-Benz AMG GLE53 | $3,120 | $306 |
| 34 | Audi SQ7 | $3,224 | $410 |
| 35 | BMW iX | $3,272 | $458 |
| 36 | BMW X6 | $3,350 | $536 |
| 37 | Land Rover Range Rover Sport | $3,492 | $678 |
| 38 | Audi RS 6 | $3,564 | $750 |
| 39 | Porsche Cayenne | $3,594 | $780 |
| 40 | BMW XM | $3,938 | $1,124 |
| 41 | Mercedes-Benz AMG GLE63 | $4,046 | $1,232 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025
