Mercedes-Benz AMG E53 Insurance: What to Know for 2025

How much does Mercedes AMG E53 insurance cost? We compared average rates to find out how the AMG E53 ranks for insurance affordability when compared to all other large luxury cars.

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  • Car insurance rates for a Mercedes AMG E53 average $3,088 per year or around $257 per month, depending on driver age.
  • Out of 24 vehicles in the 2024 large luxury car segment, the AMG E53 ranks fourth for insurance affordability.
  • The cheapest AMG E53 to insure is the 4Matic AWD trim level costing an average of $3,056 per year. The most expensive is the 4Matic AWD Coupe at $3,146 annually.

How much does Mercedes AMG E53 insurance cost?

Mercedes-Benz AMG E53 insurance averages $3,088 a year for full coverage, or around $257 each month. On average, expect to pay around $660 less each year to insure an AMG E53 compared to the average rate for the full-size luxury car segment, and $867 more per year than the $2,221 average for all vehicles.

The following rate chart illustrates how 2024 Mercedes-Benz AMG E53 auto insurance rates change based on driver age group and comprehensive and collision deductibles.

Average 2024 Mercedes-Benz AMG E53 car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Mercedes-Benz AMG E53 car insurance premiums for different driver ages and policy deductibles. Rates updated on June 27, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Mercedes-Benz AMG E53. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Mercedes-Benz AMG E53 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$5,166$431
$500$6,238$520
$250$7,376$615
30-Year-Old$1,000$2,720$227
$500$3,310$276
$250$3,926$327
40-Year-Old$1,000$2,544$212
$500$3,088$257
$250$3,656$305
50-Year-Old$1,000$2,248$187
$500$2,718$227
$250$3,208$267
60-Year-Old$1,000$2,108$176
$500$2,544$212
$250$3,004$250

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Mercedes-Benz AMG E53. Updated June 27, 2025

The rate table below shows average Mercedes-Benz AMG E53 car insurance rates from the 2019 to the 2024 model years and for various driver ages.

Mercedes-Benz AMG E53 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2024 Mercedes-Benz AMG E53$6,238$3,088$2,544
2023 Mercedes-Benz AMG E53$6,064$2,996$2,472
2022 Mercedes-Benz AMG E53$5,924$2,922$2,410
2021 Mercedes-Benz AMG E53$6,156$3,026$2,496
2020 Mercedes-Benz AMG E53$5,976$2,938$2,426
2019 Mercedes-Benz AMG E53$5,420$2,664$2,200

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz AMG E53 trim levels for each model year. Updated June 27, 2025

Average insurance rates for 2019 to 2024 Mercedes-Benz AMG E53 models for drivers age 20, 40 and 60
Average insurance rates for 2019 to 2024 Mercedes-Benz AMG E53 models for drivers age 20, 40 and 60

The table below displays average car insurance rates for each Mercedes-Benz AMG E53 available for the 2024 model year.

2024 Mercedes-Benz AMG E53 Insurance Rates by Trim Level
2024 Mercedes-Benz AMG E53 Trim Level Annual Premium Cost Per Month
4Matic AWD$3,056$255
4Matic AWD Convertible$3,068$256
4Matic AWD Coupe$3,146$262

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 26, 2025

Insurance cost by trim level for a 2024 Mercedes-Benz AMG E53 ranging from the 4Matic AWD model at $3,056 per year to the 4Matic AWD Coupe model at $3,146
Insurance cost by trim level for a 2024 Mercedes-Benz AMG E53 ranging from the 4Matic AWD model at $3,056 per year to the 4Matic AWD Coupe model at $3,146

The following list includes additional rate information and possible policy discounts that may be available.

  • As you age, insurance rates get cheaper. The difference in insurance rates for an AMG E53 between a 50-year-old driver ($2,718 per year) and a 20-year-old driver ($6,238 per year) is $3,520, or a savings of 78.6%.
  • Negligent drivers pay higher insurance rates. At-fault accidents raise insurance rates, potentially as much as $4,408 per year for a 20-year-old driver and even as much as $1,262 per year for a 40-year-old driver.
  • Fewer violations means cheaper insurance cost. In order to have the most economical AMG E53 insurance rates, it pays to not be aggressive behind the wheel. Not surprisingly, just a couple of traffic citations have the ramification of increasing insurance rates by up to $816 per year. Being convicted of a crime like hit-and-run could raise rates by an additional $2,866 or more.
  • Increase deductibles to save money. Raising your policy deductibles from $500 to $1,000 could save around $544 per year for a 40-year-old driver and $1,072 per year for a 20-year-old driver.
  • Low physical damage deductibles increase policy cost. Lowering your physical damage coverage deductibles from $500 to $250 could cost an additional $568 per year for a 40-year-old driver and $1,138 per year for a 20-year-old driver.
  • High-risk AMG E53 insurance can get expensive. For a 20-year-old driver, the requirement to buy a high-risk policy could end up with a rate increase of $4,860 or more per year.
  • AMG E53 insurance rates for teenagers are high. Average rates for full coverage AMG E53 insurance costs $10,825 per year for a 16-year-old driver, $10,569 per year for a 17-year-old driver, $9,624 per year for an 18-year-old driver, and $8,702 per year for a 19-year-old driver.
  • Qualify for discounts to save money. Discounts may be available if the insured drivers take a defensive driving course, insure multiple vehicles on the same policy, are military or federal employees, sign their policy early, or many other discounts which could save the average driver as much as $524 per year on Mercedes-Benz AMG E53 insurance.

Is AMG E53 car insurance expensive?

When compared directly to some other models in the large luxury car category, insurance prices for a Mercedes-Benz AMG E53 cost $306 more per year than the Audi A5, $706 less than the BMW 740i, and $1,578 less than the Porsche Panamera.

The Mercedes-Benz AMG E53 ranks fourth out of 24 total comparison vehicles in the 2024 large luxury car category for most affordable insurance cost. The AMG E53 costs an estimated $3,088 per year for an auto insurance policy with full coverage and the segment median rate is $3,748 per year, a difference of $660 per year.

The chart below shows how insurance rates for the AMG E53 compare to the best-selling large luxury cars like the Infiniti Q60, Audi A8, and the Genesis G90. A more comprehensive table is included after the chart that breaks down insurance cost for all 24 vehicles in the full-size luxury sedan segment.

Average 2024 Mercedes-Benz AMG E53 car insurance premium compared to other large luxury car models.
Figure 2: Average 2024 Mercedes-Benz AMG E53 car insurance premium compared to other large luxury car models. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Mercedes-Benz AMG E53. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Mercedes-Benz AMG E53 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Mercedes-Benz AMG E53 Insurance Cost Compared to All Large Luxury Cars
Rank Make and Model Annual Premium Difference
1Audi A5$2,782-$306
2Volvo S90$2,870-$218
3Genesis G90$3,076-$12
4Mercedes-Benz AMG E53$3,088--
5Mercedes-Benz EQS 450$3,122$34
6Lexus LS 500$3,220$132
7Lexus LS 500h$3,262$174
8BMW 840i$3,354$266
9BMW i7$3,402$314
10Audi RS 7$3,524$436
11BMW M850i$3,780$692
12BMW 740i$3,794$706
13BMW 750e$3,806$718
14Mercedes-Benz AMG GT43$3,832$744
15Audi S8$3,878$790
16Mercedes-Benz S500$3,972$884
17Audi A8$3,982$894
18BMW 760i$4,008$920
19Mercedes-Benz S580$4,162$1,074
20Mercedes-Benz EQS 580$4,230$1,142
21Mercedes-Benz Maybach S580$4,598$1,510
22Mercedes-Benz AMG EQS$4,642$1,554
23Porsche Panamera$4,666$1,578
24Mercedes-Benz Maybach S680$4,906$1,818

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 27, 2025