Mercedes-Benz AMG E53 Insurance: What to Know for 2025

• Car insurance rates for a Mercedes AMG E53 average $3,164 per year or around $264 per month, depending on driver age.
• Out of 24 vehicles in the 2024 large luxury car segment, the AMG E53 ranks fourth for insurance affordability.
• The cheapest AMG E53 to insure is the 4Matic AWD trim level costing an average of $3,130 per year. The most expensive is the 4Matic AWD Coupe at $3,222 annually.

How much does Mercedes AMG E53 insurance cost?

Mercedes-Benz AMG E53 insurance averages $3,164 a year for full coverage, or around $264 each month. On average, expect to pay around $675 less each year to insure an AMG E53 compared to the average rate for the full-size luxury car segment, and $888 more per year than the $2,276 average for all vehicles.

The following rate chart illustrates how 2024 Mercedes-Benz AMG E53 auto insurance rates change based on driver age group and comprehensive and collision deductibles.

The rate table below shows average Mercedes-Benz AMG E53 car insurance rates from the 2019 to the 2024 model years and for various driver ages.

The table below displays average car insurance rates for each Mercedes-Benz AMG E53 available for the 2024 model year.

The following list includes additional rate information and possible policy discounts that may be available.

• As you age, insurance rates get cheaper. The difference in insurance rates for an AMG E53 between a 50-year-old driver ($2,784 per year) and a 20-year-old driver ($6,390 per year) is $3,606, or a savings of 78.6%.
• Negligent drivers pay higher insurance rates. At-fault accidents raise insurance rates, potentially as much as $4,518 per year for a 20-year-old driver and even as much as $1,290 per year for a 40-year-old driver.
• Fewer violations means cheaper insurance cost. In order to have the most economical AMG E53 insurance rates, it pays to not be aggressive behind the wheel. Not surprisingly, just a couple of traffic citations have the ramification of increasing insurance rates by up to $838 per year. Being convicted of a crime like hit-and-run could raise rates by an additional $2,936 or more.
• Increase deductibles to save money. Raising your policy deductibles from $500 to $1,000 could save around $556 per year for a 40-year-old driver and $1,098 per year for a 20-year-old driver.
• Low physical damage deductibles increase policy cost. Lowering your physical damage coverage deductibles from $500 to $250 could cost an additional $582 per year for a 40-year-old driver and $1,166 per year for a 20-year-old driver.
• High-risk AMG E53 insurance can get expensive. For a 20-year-old driver, the requirement to buy a high-risk policy could end up with a rate increase of $4,982 or more per year.
• AMG E53 insurance rates for teenagers are high. Average rates for full coverage AMG E53 insurance costs $11,089 per year for a 16-year-old driver, $10,827 per year for a 17-year-old driver, $9,858 per year for an 18-year-old driver, and $8,915 per year for a 19-year-old driver.
• Qualify for discounts to save money. Discounts may be available if the insured drivers take a defensive driving course, insure multiple vehicles on the same policy, are military or federal employees, sign their policy early, or many other discounts which could save the average driver as much as $536 per year on Mercedes-Benz AMG E53 insurance.

Is AMG E53 car insurance expensive?

When compared directly to some other models in the large luxury car category, insurance prices for a Mercedes-Benz AMG E53 cost $314 more per year than the Audi A5, $720 less than the BMW 740i, and $1,618 less than the Porsche Panamera.

The Mercedes-Benz AMG E53 ranks fourth out of 24 total comparison vehicles in the 2024 large luxury car category for most affordable insurance cost. The AMG E53 costs an estimated $3,164 per year for an auto insurance policy with full coverage and the segment median rate is $3,839 per year, a difference of $675 per year.

The chart below shows how insurance rates for the AMG E53 compare to the best-selling large luxury cars like the Infiniti Q60, Audi A8, and the Genesis G90. A more comprehensive table is included after the chart that breaks down insurance cost for all 24 vehicles in the full-size luxury sedan segment.