- Car insurance rates for a Mercedes-Benz GLE450 average $2,758 per year or around $230 per month, but can vary significantly based on the driver’s age.
- The Mercedes-Benz GLE450 is one of the cheaper midsize luxury SUVs to insure, costing $24 less per year on average when compared to other midsize luxury SUVs.
How much does Mercedes GLE450 insurance cost?
Mercedes GLE450 car insurance rates average $2,758 per year for full coverage, which equates to around $230 a month. When a policy is broken down into individual coverages, comprehensive (or other-than-collision) coverage will cost approximately $660 a year, liability and medical (or PIP) coverage is around $620, and the remaining collision coverage will cost about $1,478.
The chart below displays average annual car insurance rates for a 2024 GLE450 using variations of driver age and risk profiles.

The following table details average insurance rates for a Mercedes-Benz GLE450 from the 2016 to 2024 model years and different driver age groups.
Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
---|---|---|---|
2024 Mercedes-Benz GLE450 | $5,616 | $2,758 | $2,276 |
2023 Mercedes-Benz GLE450 | $5,192 | $2,570 | $2,126 |
2022 Mercedes-Benz GLE450 | $4,916 | $2,442 | $2,018 |
2021 Mercedes-Benz GLE450 | $4,644 | $2,302 | $1,906 |
2020 Mercedes-Benz GLE450 | $4,496 | $2,230 | $1,848 |
2016 Mercedes-Benz GLE450 | $4,632 | $2,282 | $1,892 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz GLE450 trim levels for each model year. Updated June 26, 2025
How do Mercedes GLE450 insurance rates rank?
The Mercedes-Benz GLE450 ranks 22nd out of 41 total vehicles in the midsize luxury SUV category for car insurance affordability. The GLE450 costs an average of $2,758 per year for full coverage auto insurance and the segment average auto insurance cost is $2,782 annually, a difference of $24 per year.
When insurance prices are compared to other popular midsize luxury SUVs, car insurance rates for a Mercedes-Benz GLE450 cost $408 more per year than the Lexus RX 350, $234 less than the BMW X5, and $416 more than the Acura MDX.
The chart displayed below shows how average GLE450 car insurance rates compare to the top 10 best-selling midsize luxury SUVs like the Cadillac XT5, Lexus GX 460, and the Infiniti QX60. A rankings table is also included after the chart detailing average car insurance rates for all 41 models in the midsize luxury SUV class.

Rank | Make and Model | Annual Premium | Difference |
---|---|---|---|
1 | Jaguar E-Pace | $2,190 | -$568 |
2 | Cadillac XT5 | $2,210 | -$548 |
3 | Infiniti QX50 | $2,276 | -$482 |
4 | Cadillac XT6 | $2,292 | -$466 |
5 | Infiniti QX60 | $2,304 | -$454 |
6 | Mercedes-Benz AMG GLB35 | $2,308 | -$450 |
7 | Acura MDX | $2,342 | -$416 |
8 | Lexus RX 350 | $2,350 | -$408 |
9 | Lexus TX 350 | $2,380 | -$378 |
10 | Lexus RX 350h | $2,410 | -$348 |
11 | Lexus TX 500h | $2,446 | -$312 |
12 | Lexus RX 500h | $2,454 | -$304 |
13 | Lincoln Nautilus | $2,472 | -$286 |
14 | Lexus RX 450h | $2,476 | -$282 |
15 | Volvo V90 | $2,496 | -$262 |
16 | Audi SQ5 | $2,584 | -$174 |
17 | Mercedes-Benz GLE350 | $2,616 | -$142 |
18 | Lincoln Aviator | $2,636 | -$122 |
19 | Lexus GX 550 | $2,664 | -$94 |
20 | Volvo V60 | $2,742 | -$16 |
21 | Land Rover Discovery Sport | $2,746 | -$12 |
22 | Mercedes-Benz GLE450 | $2,758 | -- |
23 | Cadillac Lyriq | $2,784 | $26 |
24 | Volvo EX90 | $2,806 | $48 |
25 | Audi Q7 | $2,842 | $84 |
26 | Genesis GV80 | $2,854 | $96 |
27 | Mercedes-Benz AMG GLC43 | $2,868 | $110 |
28 | Audi e-tron | $2,920 | $162 |
29 | Tesla Model X | $2,944 | $186 |
30 | BMW X5 | $2,992 | $234 |
31 | Audi Q8 | $3,012 | $254 |
32 | Land Rover Discovery | $3,026 | $268 |
33 | Mercedes-Benz AMG GLE53 | $3,046 | $288 |
34 | Audi SQ7 | $3,148 | $390 |
35 | BMW iX | $3,192 | $434 |
36 | BMW X6 | $3,272 | $514 |
37 | Land Rover Range Rover Sport | $3,410 | $652 |
38 | Audi RS 6 | $3,482 | $724 |
39 | Porsche Cayenne | $3,506 | $748 |
40 | BMW XM | $3,844 | $1,086 |
41 | Mercedes-Benz AMG GLE63 | $3,948 | $1,190 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025
Additional GLE450 car insurance rates
Additional important insights as they relate to Mercedes-Benz GLE450 insurance cost include:
- Car insurance is expensive for high-risk drivers. For a 40-year-old driver, having too many accidents or violations can increase the cost by $3,372 or more per year.
- Avoid driving violations to reduce policy cost. If you want to get the most budget-friendly GLE450 insurance rates, it’s necessary to avoid traffic citations. A couple of minor driving infractions could increase policy rates by as much as $736 per year. Serious misdemeanors such as a DWI could raise rates by an additional $2,594 or more.
- As driver age increases, insurance rates tend to go down. The difference in GLE450 insurance cost between a 40-year-old driver ($2,758 per year) and a 20-year-old driver ($5,616 per year) is $2,858, or a savings of 68.3%.
- Your employment could save you a few bucks. The large majority of auto insurance companies offer discounts for being employed in professions like engineers, accountants, high school and elementary teachers, doctors, firefighters, and others. Being employed in a qualifying occupation could save between $83 and $228 on your annual GLE450 insurance cost, depending on the level of coverage purchased.
- Mercedes-Benz GLE450 insurance rates for teenagers are high. Average rates for full coverage GLE450 insurance costs $9,780 per year for a 16-year-old driver, $9,550 per year for a 17-year-old driver, $8,698 per year for an 18-year-old driver, and $7,849 per year for a 19-year-old driver.
- Gender affects car insurance rates. For a 2024 Mercedes GLE450, a 20-year-old male driver receives an average rate of $5,616 per year, while a 20-year-old female pays $3,990, a difference of $1,626 per year. The females get the cheaper rate by far. But by age 50, the cost for a male driver is $2,424 and the cost for women is $2,372, a difference of only $52.