Are You Paying Too Much to Insure Your Mercedes-Benz GLE450?

How much does car insurance cost on a Mercedes GLE450? We compare rates for the GLE450 4Matic 4WD trim level to discover how insurance cost ranks when compared to all other midsize luxury SUVs.

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  • Car insurance rates for a Mercedes-Benz GLE450 average $2,758 per year or around $230 per month, but can vary significantly based on the driver’s age.
  • The Mercedes-Benz GLE450 is one of the cheaper midsize luxury SUVs to insure, costing $24 less per year on average when compared to other midsize luxury SUVs.

How much does Mercedes GLE450 insurance cost?

Mercedes GLE450 car insurance rates average $2,758 per year for full coverage, which equates to around $230 a month. When a policy is broken down into individual coverages, comprehensive (or other-than-collision) coverage will cost approximately $660 a year, liability and medical (or PIP) coverage is around $620, and the remaining collision coverage will cost about $1,478.

The chart below displays average annual car insurance rates for a 2024 GLE450 using variations of driver age and risk profiles.

Average 2024 Mercedes-Benz GLE450 insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2024 Mercedes-Benz GLE450 insurance premiums for different driver ages and risk scenarios. Rates updated on June 27, 2025.

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Data Methodology: Average rates are for a 2024 model year Mercedes-Benz GLE450 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mercedes-Benz GLE450 trim levels.

2024 Mercedes-Benz GLE450 Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,390$533
Safe Driver Age 20$5,616$468
At-fault Accidents Age 40$3,898$325
Low Deductibles Age 40$3,710$309
Safe Driver Age 30$2,956$246
Safe Driver Age 40$2,758$230
Safe Driver Age 50$2,424$202
Discount Rate Age 40$2,290$191
Safe Driver Age 60$2,276$190
High Deductibles Age 40$2,274$190

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Mercedes-Benz GLE450 trim levels. Updated June 27, 2025

The following table details average insurance rates for a Mercedes-Benz GLE450 from the 2016 to 2024 model years and different driver age groups.

Mercedes-Benz GLE450 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2024 Mercedes-Benz GLE450$5,616$2,758$2,276
2023 Mercedes-Benz GLE450$5,192$2,570$2,126
2022 Mercedes-Benz GLE450$4,916$2,442$2,018
2021 Mercedes-Benz GLE450$4,644$2,302$1,906
2020 Mercedes-Benz GLE450$4,496$2,230$1,848
2016 Mercedes-Benz GLE450$4,632$2,282$1,892

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz GLE450 trim levels for each model year. Updated June 26, 2025

Average insurance rates for 2016 to 2024 Mercedes-Benz GLE450 models for drivers age 20, 40 and 60
Average insurance rates for 2016 to 2024 Mercedes-Benz GLE450 models for drivers age 20, 40 and 60

How do Mercedes GLE450 insurance rates rank?

The Mercedes-Benz GLE450 ranks 22nd out of 41 total vehicles in the midsize luxury SUV category for car insurance affordability. The GLE450 costs an average of $2,758 per year for full coverage auto insurance and the segment average auto insurance cost is $2,782 annually, a difference of $24 per year.

When insurance prices are compared to other popular midsize luxury SUVs, car insurance rates for a Mercedes-Benz GLE450 cost $408 more per year than the Lexus RX 350, $234 less than the BMW X5, and $416 more than the Acura MDX.

The chart displayed below shows how average GLE450 car insurance rates compare to the top 10 best-selling midsize luxury SUVs like the Cadillac XT5, Lexus GX 460, and the Infiniti QX60. A rankings table is also included after the chart detailing average car insurance rates for all 41 models in the midsize luxury SUV class.

Average 2024 Mercedes-Benz GLE450 car insurance premium compared to other midsize luxury SUV models.
Figure 2: Average 2024 Mercedes-Benz GLE450 car insurance premium compared to other midsize luxury SUV models. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Mercedes-Benz GLE450. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Mercedes-Benz GLE450 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Mercedes-Benz GLE450 Insurance Cost Compared to All Midsize Luxury SUVs
Rank Make and Model Annual Premium Difference
1Jaguar E-Pace$2,190-$568
2Cadillac XT5$2,210-$548
3Infiniti QX50$2,276-$482
4Cadillac XT6$2,292-$466
5Infiniti QX60$2,304-$454
6Mercedes-Benz AMG GLB35$2,308-$450
7Acura MDX$2,342-$416
8Lexus RX 350$2,350-$408
9Lexus TX 350$2,380-$378
10Lexus RX 350h$2,410-$348
11Lexus TX 500h$2,446-$312
12Lexus RX 500h$2,454-$304
13Lincoln Nautilus$2,472-$286
14Lexus RX 450h$2,476-$282
15Volvo V90$2,496-$262
16Audi SQ5$2,584-$174
17Mercedes-Benz GLE350$2,616-$142
18Lincoln Aviator$2,636-$122
19Lexus GX 550$2,664-$94
20Volvo V60$2,742-$16
21Land Rover Discovery Sport$2,746-$12
22Mercedes-Benz GLE450$2,758--
23Cadillac Lyriq$2,784$26
24Volvo EX90$2,806$48
25Audi Q7$2,842$84
26Genesis GV80$2,854$96
27Mercedes-Benz AMG GLC43$2,868$110
28Audi e-tron$2,920$162
29Tesla Model X$2,944$186
30BMW X5$2,992$234
31Audi Q8$3,012$254
32Land Rover Discovery$3,026$268
33Mercedes-Benz AMG GLE53$3,046$288
34Audi SQ7$3,148$390
35BMW iX$3,192$434
36BMW X6$3,272$514
37Land Rover Range Rover Sport$3,410$652
38Audi RS 6$3,482$724
39Porsche Cayenne$3,506$748
40BMW XM$3,844$1,086
41Mercedes-Benz AMG GLE63$3,948$1,190

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025

Additional GLE450 car insurance rates

Additional important insights as they relate to Mercedes-Benz GLE450 insurance cost include:

  • Car insurance is expensive for high-risk drivers. For a 40-year-old driver, having too many accidents or violations can increase the cost by $3,372 or more per year.
  • Avoid driving violations to reduce policy cost. If you want to get the most budget-friendly GLE450 insurance rates, it’s necessary to avoid traffic citations. A couple of minor driving infractions could increase policy rates by as much as $736 per year. Serious misdemeanors such as a DWI could raise rates by an additional $2,594 or more.
  • As driver age increases, insurance rates tend to go down. The difference in GLE450 insurance cost between a 40-year-old driver ($2,758 per year) and a 20-year-old driver ($5,616 per year) is $2,858, or a savings of 68.3%.
  • Your employment could save you a few bucks. The large majority of auto insurance companies offer discounts for being employed in professions like engineers, accountants, high school and elementary teachers, doctors, firefighters, and others. Being employed in a qualifying occupation could save between $83 and $228 on your annual GLE450 insurance cost, depending on the level of coverage purchased.
  • Mercedes-Benz GLE450 insurance rates for teenagers are high. Average rates for full coverage GLE450 insurance costs $9,780 per year for a 16-year-old driver, $9,550 per year for a 17-year-old driver, $8,698 per year for an 18-year-old driver, and $7,849 per year for a 19-year-old driver.
  • Gender affects car insurance rates. For a 2024 Mercedes GLE450, a 20-year-old male driver receives an average rate of $5,616 per year, while a 20-year-old female pays $3,990, a difference of $1,626 per year. The females get the cheaper rate by far. But by age 50, the cost for a male driver is $2,424 and the cost for women is $2,372, a difference of only $52.