Cheaper Mercedes-Benz Maybach S680 Insurance in 2025: Insights Into Savings

How much does Maybach S680 insurance cost? We analyze car insurance rates by trim level to see how average prices rank when compared to other large luxury cars.

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  • Mercedes-Benz Maybach S680 insurance costs an average of $5,026 per year or around $419 per month, but can vary based on deductibles and limits.
  • Out of 24 vehicles in the large luxury car segment, the Maybach S680 ranks 24th for insurance affordability.

How much does Mercedes Maybach S680 insurance cost?

Ranked 24th out of 24 vehicles in the large luxury car class, Mercedes-Benz Maybach S680 insurance averages around $5,026 annually for full coverage, or about $419 monthly. With the average large luxury car costing $3,839 a year to insure, the Mercedes-Benz Maybach S680 costs $1,187 more per year.

The cost summary chart below displays the average annual car insurance cost on a 2024 Maybach S680 using different risk profiles and driver ages.

Average 2024 Mercedes-Benz Maybach S680 insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2024 Mercedes-Benz Maybach S680 insurance premiums for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for a 2024 model year Mercedes-Benz Maybach S680 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mercedes-Benz Maybach S680 trim levels.

2024 Mercedes-Benz Maybach S680 Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$11,514$960
Safe Driver Age 20$10,130$844
At-fault Accidents Age 40$7,016$585
Low Deductibles Age 40$6,928$577
Safe Driver Age 30$5,414$451
Safe Driver Age 40$5,026$419
Safe Driver Age 50$4,388$366
Discount Rate Age 40$4,172$348
Safe Driver Age 60$4,114$343
High Deductibles Age 40$4,056$338

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Mercedes-Benz Maybach S680 trim levels. Updated October 24, 2025

How to save money when insuring your Maybach S680

The tips below can help bring down the cost of car insurance and ensure you’re not overpaying for coverage.

  • The higher the deductibles, the lower the cost. Boosting your deductibles from $500 to $1,000 could save around $970 per year for a 40-year-old driver and $1,918 per year for a 20-year-old driver.
  • Low deductibles will increase rates. Decreasing deductibles from $500 to $250 could cost an additional $1,014 per year for a 40-year-old driver and $2,038 per year for a 20-year-old driver.
  • Bring up your credit score to save money. Having excellent credit of 800+ could save as much as $789 per year versus a slightly lower credit score between 670-739. Conversely, a below-average credit rating could cost around $915 more per year.
  • Driving violations increase insurance rates. If you want the most reasonable price on Maybach S680 insurance rates, it pays to avoid traffic tickets. In fact, just a couple of moving violations have the consequence of raising rates by at least $1,308 per year. Being convicted of a crime such as driving while intoxicated could raise rates by an additional $4,616 or more.
  • The older you get, the cheaper insurance rates become. The difference in Maybach S680 insurance cost between a 40-year-old driver ($5,026 per year) and a 20-year-old driver ($10,130 per year) is $5,104, or a savings of 67.4%.

Compared to all large luxury cars

The Mercedes-Benz Maybach S680 ranks dead last out of 24 comparison vehicles in the large luxury car category for insurance affordability. But let’s face it, if you’re going to pay over $230k for a car, insurance cost probably isn’t a huge concern.

When compared to some other models in the large luxury car category, car insurance rates for a Mercedes-Benz Maybach S680 cost $2,176 more per year than the Audi A5, $1,590 more than the BMW 840i, and $764 more than the Mercedes-Benz S580.

The next chart shows how Mercedes-Benz Maybach S680 insurance rates compared to other large luxury cars like the BMW M850i, BMW M760i, and the BMW Alpina B8. A rate table showing the full segment is included after the chart.

Average 2024 Mercedes-Benz Maybach S680 car insurance premium compared to other large luxury car models.
Figure 2: Average 2024 Mercedes-Benz Maybach S680 car insurance premium compared to other large luxury car models. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for a 2024 model year Mercedes-Benz Maybach S680. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Mercedes-Benz Maybach S680 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Mercedes-Benz Maybach S680 Insurance Cost Compared to All Large Luxury Cars
Rank Make and Model Annual Premium Difference
1Audi A5$2,850-$2,176
2Volvo S90$2,940-$2,086
3Genesis G90$3,154-$1,872
4Mercedes-Benz AMG E53$3,164-$1,862
5Mercedes-Benz EQS 450$3,198-$1,828
6Lexus LS 500$3,298-$1,728
7Lexus LS 500h$3,338-$1,688
8BMW 840i$3,436-$1,590
9BMW i7$3,482-$1,544
10Audi RS 7$3,608-$1,418
11BMW M850i$3,870-$1,156
12BMW 740i$3,884-$1,142
13BMW 750e$3,898-$1,128
14Mercedes-Benz AMG GT43$3,926-$1,100
15Audi S8$3,972-$1,054
16Mercedes-Benz S500$4,072-$954
17Audi A8$4,078-$948
18BMW 760i$4,104-$922
19Mercedes-Benz S580$4,262-$764
20Mercedes-Benz EQS 580$4,334-$692
21Mercedes-Benz Maybach S580$4,710-$316
22Mercedes-Benz AMG EQS$4,758-$268
23Porsche Panamera$4,782-$244
24Mercedes-Benz Maybach S680$5,026--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025