- Nissan 370Z car insurance costs $2,434 per year on average, or around $203 per month for full coverage.
- Car insurance rates for the 370Z range from $2,290 to $2,652 per year for an average driver, depending on trim level.
- The 370Z ranks seventh out of 24 vehicles in the sports car class for insurance affordability.
How much does Nissan 370Z car insurance cost?
Nissan 370Z car insurance costs an average of $2,434 annually, or $203 per month, for full coverage. Liability/medical (or PIP) coverage costs around $710 a year, collision coverage costs approximately $1,078, and the remaining comprehensive costs approximately $646.
The following chart illustrates how average Nissan 370Z insurance rates for the 2021 model year change based on the age of the driver and coverage deductibles.
As with all auto insurance policies, the higher the policy deductibles, the lower the coverage costs. In the chart above, insurance rates on a 370Z range from an average rate for a 60-year-old driver of $2,016 up to the average rate for a 20-year-old driver of $4,852 per year.
Expect to pay much higher rates for teen drivers on a Nissan 370Z. For example, a 16-year-old male driver with a clean driving record would pay around $8,538 while a 16-year-old female would pay about $7,978. By age 18, rates drop to around $7,429 for males and $6,858 for female drivers.
Is a Nissan 370Z cheap to insure?
The cheapest model of Nissan 370Z to insure is the base two-door coupe at an average of $2,290 per year. The second cheapest trim is the Sport Coupe at $2,356 per year, and the third cheapest model to insure is the Sport Touring Coupe at $2,440 per year. The most expensive 370Z model to insure is the Nismo Coupe at $2,652 per year.
The table below displays average car insurance rates for the different trims available for the 2021 370Z.
| 2021 Nissan 370Z Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Coupe | $2,290 | $191 |
| Sport Coupe | $2,356 | $196 |
| Sport Touring Coupe | $2,440 | $203 |
| Nismo Coupe | $2,652 | $221 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 26, 2025
How does 370Z car insurance cost compare?
The Nissan 370Z ranks seventh out of 24 comparison vehicles in the sports car class. The 370Z costs an average of $2,434 per year for full coverage auto insurance, while the class average is $2,982 per year, a difference of $548 per year.
When compared to top-selling vehicles in the sports car class, insurance for a Nissan 370Z costs $218 more per year than the Ford Mustang, $442 less than the Dodge Challenger, $298 less than the Chevrolet Camaro, and $44 more than the Subaru WRX.
The chart below shows how Nissan 370Z insurance rates compare to the other nine models in the sports car class top 10 most popular vehicle list. Additionally, a more complete table is added after the chart detailing insurance cost rankings for the entire sports car category.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Mazda MX-5 Miata | $1,816 | -$618 |
| 2 | Ford Mustang | $2,216 | -$218 |
| 3 | BMW Z4 | $2,258 | -$176 |
| 4 | Audi TT | $2,362 | -$72 |
| 5 | Toyota Supra | $2,382 | -$52 |
| 6 | Subaru WRX | $2,390 | -$44 |
| 7 | Nissan 370Z | $2,434 | -- |
| 8 | Subaru BRZ | $2,554 | $120 |
| 9 | BMW M2 | $2,568 | $134 |
| 10 | Porsche 718 | $2,612 | $178 |
| 11 | Chevrolet Corvette | $2,614 | $180 |
| 12 | Chevrolet Camaro | $2,732 | $298 |
| 13 | Lexus RC F | $2,742 | $308 |
| 14 | Dodge Challenger | $2,876 | $442 |
| 15 | Mercedes-Benz AMG GT53 | $2,978 | $544 |
| 16 | Jaguar F-Type | $3,294 | $860 |
| 17 | Lexus LC 500 | $3,360 | $926 |
| 18 | BMW M4 | $3,454 | $1,020 |
| 19 | Porsche 911 | $3,484 | $1,050 |
| 20 | Mercedes-Benz AMG GT63 | $3,944 | $1,510 |
| 21 | Acura NSX | $3,972 | $1,538 |
| 22 | BMW i8 | $3,976 | $1,542 |
| 23 | Audi R8 | $4,272 | $1,838 |
| 24 | Nissan GT-R | $4,274 | $1,840 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2021 model year. Updated June 27, 2025
How much is Nissan 370Z car insurance for teenagers?
Average car insurance rates for teenagers on a 2021 Nissan 370Z are quite expensive. Prices range from a low of $5,739 for insurance on a 19-year-old female driver to a high of $8,538 to insure a 16-year-old male driver.
The chart below details 370Z insurance cost for both male and female drivers age 16 through 19. For 17-year-old drivers, 370Z insurance costs an average of $8,276 for males and $7,929 for females. 370Z insurance for 18-year-old drivers costs $7,429 for males and $6,858 for females.
Nissan 370Z insurance rates for 2013 to 2020 models
The following sections detail Nissan 370Z insurance rates for every trim level for the 2013 to 2020 model years. Rates for the 2021 model are detailed in the charts and tables prior to this section.
2020 Nissan 370Z Insurance Rates
Average insurance rates for a 2020 Nissan 370Z are $2,360 per year, or around $197 per month. Rates range from $2,224 per year for the 370Z Coupe to $2,568 for the 370Z Nismo Coupe.
| 2020 Nissan 370Z Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Coupe | $2,224 | $185 |
| Sport Coupe | $2,286 | $191 |
| Sport Touring Coupe | $2,364 | $197 |
| Nismo Coupe | $2,568 | $214 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated June 26, 2025
2019 Nissan 370Z Insurance Rates
Insurance rates for a 2019 Nissan 370Z average $2,180 per year, or about $182 per month. Rates range from $1,982 per year for the 370Z Roadster to $2,512 for the 370Z Nismo Coupe.
| 2019 Nissan 370Z Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Roadster | $1,982 | $165 |
| Sport Touring Roadster | $2,042 | $170 |
| Touring Roadster | $2,042 | $170 |
| Coupe | $2,140 | $178 |
| Sport Coupe | $2,256 | $188 |
| Sport Touring Coupe | $2,332 | $194 |
| Nismo Coupe | $2,512 | $209 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated June 27, 2025
2018 Nissan 370Z Insurance Rates
2018 Nissan 370Z insurance rates average $2,116 per year, or around $176 per month. Cost ranges from $1,946 per year for the 370Z Roadster to $2,390 for the 370Z Nismo Tech Coupe.
| 2018 Nissan 370Z Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Roadster | $1,946 | $162 |
| Touring Roadster | $2,002 | $167 |
| Touring Sport Roadster | $2,002 | $167 |
| Coupe | $2,022 | $169 |
| Sport Coupe | $2,150 | $179 |
| Sport Tech Coupe | $2,220 | $185 |
| Touring Coupe | $2,220 | $185 |
| Nismo Tech Coupe | $2,390 | $199 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated June 26, 2025
2017 Nissan 370Z Insurance Rates
A 2017 Nissan 370Z averages $2,052 per year for full coverage insurance, or around $171 per month. Rates range from $1,872 per year for the 370Z Roadster to $2,296 for the 370Z Nismo Tech Coupe.
| 2017 Nissan 370Z Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Roadster | $1,872 | $156 |
| Touring Roadster | $1,924 | $160 |
| Touring Sport Roadster | $1,924 | $160 |
| Coupe | $1,948 | $162 |
| Sport Coupe | $2,068 | $172 |
| Sport Tech Coupe | $2,136 | $178 |
| Touring Coupe | $2,136 | $178 |
| Nismo Coupe | $2,190 | $183 |
| Nismo Tech Coupe | $2,296 | $191 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated June 26, 2025
2016 Nissan 370Z Insurance Rates
Average insurance cost for a 2016 Nissan 370Z is $1,972 per year, or around $164 per month. Rates range from $1,762 per year for the 370Z Roadster to $2,194 for the 370Z Nismo Tech Coupe.
| 2016 Nissan 370Z Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Roadster | $1,762 | $147 |
| Touring Roadster | $1,810 | $151 |
| Touring Sport Roadster | $1,810 | $151 |
| Coupe | $1,890 | $158 |
| Sport Coupe | $2,004 | $167 |
| Sport Tech Coupe | $2,066 | $172 |
| Touring Coupe | $2,066 | $172 |
| Nismo Coupe | $2,162 | $180 |
| Nismo Tech Coupe | $2,194 | $183 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated June 26, 2025
2015 Nissan 370Z Insurance Rates
Insurance rates average $1,840 per year for a 2015 Nissan 370Z, or around $153 per month. Rates range from $1,652 per year for the 370Z Roadster to $2,048 for the 370Z Nismo Tech Coupe.
| 2015 Nissan 370Z Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Roadster | $1,652 | $138 |
| Touring Roadster | $1,696 | $141 |
| Touring Sport Roadster | $1,696 | $141 |
| Coupe | $1,766 | $147 |
| Sport Coupe | $1,870 | $156 |
| Sport Tech Coupe | $1,928 | $161 |
| Touring Coupe | $1,928 | $161 |
| Nismo Coupe | $2,002 | $167 |
| Nismo Tech Coupe | $2,048 | $171 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated June 27, 2025
2014 Nissan 370Z Insurance Rates
Average insurance cost for a 2014 Nissan 370Z is $1,718 per year, or around $143 per month. Rates range from $1,646 per year for the 370Z Roadster to $1,858 for the 370Z Nismo Coupe.
| 2014 Nissan 370Z Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Roadster | $1,646 | $137 |
| Touring Roadster | $1,646 | $137 |
| Coupe | $1,676 | $140 |
| Touring Coupe | $1,760 | $147 |
| Nismo Coupe | $1,858 | $155 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated June 27, 2025
2013 Nissan 370Z Insurance Rates
Insurance rates for a 2013 Nissan 370Z average $1,668 per year, or about $139 per month. Rates range from $1,634 per year for the 370Z Coupe to $1,726 for the 370Z Nismo Coupe.
| 2013 Nissan 370Z Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Coupe | $1,634 | $136 |
| Roadster | $1,646 | $137 |
| Touring Roadster | $1,646 | $137 |
| Touring Coupe | $1,688 | $141 |
| Nismo Coupe | $1,726 | $144 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated June 27, 2025
Additional Rates and Information
Additional example insurance rates and tips for keeping rates low are as follows:
- The gender of the driver affects insurance cost. For a 2013 Nissan 370Z, a 20-year-old man pays an average rate of $3,306 per year, while a 20-year-old female driver will get a rate of $2,402, a difference of $904 per year in favor of the women by a long shot. But by age 50, the cost for men is $1,492 and the rate for women is $1,448, a difference of only $44.
- A clean driving record saves money. If you want to get the most affordable price on 370Z insurance rates, it pays to be an excellent driver. Not surprisingly, just a couple of traffic tickets can raise the cost of a policy by at least $438 per year. Being convicted of a serious infraction such as failing to stop at the scene of an accident could raise rates by an additional $1,512 or more.
- Polish up your credit rating for lower rates. In states that allow a driver’s credit rating to be used for the purpose of determining insurance rates, having an excellent credit score over 800 could save a minimum of $262 per year over a lower credit rating of 670-739. Conversely, a mediocre credit score could cost as much as $304 more per year.
- Nissan 370Z insurance for teen drivers is expensive. Average rates for full coverage 370Z insurance costs $5,979 per year for a 16-year-old driver, $5,734 per year for a 17-year-old driver, and $5,034 per year for an 18-year-old driver.
- Your employer could save you money. Just about all auto insurance providers offer discounts for certain occupations like doctors, police officers and law enforcement, high school and elementary teachers, accountants, college professors, farmers, and other occupations. By qualifying for this discount, you could save between $50 and $143 on your annual 370Z insurance premium, depending on the policy coverages selected.
- High-risk drivers pay extremely high rates. For a 30-year-old driver, the need to buy a high-risk policy could increase the cost by $2,014 or more per year.
- Lower policy cost by raising deductibles. Increasing your deductibles from $500 to $1,000 could save around $230 per year for a 40-year-old driver and $430 per year for a 20-year-old driver.
- Choosing a low deductible may not make good financial sense. Dropping your physical damage deductibles from $500 to $250 could cost an additional $236 per year for a 40-year-old driver and $454 per year for a 20-year-old driver.