- Nissan 370Z car insurance costs $2,492 per year on average, or around $208 per month for full coverage.
- Car insurance rates for the 370Z range from $2,346 to $2,716 per year for an average driver, depending on trim level.
- The 370Z ranks seventh out of 24 vehicles in the sports car class for insurance affordability.
How much does Nissan 370Z car insurance cost?
Nissan 370Z car insurance costs an average of $2,492 annually, or $208 per month, for full coverage. Liability/medical (or PIP) coverage costs around $726 a year, collision coverage costs approximately $1,104, and the remaining comprehensive costs approximately $662.
The following chart illustrates how average Nissan 370Z insurance rates for the 2021 model year change based on the age of the driver and coverage deductibles.
As with all auto insurance policies, the higher the policy deductibles, the lower the coverage costs. In the chart above, insurance rates on a 370Z range from an average rate for a 60-year-old driver of $2,064 up to the average rate for a 20-year-old driver of $4,972 per year.
Expect to pay much higher rates for teen drivers on a Nissan 370Z. For example, a 16-year-old male driver with a clean driving record would pay around $8,752 while a 16-year-old female would pay about $8,177. By age 18, rates drop to around $7,615 for males and $7,029 for female drivers.
Is a Nissan 370Z cheap to insure?
The cheapest model of Nissan 370Z to insure is the base two-door coupe at an average of $2,346 per year. The second cheapest trim is the Sport Coupe at $2,412 per year, and the third cheapest model to insure is the Sport Touring Coupe at $2,498 per year. The most expensive 370Z model to insure is the Nismo Coupe at $2,716 per year.
The table below displays average car insurance rates for the different trims available for the 2021 370Z.
| 2021 Nissan 370Z Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Coupe | $2,346 | $196 |
| Sport Coupe | $2,412 | $201 |
| Sport Touring Coupe | $2,498 | $208 |
| Nismo Coupe | $2,716 | $226 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
How does 370Z car insurance cost compare?
The Nissan 370Z ranks seventh out of 24 comparison vehicles in the sports car class. The 370Z costs an average of $2,492 per year for full coverage auto insurance, while the class average is $3,055 per year, a difference of $563 per year.
When compared to top-selling vehicles in the sports car class, insurance for a Nissan 370Z costs $218 more per year than the Ford Mustang, $454 less than the Dodge Challenger, $306 less than the Chevrolet Camaro, and $44 more than the Subaru WRX.
The chart below shows how Nissan 370Z insurance rates compare to the other nine models in the sports car class top 10 most popular vehicle list. Additionally, a more complete table is added after the chart detailing insurance cost rankings for the entire sports car category.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Mazda MX-5 Miata | $1,860 | -$632 |
| 2 | Ford Mustang | $2,274 | -$218 |
| 3 | BMW Z4 | $2,314 | -$178 |
| 4 | Audi TT | $2,420 | -$72 |
| 5 | Toyota Supra | $2,438 | -$54 |
| 6 | Subaru WRX | $2,448 | -$44 |
| 7 | Nissan 370Z | $2,492 | -- |
| 8 | Subaru BRZ | $2,616 | $124 |
| 9 | BMW M2 | $2,632 | $140 |
| 10 | Porsche 718 | $2,674 | $182 |
| 11 | Chevrolet Corvette | $2,678 | $186 |
| 12 | Chevrolet Camaro | $2,798 | $306 |
| 13 | Lexus RC F | $2,808 | $316 |
| 14 | Dodge Challenger | $2,946 | $454 |
| 15 | Mercedes-Benz AMG GT53 | $3,052 | $560 |
| 16 | Jaguar F-Type | $3,376 | $884 |
| 17 | Lexus LC 500 | $3,444 | $952 |
| 18 | BMW M4 | $3,540 | $1,048 |
| 19 | Porsche 911 | $3,572 | $1,080 |
| 20 | Mercedes-Benz AMG GT63 | $4,038 | $1,546 |
| 21 | Acura NSX | $4,068 | $1,576 |
| 22 | BMW i8 | $4,074 | $1,582 |
| 23 | Audi R8 | $4,376 | $1,884 |
| 24 | Nissan GT-R | $4,378 | $1,886 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2021 model year. Updated October 24, 2025
How much is Nissan 370Z car insurance for teenagers?
Average car insurance rates for teenagers on a 2021 Nissan 370Z are quite expensive. Prices range from a low of $5,880 for insurance on a 19-year-old female driver to a high of $8,752 to insure a 16-year-old male driver.
The chart below details 370Z insurance cost for both male and female drivers age 16 through 19. For 17-year-old drivers, 370Z insurance costs an average of $8,484 for males and $8,127 for females. 370Z insurance for 18-year-old drivers costs $7,615 for males and $7,029 for females.
Nissan 370Z insurance rates for 2013 to 2020 models
The following sections detail Nissan 370Z insurance rates for every trim level for the 2013 to 2020 model years. Rates for the 2021 model are detailed in the charts and tables prior to this section.
2020 Nissan 370Z Insurance Rates
Average insurance rates for a 2020 Nissan 370Z are $2,418 per year, or around $202 per month. Rates range from $2,276 per year for the 370Z Coupe to $2,632 for the 370Z Nismo Coupe.
| 2020 Nissan 370Z Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Coupe | $2,276 | $190 |
| Sport Coupe | $2,340 | $195 |
| Sport Touring Coupe | $2,422 | $202 |
| Nismo Coupe | $2,632 | $219 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated October 24, 2025
2019 Nissan 370Z Insurance Rates
Insurance rates for a 2019 Nissan 370Z average $2,236 per year, or about $186 per month. Rates range from $2,032 per year for the 370Z Roadster to $2,574 for the 370Z Nismo Coupe.
| 2019 Nissan 370Z Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Roadster | $2,032 | $169 |
| Sport Touring Roadster | $2,092 | $174 |
| Touring Roadster | $2,092 | $174 |
| Coupe | $2,192 | $183 |
| Sport Coupe | $2,314 | $193 |
| Sport Touring Coupe | $2,392 | $199 |
| Nismo Coupe | $2,574 | $215 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated October 24, 2025
2018 Nissan 370Z Insurance Rates
2018 Nissan 370Z insurance rates average $2,170 per year, or around $181 per month. Cost ranges from $1,994 per year for the 370Z Roadster to $2,448 for the 370Z Nismo Tech Coupe.
| 2018 Nissan 370Z Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Roadster | $1,994 | $166 |
| Touring Roadster | $2,052 | $171 |
| Touring Sport Roadster | $2,052 | $171 |
| Coupe | $2,070 | $173 |
| Sport Coupe | $2,202 | $184 |
| Sport Tech Coupe | $2,276 | $190 |
| Touring Coupe | $2,276 | $190 |
| Nismo Tech Coupe | $2,448 | $204 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated October 24, 2025
2017 Nissan 370Z Insurance Rates
A 2017 Nissan 370Z averages $2,104 per year for full coverage insurance, or around $175 per month. Rates range from $1,916 per year for the 370Z Roadster to $2,348 for the 370Z Nismo Tech Coupe.
| 2017 Nissan 370Z Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Roadster | $1,916 | $160 |
| Touring Roadster | $1,970 | $164 |
| Touring Sport Roadster | $1,970 | $164 |
| Coupe | $1,992 | $166 |
| Sport Coupe | $2,116 | $176 |
| Sport Tech Coupe | $2,188 | $182 |
| Touring Coupe | $2,188 | $182 |
| Nismo Coupe | $2,242 | $187 |
| Nismo Tech Coupe | $2,348 | $196 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated October 24, 2025
2016 Nissan 370Z Insurance Rates
Average insurance cost for a 2016 Nissan 370Z is $2,020 per year, or around $168 per month. Rates range from $1,804 per year for the 370Z Roadster to $2,246 for the 370Z Nismo Tech Coupe.
| 2016 Nissan 370Z Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Roadster | $1,804 | $150 |
| Touring Roadster | $1,854 | $155 |
| Touring Sport Roadster | $1,854 | $155 |
| Coupe | $1,936 | $161 |
| Sport Coupe | $2,048 | $171 |
| Sport Tech Coupe | $2,114 | $176 |
| Touring Coupe | $2,114 | $176 |
| Nismo Coupe | $2,214 | $185 |
| Nismo Tech Coupe | $2,246 | $187 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated October 24, 2025
2015 Nissan 370Z Insurance Rates
Insurance rates average $1,888 per year for a 2015 Nissan 370Z, or around $157 per month. Rates range from $1,692 per year for the 370Z Roadster to $2,096 for the 370Z Nismo Tech Coupe.
| 2015 Nissan 370Z Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Roadster | $1,692 | $141 |
| Touring Roadster | $1,738 | $145 |
| Touring Sport Roadster | $1,738 | $145 |
| Coupe | $1,806 | $151 |
| Sport Coupe | $1,912 | $159 |
| Sport Tech Coupe | $1,972 | $164 |
| Touring Coupe | $1,972 | $164 |
| Nismo Coupe | $2,050 | $171 |
| Nismo Tech Coupe | $2,096 | $175 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated October 24, 2025
2014 Nissan 370Z Insurance Rates
Average insurance cost for a 2014 Nissan 370Z is $1,758 per year, or around $147 per month. Rates range from $1,684 per year for the 370Z Roadster to $1,904 for the 370Z Nismo Coupe.
| 2014 Nissan 370Z Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Roadster | $1,684 | $140 |
| Touring Roadster | $1,684 | $140 |
| Coupe | $1,716 | $143 |
| Touring Coupe | $1,804 | $150 |
| Nismo Coupe | $1,904 | $159 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated October 24, 2025
2013 Nissan 370Z Insurance Rates
Insurance rates for a 2013 Nissan 370Z average $1,706 per year, or about $142 per month. Rates range from $1,670 per year for the 370Z Coupe to $1,766 for the 370Z Nismo Coupe.
| 2013 Nissan 370Z Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Coupe | $1,670 | $139 |
| Roadster | $1,682 | $140 |
| Touring Roadster | $1,682 | $140 |
| Touring Coupe | $1,726 | $144 |
| Nismo Coupe | $1,766 | $147 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated October 24, 2025
Additional Rates and Information
Additional example insurance rates and tips for keeping rates low are as follows:
- The gender of the driver affects insurance cost. For a 2013 Nissan 370Z, a 20-year-old man pays an average rate of $3,388 per year, while a 20-year-old female driver will get a rate of $2,462, a difference of $926 per year in favor of the women by a long shot. But by age 50, the cost for men is $1,526 and the rate for women is $1,482, a difference of only $44.
- A clean driving record saves money. If you want to get the most affordable price on 370Z insurance rates, it pays to be an excellent driver. Not surprisingly, just a couple of traffic tickets can raise the cost of a policy by at least $452 per year. Being convicted of a serious infraction such as failing to stop at the scene of an accident could raise rates by an additional $1,552 or more.
- Polish up your credit rating for lower rates. In states that allow a driver’s credit rating to be used for the purpose of determining insurance rates, having an excellent credit score over 800 could save a minimum of $268 per year over a lower credit rating of 670-739. Conversely, a mediocre credit score could cost as much as $310 more per year.
- Nissan 370Z insurance for teen drivers is expensive. Average rates for full coverage 370Z insurance costs $6,126 per year for a 16-year-old driver, $5,875 per year for a 17-year-old driver, and $5,160 per year for an 18-year-old driver.
- Your employer could save you money. Just about all auto insurance providers offer discounts for certain occupations like doctors, police officers and law enforcement, high school and elementary teachers, accountants, college professors, farmers, and other occupations. By qualifying for this discount, you could save between $51 and $147 on your annual 370Z insurance premium, depending on the policy coverages selected.
- High-risk drivers pay extremely high rates. For a 30-year-old driver, the need to buy a high-risk policy could increase the cost by $2,062 or more per year.
- Lower policy cost by raising deductibles. Increasing your deductibles from $500 to $1,000 could save around $236 per year for a 40-year-old driver and $442 per year for a 20-year-old driver.
- Choosing a low deductible may not make good financial sense. Dropping your physical damage deductibles from $500 to $250 could cost an additional $242 per year for a 40-year-old driver and $464 per year for a 20-year-old driver.