How much does Nissan Pathfinder insurance cost?
Nissan Pathfinder insurance costs an average of $2,440 per year for a full-coverage policy. Monthly insurance cost for the Pathfinder ranges from $191 to $216, depending on the trim level.
For individual policy coverages, collision insurance costs approximately $1,144 a year, comprehensive coverage costs about $552, and the remaining liability/medical will cost an estimated $744.
The chart below shows how Nissan Pathfinder car insurance prices vary with changes in driver age and insurance policy deductibles. Chart values range from the cheapest rate of $1,716 per year for a driver age 60 with a $1,000 policy deductible to the highest cost estimate of $5,770 per year for a driver age 20 with a $250 policy deductible.
What is the cheapest Nissan Pathfinder insurance?
With Nissan Pathfinder insurance rates ranging from $2,294 to $2,590 per year for the average driver, the most budget-friendly trim level to insure is the Pathfinder S 2WD. The next cheapest model to insure is the S 4WD at $2,340 per year.
For the more expensive models, the three highest cost Pathfinder trim levels to insure are the Nissan Pathfinder SL 4WD, the Platinum 2WD, and the Platinum 4WD trim levels all costing an estimated $2,590 per year.
On average, plan on budgeting between $191 to $216 per month to insure a Pathfinder with full coverage. This is a rough estimate, however, as rates can vary significantly based on where you live, your age and driving record, and even your credit rating in some states.
The table below details average yearly and 6-month car insurance policy costs, plus a monthly insurance rate, for each 2024 Nissan Pathfinder trim level.
| 2024 Nissan Pathfinder Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| S 2WD | $2,294 | $191 |
| S 4WD | $2,340 | $195 |
| SV 2WD | $2,368 | $197 |
| SV 4WD | $2,410 | $201 |
| Rock Creek 4WD | $2,472 | $206 |
| SL 4WD | $2,484 | $207 |
| Platinum 2WD | $2,562 | $214 |
| Platinum 4WD | $2,590 | $216 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
How much is insurance on a used Pathfinder?
When comparing insurance rates on a Nissan Pathfinder, the model year of the vehicle plays an important part in determining the amount of your policy. Rates in the table below range from a low of $1,314 for a 2013 model driven by a 60-year-old up to $4,964 per year for a 20-year-old driver.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2024 Nissan Pathfinder | $4,964 | $2,440 | $2,024 |
| 2023 Nissan Pathfinder | $4,526 | $2,264 | $1,880 |
| 2022 Nissan Pathfinder | $4,430 | $2,210 | $1,836 |
| 2021 Nissan Pathfinder | $4,454 | $2,212 | $1,836 |
| 2020 Nissan Pathfinder | $4,324 | $2,148 | $1,784 |
| 2019 Nissan Pathfinder | $4,258 | $2,114 | $1,764 |
| 2018 Nissan Pathfinder | $4,082 | $2,028 | $1,696 |
| 2017 Nissan Pathfinder | $3,886 | $1,934 | $1,618 |
| 2016 Nissan Pathfinder | $3,396 | $1,698 | $1,422 |
| 2015 Nissan Pathfinder | $3,526 | $1,758 | $1,476 |
| 2014 Nissan Pathfinder | $3,608 | $1,792 | $1,504 |
| 2013 Nissan Pathfinder | $3,140 | $1,570 | $1,314 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Nissan Pathfinder trim levels for each model year. Updated October 24, 2025
How does Nissan Pathfinder insurance cost rank?
The Nissan Pathfinder ranks 22nd out of 34 comparison vehicles in the 2024 midsize SUV class. The Pathfinder costs an average of $2,440 per year for full coverage insurance, while the category average is $2,370 per year, a difference of $70 per year.
When Pathfinder insurance rates are compared to a few of the top-selling vehicles in the midsize SUV segment, insurance for a Nissan Pathfinder costs $214 less per year than the Tesla Model Y, $398 more per year than the Subaru Outback, and $222 less per year than the Ford Bronco.
The chart below shows how Pathfinder car insurance rates compare to other top-selling midsize SUVs, while the table following the chart ranks car insurance costs for all models in the 2024 segment.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Honda Passport | $1,910 | -$530 |
| 2 | Nissan Murano | $2,016 | -$424 |
| 3 | Subaru Outback | $2,042 | -$398 |
| 4 | Buick Envista | $2,050 | -$390 |
| 5 | Subaru Ascent | $2,088 | -$352 |
| 6 | Volkswagen Atlas | $2,128 | -$312 |
| 7 | Volkswagen Atlas Cross Sport | $2,136 | -$304 |
| 8 | Ford Explorer | $2,176 | -$264 |
| 9 | Toyota Highlander | $2,180 | -$260 |
| 10 | Toyota Venza | $2,190 | -$250 |
| 11 | Chevrolet Traverse | $2,238 | -$202 |
| 12 | Mitsubishi Outlander Sport | $2,254 | -$186 |
| 13 | Mitsubishi Outlander PHEV | $2,262 | -$178 |
| 14 | Ford Edge | $2,270 | -$170 |
| 15 | Kia Sorento | $2,278 | -$162 |
| 16 | GMC Acadia | $2,316 | -$124 |
| 17 | Buick Enclave | $2,320 | -$120 |
| 18 | Honda Pilot | $2,336 | -$104 |
| 19 | Mazda CX-9 | $2,342 | -$98 |
| 20 | Jeep Grand Cherokee | $2,398 | -$42 |
| 21 | Hyundai Santa Fe | $2,426 | -$14 |
| 22 | Nissan Pathfinder | $2,440 | -- |
| 23 | Hyundai Palisade | $2,450 | $10 |
| 24 | Chevrolet Blazer | $2,476 | $36 |
| 25 | Kia Telluride | $2,504 | $64 |
| 26 | Toyota 4Runner | $2,572 | $132 |
| 27 | Mazda CX-90 | $2,582 | $142 |
| 28 | Toyota Grand Highlander | $2,610 | $170 |
| 29 | Kia EV9 | $2,630 | $190 |
| 30 | Tesla Model Y | $2,654 | $214 |
| 31 | Ford Bronco | $2,662 | $222 |
| 32 | Jeep Wrangler | $2,740 | $300 |
| 33 | Dodge Durango | $2,942 | $502 |
| 34 | Rivian R1S | $2,950 | $510 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025
Comparing the average cost of auto insurance for a Nissan Pathfinder to midsize non-luxury SUVs with the closest average MSRP gives us additional insight. With an average MSRP of $42,488, the cost to buy a new 2024 Nissan Pathfinder ranges from $35,810 to $50,680, depending on the trim level being purchased.
The four 2024 model year midsize SUVs most similar in price to the Nissan Pathfinder are the Ford Edge, Nissan Murano, Subaru Ascent, and Hyundai Santa Fe.
The list below shows how those four models compare to a Nissan Pathfinder by both MSRP and average insurance rates.
- Compared to the Ford Edge – With an average sticker price of $42,495 and ranging from $38,365 to $47,205, the 2024 Ford Edge costs $7 more than the average cost of the Nissan Pathfinder. Buying insurance for the Ford Edge costs an average of $170 less than the Nissan Pathfinder.
- Compared to the Nissan Murano – The Nissan Murano sells for an average of $42,160 ($38,365 to $47,630), which is $328 cheaper than the MSRP for the Nissan Pathfinder. Full-coverage insurance for the Nissan Murano costs an average of $424 less per year than the Nissan Pathfinder.
- Compared to the Subaru Ascent – The Subaru Ascent has an average sticker price of $41,595, ranging from $34,195 to $48,495, which is $893 cheaper than the average cost of the Nissan Pathfinder. The cost to insure a 2024 Nissan Pathfinder compared to the Subaru Ascent is $352 more each year on average.
- Compared to the Hyundai Santa Fe – The Hyundai Santa Fe has an average sticker price of $43,591, ranging from $32,500 to $53,000, which is $1,103 more expensive than the MSRP for the Nissan Pathfinder. Expect to pay an average of $14 less annually for full-coverage insurance on the Hyundai Santa Fe compared to a Pathfinder.