Mitsubishi Outlander PHEV Car Insurance Rates [2023 Updated Data]

We break down average rates for the ES Plug-in Hybrid trim level up to the higher cost 40th Anniversary model to discover how insurance on the Outlander Plug-in Hybrid sizes up to the rest of the midsize SUV segment.

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  • Car insurance rates for a Mitsubishi Outlander PHEV average $2,018 per year or around $168 per month, but can vary based on the vehicle trim level.
  • With an insurance cost range of $178, the cheapest Outlander PHEV trim level to insure is the ES Plug-in Hybrid at around $1,912 per year, and the most expensive trim being the 40th Anniversary at $2,090 annually.
  • The Mitsubishi Outlander PHEV is one of the more expensive midsize SUVs to insure, costing $294 more per year on average when compared to other midsize SUVs.

How much does Mitsubishi Outlander PHEV insurance cost?

Mitsubishi Outlander PHEV insurance rates cost an average of $2,018 annually, or about $168 each month. Expect to pay about $294 more annually to insure a Mitsubishi Outlander PHEV compared to the average rate for midsize SUVs, and $333 more per year than the $1,685 national average.

The following rate chart details how Outlander PHEV car insurance prices change with different ages of driver and the choice of physical damage coverage deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2023 Mitsubishi Outlander PHEV with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Mitsubishi Outlander PHEV trim levels.Data last updated on May 5, 2023
Mitsubishi Outlander PHEV Car Insurance Rates
2023 Mitsubishi Outlander PHEV Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,388$282
$500$4,036$336
$250$4,720$393
30$1,000$1,774$148
$500$2,132$178
$250$2,508$209
40$1,000$1,688$141
$500$2,018$168
$250$2,362$197
50$1,000$1,542$129
$500$1,838$153
$250$2,148$179
60$1,000$1,514$126
$500$1,804$150
$250$2,110$176

The rate table below breaks down average Mitsubishi Outlander PHEV car insurance premiums for the 2020 to 2023 model years and for various driver ages.

Mitsubishi Outlander PHEV Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Mitsubishi Outlander PHEV$4,036$2,018$1,804
2022 Mitsubishi Outlander PHEV$3,840$1,916$1,716
2021 Mitsubishi Outlander PHEV$3,718$1,856$1,660
2020 Mitsubishi Outlander PHEV$3,670$1,830$1,638

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Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 5, 2023
Mitsubishi Outlander PHEV Insurance Cost by Model Year

The table below shows the estimated yearly and 6-month policy costs, plus a monthly budget amount, for each Mitsubishi Outlander PHEV package and trim level.

2023 Mitsubishi Outlander PHEV Insurance Cost by Trim Level
Mitsubishi Outlander PHEV Trim Level Annual Policy Six-Month Policy Per Month
ES Plug-in Hybrid$1,912$956$159
SE Plug-in Hybrid$1,960$980$163
SEL Plug-in Hybrid$2,020$1,010$168
SEL Touring Plug-in Hybrid$2,056$1,028$171
SEL Premium$2,066$1,033$172
40th Anniversary$2,090$1,045$174

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Table Data Details: Average rates are for a 2023 Mitsubishi Outlander PHEV, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 5, 2023
Mitsubishi Outlander PHEV Insurance Cost by Trim Level

Where do Outlander PHEV insurance prices rank?

The Mitsubishi Outlander PHEV ranks 29th out of 31 comparison vehicles in the midsize SUV class for most affordable car insurance rates. The Outlander PHEV costs an average of $2,018 per year for full coverage auto insurance and the segment average car insurance cost is $1,724 annually, a difference of $294 per year.

When compared side-by-side to the other midsize SUVs, insurance rates for an Outlander PHEV cost $142 more per year than the Jeep Grand Cherokee, $256 more than the Toyota Highlander, and $514 more than the Ford Explorer.

The chart displayed below shows how the average car insurance rate for an Outlander PHEV compares to the top 10 most popular midsize SUVs like the Jeep Cherokee, Subaru Outback, and the Chevrolet Traverse. A comprehensive table is included after the chart that details average insurance cost for all 31 vehicles in the midsize SUV segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Mitsubishi Outlander PHEV, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Mitsubishi Outlander PHEV trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 5, 2023
Mitsubishi Outlander PHEV vs Top 10 Midsize SUVs Insurance Cost Comparison
Mitsubishi Outlander PHEV Insurance Cost Compared to All Midsize SUVs
Rank Make/Model Insurance Cost Difference
1Honda Passport$1,368-$650
2Subaru Ascent$1,434-$584
3Ford Edge$1,494-$524
4Ford Explorer$1,504-$514
5Volkswagen Atlas$1,506-$512
6Nissan Murano$1,516-$502
7Subaru Outback$1,518-$500
8Volkswagen Atlas Cross Sport$1,576-$442
9Toyota Venza$1,608-$410
10Kia Sorento$1,618-$400
11Hyundai Palisade$1,638-$380
12Toyota 4Runner$1,654-$364
13GMC Acadia$1,682-$336
14Chevrolet Traverse$1,684-$334
15Honda Pilot$1,696-$322
16Buick Enclave$1,702-$316
17Nissan Pathfinder$1,712-$306
18Mazda CX-9$1,720-$298
19Mitsubishi Outlander Sport$1,744-$274
20Kia Telluride$1,754-$264
21Toyota Highlander$1,762-$256
22Chevrolet Blazer$1,786-$232
23Hyundai Santa Fe$1,810-$208
24Jeep Grand Cherokee$1,876-$142
25Jeep Cherokee$1,914-$104
26Jeep Wrangler$1,952-$66
27Ford Bronco$1,962-$56
28Tesla Model Y$1,970-$48
29Mitsubishi Outlander PHEV$2,018--
30Dodge Durango$2,102$84
31Rivian R1S$2,160$142

More Outlander PHEV car insurance rates

Additional data insights as they relate to insurance cost on a Mitsubishi Outlander PHEV include:

  • Save money due to your occupation. Some auto insurance companies offer policy discounts for earning a living in occupations like doctors, architects, accountants, lawyers, scientists, police officers and law enforcement, and other. If your occupation qualifies you for this discount, you may save between $61 and $178 on your annual insurance cost, depending on the coverage levels.
  • Older drivers pay less than younger drivers. The difference in Mitsubishi Outlander PHEV insurance cost between a 50-year-old driver ($1,838 per year) and a 30-year-old driver ($2,132 per year) is $294, or a savings of 14.8%.
  • Teenagers are the most expensive age group to insure. Average rates for full coverage Outlander PHEV insurance costs $7,202 per year for a 16-year-old driver, $6,762 per year for a 17-year-old driver, $6,324 per year for an 18-year-old driver, and $5,738 per year for a 19-year-old driver.
  • Raising physical damage deductibles lowers cost. Jacking up your deductibles from $500 to $1,000 could save around $330 per year for a 40-year-old driver and $648 per year for a 20-year-old driver.
  • Decreasing deductibles costs more money. Lowering deductibles from $500 to $250 could cost an additional $344 per year for a 40-year-old driver and $684 per year for a 20-year-old driver.
  • High-risk Outlander PHEV insurance can get expensive. For a 50-year-old driver, having a tendency to get into accidents or receive violations could increase the cost by $2,392 or more per year.