- Car insurance rates for a Mitsubishi Outlander PHEV average $2,072 per year or around $173 per month, but can vary based on the vehicle trim level.
- With an insurance cost range of $184, the cheapest Outlander PHEV trim level to insure is the ES Plug-in Hybrid at around $1,964 per year, and the most expensive trim being the 40th Anniversary at $2,148 annually.
- The Mitsubishi Outlander PHEV is one of the more expensive midsize SUVs to insure, costing $302 more per year on average when compared to other midsize SUVs.
How much does Mitsubishi Outlander PHEV insurance cost?
Mitsubishi Outlander PHEV insurance rates cost an average of $2,072 annually, or about $173 each month. Expect to pay about $302 more annually to insure a Mitsubishi Outlander PHEV compared to the average rate for midsize SUVs, and $344 more per year than the $1,728 national average.
The following rate chart details how Outlander PHEV car insurance prices change with different ages of driver and the choice of physical damage coverage deductibles.
The rate table below breaks down average Mitsubishi Outlander PHEV car insurance premiums for the 2020 to 2023 model years and for various driver ages.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2023 Mitsubishi Outlander PHEV | $4,144 | $2,072 | $1,852 |
| 2022 Mitsubishi Outlander PHEV | $3,940 | $1,970 | $1,762 |
| 2021 Mitsubishi Outlander PHEV | $3,818 | $1,908 | $1,706 |
| 2020 Mitsubishi Outlander PHEV | $3,770 | $1,878 | $1,682 |
The table below shows the estimated yearly and 6-month policy costs, plus a monthly budget amount, for each Mitsubishi Outlander PHEV package and trim level.
| Mitsubishi Outlander PHEV Trim Level | Annual Policy | Six-Month Policy | Per Month |
|---|---|---|---|
| ES Plug-in Hybrid | $1,964 | $982 | $164 |
| SE Plug-in Hybrid | $2,014 | $1,007 | $168 |
| SEL Plug-in Hybrid | $2,076 | $1,038 | $173 |
| SEL Touring Plug-in Hybrid | $2,112 | $1,056 | $176 |
| SEL Premium | $2,122 | $1,061 | $177 |
| 40th Anniversary | $2,148 | $1,074 | $179 |
Where do Outlander PHEV insurance prices rank?
The Mitsubishi Outlander PHEV ranks 29th out of 31 comparison vehicles in the midsize SUV class for most affordable car insurance rates. The Outlander PHEV costs an average of $2,072 per year for full coverage auto insurance and the segment average car insurance cost is $1,770 annually, a difference of $302 per year.
When compared side-by-side to the other midsize SUVs, insurance rates for an Outlander PHEV cost $146 more per year than the Jeep Grand Cherokee, $266 more than the Toyota Highlander, and $530 more than the Ford Explorer.
The chart displayed below shows how the average car insurance rate for an Outlander PHEV compares to the top 10 most popular midsize SUVs like the Jeep Cherokee, Subaru Outback, and the Chevrolet Traverse. A comprehensive table is included after the chart that details average insurance cost for all 31 vehicles in the midsize SUV segment.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Honda Passport | $1,404 | -$668 |
| 2 | Subaru Ascent | $1,472 | -$600 |
| 3 | Ford Edge | $1,534 | -$538 |
| 4 | Ford Explorer | $1,542 | -$530 |
| 5 | Volkswagen Atlas | $1,546 | -$526 |
| 6 | Nissan Murano | $1,554 | -$518 |
| 7 | Subaru Outback | $1,558 | -$514 |
| 8 | Volkswagen Atlas Cross Sport | $1,616 | -$456 |
| 9 | Toyota Venza | $1,650 | -$422 |
| 10 | Kia Sorento | $1,660 | -$412 |
| 11 | Hyundai Palisade | $1,680 | -$392 |
| 12 | Toyota 4Runner | $1,696 | -$376 |
| 13 | GMC Acadia | $1,726 | -$346 |
| 14 | Chevrolet Traverse | $1,730 | -$342 |
| 15 | Honda Pilot | $1,742 | -$330 |
| 16 | Buick Enclave | $1,748 | -$324 |
| 17 | Nissan Pathfinder | $1,760 | -$312 |
| 18 | Mazda CX-9 | $1,762 | -$310 |
| 19 | Mitsubishi Outlander Sport | $1,790 | -$282 |
| 20 | Kia Telluride | $1,798 | -$274 |
| 21 | Toyota Highlander | $1,806 | -$266 |
| 22 | Chevrolet Blazer | $1,836 | -$236 |
| 23 | Hyundai Santa Fe | $1,858 | -$214 |
| 24 | Jeep Grand Cherokee | $1,926 | -$146 |
| 25 | Jeep Cherokee | $1,968 | -$104 |
| 26 | Jeep Wrangler | $2,008 | -$64 |
| 27 | Ford Bronco | $2,014 | -$58 |
| 28 | Tesla Model Y | $2,026 | -$46 |
| 29 | Mitsubishi Outlander PHEV | $2,072 | -- |
| 30 | Dodge Durango | $2,158 | $86 |
| 31 | Rivian R1S | $2,216 | $144 |
More Outlander PHEV car insurance rates
Additional data insights as they relate to insurance cost on a Mitsubishi Outlander PHEV include:
- Save money due to your occupation. Some auto insurance companies offer policy discounts for earning a living in occupations like doctors, architects, accountants, lawyers, scientists, police officers and law enforcement, and other. If your occupation qualifies you for this discount, you may save between $62 and $183 on your annual insurance cost, depending on the coverage levels.
- Older drivers pay less than younger drivers. The difference in Mitsubishi Outlander PHEV insurance cost between a 50-year-old driver ($1,888 per year) and a 30-year-old driver ($2,186 per year) is $298, or a savings of 14.6%.
- Teenagers are the most expensive age group to insure. Average rates for full coverage Outlander PHEV insurance costs $7,394 per year for a 16-year-old driver, $6,940 per year for a 17-year-old driver, $6,494 per year for an 18-year-old driver, and $5,894 per year for a 19-year-old driver.
- Raising physical damage deductibles lowers cost. Jacking up your deductibles from $500 to $1,000 could save around $338 per year for a 40-year-old driver and $664 per year for a 20-year-old driver.
- Decreasing deductibles costs more money. Lowering deductibles from $500 to $250 could cost an additional $352 per year for a 40-year-old driver and $702 per year for a 20-year-old driver.
- High-risk Outlander PHEV insurance can get expensive. For a 50-year-old driver, having a tendency to get into accidents or receive violations could increase the cost by $2,454 or more per year.
