Mitsubishi Outlander PHEV Car Insurance Rates for 2023

We break down average rates for the ES Plug-in Hybrid trim level up to the higher cost 40th Anniversary model to discover how insurance on the Outlander Plug-in Hybrid sizes up to the rest of the midsize SUV segment.

Start a Free QuoteCompare Mitsubishi Outlander PHEV car insurance quotes and save on your next policy.

  • Car insurance rates for a Mitsubishi Outlander PHEV average $2,072 per year or around $173 per month, but can vary based on the vehicle trim level.
  • With an insurance cost range of $184, the cheapest Outlander PHEV trim level to insure is the ES Plug-in Hybrid at around $1,964 per year, and the most expensive trim being the 40th Anniversary at $2,148 annually.
  • The Mitsubishi Outlander PHEV is one of the more expensive midsize SUVs to insure, costing $302 more per year on average when compared to other midsize SUVs.

How much does Mitsubishi Outlander PHEV insurance cost?

Mitsubishi Outlander PHEV insurance rates cost an average of $2,072 annually, or about $173 each month. Expect to pay about $302 more annually to insure a Mitsubishi Outlander PHEV compared to the average rate for midsize SUVs, and $344 more per year than the $1,728 national average.

The following rate chart details how Outlander PHEV car insurance prices change with different ages of driver and the choice of physical damage coverage deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Mitsubishi Outlander PHEV with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Mitsubishi Outlander PHEV trim levels.Data last updated on August 12, 2023
Mitsubishi Outlander PHEV Car Insurance Rates
2023 Mitsubishi Outlander PHEV Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,480$290
$500$4,144$345
$250$4,846$404
30$1,000$1,820$152
$500$2,186$182
$250$2,572$214
40$1,000$1,734$145
$500$2,072$173
$250$2,424$202
50$1,000$1,586$132
$500$1,888$157
$250$2,206$184
60$1,000$1,554$130
$500$1,852$154
$250$2,166$181

The rate table below breaks down average Mitsubishi Outlander PHEV car insurance premiums for the 2020 to 2023 model years and for various driver ages.

Mitsubishi Outlander PHEV Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Mitsubishi Outlander PHEV$4,144$2,072$1,852
2022 Mitsubishi Outlander PHEV$3,940$1,970$1,762
2021 Mitsubishi Outlander PHEV$3,818$1,908$1,706
2020 Mitsubishi Outlander PHEV$3,770$1,878$1,682

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Mitsubishi Outlander PHEV Insurance Cost by Model Year

The table below shows the estimated yearly and 6-month policy costs, plus a monthly budget amount, for each Mitsubishi Outlander PHEV package and trim level.

2023 Mitsubishi Outlander PHEV Insurance Cost by Trim Level
Mitsubishi Outlander PHEV Trim Level Annual Policy Six-Month Policy Per Month
ES Plug-in Hybrid$1,964$982$164
SE Plug-in Hybrid$2,014$1,007$168
SEL Plug-in Hybrid$2,076$1,038$173
SEL Touring Plug-in Hybrid$2,112$1,056$176
SEL Premium$2,122$1,061$177
40th Anniversary$2,148$1,074$179

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Mitsubishi Outlander PHEV, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
Mitsubishi Outlander PHEV Insurance Cost by Trim Level

Where do Outlander PHEV insurance prices rank?

The Mitsubishi Outlander PHEV ranks 29th out of 31 comparison vehicles in the midsize SUV class for most affordable car insurance rates. The Outlander PHEV costs an average of $2,072 per year for full coverage auto insurance and the segment average car insurance cost is $1,770 annually, a difference of $302 per year.

When compared side-by-side to the other midsize SUVs, insurance rates for an Outlander PHEV cost $146 more per year than the Jeep Grand Cherokee, $266 more than the Toyota Highlander, and $530 more than the Ford Explorer.

The chart displayed below shows how the average car insurance rate for an Outlander PHEV compares to the top 10 most popular midsize SUVs like the Jeep Cherokee, Subaru Outback, and the Chevrolet Traverse. A comprehensive table is included after the chart that details average insurance cost for all 31 vehicles in the midsize SUV segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Mitsubishi Outlander PHEV, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Mitsubishi Outlander PHEV trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Mitsubishi Outlander PHEV vs Top 10 Midsize SUVs Insurance Cost Comparison
Mitsubishi Outlander PHEV Insurance Cost Compared to All Midsize SUVs
Rank Make/Model Insurance Cost Difference
1Honda Passport$1,404-$668
2Subaru Ascent$1,472-$600
3Ford Edge$1,534-$538
4Ford Explorer$1,542-$530
5Volkswagen Atlas$1,546-$526
6Nissan Murano$1,554-$518
7Subaru Outback$1,558-$514
8Volkswagen Atlas Cross Sport$1,616-$456
9Toyota Venza$1,650-$422
10Kia Sorento$1,660-$412
11Hyundai Palisade$1,680-$392
12Toyota 4Runner$1,696-$376
13GMC Acadia$1,726-$346
14Chevrolet Traverse$1,730-$342
15Honda Pilot$1,742-$330
16Buick Enclave$1,748-$324
17Nissan Pathfinder$1,760-$312
18Mazda CX-9$1,762-$310
19Mitsubishi Outlander Sport$1,790-$282
20Kia Telluride$1,798-$274
21Toyota Highlander$1,806-$266
22Chevrolet Blazer$1,836-$236
23Hyundai Santa Fe$1,858-$214
24Jeep Grand Cherokee$1,926-$146
25Jeep Cherokee$1,968-$104
26Jeep Wrangler$2,008-$64
27Ford Bronco$2,014-$58
28Tesla Model Y$2,026-$46
29Mitsubishi Outlander PHEV$2,072--
30Dodge Durango$2,158$86
31Rivian R1S$2,216$144

More Outlander PHEV car insurance rates

Additional data insights as they relate to insurance cost on a Mitsubishi Outlander PHEV include:

  • Save money due to your occupation. Some auto insurance companies offer policy discounts for earning a living in occupations like doctors, architects, accountants, lawyers, scientists, police officers and law enforcement, and other. If your occupation qualifies you for this discount, you may save between $62 and $183 on your annual insurance cost, depending on the coverage levels.
  • Older drivers pay less than younger drivers. The difference in Mitsubishi Outlander PHEV insurance cost between a 50-year-old driver ($1,888 per year) and a 30-year-old driver ($2,186 per year) is $298, or a savings of 14.6%.
  • Teenagers are the most expensive age group to insure. Average rates for full coverage Outlander PHEV insurance costs $7,394 per year for a 16-year-old driver, $6,940 per year for a 17-year-old driver, $6,494 per year for an 18-year-old driver, and $5,894 per year for a 19-year-old driver.
  • Raising physical damage deductibles lowers cost. Jacking up your deductibles from $500 to $1,000 could save around $338 per year for a 40-year-old driver and $664 per year for a 20-year-old driver.
  • Decreasing deductibles costs more money. Lowering deductibles from $500 to $250 could cost an additional $352 per year for a 40-year-old driver and $702 per year for a 20-year-old driver.
  • High-risk Outlander PHEV insurance can get expensive. For a 50-year-old driver, having a tendency to get into accidents or receive violations could increase the cost by $2,454 or more per year.