Insurance Cost for a Porsche Panamera: Rates, Insights, Savings

• Porsche Panamera insurance costs $4,782 per year on average, or around $399 per month for full coverage.
• When compared to the entire large luxury car segment, the Panamera is on the more expensive side at 23^rd out of 24 total comparison vehicles.
• With an insurance cost range of $1,184, the cheapest Panamera to insure is the base Sedan at around $4,202 per year, with the most expensive being the Turbo S E-Hybrid Executive at $5,386 annually.

How much does Porsche Panamera insurance cost?

Porsche Panamera car insurance rates average $4,782 a year, or $399 a month. With the average large luxury car costing $3,839 a year to insure, the Porsche Panamera costs an estimated $943 more on an annual basis than the average luxury car.

The chart below details how average Panamera car insurance rates vary based on the age of the rated driver and coverage deductibles. The annual policy rates shown range from a low of $3,236 per year for a 60-year-old driver with high deductibles to the highest rate of $11,588 annually for a driver age 20 with deductibles of $250.

How does Porsche Panamera insurance cost rank?

The Porsche Panamera ranks 23^rd out of 24 comparison vehicles in the large luxury car class. The Panamera costs an average of $4,782 per year for insurance and the class average is $3,839 per year, a difference of $943 per year.

When compared to a few other vehicles in the large luxury car class, insurance for a Porsche Panamera costs $1,628 more per year than the Genesis G90, $1,932 more per year than the Audi A5, and $810 more per year than the Audi S8.

The chart below shows how well Panamera insurance rates fare against the most popular large luxury cars in America. For a total class comparison, a rankings table is included after the chart that ranks insurance rankings for all 24 models in the large luxury car class.

What Panamera model has the cheapest insurance rates?

The cheapest trim level of Porsche Panamera to insure is the base Sedan at $4,202 per year. The next cheapest trim is the 4 at $4,306 per year, and the third cheapest trim to insure is the 4 Sport Turismo at $4,426 per year.

The most expensive trim levels of Porsche Panamera to insure are the Turbo S E-Hybrid Executive at $5,386 and the Turbo S E-Hybrid Sport Turismo at $5,352 per year. Those trim levels will cost an extra $1,184 and $1,150 per year, respectively, over the least expensive base Sedan model.

The next table displays the average Porsche Panamera car insurance rates, plus a monthly amount for budgeting, for each package and trim for the 2024 model.

How much is insurance on a used Panamera?

Driving a used Porsche Panamera could cut your insurance cost by $2,284 or more each year, depending on policy coverage levels.

The next table shows typical car insurance rates for a Porsche Panamera from 2013 through 2024. The range of annual policy costs goes from the cheapest rate of $2,498 for a 2013 Porsche Panamera to the most expensive rate of $4,782 for a 2024 model year.