Comprehensive Guide to Alfa Romeo Stelvio Insurance: 2025 Edition

Is car insurance for an Alfa Romeo Stelvio affordable?

We looked at average rate quotes for the Sprint 2WD model up to the more expensive Quadrifoglio trim level to look at how insurance for a Romeo Stelvio ranks against other small luxury SUVs.

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How much does Alfa Romeo Stelvio car insurance cost?

Insurance for an Alfa Romeo Stelvio costs an average of $2,630 per year for a policy that offers full coverage. Monthly insurance cost ranges from $203 to $251, depending on the trim level.

Overall, expect to pay around $89 more per year to insure an Alfa Romeo Stelvio when compared to the average rate for all small luxury SUVs, and $409 more per year than the $2,221 average for all vehicles.

The chart below details average car insurance rates on a 2024 Alfa Romeo Stelvio using different combinations of driver age and risk.

Average 2024 Alfa Romeo Stelvio insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2024 Alfa Romeo Stelvio insurance premiums for different driver ages and risk scenarios. Rates updated on June 26, 2025.

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Data Methodology: Average rates are for a 2024 model year Alfa Romeo Stelvio with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Alfa Romeo Stelvio trim levels.

2024 Alfa Romeo Stelvio Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,054$505
Safe Driver Age 20$5,314$443
At-fault Accidents Age 40$3,706$309
Low Deductibles Age 40$3,522$294
Safe Driver Age 30$2,816$235
Safe Driver Age 40$2,630$219
Safe Driver Age 50$2,318$193
Discount Rate Age 40$2,186$182
Safe Driver Age 60$2,174$181
High Deductibles Age 40$2,174$181

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Alfa Romeo Stelvio trim levels. Updated June 26, 2025

How does trim level affect Stelvio insurance rates?

With Alfa Romeo Stelvio insurance cost ranging from $2,434 to $3,006 annually on average, the cheapest model to insure is the Sprint 2WD trim level. The second cheapest model to insure is the Sprint AWD trim at $2,484 per year. Plan on paying at a bare minimum $203 per month for full coverage Stelvio insurance.

At the upper end of insurance cost, the two most expensive Stelvio trim levels to insure are the Stelvio Competizione and the Quadrifoglio trim levels at $2,696 and $3,006 per year, respectively.

The table below displays the average yearly and semi-annual car insurance costs, plus a monthly budget figure, for each Stelvio trim level for the 2024 model year.

2024 Alfa Romeo Stelvio Insurance Rates by Trim Level
2024 Alfa Romeo Stelvio Trim Level Annual Premium Cost Per Month
Sprint 2WD$2,434$203
Sprint AWD$2,484$207
Ti$2,564$214
Veloce$2,598$217
Competizione$2,696$225
Quadrifoglio$3,006$251

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2024 Alfa Romeo Stelvio ranging from the Sprint 2WD model at $2,434 per year to the Quadrifoglio model at $3,006
Insurance cost by trim level for a 2024 Alfa Romeo Stelvio ranging from the Sprint 2WD model at $2,434 per year to the Quadrifoglio model at $3,006

How does Stelvio insurance compare to other SUVs?

When compared to top-selling vehicles in the small luxury SUV class, insurance for a Alfa Romeo Stelvio costs $134 less per year than the BMW X3, $260 more per year than the Volvo XC60, $118 more per year than the Mercedes-Benz GLC300, and $24 more per year than the Audi Q5.

The Stelvio ranks 28th out of 38 comparison vehicles in the small luxury SUV class. The Stelvio costs an average of $2,630 per year for insurance and the segment average is $2,541 annually, a difference of $89 per year.

The table below shows how insurance cost for an Alfa Romeo Stelvio compares to the rest of the 2024 compact luxury SUV segment.

Insurance Cost Comparison: Alfa Romeo Stelvio vs Small Luxury SUVs
Rank Make and Model Annual Premium Difference
1Acura RDX$1,958-$672
2Lexus NX 250$2,072-$558
3Cadillac XT4$2,114-$516
4Lexus NX 350h$2,210-$420
5Lincoln Corsair$2,236-$394
6Mercedes-Benz GLB 250$2,240-$390
7Lexus UX 250h$2,246-$384
8Lexus NX 450h$2,258-$372
9Mercedes-Benz GLA250$2,282-$348
10Mercedes-Benz GLA35 AMG$2,290-$340
11Land Rover Evoque$2,336-$294
12Lexus NX 350$2,348-$282
13Volvo XC40$2,356-$274
14Volvo XC60$2,370-$260
15Alfa Romeo Tonale$2,376-$254
16Mercedes-Benz GLA45 AMG$2,388-$242
17BMW X1$2,420-$210
18Infiniti QX55$2,424-$206
19Volvo C40$2,442-$188
20BMW X2$2,452-$178
21Lexus RZ 450e$2,478-$152
22Mercedes-Benz EQB 300$2,492-$138
23Mercedes-Benz GLC300$2,512-$118
24Mercedes-Benz EQB 350$2,552-$78
25Genesis GV70$2,582-$48
26Audi Q3$2,596-$34
27Audi Q5$2,606-$24
28Alfa Romeo Stelvio$2,630--
29Land Rover Range Rover Velar$2,660$30
30BMW X4$2,712$82
31Audi Q4$2,736$106
32BMW X3$2,764$134
33Genesis GV60$2,848$218
34Porsche Macan$2,894$264
35Jaguar I-Pace$2,926$296
36Land Rover Defender$3,042$412
37Jaguar F-Pace$3,130$500
38Aston Martin DBX$4,562$1,932

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 27, 2025

At $2,630 per year, insurance cost for a 2024 Alfa Romeo Stelvio ranks 28th out of 38 models in the small luxury SUV segment
At $2,630 per year, insurance cost for a 2024 Alfa Romeo Stelvio ranks 28th out of 38 models in the small luxury SUV segment

Is insurance on a used Stelvio cheaper?

Insuring a used Alfa Romeo Stelvio could reduce your insurance bill significantly. For example, insuring a 2018 Stelvio would save around $640 each year over the cost of a new 2024 model, depending on policy limits and deductibles.

The data table below illustrates average Stelvio car insurance rates for the 2018 through 2024 model years and a range of driver ages. Yearly policy costs range from the cheapest rate of $1,646 for a 60-year-old driver rated on a 2018 Stelvio to the most expensive rate of $5,314 for a 20-year-old driver rated on a 2024 model.

Alfa Romeo Stelvio Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2024 Alfa Romeo Stelvio$5,314$2,630$2,174
2023 Alfa Romeo Stelvio$5,172$2,556$2,114
2022 Alfa Romeo Stelvio$5,236$2,584$2,134
2021 Alfa Romeo Stelvio$5,046$2,486$2,054
2020 Alfa Romeo Stelvio$4,882$2,406$1,990
2019 Alfa Romeo Stelvio$4,304$2,128$1,756
2018 Alfa Romeo Stelvio$4,016$1,990$1,646

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Alfa Romeo Stelvio trim levels for each model year. Updated June 27, 2025

Average insurance rates for 2018 to 2024 Alfa Romeo Stelvio models for drivers age 20, 40 and 60
Average insurance rates for 2018 to 2024 Alfa Romeo Stelvio models for drivers age 20, 40 and 60