- The average Alfa Romeo Stelvio insurance cost is $2,694 per year, or $225 per month for full coverage.
- With an insurance cost range of $584, the cheapest Stelvio trim level to insure is the base Sprint 2WD model at around $2,494 per year, and the most expensive trim being the Quadrifoglio at $3,078 annually.
- When compared to the entire small luxury SUV segment, the 2024 Stelvio ranks towards the bottom at 28th out of 38 total comparison vehicles.
How much does Alfa Romeo Stelvio car insurance cost?
Insurance for an Alfa Romeo Stelvio costs an average of $2,694 per year for a policy that offers full coverage. Monthly insurance cost ranges from $208 to $257, depending on the trim level.
Overall, expect to pay around $91 more per year to insure an Alfa Romeo Stelvio when compared to the average rate for all small luxury SUVs, and $418 more per year than the $2,276 average for all vehicles.
The chart below details average car insurance rates on a 2024 Alfa Romeo Stelvio using different combinations of driver age and risk.
How does trim level affect Stelvio insurance rates?
With Alfa Romeo Stelvio insurance cost ranging from $2,494 to $3,078 annually on average, the cheapest model to insure is the Sprint 2WD trim level. The second cheapest model to insure is the Sprint AWD trim at $2,546 per year. Plan on paying at a bare minimum $208 per month for full coverage Stelvio insurance.
At the upper end of insurance cost, the two most expensive Stelvio trim levels to insure are the Stelvio Competizione and the Quadrifoglio trim levels at $2,762 and $3,078 per year, respectively.
The table below displays the average yearly and semi-annual car insurance costs, plus a monthly budget figure, for each Stelvio trim level for the 2024 model year.
| 2024 Alfa Romeo Stelvio Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Sprint 2WD | $2,494 | $208 |
| Sprint AWD | $2,546 | $212 |
| Ti | $2,628 | $219 |
| Veloce | $2,664 | $222 |
| Competizione | $2,762 | $230 |
| Quadrifoglio | $3,078 | $257 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
How does Stelvio insurance compare to other SUVs?
When compared to top-selling vehicles in the small luxury SUV class, insurance for a Alfa Romeo Stelvio costs $136 less per year than the BMW X3, $264 more per year than the Volvo XC60, $122 more per year than the Mercedes-Benz GLC300, and $24 more per year than the Audi Q5.
The Stelvio ranks 28th out of 38 comparison vehicles in the small luxury SUV class. The Stelvio costs an average of $2,694 per year for insurance and the segment average is $2,603 annually, a difference of $91 per year.
The table below shows how insurance cost for an Alfa Romeo Stelvio compares to the rest of the 2024 compact luxury SUV segment.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Acura RDX | $2,006 | -$688 |
| 2 | Lexus NX 250 | $2,124 | -$570 |
| 3 | Cadillac XT4 | $2,166 | -$528 |
| 4 | Lexus NX 350h | $2,264 | -$430 |
| 5 | Lincoln Corsair | $2,292 | -$402 |
| 6 | Mercedes-Benz GLB 250 | $2,296 | -$398 |
| 7 | Lexus UX 250h | $2,300 | -$394 |
| 8 | Lexus NX 450h | $2,314 | -$380 |
| 9 | Mercedes-Benz GLA250 | $2,340 | -$354 |
| 10 | Mercedes-Benz GLA35 AMG | $2,348 | -$346 |
| 11 | Land Rover Evoque | $2,396 | -$298 |
| 12 | Lexus NX 350 | $2,406 | -$288 |
| 13 | Volvo XC40 | $2,416 | -$278 |
| 14 | Volvo XC60 | $2,430 | -$264 |
| 15 | Alfa Romeo Tonale | $2,434 | -$260 |
| 16 | Mercedes-Benz GLA45 AMG | $2,446 | -$248 |
| 17 | BMW X1 | $2,476 | -$218 |
| 18 | Infiniti QX55 | $2,482 | -$212 |
| 19 | Volvo C40 | $2,502 | -$192 |
| 20 | BMW X2 | $2,510 | -$184 |
| 21 | Lexus RZ 450e | $2,542 | -$152 |
| 22 | Mercedes-Benz EQB 300 | $2,554 | -$140 |
| 23 | Mercedes-Benz GLC300 | $2,572 | -$122 |
| 24 | Mercedes-Benz EQB 350 | $2,614 | -$80 |
| 25 | Genesis GV70 | $2,642 | -$52 |
| 26 | Audi Q3 | $2,660 | -$34 |
| 27 | Audi Q5 | $2,670 | -$24 |
| 28 | Alfa Romeo Stelvio | $2,694 | -- |
| 29 | Land Rover Range Rover Velar | $2,726 | $32 |
| 30 | BMW X4 | $2,780 | $86 |
| 31 | Audi Q4 | $2,800 | $106 |
| 32 | BMW X3 | $2,830 | $136 |
| 33 | Genesis GV60 | $2,918 | $224 |
| 34 | Porsche Macan | $2,962 | $268 |
| 35 | Jaguar I-Pace | $3,000 | $306 |
| 36 | Land Rover Defender | $3,114 | $420 |
| 37 | Jaguar F-Pace | $3,206 | $512 |
| 38 | Aston Martin DBX | $4,672 | $1,978 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025
Is insurance on a used Stelvio cheaper?
Insuring a used Alfa Romeo Stelvio could reduce your insurance bill significantly. For example, insuring a 2018 Stelvio would save around $654 each year over the cost of a new 2024 model, depending on policy limits and deductibles.
The data table below illustrates average Stelvio car insurance rates for the 2018 through 2024 model years and a range of driver ages. Yearly policy costs range from the cheapest rate of $1,686 for a 60-year-old driver rated on a 2018 Stelvio to the most expensive rate of $5,442 for a 20-year-old driver rated on a 2024 model.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2024 Alfa Romeo Stelvio | $5,442 | $2,694 | $2,226 |
| 2023 Alfa Romeo Stelvio | $5,296 | $2,618 | $2,164 |
| 2022 Alfa Romeo Stelvio | $5,364 | $2,648 | $2,186 |
| 2021 Alfa Romeo Stelvio | $5,166 | $2,546 | $2,104 |
| 2020 Alfa Romeo Stelvio | $5,002 | $2,464 | $2,038 |
| 2019 Alfa Romeo Stelvio | $4,410 | $2,180 | $1,800 |
| 2018 Alfa Romeo Stelvio | $4,116 | $2,040 | $1,686 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Alfa Romeo Stelvio trim levels for each model year. Updated October 24, 2025
