Lexus NX 350 Insurance Cost for 2022

How much does NX 350 insurance cost? We break down rates for the base NX 350 AWD and the F Sport Handling AWD trim levels to see how average prices compare side-by-side to all other compact luxury SUVs.

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  • Lexus NX 350 car insurance rates average $1,542 per year (about $129 per month) for full coverage, but can vary based on deductibles and policy limits.
  • The cheapest NX 350 to insure is the AWD model at an estimated $1,524 per year. The most expensive is the F Sport Handling AWD model at $1,558 annually.
  • The NX 350 ranks #8 out of 34 vehicles in the 2022 compact luxury SUV class for auto insurance affordability.

How much does Lexus NX 350 insurance cost?

Lexus NX 350 insurance costs around $1,542 yearly, or $129 on a monthly basis. With the average small luxury SUV costing $1,701 a year to insure, the NX 350 is $159 cheaper.

The bar chart below breaks down a summary of car insurance rates for a 2022 Lexus NX 350 using different driver ages and risk profiles (safe driver, high-risk driver, at-fault accidents). Middle-aged drivers with good driving records have the best chance at finding cheap car insurance for a Lexus NX 350, while younger and high-risk drivers will pay higher rates.

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Chart Data Details: Average rates are for a 2022 model year Lexus NX 350 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Lexus NX 350 trim levels.Data last updated on April 20, 2022
Lexus NX 350 Insurance Cost Summary
Lexus NX 350 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,522$294
Safe Driver Age 20$3,086$257
At-fault Accidents Age 40$2,178$182
Low Deductibles Age 40$2,034$170
Safe Driver Age 30$1,632$136
Safe Driver Age 40$1,542$129
Safe Driver Age 50$1,406$117
Safe Driver Age 60$1,382$115
High Deductibles Age 40$1,290$108
Discount Rate Age 40$1,282$107

The next table details the estimated annual and 6-month insurance policy premiums, including a monthly budget figure, for each Lexus NX 350 trim level.

2022 Lexus NX 350 Insurance Cost by Trim Level
Lexus NX 350 Trim Level Annual Policy 6-month Policy Per Month
AWD$1,524$762$127
F Sport Handling AWD$1,558$779$130

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Table Data Details: Average rates are for a 2022 Lexus NX 350, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 19, 2022
Lexus NX 350 Insurance Cost by Trim Level

Does NX 350 insurance cost more than similar vehicles?

When compared to other small luxury SUVs, average insurance rates for a Lexus NX 350 cost $312 less per year than the BMW X3, $214 less than the Audi Q5, and $62 less than the Mercedes-Benz GLC300.

Ranking at #8 out of 34 total comparison vehicles in the small luxury SUV class for car insurance affordability, the NX 350 costs an average of $1,542 per year for a car insurance policy with full coverage. The class average auto insurance cost is $1,701 annually, a difference of $159 per year.

The next chart shows how insurance rates for a Lexus NX 350 fare against the most popular small luxury SUVs like the Acura RDX, Volvo XC60, and the Cadillac XT4. We also included a more comprehensive table after the chart detailing average car insurance prices for the entire 34 vehicle small luxury SUV segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Lexus NX 350, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Lexus NX 350 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 8, 2022
Lexus NX 350 vs Top 10 Small Luxury SUVs Insurance Cost Comparison
Lexus NX 350 Insurance Cost Compared to All Small Luxury SUVs
Rank Make/Model Insurance Cost Difference
1Acura RDX$1,298-$244
2Cadillac XT4$1,330-$212
3Volvo XC40$1,456-$86
4Lexus NX 250$1,504-$38
5BMW X1$1,506-$36
6Lexus NX 350h$1,514-$28
7Lexus UX 250h$1,516-$26
8Lexus NX 350$1,542--
9Lexus UX 200$1,548$6
10Lexus NX 450h$1,584$42
11Mercedes-Benz GLB 250$1,590$48
12Land Rover Evoque$1,600$58
13Lincoln Corsair$1,602$60
14Mercedes-Benz GLC300$1,604$62
15Volvo C40$1,618$76
16Mercedes-Benz GLA250$1,620$78
17Volvo XC60$1,626$84
18BMW X2$1,678$136
19Audi Q3$1,700$158
20Mercedes-Benz GLA35 AMG$1,704$162
21Infiniti QX55$1,714$172
22Genesis GV70$1,734$192
23Mercedes-Benz GLA45 AMG$1,754$212
24Audi Q5$1,756$214
25Audi Q4$1,776$234
26Land Rover Defender$1,786$244
27Land Rover Range Rover Velar$1,792$250
28Alfa Romeo Stelvio$1,828$286
29BMW X3$1,854$312
30Porsche Macan$1,918$376
31Jaguar I-Pace$1,958$416
32Jaguar F-Pace$2,012$470
33BMW X4$2,066$524
34Aston Martin DBX$2,750$1,208

Another useful comparison is to see how average insurance cost compares between the NX 350 and the compact luxury SUVs with the most similar MSRP or sales price.

A Lexus NX 350 has an average MSRP of $44,100 and ranges from $41,550 to $46,650.

The vehicles in the compact luxury SUV segment closest in cost to the Lexus NX 350 for the 2022 model year are the Volvo XC40, Lincoln Corsair, Acura RDX, and Mercedes-Benz GLB 250.

The list below shows how those models compare to a Lexus NX 350 by both average MSRP and insurance policy cost.

  • Lexus NX 350 vs. Volvo XC40 – With an average price of $44,078 and ranging from $35,195 to $58,150, the 2022 Volvo XC40 costs $23 less than the average sticker price for the Lexus NX 350. Expect to pay an average of $86 less every 12 months to insure the Volvo XC40 compared to a NX 350.
  • Lexus NX 350 vs. Lincoln Corsair – The 2022 Lincoln Corsair has an average sticker price of $43,860, ranging from $35,195 to $50,330, which is $240 cheaper than the average cost of the Lexus NX 350. Car insurance for the Lincoln Corsair costs an average of $60 more annually than the Lexus NX 350.
  • Lexus NX 350 vs. Acura RDX – New off the lot, the sticker price on the 2022 Acura RDX averages $1,650 more than the Lexus NX 350 ($45,750 compared to $44,100). Anticipate paying around $244 less each year to insure the Acura RDX compared to a NX 350.
  • Lexus NX 350 vs. Mercedes-Benz GLB 250 – The Mercedes-Benz GLB 250 has an average sticker price of $41,150 ($38,600 to $43,700), which is $2,950 cheaper than the average sticker price for the Lexus NX 350. Expect to pay around $48 more every 12 months to insure the Mercedes-Benz GLB 250 compared to a NX 350.