Insuring Your Audi SQ5: What You Need to Know

How much does car insurance for an Audi SQ5 cost? We break down insurance rates from the 3.0T Quattro Premium to the Quattro Prestige trim to see how insurance prices compare to other midsize luxury SUVs.

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  • Audi SQ5 car insurance rates average $2,584 per year or around $215 per month, depending on driver age.
  • Drivers can find the cheapest Audi SQ5 insurance on the Premium model at $2,470 per year.
  • The SQ5 Prestige Sportback has the highest rates at $2,686 per year.
  • As one of the cheaper 2024 midsize luxury SUVs to insure, the Audi SQ5 costs $198 less per year on average to insure when compared to the other midsize luxury SUVs.

How much does Audi SQ5 car insurance cost?

Plan on budgeting an average of $2,584 yearly to insure an Audi SQ5 for full coverage. Comprehensive (or other-than-collision) coverage will cost about $684 a year, collision coverage will cost about $1,384, and the remaining liability and medical coverage will cost around $516.

The chart below demonstrates how Audi SQ5 car insurance cost can differ depending on driver age and the deductibles for comprehensive and collision coverage.

Average 2024 Audi SQ5 car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Audi SQ5 car insurance premiums for different driver ages and policy deductibles. Rates updated on June 26, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Audi SQ5. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Audi SQ5 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$4,272$356
$500$5,198$433
$250$6,180$515
30-Year-Old$1,000$2,264$189
$500$2,774$231
$250$3,306$276
40-Year-Old$1,000$2,116$176
$500$2,584$215
$250$3,074$256
50-Year-Old$1,000$1,864$155
$500$2,270$189
$250$2,692$224
60-Year-Old$1,000$1,748$146
$500$2,126$177
$250$2,524$210

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Audi SQ5. Updated June 26, 2025

The data table below details average Audi SQ5 full coverage car insurance policy costs from the 2014 to the 2024 model years and a range of rated drivers. For the average 40-year-old driver, annual insurance prices range from $1,910 to $2,584 depending on the model year.

Audi SQ5 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2024 Audi SQ5$5,198$2,584$2,126
2023 Audi SQ5$5,058$2,512$2,068
2022 Audi SQ5$5,096$2,526$2,080
2021 Audi SQ5$5,082$2,508$2,070
2020 Audi SQ5$4,916$2,428$2,006
2019 Audi SQ5$4,324$2,146$1,772
2018 Audi SQ5$4,028$2,004$1,658
2017 Audi SQ5$4,010$1,994$1,648
2016 Audi SQ5$4,112$2,040$1,694
2015 Audi SQ5$3,752$1,870$1,558
2014 Audi SQ5$3,842$1,910$1,596

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi SQ5 trim levels for each model year. Updated June 26, 2025

Average insurance rates for 2014 to 2024 Audi SQ5 models for drivers age 20, 40 and 60
Average insurance rates for 2014 to 2024 Audi SQ5 models for drivers age 20, 40 and 60

The table below shows the estimated yearly and 6-month policy costs, including a monthly insurance rate, for each Audi SQ5 trim level.

2024 Audi SQ5 Insurance Rates by Trim Level
2024 Audi SQ5 Trim Level Annual Premium Cost Per Month
Premium$2,470$206
Premium Sportback$2,546$212
Premium Plus$2,552$213
Premium Plus Sportback$2,600$217
Prestige$2,650$221
Prestige Sportback$2,686$224

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 26, 2025

Insurance cost by trim level for a 2024 Audi SQ5 ranging from the Premium model at $2,470 per year to the Prestige Sportback model at $2,686
Insurance cost by trim level for a 2024 Audi SQ5 ranging from the Premium model at $2,470 per year to the Prestige Sportback model at $2,686

Audi SQ5 insurance cost vs. other luxury SUVs

The Audi SQ5 ranks 16th out of 41 total comparison vehicles in the midsize luxury SUV class for car insurance affordability. The SQ5 costs an average of $2,584 per year for a car insurance policy with full coverage, while the class average car insurance cost is $2,782 per year, a difference of $198 per year.

When compared directly to other midsize luxury SUVs, car insurance rates for an Audi SQ5 cost $234 more per year than the Lexus RX 350, $408 less than the BMW X5, and $242 more than the Acura MDX.

The next chart shows how SQ5 insurance rates compare to the top 10 best-selling midsize luxury SUVs in the United States like the Cadillac XT5, Lexus GX 460, and the Infiniti QX60. In addition to the chart, a larger table is included following the chart that ranks average insurance rates for every vehicle in the midsize luxury SUV segment.

Average 2024 Audi SQ5 car insurance premium compared to other midsize luxury SUV models.
Figure 2: Average 2024 Audi SQ5 car insurance premium compared to other midsize luxury SUV models. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Audi SQ5. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Audi SQ5 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Audi SQ5 Insurance Cost Compared to All Midsize Luxury SUVs
Rank Make and Model Annual Premium Difference
1Jaguar E-Pace$2,190-$394
2Cadillac XT5$2,210-$374
3Infiniti QX50$2,276-$308
4Cadillac XT6$2,292-$292
5Infiniti QX60$2,304-$280
6Mercedes-Benz AMG GLB35$2,308-$276
7Acura MDX$2,342-$242
8Lexus RX 350$2,350-$234
9Lexus TX 350$2,380-$204
10Lexus RX 350h$2,410-$174
11Lexus TX 500h$2,446-$138
12Lexus RX 500h$2,454-$130
13Lincoln Nautilus$2,472-$112
14Lexus RX 450h$2,476-$108
15Volvo V90$2,496-$88
16Audi SQ5$2,584--
17Mercedes-Benz GLE350$2,616$32
18Lincoln Aviator$2,636$52
19Lexus GX 550$2,664$80
20Volvo V60$2,742$158
21Land Rover Discovery Sport$2,746$162
22Mercedes-Benz GLE450$2,758$174
23Cadillac Lyriq$2,784$200
24Volvo EX90$2,806$222
25Audi Q7$2,842$258
26Genesis GV80$2,854$270
27Mercedes-Benz AMG GLC43$2,868$284
28Audi e-tron$2,920$336
29Tesla Model X$2,944$360
30BMW X5$2,992$408
31Audi Q8$3,012$428
32Land Rover Discovery$3,026$442
33Mercedes-Benz AMG GLE53$3,046$462
34Audi SQ7$3,148$564
35BMW iX$3,192$608
36BMW X6$3,272$688
37Land Rover Range Rover Sport$3,410$826
38Audi RS 6$3,482$898
39Porsche Cayenne$3,506$922
40BMW XM$3,844$1,260
41Mercedes-Benz AMG GLE63$3,948$1,364

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 27, 2025