Compare BMW M6 Car Insurance Rates: 2025 Edition

How much does BMW M6 insurance cost? We compare average rates for the M6 Gran Coupe to find out how prices rank when compared to other midsize luxury cars.

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  • BMW M6 car insurance costs an average of $3,472 per year, $1,736 for a 6-month policy, or around $289 per month.
  • Out of 39 models in the 2019 midsize luxury car segment, the BMW M6 ranks 39th for auto insurance affordability.

How much does BMW M6 insurance cost?

BMW M6 car insurance costs an average of $3,472 annually for full coverage, or about $289 a month. For individual coverages, collision insurance costs approximately $1,918 a year, liability and medical payments insurance will cost about $698, and the remaining comprehensive coverage is around $856.

The cost summary chart below shows average auto insurance cost for a 2019 M6 using variations of risk profiles and driver ages.

Average 2019 BMW M6 insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2019 BMW M6 insurance premiums for different driver ages and risk scenarios. Rates updated on June 27, 2025.

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Data Methodology: Average rates are for a 2019 model year BMW M6 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all BMW M6 trim levels.

2019 BMW M6 Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$8,032$669
Safe Driver Age 20$7,068$589
At-fault Accidents Age 40$4,894$408
Low Deductibles Age 40$4,710$393
Safe Driver Age 30$3,726$311
Safe Driver Age 40$3,472$289
Safe Driver Age 50$3,042$254
Discount Rate Age 40$2,878$240
Safe Driver Age 60$2,856$238
High Deductibles Age 40$2,844$237

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2019 BMW M6 trim levels. Updated June 27, 2025

The table below breaks down average car insurance rates for a BMW M6 for the 2013 to 2019 model years.

BMW M6 Insurance Cost for 2013-2019 Models
Model Year and Vehicle Annual Premium Cost Per Month
2019 BMW M6$3,472$289
2018 BMW M6$3,228$269
2017 BMW M6$3,066$256
2016 BMW M6$2,796$233
2015 BMW M6$2,594$216
2014 BMW M6$2,498$208
2013 BMW M6$2,334$195

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all BMW M6 trim levels for each model year. Updated June 26, 2025

Average annual premium and cost per month to insure 2013 to 2019 BMW M6 models
Average annual premium and cost per month to insure 2013 to 2019 BMW M6 models

Is BMW M6 car insurance expensive?

Yes, car insurance for a BMW M6 is expensive. The M6 ranks 39th out of 39 comparison vehicles in the 2019 midsize luxury car segment for the most affordable insurance cost.

The M6 costs an average of $3,472 per year for an auto insurance policy with full coverage and the segment average rate is $2,497 per year, a difference of $975 per year.

When rates are compared to other vehicles in the 2019 midsize luxury car class, car insurance prices for a BMW M6 cost $1,332 more per year than the Lexus ES 350, $1,028 more than the BMW 530i, and $858 more than the Infiniti Q50.

The following table shows how average M6 car insurance prices compare to other midsize luxury cars in like the Lincoln MKZ, Mercedes-Benz CLA250, and the Audi A6.

Insurance Cost Comparison: BMW M6 vs Midsize Luxury Cars
Rank Make and Model Annual Premium Difference
1Acura ILX$1,850-$1,622
2Lexus IS 300$2,006-$1,466
3Lexus RC 300$2,094-$1,378
4Lexus ES 350$2,140-$1,332
5Lincoln MKZ$2,166-$1,306
6Mercedes-Benz SLC300$2,188-$1,284
7Mercedes-Benz AMG CLA45$2,198-$1,274
8Audi A3$2,236-$1,236
9Mercedes-Benz CLA250$2,260-$1,212
10Audi S5$2,264-$1,208
11Mercedes-Benz E300$2,274-$1,198
12Genesis G80$2,290-$1,182
13Lexus ES 300H$2,312-$1,160
14BMW 430i$2,328-$1,144
15Lexus GS 300$2,368-$1,104
16Audi A6$2,378-$1,094
17Audi S4$2,390-$1,082
18Lexus GS 350$2,396-$1,076
19Mercedes-Benz CLS450$2,410-$1,062
20BMW 540i$2,442-$1,030
21BMW 530i$2,444-$1,028
22Mercedes-Benz E450$2,474-$998
23Jaguar XF$2,484-$988
24BMW 440i$2,498-$974
25Mercedes-Benz AMG C43$2,552-$920
26Mercedes-Benz SL450$2,560-$912
27BMW 530e$2,598-$874
28Infiniti Q50$2,614-$858
29BMW M550i$2,726-$746
30Audi RS 5$2,738-$734
31BMW 640i$2,772-$700
32Mercedes-Benz AMG C63$2,782-$690
33Tesla Model S$2,788-$684
34Lexus GS F$2,914-$558
35Mercedes-Benz SL550$2,922-$550
36Audi A7$2,946-$526
37Lexus LC 500H$2,974-$498
38BMW M5$3,134-$338
39BMW M6$3,472--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2019 model year. Updated June 27, 2025

At $3,472 per year, insurance cost for a 2019 BMW M6 ranks 39th out of 39 models in the midsize luxury car segment
At $3,472 per year, insurance cost for a 2019 BMW M6 ranks 39th out of 39 models in the midsize luxury car segment

Other insurance rates and discounts

Below are some additional rates for different policy situations as well as some discounts and tips that could save you money on your next policy.

  • Be a careful driver and pay less for insurance. Too many at-fault accidents can cost more, potentially as much as $1,678 per year for a 30-year-old driver and even $992 per year for a 50-year-old driver.
  • Obey the law to get lower policy cost. If you want to pay the most economical M6 insurance rates, it makes sense to be a safe driver. Just one or two minor blemishes on your driving record could result in spiking policy cost by at least $924 per year. Major violations like DUI/DWI and leaving the scene of an accident could raise rates by an additional $3,254 or more.
  • Gender and age are two big factors. For a 2019 BMW M6, a 20-year-old male will pay an average rate of $7,068 per year, while a 20-year-old female driver will pay an average of $5,016, a difference of $2,052 per year in the women’s favor by a large margin. But by age 50, rates for male drivers are $3,042 and rates for female drivers are $2,980, a difference of only $62.
  • Getting older means cheaper auto insurance rates. The difference in insurance cost for a BMW M6 between a 60-year-old driver ($2,856 per year) and a 20-year-old driver ($7,068 per year) is $4,212, or a savings of 84.9%.
  • Insuring teen drivers is expensive. Average rates for full coverage M6 insurance costs $12,225 per year for a 16-year-old driver, $11,968 per year for a 17-year-old driver, $10,950 per year for an 18-year-old driver, and $9,868 per year for a 19-year-old driver.
  • Get better rates due to your occupation. The large majority of car insurance providers offer policy discounts for specific professions like nurses, emergency medical technicians, firefighters, scientists, accountants, and others. If your job can earn you this discount, you may save between $104 and $202 on your annual BMW M6 car insurance premium, depending on the policy coverages selected.