Genesis GV80 Insurance Cost: Rates, Comparisons, Savings

We break down average insurance prices from the cheapest 2.5T Standard trim up to the 3.5T Prestige Signature model to find out how insurance rates on the GV80 rank when compared to similar vehicles.

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  • Genesis GV80 car insurance costs $2,854 per year on average, or around $238 per month for full coverage.
  • With the cheapest insurance rates, the GV80 2.5T Standard trim level costs an estimated $2,624 per year to insure.
  • At the high end, the GV80 3.5T Prestige Signature is the most expensive to insure at $3,010 for an annual policy.
  • The Genesis GV80 is one of the more expensive midsize luxury SUVs to insure, costing $72 more per year on average when compared to similar models

How much does Genesis GV80 insurance cost?

Genesis GV80 insurance costs an average of $2,854 annually for full coverage, or about $238 on a monthly basis. Expect to pay about $72 more each year to insure a Genesis GV80 compared to the average rate for midsize luxury SUVs, and $633 more per year than the $2,221 average for all vehicles.

The following chart details how average 2024 Genesis GV80 car insurance rates fluctuate with differences in driver age and insurance policy deductibles.

Average 2024 Genesis GV80 car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Genesis GV80 car insurance premiums for different driver ages and policy deductibles. Rates updated on June 27, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Genesis GV80. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Genesis GV80 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$4,780$398
$500$5,784$482
$250$6,850$571
30-Year-Old$1,000$2,512$209
$500$3,060$255
$250$3,636$303
40-Year-Old$1,000$2,348$196
$500$2,854$238
$250$3,384$282
50-Year-Old$1,000$2,074$173
$500$2,510$209
$250$2,966$247
60-Year-Old$1,000$1,946$162
$500$2,354$196
$250$2,782$232

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Genesis GV80. Updated June 27, 2025

Is Genesis GV80 insurance expensive?

Genesis GV80 insurance rates range from $2,624 to $3,010 per year, depending on the trim level. The cheapest trim level of Genesis GV80 to insure is the 2.5T Standard at around $2,624 per year.

At the upper end of insurance cost, the Genesis GV80 3.5T Prestige Signature costs an average of $3,010 per year for a full coverage policy.

The rate table below details annual and semi-annual car insurance rates, in addition to monthly average cost, for each 2024 Genesis GV80 package and trim level.

2024 Genesis GV80 Insurance Rates by Trim Level
2024 Genesis GV80 Trim Level Annual Premium Cost Per Month
2.5T Standard$2,624$219
2.5T Advanced$2,754$230
3.5T Standard$2,768$231
2.5T Prestige$2,848$237
3.5T Advanced$2,890$241
3.5T Prestige$2,958$247
3.5T Prestige Matte$2,986$249
3.5T Prestige Signature$3,010$251

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2024 Genesis GV80 ranging from the 2.5T Standard model at $2,624 per year to the 3.5T Prestige Signature model at $3,010
Insurance cost by trim level for a 2024 Genesis GV80 ranging from the 2.5T Standard model at $2,624 per year to the 3.5T Prestige Signature model at $3,010

How do GV80 insurance prices compare?

When compared to other luxury SUVs, 2024 Genesis GV80 insurance costs $504 more per year than the Lexus RX 350, $138 less than the BMW X5, $512 more than the Acura MDX, and $644 more than the Cadillac XT5.

The GV80 ranks 26th out of 41 total vehicles in the 2024 midsize luxury SUV segment. The GV80 costs an estimated $2,854 per year for insurance, while the class average cost is $2,782 annually, a difference of $72 per year.

The table below shows how average Genesis GV80 insurance cost compares to all 41 models in the luxury midsize class. Also included is the difference in the average price of insurance between the GV80 and each other model in the table.

Insurance Cost Comparison: Genesis GV80 vs Midsize Luxury SUVs
Rank Make and Model Annual Premium Difference
1Jaguar E-Pace$2,190-$664
2Cadillac XT5$2,210-$644
3Infiniti QX50$2,276-$578
4Cadillac XT6$2,292-$562
5Infiniti QX60$2,304-$550
6Mercedes-Benz AMG GLB35$2,308-$546
7Acura MDX$2,342-$512
8Lexus RX 350$2,350-$504
9Lexus TX 350$2,380-$474
10Lexus RX 350h$2,410-$444
11Lexus TX 500h$2,446-$408
12Lexus RX 500h$2,454-$400
13Lincoln Nautilus$2,472-$382
14Lexus RX 450h$2,476-$378
15Volvo V90$2,496-$358
16Audi SQ5$2,584-$270
17Mercedes-Benz GLE350$2,616-$238
18Lincoln Aviator$2,636-$218
19Lexus GX 550$2,664-$190
20Volvo V60$2,742-$112
21Land Rover Discovery Sport$2,746-$108
22Mercedes-Benz GLE450$2,758-$96
23Cadillac Lyriq$2,784-$70
24Volvo EX90$2,806-$48
25Audi Q7$2,842-$12
26Genesis GV80$2,854--
27Mercedes-Benz AMG GLC43$2,868$14
28Audi e-tron$2,920$66
29Tesla Model X$2,944$90
30BMW X5$2,992$138
31Audi Q8$3,012$158
32Land Rover Discovery$3,026$172
33Mercedes-Benz AMG GLE53$3,046$192
34Audi SQ7$3,148$294
35BMW iX$3,192$338
36BMW X6$3,272$418
37Land Rover Range Rover Sport$3,410$556
38Audi RS 6$3,482$628
39Porsche Cayenne$3,506$652
40BMW XM$3,844$990
41Mercedes-Benz AMG GLE63$3,948$1,094

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025

At $2,854 per year, insurance cost for a 2024 Genesis GV80 ranks 26th out of 41 models in the midsize luxury SUV segment
At $2,854 per year, insurance cost for a 2024 Genesis GV80 ranks 26th out of 41 models in the midsize luxury SUV segment