- Genesis GV80 car insurance costs $2,926 per year on average, or around $244 per month for full coverage.
- With the cheapest insurance rates, the GV80 2.5T Standard trim level costs an estimated $2,688 per year to insure.
- At the high end, the GV80 3.5T Prestige Signature is the most expensive to insure at $3,086 for an annual policy.
- The Genesis GV80 is one of the more expensive midsize luxury SUVs to insure, costing $76 more per year on average when compared to similar models
How much does Genesis GV80 insurance cost?
Genesis GV80 insurance costs an average of $2,926 annually for full coverage, or about $244 on a monthly basis. Expect to pay about $76 more each year to insure a Genesis GV80 compared to the average rate for midsize luxury SUVs, and $650 more per year than the $2,276 average for all vehicles.
The following chart details how average 2024 Genesis GV80 car insurance rates fluctuate with differences in driver age and insurance policy deductibles.
Is Genesis GV80 insurance expensive?
Genesis GV80 insurance rates range from $2,688 to $3,086 per year, depending on the trim level. The cheapest trim level of Genesis GV80 to insure is the 2.5T Standard at around $2,688 per year.
At the upper end of insurance cost, the Genesis GV80 3.5T Prestige Signature costs an average of $3,086 per year for a full coverage policy.
The rate table below details annual and semi-annual car insurance rates, in addition to monthly average cost, for each 2024 Genesis GV80 package and trim level.
| 2024 Genesis GV80 Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| 2.5T Standard | $2,688 | $224 |
| 2.5T Advanced | $2,822 | $235 |
| 3.5T Standard | $2,836 | $236 |
| 2.5T Prestige | $2,918 | $243 |
| 3.5T Advanced | $2,960 | $247 |
| 3.5T Prestige | $3,030 | $253 |
| 3.5T Prestige Matte | $3,060 | $255 |
| 3.5T Prestige Signature | $3,086 | $257 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
How do GV80 insurance prices compare?
When compared to other luxury SUVs, 2024 Genesis GV80 insurance costs $520 more per year than the Lexus RX 350, $142 less than the BMW X5, $530 more than the Acura MDX, and $662 more than the Cadillac XT5.
The GV80 ranks 26th out of 41 total vehicles in the 2024 midsize luxury SUV segment. The GV80 costs an estimated $2,926 per year for insurance, while the class average cost is $2,850 annually, a difference of $76 per year.
The table below shows how average Genesis GV80 insurance cost compares to all 41 models in the luxury midsize class. Also included is the difference in the average price of insurance between the GV80 and each other model in the table.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Jaguar E-Pace | $2,242 | -$684 |
| 2 | Cadillac XT5 | $2,264 | -$662 |
| 3 | Infiniti QX50 | $2,330 | -$596 |
| 4 | Cadillac XT6 | $2,348 | -$578 |
| 5 | Infiniti QX60 | $2,358 | -$568 |
| 6 | Mercedes-Benz AMG GLB35 | $2,364 | -$562 |
| 7 | Acura MDX | $2,396 | -$530 |
| 8 | Lexus RX 350 | $2,406 | -$520 |
| 9 | Lexus TX 350 | $2,440 | -$486 |
| 10 | Lexus RX 350h | $2,468 | -$458 |
| 11 | Lexus TX 500h | $2,506 | -$420 |
| 12 | Lexus RX 500h | $2,514 | -$412 |
| 13 | Lincoln Nautilus | $2,534 | -$392 |
| 14 | Lexus RX 450h | $2,538 | -$388 |
| 15 | Volvo V90 | $2,558 | -$368 |
| 16 | Audi SQ5 | $2,646 | -$280 |
| 17 | Mercedes-Benz GLE350 | $2,680 | -$246 |
| 18 | Lincoln Aviator | $2,698 | -$228 |
| 19 | Lexus GX 550 | $2,728 | -$198 |
| 20 | Volvo V60 | $2,808 | -$118 |
| 21 | Land Rover Discovery Sport | $2,814 | -$112 |
| 22 | Mercedes-Benz GLE450 | $2,826 | -$100 |
| 23 | Cadillac Lyriq | $2,852 | -$74 |
| 24 | Volvo EX90 | $2,876 | -$50 |
| 25 | Audi Q7 | $2,912 | -$14 |
| 26 | Genesis GV80 | $2,926 | -- |
| 27 | Mercedes-Benz AMG GLC43 | $2,938 | $12 |
| 28 | Audi e-tron | $2,994 | $68 |
| 29 | Tesla Model X | $3,016 | $90 |
| 30 | BMW X5 | $3,068 | $142 |
| 31 | Audi Q8 | $3,082 | $156 |
| 32 | Land Rover Discovery | $3,100 | $174 |
| 33 | Mercedes-Benz AMG GLE53 | $3,120 | $194 |
| 34 | Audi SQ7 | $3,224 | $298 |
| 35 | BMW iX | $3,272 | $346 |
| 36 | BMW X6 | $3,350 | $424 |
| 37 | Land Rover Range Rover Sport | $3,492 | $566 |
| 38 | Audi RS 6 | $3,564 | $638 |
| 39 | Porsche Cayenne | $3,594 | $668 |
| 40 | BMW XM | $3,938 | $1,012 |
| 41 | Mercedes-Benz AMG GLE63 | $4,046 | $1,120 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025
