Compare Mercedes-Benz C350 Car Insurance Rates: 2024 Edition

How much does C350 insurance cost? We compare rates for the base C350 and 4Matic models to find out how average prices measure up to the rest of the midsize luxury car segment.

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  • Mercedes C350 car insurance rates average $1,592 per year or around $133 per month, depending on the age of the rated driver.
  • The cheapest C350 trim level to insure is the base Coupe trim at an estimated $1,570 per year.
  • The C350 4Matic Coupe is the most expensive to insure at $1,612 per year.
  • Out of 54 other midsize luxury cars for the 2015 model year, the C350 ranks 18th for insurance cost.

How much does Mercedes C350 car insurance cost?

Ranked 18th out of 54 vehicles in the midsize luxury car class, Mercedes-Benz C350 insurance averages $1,592 annually, or around $133 a month. With the average midsize luxury car costing $1,737 a year to insure, the Mercedes-Benz C350 may possibly save an estimated $145 or more annually.

The next price chart shows how average 2015 Mercedes-Benz C350 auto insurance cost adjusts based on the age of the driver and a range of policy deductibles.

Figure 1: Average 2015 Mercedes-Benz C350 car insurance premiums for different driver ages and policy deductibles. Rates updated on February 23, 2024.

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Data Methodology: Average premiums are based on a 2015 model year Mercedes-Benz C350. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

Mercedes-Benz C350 Car Insurance Rates
2015 Mercedes-Benz C350 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$2,738$228
$500$3,198$267
$250$3,686$307
30-Year-Old$1,000$1,434$120
$500$1,694$141
$250$1,962$164
40-Year-Old$1,000$1,356$113
$500$1,592$133
$250$1,840$153
50-Year-Old$1,000$1,210$101
$500$1,416$118
$250$1,630$136
60-Year-Old$1,000$1,134$95
$500$1,324$110
$250$1,524$127

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2015 Mercedes-Benz C350. Updated February 23, 2024

The rate table below details the estimated annual and semi-annual policy costs, in addition to a monthly budget figure, for each Mercedes-Benz C350 model trim level.

2015 Mercedes-Benz C350 Insurance Rates by Trim Level
2015 Mercedes-Benz C350 Trim Level Annual Premium Cost Per Month
Coupe$1,570$131
4Matic Coupe$1,612$134

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024

Mercedes-Benz C350 Insurance Cost by Trim Level

The following table breaks down average full coverage auto insurance rates for a Mercedes-Benz C350 for the 2013-2015 model years.

Mercedes-Benz C350 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2015 Mercedes-Benz C350$3,198$1,592$1,324
2014 Mercedes-Benz C350$3,082$1,530$1,276
2013 Mercedes-Benz C350$2,738$1,372$1,146

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz C350 trim levels for each model year. Updated February 23, 2024

Mercedes-Benz C350 Insurance Cost by Model Year

Mercedes-Benz C350 vs. other midsize luxury cars

The Mercedes C350 ranks 18th out of 54 total vehicles in the midsize luxury car category for most affordable auto insurance rates. The C350 costs an estimated $1,592 per year to insure for full coverage, while the class average cost is $1,737 annually, a difference of $145 per year.

When compared to other vehicles in the midsize luxury car class, car insurance prices for a Mercedes-Benz C350 cost $252 more per year than the Lexus ES 350, $84 less than the Infiniti Q50, and $192 more than the Lincoln MKZ.

The chart displayed below shows how average C350 car insurance cost compares to the top-selling midsize luxury cars like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. A comprehensive table is included after the chart showing average car insurance rates for the entire 54 vehicle midsize luxury car segment.

Figure 2: Average 2015 Mercedes-Benz C350 car insurance premium compared to other midsize luxury car models. Rates updated on February 23, 2024.

Data Methodology: Average rates are for a 2015 model year Mercedes-Benz C350. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Mercedes-Benz C350 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Mercedes-Benz C350 vs Top 10 Midsize Luxury Cars Insurance Cost Comparison
Mercedes-Benz C350 Insurance Cost Compared to All Midsize Luxury Cars
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,340-$252
2Acura ILX$1,346-$246
3Audi A3$1,380-$212
4Infiniti Q40$1,382-$210
5Volvo S80$1,388-$204
6Lincoln MKZ$1,400-$192
7Mercedes-Benz SLK55 AMG$1,412-$180
8Mercedes-Benz CLA250$1,468-$124
9Mercedes-Benz CLA45 AMG$1,496-$96
10BMW 528xi$1,498-$94
11BMW 428xi$1,526-$66
12Audi A6$1,560-$32
13Audi S4$1,562-$30
14Mercedes-Benz C400$1,566-$26
15BMW 528i$1,576-$16
16Lexus ES 300H$1,578-$14
17Mercedes-Benz E350$1,578-$14
18Mercedes-Benz C350$1,592--
19Audi S5$1,602$10
20BMW 435xi$1,620$28
21BMW 428i$1,622$30
22Mercedes-Benz SL400$1,632$40
23Hyundai Genesis$1,646$54
24Infiniti Q50$1,676$84
25BMW 550i$1,696$104
26BMW Activehybrid 5$1,698$106
27Mercedes-Benz E550$1,700$108
28Mercedes-Benz E400$1,710$118
29BMW 435i$1,714$122
30Audi RS 5$1,730$138
31BMW 550xi$1,734$142
32Jaguar XF$1,752$160
33Mercedes-Benz E250$1,754$162
34BMW 535d$1,764$172
35Lexus GS 350$1,766$174
36BMW 535xi$1,780$188
37BMW 535i$1,782$190
38Mercedes-Benz CLS400$1,788$196
39Mercedes-Benz SL550$1,814$222
40Jaguar XK$1,842$250
41BMW 640xi$1,854$262
42Audi A7$1,858$266
43Audi S6$1,880$288
44BMW 640i$1,906$314
45BMW 650xi$1,940$348
46Jaguar XKR$2,010$418
47Mercedes-Benz S550E$2,024$432
48BMW M5$2,036$444
49Mercedes-Benz SL63 AMG$2,092$500
50Tesla Model S$2,102$510
51BMW M6$2,102$510
52Audi S7$2,116$524
53Mercedes-Benz SLS AMG$2,682$1,090
54Mercedes-Benz SL65 AMG$2,724$1,132

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2015 model year. Updated February 23, 2024

Supplementary rates and observations

A few additional noteworthy observations concerning the cost of insurance for a C350 include:

  • Save money by qualifying for discounts. Discounts may be available if the policyholders drive low annual mileage, are good students, are senior citizens, are military or federal employees, insure their home and car with the same company, or many other discounts which could save the average driver as much as $270 per year.
  • Your employment could earn you discounts. Most car insurance companies offer discounts for specific occupations like college professors, police officers and law enforcement, engineers, emergency medical technicians, firefighters, lawyers, and other. Getting this discount could potentially save between $48 and $125 on your yearly insurance cost, depending on the age of the driver.
  • Driver gender influences rates. For a 2015 Mercedes-Benz C350, a 20-year-old man receives an average rate of $3,198 per year, while a 20-year-old female driver pays $2,304, a difference of $894 per year in favor of the women by a long shot. But by age 50, the rate for males is $1,416 and the cost for a female driver is $1,378, a difference of only $38.
  • Improve your credit to save money. Having an over-800 credit score could save $250 per year when compared to a credit rating of 670-739. Conversely, a below average credit rating could cost as much as $290 more per year.
  • As you age, auto insurance tends to get cheaper. The difference in insurance rates for a 2015 Mercedes-Benz C350 between a 50-year-old driver ($1,416 per year) and a 20-year-old driver ($3,198 per year) is $1,782, or a savings of 77.2%.
  • Plan on paying a lot to insure a teen driver. Average rates for full coverage C350 insurance costs $5,727 per year for a 16-year-old driver, $5,524 per year for a 17-year-old driver, $4,908 per year for an 18-year-old driver, and $4,484 per year for a 19-year-old driver.