- Lexus UX 200 insurance costs an average of $2,184 per year, or about $182 per month, for a policy with full coverage.
- The cheapest model of Lexus UX 200 to insure is the base 2WD model at $2,124 per year.
- The UX 200 is one of the cheaper small luxury SUVs to insure, costing $213 less per year on average as compared to the rest of the vehicles in the segment.
How much does Lexus UX 200 insurance cost?
Lexus UX 200 car insurance rates average $2,184 a year for full coverage, or $182 on a monthly basis. With the average small luxury SUV costing $2,397 a year to insure, the Lexus UX 200 may save around $213 or more on an annual basis.
The following chart illustrates how average Lexus UX 200 car insurance rates change based on the age of the rated driver and a range of policy deductibles.
Which Lexus UX 200 has the cheapest insurance?
The cheapest Lexus UX 200 insurance can be found on the base 2WD trim (MSRP of $33,000) costing $2,124 per year and the F Sport 2WD trim (MSRP of $35,340) costing an average of $2,190.
The $38,040 Luxury 2WD trim is the most expensive to insure, costing an average of $118 more per year than the cheapest model.
The rate table below displays average annual and 6-month auto insurance policy prices, plus a monthly budget estimate, for each Lexus UX 200 model trim level.
| 2022 Lexus UX 200 Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| 2WD | $2,124 | $177 |
| F Sport 2WD | $2,190 | $183 |
| Luxury 2WD | $2,242 | $187 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025
How does UX 200 insurance cost rank?
The Lexus UX 200 ranks 10th out of 34 total vehicles in the 2022 small luxury SUV segment. The UX 200 costs an average of $2,184 per year for full coverage insurance, while the segment average cost is $2,397 annually, a difference of $213 per year.
When compared to the top-selling vehicles in the small luxury SUV segment, car insurance for a Lexus UX 200 costs $4 more per year than the Lexus NX 350, $82 less than the Mercedes-Benz GLC300, $436 less than the BMW X3, and $352 more than the Acura RDX.
The table below shows how average UX 200 auto insurance rates compare to the rest of the 2022 compact luxury SUV and crossover market.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Acura RDX | $1,832 | -$352 |
| 2 | Cadillac XT4 | $1,878 | -$306 |
| 3 | Volvo XC40 | $2,058 | -$126 |
| 4 | Lexus NX 250 | $2,126 | -$58 |
| 5 | BMW X1 | $2,130 | -$54 |
| 6 | Mercedes-Benz GLB 250 | $2,142 | -$42 |
| 7 | Lexus UX 250h | $2,146 | -$38 |
| 8 | Lexus NX 350h | $2,160 | -$24 |
| 9 | Lexus NX 350 | $2,180 | -$4 |
| 10 | Lexus UX 200 | $2,184 | -- |
| 11 | Lexus NX 450h | $2,238 | $54 |
| 12 | Volvo C40 | $2,252 | $68 |
| 13 | Land Rover Evoque | $2,260 | $76 |
| 14 | Lincoln Corsair | $2,264 | $80 |
| 15 | Mercedes-Benz GLC300 | $2,266 | $82 |
| 16 | Mercedes-Benz GLA250 | $2,288 | $104 |
| 17 | Audi Q3 | $2,292 | $108 |
| 18 | Volvo XC60 | $2,300 | $116 |
| 19 | BMW X2 | $2,372 | $188 |
| 20 | Mercedes-Benz GLA35 AMG | $2,408 | $224 |
| 21 | Infiniti QX55 | $2,422 | $238 |
| 22 | Genesis GV70 | $2,450 | $266 |
| 23 | Audi Q5 | $2,480 | $296 |
| 24 | Mercedes-Benz GLA45 AMG | $2,494 | $310 |
| 25 | Audi Q4 | $2,508 | $324 |
| 26 | Land Rover Defender | $2,522 | $338 |
| 27 | Land Rover Range Rover Velar | $2,532 | $348 |
| 28 | Alfa Romeo Stelvio | $2,584 | $400 |
| 29 | BMW X3 | $2,620 | $436 |
| 30 | Porsche Macan | $2,712 | $528 |
| 31 | Jaguar I-Pace | $2,768 | $584 |
| 32 | Jaguar F-Pace | $2,840 | $656 |
| 33 | BMW X4 | $2,920 | $736 |
| 34 | Aston Martin DBX | $3,884 | $1,700 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2022 model year. Updated June 26, 2025
The table above ranks all small luxury SUVs purely by the average cost of insurance. We can gain a different insight into how the UX 200 compares to similar models by including the average MSRP for each model into the equation.
Including MSRP values is useful for people who might be shopping for a new vehicle within a specific purchase price range. Seeing how vehicles priced similarly to the UX 200 compare as far as insurance cost goes can help save money over the life of the vehicle.
With an average MSRP of $35,460, the cost to buy a new 2022 Lexus UX 200 ranges from $33,000 to $38,040, depending on the vehicle trim and package.
The models in the compact luxury SUV segment closest in cost to the UX 200 for the 2022 model year are the BMW X1, Mercedes-Benz GLA250, Lexus UX 250h, and Lexus NX 250.
The next list shows how those models compare to an UX 200 for overall price and insurance cost.
- Lexus UX 200 vs. BMW X1 – The 2022 BMW X1 has an average sticker price of $36,400, ranging from $35,400 to $37,400, which is $940 more expensive than the average cost for the UX 200. The cost to insure a 2022 Lexus UX 200 compared to the BMW X1 is $54 more annually on average.
- Lexus UX 200 vs. Mercedes-Benz GLA250 – With an average price of $37,230 and ranging from $36,230 to $38,230, the 2022 Mercedes-Benz GLA250 costs $1,770 more than the average MSRP for the UX 200. Full-coverage car insurance on the Mercedes-Benz GLA250 costs an average of $104 more annually than the Lexus UX 200.
- Lexus UX 200 vs. Lexus UX 250h – Having an average price of $37,660 and ranging from $35,200 to $40,240, the 2022 Lexus UX 250h costs $2,200 more than the MSRP for the UX 200. Insurance on the Lexus UX 250h costs an average of $38 less every 12 months than the Lexus UX 200.
- Lexus UX 200 vs. Lexus NX 250 – The Lexus NX 250 has an average sticker price of $38,750 ($37,950 to $39,550), which is $3,290 more expensive than the average cost of the UX 200. Expect to pay approximately $58 less per year for insurance on the Lexus NX 250 compared to an UX 200.
For a complete list of comparisons, please visit our car insurance cost comparisons article index.