- Mazda CX-9 car insurance costs an average of $2,342 per year, or around $195 per month.
- The cost of full-coverage insurance on a Mazda CX-9 ranges from $2,230 to $2,436 per year for the average driver, depending on the trim level.
- Out of 34 vehicles in the midsize SUV segment, the CX-9 ranks 19th for insurance affordability.
How much does Mazda CX-9 insurance cost?
Mazda CX-9 car insurance costs an average of $2,342 a year for full coverage. Monthly insurance cost on a CX-9 ranges from $186 to $203, depending on the trim level.
Overall, expect to pay about $28 less annually for Mazda CX-9 insurance compared to the average rate for midsize SUVs, and $66 more per year than the all-vehicle national average of $2,276.
The chart below displays average car insurance rates for a 2024 Mazda CX-9 using a variety of different risk scenarios.
To help you comprehend the incredibly large range of insurance rates, keep in mind that a CX-9 insurance policy with only liability coverage in some parts of Ohio or North Carolina can cost as little as $218 a year.
For an identical Mazda CX-9, a 16-year-old driver with a tendency to speed in some neighborhoods in Philadelphia, PA, may have to pay as much as $16,682 a year for a policy that provides full coverage.
The following table shows average Mazda CX-9 car insurance rates for the 2013-2024 model years and for various driver ages.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2024 Mazda CX-9 | $4,710 | $2,342 | $1,940 |
| 2023 Mazda CX-9 | $4,582 | $2,274 | $1,884 |
| 2022 Mazda CX-9 | $4,404 | $2,182 | $1,812 |
| 2021 Mazda CX-9 | $4,476 | $2,222 | $1,846 |
| 2020 Mazda CX-9 | $4,364 | $2,164 | $1,798 |
| 2019 Mazda CX-9 | $3,868 | $1,926 | $1,600 |
| 2018 Mazda CX-9 | $3,684 | $1,836 | $1,530 |
| 2017 Mazda CX-9 | $3,532 | $1,762 | $1,470 |
| 2016 Mazda CX-9 | $3,386 | $1,692 | $1,410 |
| 2015 Mazda CX-9 | $3,120 | $1,556 | $1,306 |
| 2014 Mazda CX-9 | $3,204 | $1,610 | $1,354 |
| 2013 Mazda CX-9 | $2,978 | $1,486 | $1,246 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mazda CX-9 trim levels for each model year. Updated October 24, 2025
Which Mazda CX-9 is cheapest to insure?
The cheapest model of Mazda CX-9 to insure is the Touring model at an estimated $2,230 per year. The most expensive model to insure is the Signature trim at around $2,436 per year.
The rate table below displays average annual and 6-month car insurance policy prices, in addition to a monthly budget figure, for each Mazda CX-9 model package and trim level.
| 2024 Mazda CX-9 Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Touring | $2,230 | $186 |
| Touring Plus | $2,294 | $191 |
| Carbon Edition | $2,370 | $198 |
| Grand Touring | $2,384 | $199 |
| Signature | $2,436 | $203 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
CX-9 insurance vs. the competition: How does it rank?
The Mazda CX-9 ranks 19th out of 34 total vehicles in the 2024 midsize SUV segment for car insurance affordability. The CX-9 costs an average of $2,342 per year for insurance and the segment average cost is $2,370 per year, a difference of $28 per year.
When rates are compared to some of the more popular models in the midsize SUV segment, car insurance for a Mazda CX-9 costs $320 less per year than the Ford Bronco, $398 less per year than the Jeep Wrangler, $56 less per year than the Jeep Grand Cherokee, and $312 less per year than the Tesla Model Y.
The table below shows how average Mazda CX-9 car insurance rates compare to the entire midsize SUV segment.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Honda Passport | $1,910 | -$432 |
| 2 | Nissan Murano | $2,016 | -$326 |
| 3 | Subaru Outback | $2,042 | -$300 |
| 4 | Buick Envista | $2,050 | -$292 |
| 5 | Subaru Ascent | $2,088 | -$254 |
| 6 | Volkswagen Atlas | $2,128 | -$214 |
| 7 | Volkswagen Atlas Cross Sport | $2,136 | -$206 |
| 8 | Ford Explorer | $2,176 | -$166 |
| 9 | Toyota Highlander | $2,180 | -$162 |
| 10 | Toyota Venza | $2,190 | -$152 |
| 11 | Chevrolet Traverse | $2,238 | -$104 |
| 12 | Mitsubishi Outlander Sport | $2,254 | -$88 |
| 13 | Mitsubishi Outlander PHEV | $2,262 | -$80 |
| 14 | Ford Edge | $2,270 | -$72 |
| 15 | Kia Sorento | $2,278 | -$64 |
| 16 | GMC Acadia | $2,316 | -$26 |
| 17 | Buick Enclave | $2,320 | -$22 |
| 18 | Honda Pilot | $2,336 | -$6 |
| 19 | Mazda CX-9 | $2,342 | -- |
| 20 | Jeep Grand Cherokee | $2,398 | $56 |
| 21 | Hyundai Santa Fe | $2,426 | $84 |
| 22 | Nissan Pathfinder | $2,440 | $98 |
| 23 | Hyundai Palisade | $2,450 | $108 |
| 24 | Chevrolet Blazer | $2,476 | $134 |
| 25 | Kia Telluride | $2,504 | $162 |
| 26 | Toyota 4Runner | $2,572 | $230 |
| 27 | Mazda CX-90 | $2,582 | $240 |
| 28 | Toyota Grand Highlander | $2,610 | $268 |
| 29 | Kia EV9 | $2,630 | $288 |
| 30 | Tesla Model Y | $2,654 | $312 |
| 31 | Ford Bronco | $2,662 | $320 |
| 32 | Jeep Wrangler | $2,740 | $398 |
| 33 | Dodge Durango | $2,942 | $600 |
| 34 | Rivian R1S | $2,950 | $608 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025
Some additional important insights about CX-9 insurance rates include:
- Avoid accidents and save. Too frequent at-fault accidents can raise rates, potentially by an extra $1,124 per year for a 30-year-old driver and as much as $554 per year for a 60-year-old driver.
- Qualify for policy discounts to lower insurance cost. Discounts may be available if the policyholders are accident-free, are senior citizens, insure multiple vehicles on the same policy, are claim-free, or many other policy discounts which could save the average driver as much as $396 per year.
- As you get older, car insurance rates go down. The difference in CX-9 insurance rates between a 50-year-old driver ($2,070 per year) and a 20-year-old driver ($4,710 per year) is $2,640, or a savings of 77.9%.
- Improve your credit for cheaper car insurance. In states that do not prevent a policyholder’s credit score to be used as a rate factor, having a credit score above 800 could see savings as high as $368 per year versus a lower credit score of 670-739. Conversely, a lower credit rating could cost as much as $426 more per year.
- Policyholder gender affects insurance cost. For a 2024 Mazda CX-9, a 20-year-old man pays an average price of $4,710 per year, while a 20-year-old female will pay an average of $3,376, a difference of $1,334 per year. The females get the cheaper rate by far. But by age 50, male rates are $2,070 and rates for female drivers are $2,022, a difference of only $48.
- Auto insurance is cheaper with higher deductibles. Increasing your deductibles from $500 to $1,000 could save around $386 per year for a 40-year-old driver and $756 per year for a 20-year-old driver.
- Low deductibles will increase rates. Decreasing your deductibles from $500 to $250 could cost an additional $404 per year for a 40-year-old driver and $804 per year for a 20-year-old driver.
- Mazda CX-9 insurance rates for teenagers are high. Average rates for full coverage CX-9 insurance costs $8,273 per year for a 16-year-old driver, $8,041 per year for a 17-year-old driver, and $7,250 per year for an 18-year-old driver.