Mazda CX-9 Insurance on a Budget: Factors Impacting Costs

How much is car insurance for a Mazda CX-9?

We surveyed rate quotes for the cheapest Touring trim up to the Signature model to discover how insurance rates on the CX-9 compare to the entire midsize SUV segment.

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How much does Mazda CX-9 insurance cost?

Mazda CX-9 car insurance costs an average of $2,286 a year for full coverage. Monthly insurance cost on a CX-9 ranges from $181 to $198, depending on the trim level.

Overall, expect to pay about $28 less annually for Mazda CX-9 insurance compared to the average rate for midsize SUVs, and $65 more per year than the all-vehicle national average of $2,221.

The chart below displays average car insurance rates for a 2024 Mazda CX-9 using a variety of different risk scenarios.

Average 2024 Mazda CX-9 insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2024 Mazda CX-9 insurance premiums for different driver ages and risk scenarios. Rates updated on June 27, 2025.

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Data Methodology: Average rates are for a 2024 model year Mazda CX-9 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mazda CX-9 trim levels.

2024 Mazda CX-9 Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,250$438
Safe Driver Age 20$4,600$383
At-fault Accidents Age 40$3,224$269
Low Deductibles Age 40$3,022$252
Safe Driver Age 30$2,442$204
Safe Driver Age 40$2,286$191
Safe Driver Age 50$2,022$169
High Deductibles Age 40$1,908$159
Discount Rate Age 40$1,900$158
Safe Driver Age 60$1,892$158

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Mazda CX-9 trim levels. Updated June 27, 2025

To help you comprehend the incredibly large range of insurance rates, keep in mind that a CX-9 insurance policy with only liability coverage in some parts of Ohio or North Carolina can cost as little as $218 a year.

For an identical Mazda CX-9, a 16-year-old driver with a tendency to speed in some neighborhoods in Philadelphia, PA, may have to pay as much as $16,469 a year for a policy that provides full coverage.

The following table shows average Mazda CX-9 car insurance rates for the 2013-2024 model years and for various driver ages.

Mazda CX-9 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2024 Mazda CX-9$4,600$2,286$1,892
2023 Mazda CX-9$4,474$2,220$1,842
2022 Mazda CX-9$4,300$2,132$1,766
2021 Mazda CX-9$4,368$2,170$1,804
2020 Mazda CX-9$4,258$2,114$1,756
2019 Mazda CX-9$3,778$1,880$1,562
2018 Mazda CX-9$3,596$1,792$1,492
2017 Mazda CX-9$3,450$1,724$1,434
2016 Mazda CX-9$3,306$1,650$1,376
2015 Mazda CX-9$3,044$1,520$1,276
2014 Mazda CX-9$3,128$1,572$1,322
2013 Mazda CX-9$2,908$1,452$1,220

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mazda CX-9 trim levels for each model year. Updated June 26, 2025

Average insurance rates for 2013 to 2024 Mazda CX-9 models for drivers age 20, 40 and 60
Average insurance rates for 2013 to 2024 Mazda CX-9 models for drivers age 20, 40 and 60

Which Mazda CX-9 is cheapest to insure?

The cheapest model of Mazda CX-9 to insure is the Touring model at an estimated $2,174 per year. The most expensive model to insure is the Signature trim at around $2,376 per year.

The rate table below displays average annual and 6-month car insurance policy prices, in addition to a monthly budget figure, for each Mazda CX-9 model package and trim level.

2024 Mazda CX-9 Insurance Rates by Trim Level
2024 Mazda CX-9 Trim Level Annual Premium Cost Per Month
Touring$2,174$181
Touring Plus$2,238$187
Carbon Edition$2,314$193
Grand Touring$2,328$194
Signature$2,376$198

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 26, 2025

Insurance cost by trim level for a 2024 Mazda CX-9 ranging from the Touring model at $2,174 per year to the Signature model at $2,376
Insurance cost by trim level for a 2024 Mazda CX-9 ranging from the Touring model at $2,174 per year to the Signature model at $2,376

CX-9 insurance vs. the competition: How does it rank?

The Mazda CX-9 ranks 19th out of 34 total vehicles in the 2024 midsize SUV segment for car insurance affordability. The CX-9 costs an average of $2,286 per year for insurance and the segment average cost is $2,314 per year, a difference of $28 per year.

When rates are compared to some of the more popular models in the midsize SUV segment, car insurance for a Mazda CX-9 costs $314 less per year than the Ford Bronco, $390 less per year than the Jeep Wrangler, $56 less per year than the Jeep Grand Cherokee, and $306 less per year than the Tesla Model Y.

The table below shows how average Mazda CX-9 car insurance rates compare to the entire midsize SUV segment.

Insurance Cost Comparison: Mazda CX-9 vs Midsize SUVs
Rank Make and Model Annual Premium Difference
1Honda Passport$1,866-$420
2Nissan Murano$1,968-$318
3Subaru Outback$1,994-$292
4Buick Envista$2,004-$282
5Subaru Ascent$2,038-$248
6Volkswagen Atlas$2,078-$208
7Volkswagen Atlas Cross Sport$2,086-$200
8Ford Explorer$2,124-$162
9Toyota Highlander$2,132-$154
10Toyota Venza$2,136-$150
11Chevrolet Traverse$2,186-$100
12Mitsubishi Outlander Sport$2,198-$88
13Mitsubishi Outlander PHEV$2,210-$76
14Ford Edge$2,214-$72
15Kia Sorento$2,222-$64
16GMC Acadia$2,262-$24
17Buick Enclave$2,266-$20
18Honda Pilot$2,280-$6
19Mazda CX-9$2,286--
20Jeep Grand Cherokee$2,342$56
21Hyundai Santa Fe$2,382$96
22Nissan Pathfinder$2,384$98
23Hyundai Palisade$2,394$108
24Chevrolet Blazer$2,416$130
25Kia Telluride$2,444$158
26Toyota 4Runner$2,510$224
27Mazda CX-90$2,522$236
28Toyota Grand Highlander$2,552$266
29Kia EV9$2,568$282
30Tesla Model Y$2,592$306
31Ford Bronco$2,600$314
32Jeep Wrangler$2,676$390
33Dodge Durango$2,872$586
34Rivian R1S$2,882$596

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025

At $2,286 per year, insurance cost for a 2024 Mazda CX-9 ranks 19th out of 34 models in the midsize SUV segment
At $2,286 per year, insurance cost for a 2024 Mazda CX-9 ranks 19th out of 34 models in the midsize SUV segment

Some additional important insights about CX-9 insurance rates include:

  • Avoid accidents and save. Too frequent at-fault accidents can raise rates, potentially by an extra $1,094 per year for a 30-year-old driver and as much as $542 per year for a 60-year-old driver.
  • Qualify for policy discounts to lower insurance cost. Discounts may be available if the policyholders are accident-free, are senior citizens, insure multiple vehicles on the same policy, are claim-free, or many other policy discounts which could save the average driver as much as $386 per year.
  • As you get older, car insurance rates go down. The difference in CX-9 insurance rates between a 50-year-old driver ($2,022 per year) and a 20-year-old driver ($4,600 per year) is $2,578, or a savings of 77.9%.
  • Improve your credit for cheaper car insurance. In states that do not prevent a policyholder’s credit score to be used as a rate factor, having a credit score above 800 could see savings as high as $359 per year versus a lower credit score of 670-739. Conversely, a lower credit rating could cost as much as $416 more per year.
  • Policyholder gender affects insurance cost. For a 2024 Mazda CX-9, a 20-year-old man pays an average price of $4,600 per year, while a 20-year-old female will pay an average of $3,294, a difference of $1,306 per year. The females get the cheaper rate by far. But by age 50, male rates are $2,022 and rates for female drivers are $1,972, a difference of only $50.
  • Auto insurance is cheaper with higher deductibles. Increasing your deductibles from $500 to $1,000 could save around $378 per year for a 40-year-old driver and $740 per year for a 20-year-old driver.
  • Low deductibles will increase rates. Decreasing your deductibles from $500 to $250 could cost an additional $394 per year for a 40-year-old driver and $784 per year for a 20-year-old driver.
  • Mazda CX-9 insurance rates for teenagers are high. Average rates for full coverage CX-9 insurance costs $8,078 per year for a 16-year-old driver, $7,848 per year for a 17-year-old driver, and $7,078 per year for an 18-year-old driver.