- Mercedes-Benz AMG CLA35 car insurance costs $1,988 per year (about $166 per month) for a full coverage policy, depending on policy limits.
- Ranked fourth out of 34 vehicles in the midsize luxury car segment for 2024, average car insurance rates for the AMG CLA35 cost $340 less per year than the segment average.
How much does Mercedes AMG CLA35 insurance cost?
Mercedes-Benz AMG CLA35 insurance rates average $1,988 a year for full coverage. With MSRPs ranging from $47,900 to $53,320 for the 2024 model, monthly insurance rates range from $162 to $169.
Overall, expect to pay approximately $340 less annually for Mercedes-Benz AMG CLA35 insurance compared to the average rate for the midsize luxury car segment, and $105 more per year than the all-vehicle national average of $1,883.
The bar chart below illustrates average car insurance cost on a Mercedes-Benz AMG CLA35 using different driver ages and risk profiles.
The rate table below displays the estimated yearly and 6-month policy costs, in addition to a monthly budget estimate, for each Mercedes-Benz AMG CLA35 package and trim.
| 2024 Mercedes-Benz AMG CLA35 Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| 4Matic Coupe | $1,946 | $162 |
| 4Matic AMG Performance Seats | $2,032 | $169 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 22, 2024
In addition to driver age, policy deductibles, and trim level, there are a lot of other factors that can affect the cost of car insurance. The list below details some other scenarios that can increase or decrease policy cost, along with some money-saving tips.
- High-risk auto insurance costs more. For a 20-year-old driver, having too many driving record violations or accidents could raise rates by $3,046 or more per year.
- Older drivers tend to pay less than younger drivers. The difference in Mercedes-Benz AMG CLA35 insurance rates between a 60-year-old driver ($1,644 per year) and a 30-year-old driver ($2,130 per year) is $486, or a savings of 25.8%.
- Avoid tickets to save money. In order to get the best AMG CLA35 insurance rates, it pays to be an excellent driver. Not surprisingly, just a couple of minor driving infractions could result in spiking policy rates as much as $514 per year.
- Increase physical damage deductibles to save money. Increasing your policy deductibles from $500 to $1,000 could save around $338 per year for a 40-year-old driver and $650 per year for a 20-year-old driver.
- Low deductibles will increase rates. Lowering deductibles from $500 to $250 could cost an additional $354 per year for a 40-year-old driver and $688 per year for a 20-year-old driver.
- Rated driver gender affects the rate you pay. For a 2024 Mercedes-Benz AMG CLA35, a 20-year-old man pays an average price of $3,948 per year, while a 20-year-old female driver pays $2,846, a difference of $1,102 per year in favor of the women by a long shot. But by age 50, male rates are $1,760 and the cost for women is $1,720, a difference of only $40.
- Negligent drivers pay higher insurance rates. Multiple at-fault accidents raise rates, possibly by an extra $2,754 per year for a 20-year-old driver and as much as $792 per year for a 40-year-old driver.
- Save money due to your choice of occupation. Just about all auto insurance companies offer discounts for being employed in professions like doctors, dentists, high school and elementary teachers, college professors, accountants, and others. If your occupation qualifies you for this discount, you could potentially save between $60 and $185 on your Mercedes-Benz AMG CLA35 insurance bill, depending on the age of the rated driver.
Is Mercedes AMG CLA35 insurance expensive?
When compared side-by-side to popular vehicles in the midsize luxury car segment, insurance prices for a Mercedes-Benz AMG CLA35 cost $8 more per year than the Lexus ES 350, $318 less than the BMW 530i, and $160 less than the Infiniti Q50.
It ranks fourth out of 34 comparison vehicles in the 2024 midsize luxury car segment for car insurance affordability. The AMG CLA35 costs an average of $1,988 per year for a car insurance policy with full coverage and the class median price is $2,328 per year, a difference of $340 per year.
The next table shows how average Mercedes-Benz AMG CLA35 car insurance rates compare to all other models in the midsize luxury sedan segment.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Mercedes-Benz CLA250 | $1,954 | -$34 |
| 2 | Lexus IS 300 | $1,956 | -$32 |
| 3 | Lexus ES 350 | $1,980 | -$8 |
| 4 | Mercedes-Benz AMG CLA35 | $1,988 | -- |
| 5 | Lexus RC 300 | $1,994 | $6 |
| 6 | Jaguar XF | $2,008 | $20 |
| 7 | Cadillac CT5 | $2,044 | $56 |
| 8 | Lexus ES 250 | $2,054 | $66 |
| 9 | Lexus ES 300h | $2,082 | $94 |
| 10 | Audi A3 | $2,132 | $144 |
| 11 | Infiniti Q50 | $2,148 | $160 |
| 12 | Mercedes-Benz AMG CLA45 | $2,174 | $186 |
| 13 | Audi S4 | $2,184 | $196 |
| 14 | Mercedes-Benz EQE 350 | $2,206 | $218 |
| 15 | BMW i4 | $2,214 | $226 |
| 16 | Lexus IS 500 | $2,242 | $254 |
| 17 | BMW 530i | $2,306 | $318 |
| 18 | Audi S5 | $2,330 | $342 |
| 19 | BMW 540i | $2,336 | $348 |
| 20 | BMW 430i | $2,386 | $398 |
| 21 | BMW i5 | $2,396 | $408 |
| 22 | Genesis G80 | $2,408 | $420 |
| 23 | Mercedes-Benz EQE 500 | $2,436 | $448 |
| 24 | Mercedes-Benz AMG C43 | $2,452 | $464 |
| 25 | Audi A6 | $2,458 | $470 |
| 26 | Tesla Model S | $2,488 | $500 |
| 27 | BMW 530e | $2,510 | $522 |
| 28 | Audi RS 5 | $2,516 | $528 |
| 29 | Audi S6 | $2,534 | $546 |
| 30 | BMW M440i | $2,600 | $612 |
| 31 | Audi A7 | $2,646 | $658 |
| 32 | Lexus LC 500h | $2,842 | $854 |
| 33 | Audi S7 | $2,934 | $946 |
| 34 | BMW M8 | $3,198 | $1,210 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated February 22, 2024
