- Mercedes-Benz AMG CLA35 car insurance costs $1,732 per year (about $144 per month) for a full coverage policy, depending on policy limits.
- Ranked #3 out of 38 vehicles in the midsize luxury car segment for 2022, average car insurance rates for the AMG CLA35 cost $286 less per year than the segment average.
How much does Mercedes AMG CLA35 insurance cost?
Mercedes-Benz AMG CLA35 insurance rates average $1,732 a year for full coverage. With MSRPs ranging from $47,900 to $53,320 for the 2022 model, monthly insurance rates range from $141 to $148.
Overall, expect to pay approximately $286 less annually for Mercedes-Benz AMG CLA35 insurance compared to the average rate for the midsize luxury car segment, and $165 more per year than the all-vehicle national average of $1,567.
The bar chart below illustrates average car insurance cost on a Mercedes-Benz AMG CLA35 using different driver ages and risk profiles.
The rate table below displays the estimated yearly and 6-month policy costs, in addition to a monthly budget estimate, for each Mercedes-Benz AMG CLA35 package and trim.
| Mercedes-Benz AMG CLA35 Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| 4Matic Coupe | $1,690 | $845 | $141 |
| 4Matic AMG Performance Seats | $1,772 | $886 | $148 |
In addition to driver age, policy deductibles, and trim level, there are a lot of other factors that can affect the cost of car insurance. The list below details some other scenarios that can increase or decrease policy cost, along with some money-saving tips.
- High-risk auto insurance costs more. For a 20-year-old driver, having too many driving record violations or accidents could raise rates by $2,642 or more per year.
- Older drivers tend to pay less than younger drivers. The difference in Mercedes-Benz AMG CLA35 insurance rates between a 60-year-old driver ($1,546 per year) and a 30-year-old driver ($1,838 per year) is $292, or a savings of 15.9%.
- Avoid tickets to save money. In order to get the best AMG CLA35 insurance rates, it pays to be an excellent driver. Not surprisingly, just a couple of minor driving infractions could result in spiking policy rates as much as $444 per year.
- Increase physical damage deductibles to save money. Increasing your policy deductibles from $500 to $1,000 could save around $296 per year for a 40-year-old driver and $572 per year for a 20-year-old driver.
- Low deductibles will increase rates. Lowering deductibles from $500 to $250 could cost an additional $306 per year for a 40-year-old driver and $606 per year for a 20-year-old driver.
- Rated driver gender affects the rate you pay. For a 2022 Mercedes-Benz AMG CLA35, a 20-year-old man pays an average price of $3,430 per year, while a 20-year-old female driver pays $2,540, a difference of $890 per year in favor of the women by a long shot. But by age 50, male rates are $1,574 and the cost for women is $1,544, a difference of only $30.
- Negligent drivers pay higher insurance rates. Multiple at-fault accidents raise rates, possibly by an extra $2,390 per year for a 20-year-old driver and as much as $688 per year for a 40-year-old driver.
- Save money due to your choice of occupation. Just about all auto insurance companies offer discounts for being employed in professions like doctors, dentists, high school and elementary teachers, college professors, accountants, and others. If your occupation qualifies you for this discount, you could potentially save between $52 and $159 on your Mercedes-Benz AMG CLA35 insurance bill, depending on the age of the rated driver.
Is Mercedes AMG CLA35 insurance expensive?
When compared side-by-side to popular vehicles in the midsize luxury car segment, insurance prices for a Mercedes-Benz AMG CLA35 cost $62 less per year than the Lexus ES 350, $158 less than the BMW 530i, and $492 less than the Infiniti Q50.
It ranks #3 out of 38 comparison vehicles in the 2022 midsize luxury car segment for car insurance affordability. The AMG CLA35 costs an average of $1,732 per year for a car insurance policy with full coverage and the class median price is $2,018 per year, a difference of $286 per year.
The next table shows how average Mercedes-Benz AMG CLA35 car insurance rates compare to all other models in the midsize luxury sedan segment.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Acura ILX | $1,404 | -$328 |
| 2 | Lexus RC 300 | $1,690 | -$42 |
| 3 | Mercedes-Benz AMG CLA35 | $1,732 | -- |
| 4 | BMW i4 | $1,740 | $8 |
| 5 | Cadillac CT5 | $1,744 | $12 |
| 6 | Audi A3 | $1,762 | $30 |
| 7 | Mercedes-Benz AMG CLA45 | $1,770 | $38 |
| 8 | Mercedes-Benz CLA250 | $1,782 | $50 |
| 9 | Lexus ES 250 | $1,784 | $52 |
| 10 | Lexus IS 300 | $1,786 | $54 |
| 11 | Lexus ES 350 | $1,794 | $62 |
| 12 | Genesis G80 | $1,832 | $100 |
| 13 | Audi S5 | $1,854 | $122 |
| 14 | BMW 530i | $1,890 | $158 |
| 15 | Lexus ES 300h | $1,896 | $164 |
| 16 | Mercedes-Benz E350 | $1,908 | $176 |
| 17 | BMW 530e | $1,926 | $194 |
| 18 | BMW 540i | $1,930 | $198 |
| 19 | Audi S4 | $1,938 | $206 |
| 20 | BMW M440i | $1,940 | $208 |
| 21 | Mercedes-Benz E450 | $1,948 | $216 |
| 22 | Audi A6 | $2,000 | $268 |
| 23 | Jaguar XF | $2,006 | $274 |
| 24 | Lexus IS 500 | $2,028 | $296 |
| 25 | BMW 430i | $2,050 | $318 |
| 26 | Mercedes-Benz CLS450 | $2,064 | $332 |
| 27 | Audi RS 5 | $2,166 | $434 |
| 28 | Mercedes-Benz AMG C43 | $2,186 | $454 |
| 29 | Audi S6 | $2,198 | $466 |
| 30 | Infiniti Q50 | $2,224 | $492 |
| 31 | Mercedes-Benz AMG C63 | $2,254 | $522 |
| 32 | BMW M550i | $2,340 | $608 |
| 33 | Audi A7 | $2,394 | $662 |
| 34 | Tesla Model S | $2,434 | $702 |
| 35 | Lexus LC 500h | $2,464 | $732 |
| 36 | Audi S7 | $2,590 | $858 |
| 37 | BMW M8 | $2,606 | $874 |
| 38 | BMW M5 | $2,636 | $904 |
