Cheaper Mercedes-Benz AMG GT43 Insurance in 2025: Insights Into Savings

How much does car insurance for a Mercedes-Benz AMG GT43 cost? We break down average rates to see how they compare to other luxury models.

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  • Car insurance rates on a Mercedes-Benz AMG GT43 cost an average of $3,926 per year, or around $327 per month.
  • As one of the more expensive large luxury cars to insure, the Mercedes-Benz AMG GT43 costs $87 more per year to insure when compared to the average cost for the segment.

How much does Mercedes-Benz AMG GT43 insurance cost?

Ranked 14th out of 24 vehicles in the large luxury car class, Mercedes-Benz AMG GT43 insurance rates are approximately $3,926 a year, or $327 on a monthly basis.

With the average insurance cost for the large luxury car segment being $3,839 a year, the average cost to insure the Mercedes-Benz AMG GT43 is $87 more.

The next chart shows how insurance rates for an AMG GT43 can range from as low as $2,644 per year up to $9,466 per year, just due to differences in driver age and policy deductibles.

Average 2024 Mercedes-Benz AMG GT43 car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Mercedes-Benz AMG GT43 car insurance premiums for different driver ages and policy deductibles. Rates updated on October 24, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Mercedes-Benz AMG GT43. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Mercedes-Benz AMG GT43 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$6,520$543
$500$7,950$663
$250$9,466$789
30-Year-Old$1,000$3,436$286
$500$4,218$352
$250$5,038$420
40-Year-Old$1,000$3,204$267
$500$3,926$327
$250$4,678$390
50-Year-Old$1,000$2,818$235
$500$3,440$287
$250$4,088$341
60-Year-Old$1,000$2,644$220
$500$3,224$269
$250$3,834$320

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Mercedes-Benz AMG GT43. Updated October 24, 2025

Beside the age of the rated driver and the chosen comprehensive and collision deductibles, the trim level and optional packages of the vehicle can also increase the cost of car insurance.

The rate table below shows the difference in insurance cost between the $92,500 4Matic 4-Door Coupe model and the $99,040 4Matic Executive Seats model.

2024 Mercedes-Benz AMG GT43 Insurance Rates by Trim Level
2024 Mercedes-Benz AMG GT43 Trim Level Annual Premium Cost Per Month
4Matic 4-Door Coupe$3,878$323
4Matic Executive Seats$3,972$331

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025

Insurance cost by trim level for a 2024 Mercedes-Benz AMG GT43 ranging from the 4Matic 4-Door Coupe model at $3,878 per year to the 4Matic Executive Seats model at $3,972
Insurance cost by trim level for a 2024 Mercedes-Benz AMG GT43 ranging from the 4Matic 4-Door Coupe model at $3,878 per year to the 4Matic Executive Seats model at $3,972

Mercedes-Benz AMG GT43 car insurance rates ranked

The Mercedes-Benz AMG GT43 ranks 14th out of 24 total vehicles in the 2024 large luxury car segment for most affordable auto insurance rates.

When compared to other large luxury car segment models, auto insurance rates for a Mercedes-Benz AMG GT43 cost $1,076 more per year than the Audi A5, $42 more than the BMW 740i, and $856 less than the Porsche Panamera.

The following table ranks all 24 models in the large luxury sedan segment, with the Mercedes AMG GT43 highlighted and ranked at 14th in the list.

Mercedes-Benz AMG GT43 Insurance vs Competitors
Rank Make and Model Annual Premium Difference
1Audi A5$2,850-$1,076
2Volvo S90$2,940-$986
3Genesis G90$3,154-$772
4Mercedes-Benz AMG E53$3,164-$762
5Mercedes-Benz EQS 450$3,198-$728
6Lexus LS 500$3,298-$628
7Lexus LS 500h$3,338-$588
8BMW 840i$3,436-$490
9BMW i7$3,482-$444
10Audi RS 7$3,608-$318
11BMW M850i$3,870-$56
12BMW 740i$3,884-$42
13BMW 750e$3,898-$28
14Mercedes-Benz AMG GT43$3,926--
15Audi S8$3,972$46
16Mercedes-Benz S500$4,072$146
17Audi A8$4,078$152
18BMW 760i$4,104$178
19Mercedes-Benz S580$4,262$336
20Mercedes-Benz EQS 580$4,334$408
21Mercedes-Benz Maybach S580$4,710$784
22Mercedes-Benz AMG EQS$4,758$832
23Porsche Panamera$4,782$856
24Mercedes-Benz Maybach S680$5,026$1,100

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025

At $3,926 per year, insurance cost for a 2024 Mercedes-Benz AMG GT43 ranks 14th out of 24 models in the large luxury car segment
At $3,926 per year, insurance cost for a 2024 Mercedes-Benz AMG GT43 ranks 14th out of 24 models in the large luxury car segment