- Car insurance rates for a Mitsubishi Outlander PHEV average $2,262 per year or around $189 per month, but can vary based on the vehicle trim level.
- With an insurance cost range of $202, the cheapest Outlander PHEV trim level to insure is the ES at around $2,144 per year, and the most expensive trim being the SEL Premium at $2,346 annually.
- The Mitsubishi Outlander PHEV is one of the cheaper midsize SUVs to insure, costing $108 less per year on average when compared to other midsize SUVs.
How much does Mitsubishi Outlander PHEV insurance cost?
Mitsubishi Outlander PHEV insurance rates cost an average of $2,262 annually, or about $189 each month. Expect to pay about $108 less annually to insure a Mitsubishi Outlander PHEV compared to the average rate for midsize SUVs, and $14 less per year than the $2,276 national average.
The following rate chart details how Outlander PHEV car insurance prices change with different ages of driver and the choice of physical damage coverage deductibles.
The rate table below breaks down average Mitsubishi Outlander PHEV car insurance premiums for the 2020 to 2024 model years and for various driver ages.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2024 Mitsubishi Outlander PHEV | $4,520 | $2,262 | $1,870 |
| 2023 Mitsubishi Outlander PHEV | $5,414 | $2,670 | $2,208 |
| 2022 Mitsubishi Outlander PHEV | $5,158 | $2,538 | $2,104 |
| 2021 Mitsubishi Outlander PHEV | $5,004 | $2,460 | $2,038 |
| 2020 Mitsubishi Outlander PHEV | $4,850 | $2,384 | $1,976 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mitsubishi Outlander PHEV trim levels for each model year. Updated October 24, 2025
The table below shows the estimated yearly and 6-month policy costs, plus a monthly budget amount, for each Mitsubishi Outlander PHEV package and trim level.
| 2024 Mitsubishi Outlander PHEV Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| ES | $2,144 | $179 |
| SE | $2,208 | $184 |
| SE Tech | $2,252 | $188 |
| SEL | $2,294 | $191 |
| SEL | $2,338 | $195 |
| SEL Premium | $2,346 | $196 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
Where do Outlander PHEV insurance prices rank?
The Mitsubishi Outlander PHEV ranks 13th out of 34 comparison vehicles in the midsize SUV class for most affordable car insurance rates. The Outlander PHEV costs an average of $2,262 per year for full coverage auto insurance and the segment average car insurance cost is $2,370 annually, a difference of $108 per year.
When compared side-by-side to the other midsize SUVs, insurance rates for an Outlander PHEV cost $136 less per year than the Jeep Grand Cherokee, $82 more than the Toyota Highlander, and $86 more than the Ford Explorer.
The chart displayed below shows how the average car insurance rate for an Outlander PHEV compares to the top 10 most popular midsize SUVs like the Jeep Cherokee, Subaru Outback, and the Chevrolet Traverse. A comprehensive table is included after the chart that details average insurance cost for all 34 vehicles in the midsize SUV segment.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Honda Passport | $1,910 | -$352 |
| 2 | Nissan Murano | $2,016 | -$246 |
| 3 | Subaru Outback | $2,042 | -$220 |
| 4 | Buick Envista | $2,050 | -$212 |
| 5 | Subaru Ascent | $2,088 | -$174 |
| 6 | Volkswagen Atlas | $2,128 | -$134 |
| 7 | Volkswagen Atlas Cross Sport | $2,136 | -$126 |
| 8 | Ford Explorer | $2,176 | -$86 |
| 9 | Toyota Highlander | $2,180 | -$82 |
| 10 | Toyota Venza | $2,190 | -$72 |
| 11 | Chevrolet Traverse | $2,238 | -$24 |
| 12 | Mitsubishi Outlander Sport | $2,254 | -$8 |
| 13 | Mitsubishi Outlander PHEV | $2,262 | -- |
| 14 | Ford Edge | $2,270 | $8 |
| 15 | Kia Sorento | $2,278 | $16 |
| 16 | GMC Acadia | $2,316 | $54 |
| 17 | Buick Enclave | $2,320 | $58 |
| 18 | Honda Pilot | $2,336 | $74 |
| 19 | Mazda CX-9 | $2,342 | $80 |
| 20 | Jeep Grand Cherokee | $2,398 | $136 |
| 21 | Hyundai Santa Fe | $2,426 | $164 |
| 22 | Nissan Pathfinder | $2,440 | $178 |
| 23 | Hyundai Palisade | $2,450 | $188 |
| 24 | Chevrolet Blazer | $2,476 | $214 |
| 25 | Kia Telluride | $2,504 | $242 |
| 26 | Toyota 4Runner | $2,572 | $310 |
| 27 | Mazda CX-90 | $2,582 | $320 |
| 28 | Toyota Grand Highlander | $2,610 | $348 |
| 29 | Kia EV9 | $2,630 | $368 |
| 30 | Tesla Model Y | $2,654 | $392 |
| 31 | Ford Bronco | $2,662 | $400 |
| 32 | Jeep Wrangler | $2,740 | $478 |
| 33 | Dodge Durango | $2,942 | $680 |
| 34 | Rivian R1S | $2,950 | $688 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025
More Outlander PHEV car insurance rates
Additional data insights as they relate to insurance cost on a Mitsubishi Outlander PHEV include:
- Save money due to your occupation. Some auto insurance companies offer policy discounts for earning a living in occupations like doctors, architects, accountants, lawyers, scientists, police officers and law enforcement, and other. If your occupation qualifies you for this discount, you may save between $68 and $233 on your annual insurance cost, depending on the coverage levels.
- Older drivers pay less than younger drivers. The difference in Mitsubishi Outlander PHEV insurance cost between a 50-year-old driver ($1,996 per year) and a 30-year-old driver ($2,424 per year) is $428, or a savings of 19.4%.
- Teenagers are the most expensive age group to insure. Average rates for full coverage Outlander PHEV insurance costs $7,831 per year for a 16-year-old driver, $7,637 per year for a 17-year-old driver, $6,943 per year for an 18-year-old driver, and $6,292 per year for a 19-year-old driver.
- Raising physical damage deductibles lowers cost. Jacking up your deductibles from $500 to $1,000 could save around $392 per year for a 40-year-old driver and $768 per year for a 20-year-old driver.
- Decreasing deductibles costs more money. Lowering deductibles from $500 to $250 could cost an additional $412 per year for a 40-year-old driver and $812 per year for a 20-year-old driver.
- High-risk Outlander PHEV insurance can get expensive. For a 50-year-old driver, having a tendency to get into accidents or receive violations could increase the cost by $2,594 or more per year.