2025 Car Insurance Rates for a Porsche Macan: Complete Guide

• Porsche Macan insurance costs an average of $2,962 per year, $1,481 for a 6-month policy, or $247 per month.
• The cheapest Macan to insure is the base AWD trim level at an estimated $2,780 per year. The most expensive is the GTS AWD at $3,182 annually.
• The Porsche Macan is one of the more expensive compact luxury SUVs to insure, costing $359 more per year on average when compared to other small luxury SUVs

How much does insurance cost for a Porsche Macan?

Porsche Macan car insurance costs on average $2,962 yearly, or around $247 monthly. Expect to pay approximately $359 more per year for Porsche Macan insurance compared to the average rate for all small luxury SUVs, and $686 more per year than the overall all-vehicle national average of $2,276.

The chart below shows how average car insurance rates on a 2024 Porsche Macan fluctuate depending on the age of the driver and a range of policy deductibles. The annual policy rates shown range from the lowest price of $2,034 per year for a 60-year-old driver with high deductibles to the highest cost of $6,872 each year for a 20-year-old driver with deductibles of $250.

The chart above shows how variable car insurance rates can be, especially on vehicles like the Macan. We recommend getting exact rates quotes based on your zip code in order to help remove some of this variability.

The following table shows average insurance rates for the 2015 to 2024 model years. Insurance cost ranges from $2,106 for a 2015 Porsche Macan to the most expensive rate of $2,962 for a 2024 model.

A few additional important data observations regarding Macan auto insurance cost include:

• High-risk drivers pay a lot more for insurance. For a 50-year-old driver, having to buy a high-risk policy due to excessive accidents and/or violations can cause a rate increase of $3,358 or more per year.
• Driver gender affects car insurance rates. For a 2024 Porsche Macan, a 20-year-old man pays an estimated $5,854 per year, while a 20-year-old woman pays an average of $4,234, a difference of $1,620 per year in the women’s favor by a large margin. But by age 50, rates for male drivers are $2,616 and the rate for females is $2,556, a difference of only $60.
• As you get older, rates tend to drop. The difference in 2024 Porsche Macan insurance rates between a 60-year-old driver ($2,444 per year) and a 20-year-old driver ($5,854 per year) is $3,410, or a savings of 82.2%.
• Safer drivers pay lower rates. At-fault accidents raise insurance rates, as much as $4,066 per year for a 20-year-old driver and even as much as $826 per year for a 50-year-old driver.
• Your job could save you a few bucks. Some auto insurance providers offer discounts for certain professions like members of the military, emergency medical technicians, nurses, college professors, engineers, and other occupations. If your job can earn you this discount, you could save between $89 and $233 on your car insurance bill, depending on the policy coverages selected.

Is Porsche Macan insurance expensive?

With Porsche Macan insurance cost ranging from $2,780 to $3,182 annually for an average driver, the two most expensive models of Porsche Macan to insure are the GTS AWD at $3,182 and the S AWD at $2,992 per year.

Those models will cost an extra $402 and $212 per year, respectively, over the cheapest base AWD model. Plan on paying a minimum of $232 per month for full coverage Macan insurance.

The table below shows average Porsche Macan car insurance rates, in addition to a monthly budget amount, for each 2024 Macan trim level.

Compared to other small luxury SUVs

When rates are compared to popular vehicles in the small luxury SUV segment, insurance for a 2024 Porsche Macan costs $556 more per year than the Lexus NX 350, $390 more than the Mercedes-Benz GLC300, $132 more than the BMW X3, and $956 more than the Acura RDX.

The Porsche Macan ranks 34^th out of 38 comparison vehicles in the 2024 compact luxury SUV segment. The Macan costs an average of $2,962 per year to insure for full coverage and the class median rate is $2,603 per year, a difference of $359 per year.

The chart below shows how well average Macan insurance rates fare against the most popular pint-sized luxury SUVs in the U.S. Included after the chart is a rankings table that shows how all 38 models in the 2024 small luxury SUV category compare to the cost to insure a Porsche Macan.