2025 Car Insurance Rates for a Porsche Macan: Complete Guide

• Porsche Macan insurance costs an average of $2,894 per year, $1,447 for a 6-month policy, or $241 per month.
• The cheapest Macan to insure is the base AWD trim level at an estimated $2,714 per year. The most expensive is the GTS AWD at $3,106 annually.
• The Porsche Macan is one of the more expensive compact luxury SUVs to insure, costing $353 more per year on average when compared to other small luxury SUVs

How much does insurance cost for a Porsche Macan?

Porsche Macan car insurance costs on average $2,894 yearly, or around $241 monthly. Expect to pay approximately $353 more per year for Porsche Macan insurance compared to the average rate for all small luxury SUVs, and $673 more per year than the overall all-vehicle national average of $2,221.

The chart below shows how average car insurance rates on a 2024 Porsche Macan fluctuate depending on the age of the driver and a range of policy deductibles. The annual policy rates shown range from the lowest price of $1,986 per year for a 60-year-old driver with high deductibles to the highest cost of $6,706 each year for a 20-year-old driver with deductibles of $250.

The chart above shows how variable car insurance rates can be, especially on vehicles like the Macan. We recommend getting exact rates quotes based on your zip code in order to help remove some of this variability.

The following table shows average insurance rates for the 2015 to 2024 model years. Insurance cost ranges from $2,060 for a 2015 Porsche Macan to the most expensive rate of $2,894 for a 2024 model.

A few additional important data observations regarding Macan auto insurance cost include:

• High-risk drivers pay a lot more for insurance. For a 50-year-old driver, having to buy a high-risk policy due to excessive accidents and/or violations can cause a rate increase of $3,278 or more per year.
• Driver gender affects car insurance rates. For a 2024 Porsche Macan, a 20-year-old man pays an estimated $5,712 per year, while a 20-year-old woman pays an average of $4,130, a difference of $1,582 per year in the women’s favor by a large margin. But by age 50, rates for male drivers are $2,554 and the rate for females is $2,494, a difference of only $60.
• As you get older, rates tend to drop. The difference in 2024 Porsche Macan insurance rates between a 60-year-old driver ($2,386 per year) and a 20-year-old driver ($5,712 per year) is $3,326, or a savings of 82.1%.
• Safer drivers pay lower rates. At-fault accidents raise insurance rates, as much as $3,966 per year for a 20-year-old driver and even as much as $806 per year for a 50-year-old driver.
• Your job could save you a few bucks. Some auto insurance providers offer discounts for certain professions like members of the military, emergency medical technicians, nurses, college professors, engineers, and other occupations. If your job can earn you this discount, you could save between $87 and $228 on your car insurance bill, depending on the policy coverages selected.

Is Porsche Macan insurance expensive?

With Porsche Macan insurance cost ranging from $2,714 to $3,106 annually for an average driver, the two most expensive models of Porsche Macan to insure are the GTS AWD at $3,106 and the S AWD at $2,920 per year.

Those models will cost an extra $392 and $206 per year, respectively, over the cheapest base AWD model. Plan on paying a minimum of $226 per month for full coverage Macan insurance.

The table below shows average Porsche Macan car insurance rates, in addition to a monthly budget amount, for each 2024 Macan trim level.

Compared to other small luxury SUVs

When rates are compared to popular vehicles in the small luxury SUV segment, insurance for a 2024 Porsche Macan costs $546 more per year than the Lexus NX 350, $382 more than the Mercedes-Benz GLC300, $130 more than the BMW X3, and $936 more than the Acura RDX.

The Porsche Macan ranks 34^th out of 38 comparison vehicles in the 2024 compact luxury SUV segment. The Macan costs an average of $2,894 per year to insure for full coverage and the class median rate is $2,541 per year, a difference of $353 per year.

The chart below shows how well average Macan insurance rates fare against the most popular pint-sized luxury SUVs in the U.S. Included after the chart is a rankings table that shows how all 38 models in the 2024 small luxury SUV category compare to the cost to insure a Porsche Macan.