- Volvo V90 car insurance rates average $2,558 per year or around $213 per month, depending on the trim level.
- The cheapest Volvo V90 insurance is on the Cross Country Plus trim level at $2,490 per year. The most expensive trim is the Cross Country Ultimate at $2,626 per year.
- When compared to other midsize luxury SUVs, the 2024 Volvo V90 is one of the cheaper models to insure, costing $292 less per year on average.
How much does Volvo V90 insurance cost?
The average car insurance cost on a Volvo V90 is $2,558 per year, which is the equivalent of $213 a month. When priced by coverage type, collision insurance costs about $1,252 a year, liability/medical (or PIP) coverage costs an estimated $636, and the remaining comprehensive coverage will cost about $670.
The chart below demonstrates how Volvo V90 car insurance rates vary based on the age of the rated driver and different policy deductibles.
The chart above shows average insurance rates on a Volvo V90 for just the 2024 model year, while the table below shows full coverage insurance rates back to the 2017 model year.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2024 Volvo V90 | $2,558 | $213 |
| 2023 Volvo V90 | $2,434 | $203 |
| 2022 Volvo V90 | $2,424 | $202 |
| 2021 Volvo V90 | $2,396 | $200 |
| 2020 Volvo V90 | $2,326 | $194 |
| 2019 Volvo V90 | $2,256 | $188 |
| 2018 Volvo V90 | $2,110 | $176 |
| 2017 Volvo V90 | $2,072 | $173 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Volvo V90 trim levels for each model year. Updated October 24, 2025
Is Volvo V90 car insurance expensive?
Insurance for a Volvo V90 costs $152 more per year than the Lexus RX 350, $510 less than the BMW X5, $162 more than the Acura MDX, and $294 more than the Cadillac XT5.
The Volvo V90 ranks 15th out of 41 total vehicles in the 2024 midsize luxury SUV category. The V90 costs an average of $2,558 per year to insure and the category median average cost is $2,850 annually, a difference of $292 per year.
The table below compares the cost of V90 car insurance to all the other models in the midsize SUV segment.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Jaguar E-Pace | $2,242 | -$316 |
| 2 | Cadillac XT5 | $2,264 | -$294 |
| 3 | Infiniti QX50 | $2,330 | -$228 |
| 4 | Cadillac XT6 | $2,348 | -$210 |
| 5 | Infiniti QX60 | $2,358 | -$200 |
| 6 | Mercedes-Benz AMG GLB35 | $2,364 | -$194 |
| 7 | Acura MDX | $2,396 | -$162 |
| 8 | Lexus RX 350 | $2,406 | -$152 |
| 9 | Lexus TX 350 | $2,440 | -$118 |
| 10 | Lexus RX 350h | $2,468 | -$90 |
| 11 | Lexus TX 500h | $2,506 | -$52 |
| 12 | Lexus RX 500h | $2,514 | -$44 |
| 13 | Lincoln Nautilus | $2,534 | -$24 |
| 14 | Lexus RX 450h | $2,538 | -$20 |
| 15 | Volvo V90 | $2,558 | -- |
| 16 | Audi SQ5 | $2,646 | $88 |
| 17 | Mercedes-Benz GLE350 | $2,680 | $122 |
| 18 | Lincoln Aviator | $2,698 | $140 |
| 19 | Lexus GX 550 | $2,728 | $170 |
| 20 | Volvo V60 | $2,808 | $250 |
| 21 | Land Rover Discovery Sport | $2,814 | $256 |
| 22 | Mercedes-Benz GLE450 | $2,826 | $268 |
| 23 | Cadillac Lyriq | $2,852 | $294 |
| 24 | Volvo EX90 | $2,876 | $318 |
| 25 | Audi Q7 | $2,912 | $354 |
| 26 | Genesis GV80 | $2,926 | $368 |
| 27 | Mercedes-Benz AMG GLC43 | $2,938 | $380 |
| 28 | Audi e-tron | $2,994 | $436 |
| 29 | Tesla Model X | $3,016 | $458 |
| 30 | BMW X5 | $3,068 | $510 |
| 31 | Audi Q8 | $3,082 | $524 |
| 32 | Land Rover Discovery | $3,100 | $542 |
| 33 | Mercedes-Benz AMG GLE53 | $3,120 | $562 |
| 34 | Audi SQ7 | $3,224 | $666 |
| 35 | BMW iX | $3,272 | $714 |
| 36 | BMW X6 | $3,350 | $792 |
| 37 | Land Rover Range Rover Sport | $3,492 | $934 |
| 38 | Audi RS 6 | $3,564 | $1,006 |
| 39 | Porsche Cayenne | $3,594 | $1,036 |
| 40 | BMW XM | $3,938 | $1,380 |
| 41 | Mercedes-Benz AMG GLE63 | $4,046 | $1,488 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025
