Cheaper Volvo V90 Insurance in 2025: Insights Into Savings

How much will it cost to insure a Volvo V90?

From the Cross Country Plus model up to the more appointed Cross Country Ultimate trim level, we surveyed V90 insurance rates to discover how average insurance rates rank against the midsize luxury SUV segment.

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How much does Volvo V90 insurance cost?

The average car insurance cost on a Volvo V90 is $2,496 per year, which is the equivalent of $208 a month. When priced by coverage type, collision insurance costs about $1,222 a year, liability/medical (or PIP) coverage costs an estimated $620, and the remaining comprehensive coverage will cost about $654.

The chart below demonstrates how Volvo V90 car insurance rates vary based on the age of the rated driver and different policy deductibles.

Average 2024 Volvo V90 car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Volvo V90 car insurance premiums for different driver ages and policy deductibles. Rates updated on June 27, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Volvo V90. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Volvo V90 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$4,178$348
$500$5,008$417
$250$5,888$491
30-Year-Old$1,000$2,208$184
$500$2,670$223
$250$3,152$263
40-Year-Old$1,000$2,068$172
$500$2,496$208
$250$2,938$245
50-Year-Old$1,000$1,834$153
$500$2,202$184
$250$2,584$215
60-Year-Old$1,000$1,718$143
$500$2,062$172
$250$2,420$202

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Volvo V90. Updated June 27, 2025

The chart above shows average insurance rates on a Volvo V90 for just the 2024 model year, while the table below shows full coverage insurance rates back to the 2017 model year.

Volvo V90 Insurance Cost for 2017-2024 Models
Model Year and Vehicle Annual Premium Cost Per Month
2024 Volvo V90$2,496$208
2023 Volvo V90$2,376$198
2022 Volvo V90$2,368$197
2021 Volvo V90$2,340$195
2020 Volvo V90$2,270$189
2019 Volvo V90$2,202$184
2018 Volvo V90$2,060$172
2017 Volvo V90$2,024$169

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Volvo V90 trim levels for each model year. Updated June 26, 2025

Average annual premium and cost per month to insure 2017 to 2024 Volvo V90 models
Average annual premium and cost per month to insure 2017 to 2024 Volvo V90 models

Is Volvo V90 car insurance expensive?

Insurance for a Volvo V90 costs $146 more per year than the Lexus RX 350, $496 less than the BMW X5, $154 more than the Acura MDX, and $286 more than the Cadillac XT5.

The Volvo V90 ranks 15th out of 41 total vehicles in the 2024 midsize luxury SUV category. The V90 costs an average of $2,496 per year to insure and the category median average cost is $2,782 annually, a difference of $286 per year.

The table below compares the cost of V90 car insurance to all the other models in the midsize SUV segment.

Insurance Cost Comparison: Volvo V90 vs Midsize Luxury SUVs
Rank Make and Model Annual Premium Difference
1Jaguar E-Pace$2,190-$306
2Cadillac XT5$2,210-$286
3Infiniti QX50$2,276-$220
4Cadillac XT6$2,292-$204
5Infiniti QX60$2,304-$192
6Mercedes-Benz AMG GLB35$2,308-$188
7Acura MDX$2,342-$154
8Lexus RX 350$2,350-$146
9Lexus TX 350$2,380-$116
10Lexus RX 350h$2,410-$86
11Lexus TX 500h$2,446-$50
12Lexus RX 500h$2,454-$42
13Lincoln Nautilus$2,472-$24
14Lexus RX 450h$2,476-$20
15Volvo V90$2,496--
16Audi SQ5$2,584$88
17Mercedes-Benz GLE350$2,616$120
18Lincoln Aviator$2,636$140
19Lexus GX 550$2,664$168
20Volvo V60$2,742$246
21Land Rover Discovery Sport$2,746$250
22Mercedes-Benz GLE450$2,758$262
23Cadillac Lyriq$2,784$288
24Volvo EX90$2,806$310
25Audi Q7$2,842$346
26Genesis GV80$2,854$358
27Mercedes-Benz AMG GLC43$2,868$372
28Audi e-tron$2,920$424
29Tesla Model X$2,944$448
30BMW X5$2,992$496
31Audi Q8$3,012$516
32Land Rover Discovery$3,026$530
33Mercedes-Benz AMG GLE53$3,046$550
34Audi SQ7$3,148$652
35BMW iX$3,192$696
36BMW X6$3,272$776
37Land Rover Range Rover Sport$3,410$914
38Audi RS 6$3,482$986
39Porsche Cayenne$3,506$1,010
40BMW XM$3,844$1,348
41Mercedes-Benz AMG GLE63$3,948$1,452

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025

At $2,496 per year, insurance cost for a 2024 Volvo V90 ranks 15th out of 41 models in the midsize luxury SUV segment
At $2,496 per year, insurance cost for a 2024 Volvo V90 ranks 15th out of 41 models in the midsize luxury SUV segment