Car Insurance Cost in Juneau, AK (2024 Rates + Comparisons)

• Average car insurance cost in Juneau is $1,348 per year, or around $112 per month, for a full-coverage policy.
• Compact SUVs like the Chevrolet Trailblazer, Kia Soul, Honda CR-V, and Volkswagen Tiguan are the top choices for cheap car insurance in Juneau.
• A few models with the lowest cost auto insurance in Juneau for their segment include the Hyundai Ioniq 6, Chevrolet Tahoe, Chevrolet Colorado, Jaguar E-Pace, and Mercedes-Benz CLA250.

How much does average car insurance cost in Juneau?

Average auto insurance cost in Juneau is $1,348 per year, which is 33.1% less than the U.S. overall average rate of $1,883. The average monthly cost of car insurance in Juneau is $112 for full coverage.

In the state of Alaska, the average car insurance expense is $1,484 per year, so the average cost in Juneau is $136 less per year. The cost to insure a car in Juneau compared to other Alaska cities is about $430 per year less than in Anchorage, $258 per year cheaper than in Fairbanks, and $36 per year more expensive than in Ketchikan.

The age of the rated driver is one of the biggest determining factors on the price you pay for auto insurance. The list below illustrates these differences by breaking down average car insurance rates depending on driver age.

Juneau, Alaska, car insurance cost for drivers age 16 to 60

• 16-year-old driver – $4,806 per year or $401 per month
• 17-year-old driver – $4,656 per year or $388 per month
• 18-year-old driver – $4,171 per year or $348 per month
• 19-year-old driver – $3,801 per year or $317 per month
• 20-year-old driver – $2,716 per year or $226 per month
• 30-year-old driver – $1,442 per year or $120 per month
• 40-year-old driver – $1,348 per year or $112 per month
• 50-year-old driver – $1,196 per year or $100 per month
• 60-year-old driver – $1,122 per year or $94 per month

The next chart shows examples of average Juneau auto insurance cost broken out for a range of driver ages, policy deductibles, and potential risk scenarios. Rates are averaged for all 2024 model year vehicles including luxury cars and SUVs.

In the chart above, the cost of car insurance in Juneau ranges from $1,122 per year for a 40-year-old driver with many policy discounts to $3,100 per year for a 30-year-old driver who is required to buy high-risk auto insurance. From a monthly budget standpoint, the average cost ranges from $94 to $258 per month.

Juneau car insurance rates can have a wide range and are impacted by many different factors. This amount of variability stresses the need for accurate auto insurance quotes when shopping around for the cheapest Juneau auto insurance.

Popular models in Juneau tend to be compact or midsize sedans like the Hyundai Elantra, Honda Civic, and Nissan Altima and compact or midsize SUVs like the Chevy Equinox, Ford Escape, and Subaru Outback.

A few additional popular models from other vehicle segments include luxury SUVs like the BMW X5 and Lexus RX 350, luxury cars like the Infiniti Q50 and Tesla Model S, and pickup trucks like the Ram 1500 and Chevy Silverado.

We get into different rates in much more detail a little farther in this article, but before we dive into that data, let’s make a quick review of the concepts we tackled so far in the article.

• Car insurance for a teenager costs a lot – Average cost can range from $3,214 to $4,806 per year to insure a teenager in Juneau, Alaska.
• Lower deductible car insurance is more expensive than high deductible – A 30-year-old driver pays an average of $362 more per year for $250 deductibles compared to $1,000 deductibles.
• Monthly car insurance cost ranges from $94 to $401 – That is the average car insurance price range for drivers aged 16 to 60 in Juneau, AK.
• Juneau car insurance prices are cheaper than the Alaska state average – $1,348 (Juneau average) versus $1,484 (Alaska average)
• Car insurance gets cheaper as you get older – Average car insurance rates for a 50-year-old driver in Juneau are $1,520 per year cheaper than for a 20-year-old driver.

What vehicles have the cheapest car insurance in Juneau?

The vehicles with the cheapest auto insurance prices in Juneau, AK, tend to be small SUVs like the Subaru Crosstrek, Chevrolet Trailblazer, and Hyundai Venue.

Average insurance quotes for those crossover SUVs cost $1,094 or less per year ($91 per month) for full coverage.

Additional models that have low-cost auto insurance rates in our auto insurance price comparison are the Chevrolet Colorado, Buick Encore, Acura RDX, and Subaru Outback. Insurance is a little bit more for those models than the compact SUVs that rank near the top, but they still have an average cost of $1,158 or less per year.

The table below ranks the top 30 models with the cheapest car insurance rates in Juneau, ordered by annual cost.

The above table containing 30 ranked vehicles doesn’t do a great job of providing a detailed summary of the cost of car insurance. A more efficient way to rank auto insurance rates in an organized fashion is by sorting them by vehicle segment.

This next article section further discusses the average cost of car insurance for each vehicle segment. The rates shown should give a good understanding of which segments have the overall most affordable auto insurance rates in Juneau. Then the six sections following the chart break out and rank the specific models that have the cheapest insurance rates for each segment.

Juneau auto insurance rates by automotive segment

When shopping around for a new or used vehicle, it’s in your best interest to know which styles of vehicles have cheaper insurance rates.

As an example, some people wonder if midsize cars cost less to insure than midsize SUVs or if regular SUVs cost less to insure than luxury SUVs.

The chart below shows average car insurance rates in Juneau for different vehicle segments. In general, small SUVs and midsize pickups have the cheapest rates, while exotic high-performance models have the most expensive average insurance cost.

Average rates for different segments are useful for getting a ballpark comparison, but cost ranges quite a lot within each vehicle segment displayed in the chart above.

For example, in the midsize luxury SUV segment, average Juneau auto insurance rates range from the Jaguar E-Pace costing $1,262 per year for a full coverage policy to the Mercedes-Benz AMG GLE63 costing $2,276 per year, a difference of $1,014 within that segment. In the midsize truck segment, the average cost of insurance ranges from the Chevrolet Colorado costing $1,154 per year up to the Rivian R1T costing $1,684 per year, a difference of $530 within that segment.

In the sections going forward, we will eliminate a lot of this variability by analyzing the cost of car insurance in Juneau on a model level.

Cheapest car insurance rates in Juneau, Alaska

Ranking at the top of the list for the lowest-cost Juneau car insurance rates in the non-luxury sedan or hatchback segment are the Nissan Sentra, Honda Civic, Toyota GR Corolla, Subaru Impreza, and Nissan Leaf. Auto insurance rates for these vehicles average $1,242 or less per year.

Some other cars that rank well are the Toyota Prius, Hyundai Ioniq 6, Chevrolet Malibu, and Kia K5, with an average car insurance cost of $1,310 per year or less.

From a monthly standpoint, auto insurance in Juneau on this segment can cost as low as $98 per month, depending on the company and where you live.

If rates are ranked by vehicle size, the cheapest compact car to insure in Juneau is the Toyota GR Corolla at $1,172 per year, or $98 per month. For midsize cars, the Hyundai Ioniq 6 is cheapest to insure at $1,240 per year, or $103 per month. And for full-size non-luxury cars, the Chrysler 300 is the cheapest model to insure at $1,280 per year, or $107 per month.

The rate comparison table below ranks the twenty cars with the lowest-cost insurance in Juneau, starting with the Toyota GR Corolla at $1,172 per year and ending with the Mazda 3 at $1,396 per year.

For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Don’t see insurance rates for your vehicle? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Juneau car insurance quotes from top-rated companies in Alaska.

Cheapest SUV insurance rates in Juneau

The most affordable non-luxury SUVs to insure in Juneau are the Subaru Crosstrek at $998 per year, the Chevrolet Trailblazer at $1,014 per year, and the Kia Soul at $1,054 per year.

Also ranking well in our comparison are SUVs like the Mazda CX-5, Buick Envision, Toyota Corolla Cross, and Ford Bronco Sport, with an average cost to insure of $1,106 per year or less.

From a cost per month standpoint, auto insurance in Juneau on this segment starts at an average of $83 per month, depending on your company and location.

When SUV size is factored in, the lowest-cost non-luxury compact SUV to insure in Juneau is the Subaru Crosstrek at $998 per year, or $83 per month. For midsize models, the Honda Passport has the best rates at $1,076 per year, or $90 per month. And for full-size SUVs, the Chevrolet Tahoe is cheapest to insure at $1,268 per year, or $106 per month.

The comparison table below ranks the twenty SUVs with the cheapest average auto insurance rates in Juneau, starting with the Subaru Crosstrek at $83 per month and ending with the Honda HR-V at $98 per month.

See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.

Looking for rates for a different SUV? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Alaska.

Cheapest sports cars to insure in Juneau

The top four sports cars with the most affordable insurance in Juneau are the Mazda MX-5 Miata at $1,248 per year, Toyota GR86 at $1,422 per year, Ford Mustang at $1,482 per year, and BMW Z4 at $1,492 per year.

Also ranking well in our comparison are cars like the Toyota GR Supra, Lexus RC F, Nissan Z, and BMW M2, with average cost of $1,614 per year or less.

Some additional 2024 models worth mentioning include the Chevrolet Corvette, Porsche 911, Chevrolet Camaro, and Mercedes-Benz AMG GT53, which cost between $1,614 and $2,286 to insure per year in Juneau.

Full-coverage car insurance for this segment in Juneau for a good driver can cost as low as $104 per month, depending on your location and insurance company.

The table below ranks the sports cars with the most affordable average car insurance rates in Juneau, starting with the Mazda MX-5 Miata at $1,248 per year ($104 per month) and ending with the Porsche Taycan at $2,286 per year ($191 per month).

Need rates for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Alaska.

Cheapest pickups to insure in Juneau, Alaska

The five most affordable pickups to insure in Juneau are the Chevrolet Colorado, Nissan Titan, Nissan Frontier, Ford Ranger, and Ford Maverick. Auto insurance rates for these five pickups range from $1,154 to $1,308 per year.

Not the cheapest, but still very affordable, are models like the Hyundai Santa Cruz, GMC Sierra 2500 HD, Honda Ridgeline, and Toyota Tacoma, with an average cost of $1,390 per year or less.

Car insurance for this segment in Juneau starts at an average of $96 per month, depending on your company and location.

The rate comparison table below ranks the pickups with the cheapest auto insurance rates in Juneau, starting with the Chevrolet Colorado at $1,154 per year ($96 per month) and ending with the Ram Truck at $1,562 per year ($130 per month).

For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Looking for insurance rates for a different truck? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Alaska.

Cheapest luxury car insurance rates in Juneau

Ranked at #1 in Juneau for the lowest-cost average insurance in the luxury car segment is the Acura Integra, at an average of $1,200 per year. Second place is the BMW 330i costing $1,374 per year, the third cheapest is the Mercedes-Benz CLA250, costing an average of $1,388 per year, and the fourth most affordable is the Lexus IS 300, costing an average of $1,390 per year.

Not the cheapest to insure, but still ranked well, are models like the Cadillac CT4, Genesis G70, Lexus ES 350, and Lexus RC 300, with average insurance cost of $1,418 per year or less.

In the lower half of the top 20 luxury cars to insure, models like the Cadillac CT5, BMW 330e, Lexus ES 250, Lexus RC 350, Lexus ES 300h, and BMW 228i average between $1,418 and $1,514 to insure per year in Juneau.

Auto insurance rates in Juneau for this segment for a middle-age safe driver will start around $100 per month, depending on the company.

The rate comparison table below ranks the twenty cars with the most affordable car insurance rates in Juneau, starting with the Acura Integra at $100 per month and ending with the Audi S3 at $126 per month.

See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.

Is your vehicle not in the list? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Juneau car insurance quotes from the best auto insurance companies in Alaska.

Cheapest luxury SUVs to insure in Juneau, Alaska

The top-ranked vehicle in Juneau for cheapest auto insurance rates in the luxury SUV segment is the Acura RDX, at $1,128 per year. Second place is the Lexus NX 250 costing $1,196 per year, and the third cheapest is the Cadillac XT4, at an average of $1,218 per year.

Other models that are affordable to insure include the Lexus NX 350h, Mercedes-Benz GLB 250, Lincoln Corsair, and Lexus NX 450h, with an average cost of $1,302 per year or less.

From a monthly standpoint, full-coverage insurance on this segment in Juneau for an average middle-age driver starts at an average of $94 per month, depending on your location and insurance company.

If rates are ranked by vehicle size, the lowest-cost compact luxury SUV to insure in Juneau is the Acura RDX at $1,128 per year. For midsize luxury SUVs, the Jaguar E-Pace has the cheapest rates at $1,262 per year. And for full-size luxury models, the Infiniti QX80 has the most affordable rates at $1,514 per year.

The comparison table below ranks the twenty luxury SUVs with the most affordable average car insurance rates in Juneau, starting with the Acura RDX at $1,128 per year and ending with the Lexus NX 350 at $1,352 per year.

See our guides for luxury SUV insurance to compare rates for additional makes and models.

Need rates for a different luxury SUV? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Juneau car insurance quotes from the best auto insurance companies in Alaska.

What to expect when shopping for car insurance

In order to reinforce the amount auto insurance prices can vary between drivers (and also reiterate the importance of getting multiple quotes for coverage), the examples below have a wide range of rates for four popular vehicles in Juneau: the Chevrolet Silverado, Toyota Corolla, Toyota Highlander, and Honda Accord.

Each illustration displays average rates for a range of driver profiles to demonstrate how much rates can vary with only minor risk factor changes.

Chevrolet Silverado insurance rates

Auto insurance for a Chevrolet Silverado in Juneau costs an average of $1,490 per year (about $124 per month) and varies from $1,236 to $3,464.

The Chevrolet Silverado is part of the full-size truck segment, and additional similar models include the Ram Truck, Toyota Tundra, and Nissan Titan.

Toyota Corolla insurance rates

In Juneau, Toyota Corolla insurance costs an average of $1,314 per year ($110 per month) and varies from $1,092 to $3,012 per year.

The Toyota Corolla is part of the compact car segment, and other models popular in Juneau include the Volkswagen Jetta, Nissan Sentra, and Chevrolet Cruze.

Toyota Highlander insurance rates

In Juneau, Toyota Highlander insurance averages $1,226 per year ($102 per month) and has a range of $1,020 to $2,804 per year.

The Toyota Highlander belongs to the midsize SUV segment, and other popular models include the Jeep Grand Cherokee, Kia Telluride, Honda Pilot, and Ford Edge.

Honda Accord insurance rates

In Juneau, Honda Accord insurance costs an average of $1,302 per year, or around $109 per month, and varies from $1,080 to $2,994 for the sample driver risk profiles in the insurance cost chart shown below.

The Honda Accord is a midsize car, and other popular models include the Chevrolet Malibu, Kia K5, Hyundai Sonata, and Toyota Camry.

Saving money on auto insurance

Juneau drivers should always be looking to cut the monthly cost of car insurance, so take a minute and read through the money-saving ideas below and maybe you can save a little cash on your next renewal.

• More discounts equals more savings. Discounted rates may be available if the policyholders insure their home and car with the same company, drive a vehicle with safety or anti-theft features, take a defensive driving course, are loyal customers, are claim-free, or many other discounts which could save the average Juneau driver as much as $226 per year.
• Get cheaper rates because of your employment. The large majority of car insurance providers offer discounts for specific professions like architects, lawyers, accountants, college professors, dentists, members of the military, and others. By earning this discount on your policy you could save between $40 and $131 on your car insurance premium, depending on the policy coverages selected.
• You don’t have to stick with the same company. Taking a few minutes to get free car insurance quotes is the best recommendation for saving money. Rates change more often that you might think and you can change companies at any time.
• Remove unneeded coverage on older cars. Removing physical damage coverage (comprehensive and collision) from older vehicles whose value has decreased will cheapen the cost to insure significantly.
• Excellent credit equals excellent rates. Drivers with high 800+ credit scores could save as much as $212 per year over a good rating of 670-739. Conversely, a credit rating below 579 could cost around $245 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
• Compare insurance cost before you buy the car. Different vehicles, and even different trims of the same vehicle, have very different car insurance rates, and companies can price policies with very different rates. Get quotes to compare the cost of insurance before you buy a new vehicle to prevent insurance sticker shock when you see your first insurance bill.