Buick Envision Car Insurance Rates – 2022 Cost Comparison

• Buick Envision car insurance costs $1,288 per year for a full coverage policy, depending on the trim level.
• The cheapest Envision to insure is the base Preferred trim level at an estimated $1,180 per year. The most expensive is the Avenir AWD at $1,366 annually.
• When compared to other small SUVs, the Buick Envision is one of the cheaper small SUVs to insure, costing $128 less per year on average.

How much does Buick Envision car insurance cost?

Average car insurance rates for a 2022 Buick Envision cost $1,288 per year for a full coverage policy. Monthly car insurance cost ranges from $98 to $114, depending on the trim level being insured.

When a policy is broken down into individual coverages, collision insurance will cost an estimated $562 a year, liability and medical (or PIP) coverage costs about $360, and the remaining comprehensive coverage costs around $366.

The following chart illustrates average car insurance rates on a 2022 Buick Envision using different combinations of risk and driver age.

Some other helpful Envision rate scenarios and possible discounts to watch for are as follows:

• High-risk drivers pay a lot more for insurance. For a 30-year-old driver, being required to buy a high-risk insurance policy could cost as much as $1,504 more per year over a standard policy.
• Be a careful driver and save. Having frequent at-fault accidents will raise rates, potentially by an extra $1,732 per year for a 20-year-old driver and as much as $354 per year for a 60-year-old driver.
• Find cheaper rates by qualifying for policy discounts. Discounts may be available if the insureds drive low annual mileage, work in certain occupations, are senior citizens, are homeowners, are accident-free, or many other policy discounts which could save as much as $214 per year on their insurance cost.
• As driver age goes up, rates trend downward. The difference in insurance rates for an Envision between a 50-year-old driver ($1,170 per year) and a 20-year-old driver ($2,516 per year) is $1,346, or a savings of 53.5%.
• A good driving record pays dividends. If you want the cheapest Buick Envision insurance quotes, it pays to be an excellent driver. As few as two traffic violations have the potential to raise insurance cost as much as $322 per year. Serious misdemeanor violations such as DUI/DWI and leaving the scene of an accident could raise rates by an additional $1,132 or more.

What is the cheapest Buick Envision insurance?

With cost ranging from $1,180 to $1,366 per year for the average driver, the cheapest Buick Envision insurance rates are on the base Preferred model. The next cheapest model to insure is the Preferred AWD at $1,258 per year. Plan on paying at least $98 per month to insure a Envision for full coverage.

In the upper range of insurance prices, the three highest cost Envision models to insure are the Buick Envision Essence AWD, the Avenir, and the Avenir AWD trim levels at $1,306,  $1,352, and $1,366 per year, respectively.

The table below displays average car insurance rates, plus a monthly budget figure, for each 2022 Buick Envision model and trim level.

Is an Envision a cheap small SUV to insure?

The Buick Envision ranks #9 out of 46 total comparison vehicles in the small SUV segment. The Envision costs an average of $1,288 per year to insure, while the category average cost is $1,416 per year, a difference of $128 per year.

When compared directly to top-selling vehicles in the small SUV class, car insurance for a Buick Envision costs $142 less per year than the Toyota RAV4, $38 less than the Honda CR-V, $128 less than the Chevrolet Equinox, and $194 less than the Nissan Rogue.

The chart below shows how car insurance cost for a Buick Envision compares to the top 10 best-selling small SUVs. You can also view a larger table after the chart that details average rate comparisons for the entire 46 vehicle small SUV segment.

Buick Envision prior model year insurance rates

The following sections detail Buick Envision insurance rates for every trim level offered from the 2017 to 2021 model years.

2021 Buick Envision Car Insurance Rates

Average car insurance rates for a 2021 Buick Envision are $1,236 per year, or around $103 per month. Rates range from $1,138 per year for the Envision 2WD to $1,304 for the Envision Premium II AWD.

2020 Buick Envision Car Insurance Rates

Average car insurance rates for a 2020 Buick Envision are $1,210 per year, or around $101 per month. Rates range from $1,116 per year for the Envision 2WD to $1,276 for the Envision Premium II AWD.

2019 Buick Envision Insurance Rates

Insurance rates for a 2019 Buick Envision average $1,294 per year, or about $108 per month. Rates range from $1,190 per year for the Envision 2WD to $1,362 for the Envision Premium II AWD.

2018 Buick Envision Auto Insurance Rates

2018 Buick Envision auto insurance rates average $1,286 per year, or around $107 per month. Cost ranges from $1,244 per year for the Envision 2WD to $1,326 for the Envision Premium II AWD.

2017 Buick Envision Insurance Rates

A 2017 Buick Envision averages $1,244 per year for full coverage car insurance, or around $104 per month. Rates range from $1,210 per year for the Envision 2WD to $1,288 for the Envision Premium AWD.