Buick Envision Car Insurance Rates – 2023 Cost Comparison

We looked at average rate quotes for the least expensive Preferred model to the Avenir AWD trim level to see how insurance for an Envision ranks when compared to the entire small SUV segment.

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  • Buick Envision car insurance costs $1,446 per year for a full coverage policy, depending on the trim level.
  • The cheapest Envision to insure is the base Preferred trim level at an estimated $1,356 per year. The most expensive is the Avenir AWD at $1,534 annually.
  • When compared to other small SUVs, the Buick Envision is one of the cheaper small SUVs to insure, costing $203 less per year on average.

How much does Buick Envision car insurance cost?

Average car insurance rates for a 2023 Buick Envision cost $1,446 per year for a full coverage policy. Monthly car insurance cost ranges from $113 to $128, depending on the trim level being insured.

When a policy is broken down into individual coverages, collision insurance will cost an estimated $608 a year, liability and medical (or PIP) coverage costs about $412, and the remaining comprehensive coverage costs around $426.

The following chart illustrates average car insurance rates on a 2023 Buick Envision using different combinations of risk and driver age.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Buick Envision with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Buick Envision trim levels.Data last updated on August 11, 2023
Buick Envision Car Insurance Cost Summary
2023 Buick Envision Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,208$267
Safe Driver Age 20$2,814$235
At-fault Accidents Age 40$2,006$167
Low Deductibles Age 40$1,896$158
Safe Driver Age 30$1,532$128
Safe Driver Age 40$1,446$121
Safe Driver Age 50$1,312$109
Safe Driver Age 60$1,286$107
High Deductibles Age 40$1,210$101
Discount Rate Age 40$1,206$101

Some other helpful Envision rate scenarios and possible discounts to watch for are as follows:

  • High-risk drivers pay a lot more for insurance. For a 30-year-old driver, being required to buy a high-risk insurance policy could cost as much as $1,676 more per year over a standard policy.
  • Be a careful driver and save. Having frequent at-fault accidents will raise rates, potentially by an extra $1,932 per year for a 20-year-old driver and as much as $398 per year for a 60-year-old driver.
  • Find cheaper rates by qualifying for policy discounts. Discounts may be available if the insureds drive low annual mileage, work in certain occupations, are senior citizens, are homeowners, are accident-free, or many other policy discounts which could save as much as $240 per year on their insurance cost.
  • As driver age goes up, rates trend downward. The difference in insurance rates for an Envision between a 50-year-old driver ($1,312 per year) and a 20-year-old driver ($2,814 per year) is $1,502, or a savings of 72.8%.
  • A good driving record pays dividends. If you want the cheapest Buick Envision insurance quotes, it pays to be an excellent driver. As few as two traffic violations have the potential to raise insurance rates as much as $360 per year. Serious misdemeanor violations such as DUI/DWI and leaving the scene of an accident could raise rates by an additional $1,266 or more.

What is the cheapest Buick Envision insurance?

With rates ranging from $1,356 to $1,534 per year for the average driver, the cheapest Buick Envision insurance rates are on the base Preferred model. The next cheapest model to insure is the Preferred AWD at $1,412 per year. Plan on paying at least $113 per month to insure an Envision for full coverage.

In the upper range of insurance prices, the three most expensive Buick Envision models to insure are the Envision Essence AWD, the Avenir, and the Avenir AWD trim levels at $1,442,  $1,516, and $1,534 per year, respectively.

2021 Buick Envision ST in Cinnabar Metallic
ST emblem on the rear of a 2021 Buick Envision ST in Cinnabar Metallic

The table below displays average car insurance rates, plus a monthly budget figure, for each 2023 Buick Envision model and trim level.

2023 Buick Envision Insurance Cost by Trim Level
Buick Envision Trim Level Annual Policy Six-Month Policy Per Month
Preferred$1,356$678$113
Preferred AWD$1,412$706$118
Essence$1,418$709$118
Essence AWD$1,442$721$120
Avenir$1,516$758$126
Avenir AWD$1,534$767$128

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Buick Envision, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Buick Envision Insurance Cost by Trim Level

Is an Envision a cheap small SUV to insure?

The Buick Envision ranks seventh out of 47 total comparison vehicles in the small SUV segment. The Envision costs an average of $1,446 per year to insure, while the category average cost is $1,649 per year, a difference of $203 per year.

When compared directly to top-selling vehicles in the small SUV class, car insurance for a Buick Envision costs $230 less per year than the Toyota RAV4, $88 less than the Honda CR-V, $184 less than the Chevrolet Equinox, and $220 less than the Nissan Rogue.

The chart below shows how car insurance rates for a Buick Envision compare to the top 10 best-selling small SUVs. You can also view a larger table after the chart that details average rate comparisons for the entire 47 vehicle small SUV segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Buick Envision, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Buick Envision trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Insurance Cost Comparison: Buick Envision vs Top 10 Small SUVs
Buick Envision Insurance Cost Compared to All Small SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Trailblazer$1,370-$76
2Subaru Crosstrek$1,380-$66
3Nissan Kicks$1,386-$60
4Nissan Rogue Sport$1,412-$34
5Mazda CX-5$1,422-$24
6Buick Encore$1,442-$4
7Buick Envision$1,446--
8Kia Seltos$1,466$20
9Hyundai Venue$1,478$32
10Honda HR-V$1,508$62
11Hyundai Kona$1,518$72
12Subaru Forester$1,526$80
13Honda CR-V$1,534$88
14Mazda CX-30$1,538$92
15Chevrolet Trax$1,558$112
16Volkswagen Tiguan$1,572$126
17Ford Bronco Sport$1,576$130
18Fiat 500X$1,606$160
19GMC Terrain$1,608$162
20Kia Soul$1,614$168
21Mitsubishi Eclipse Cross$1,616$170
22Chevrolet Equinox$1,630$184
23Toyota Corolla Cross$1,634$188
24Volkswagen Taos$1,640$194
25Mazda CX-50$1,652$206
26Hyundai Tucson$1,656$210
27Ford Escape$1,660$214
28Nissan Rogue$1,666$220
29Toyota RAV4$1,676$230
30Mazda MX-30$1,680$234
31Kia Niro$1,682$236
32Mini Cooper$1,690$244
33Jeep Compass$1,700$254
34Mini Cooper Clubman$1,720$274
35Jeep Renegade$1,746$300
36Chevrolet Bolt$1,756$310
37Toyota bz4X$1,758$312
38Kia Sportage$1,810$364
39Hyundai Ioniq 5$1,814$368
40Mini Cooper Countryman$1,860$414
41Mitsubishi Mirage$1,868$422
42Mitsubishi Outlander$1,872$426
43Volkswagen ID4$1,880$434
44Kia EV6$1,920$474
45Dodge Hornet$1,922$476
46Hyundai Nexo$1,990$544
47Ford Mustang Mach-E$2,048$602

If you’re shopping for a new vehicle on a budget (who doesn’t), then it can be useful to know how insurance cost compares between vehicles that are closest in price to an Envision.

The Envision has an average MSRP of $41,457, which ranges from $34,795 to $48,855.

The four compact SUV models that have the most similar average MSRP to the Buick Envision for the 2023 model year are the Mini Cooper Countryman, Toyota bz4X, Mini Cooper Clubman, and Volkswagen ID4. The data below shows how those models compare to the Buick Envision by sticker price and the average cost of insurance.

  • Compared to the Mini Cooper Countryman – The 2023 Buick Envision has an average MSRP that is $513 more expensive than the Mini Cooper Countryman ($41,457 versus $40,944). Insurance for the Mini Cooper Countryman costs an average of $414 more per year than the Buick Envision.
  • Compared to the Toyota bz4X – The average MSRP for a 2023 Buick Envision is $2,893 cheaper than the Toyota bz4X, at $41,457 compared to $44,350. Anticipate paying an average of $312 more per year for insurance on the Toyota bz4X compared to an Envision.
  • Compared to the Mini Cooper Clubman – Having an average sticker price of $38,117 and ranging from $34,500 to $43,250, the 2023 Mini Cooper Clubman costs $3,340 less than the Envision. The average insurance cost for a 2023 Envision compared to the Mini Cooper Clubman is $274 less every 12 months.
  • Compared to the Volkswagen ID4 – The average MSRP for a 2023 Buick Envision is $4,951 cheaper than the Volkswagen ID4, at $41,457 compared to $46,408. The cost to insure a Buick Envision compared to the Volkswagen ID4 is $434 less each year on average.

Buick Envision prior model year insurance rates

The following sections detail Buick Envision insurance rates for every trim level offered since the 2017 model year. Current 2023 rates and data is found in the above content sections.

2022 Buick Envision Car Insurance Rates

A 2022 Buick Envision averages $1,442 per year to insure, or around $120 per month. Rates range from $1,322 per year for the Envision Preferred to $1,526 for the Envision Avenir AWD.

2022 Buick Envision Insurance Cost by Trim Level
2022 Buick Envision Trim Level Annual Rate Per Month
Preferred$1,322$110
Preferred AWD$1,408$117
Essence$1,420$118
Essence AWD$1,460$122
Avenir$1,512$126
Avenir AWD$1,526$127

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Buick Envision, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
2022 Buick Envision Insurance Cost by Trim Level

2021 Buick Envision Car Insurance Rates

Average car insurance rates for a 2021 Buick Envision are $1,390 per year, or around $116 per month. Rates range from $1,280 per year for the Envision 2WD to $1,466 for the Envision Premium II AWD.

2021 Buick Envision Insurance Cost by Trim Level
2021 Buick Envision Trim Level Annual Rate Per Month
2WD$1,280$107
Essence 2WD$1,366$114
Preferred 2WD$1,366$114
Preferred AWD$1,366$114
Essence AWD$1,416$118
Premium AWD$1,466$122
Premium II AWD$1,466$122

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2021 Buick Envision, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
2021 Buick Envision Insurance Cost by Trim Level

2020 Buick Envision Car Insurance Rates

Average car insurance rates for a 2020 Buick Envision are $1,368 per year, or around $114 per month. Rates range from $1,262 per year for the Envision 2WD to $1,442 for the Envision Premium II AWD.

2020 Buick Envision Insurance Cost by Trim Level
2020 Buick Envision Trim Level Annual Rate Per Month
2WD$1,262$105
Essence 2WD$1,344$112
Preferred 2WD$1,344$112
Preferred AWD$1,344$112
Essence AWD$1,394$116
Premium AWD$1,442$120
Premium II AWD$1,442$120

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2020 Buick Envision, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
2020 Buick Envision Insurance Cost by Trim Level

2019 Buick Envision Insurance Rates

Insurance rates for a 2019 Buick Envision average $1,452 per year, or about $121 per month. Rates range from $1,336 per year for the Envision 2WD to $1,530 for the Envision Premium II AWD.

2019 Buick Envision Insurance Cost by Trim Level
2019 Buick Envision Trim Level Annual Rate Per Month
2WD$1,336$111
Essence 2WD$1,430$119
Preferred 2WD$1,430$119
Preferred AWD$1,430$119
Essence AWD$1,476$123
Premium AWD$1,528$127
Premium II AWD$1,530$128

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2019 Buick Envision, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
2019 Buick Envision Insurance Cost by Trim Level

2018 Buick Envision Auto Insurance Rates

2018 Buick Envision auto insurance rates average $1,438 per year, or around $120 per month. Cost ranges from $1,394 per year for the Envision 2WD to $1,484 for the Envision Premium II AWD.

2018 Buick Envision Insurance Cost by Trim Level
2018 Buick Envision Trim Level Annual Rate Per Month
2WD$1,394$116
Preferred 2WD$1,394$116
Essence 2WD$1,438$120
Essence AWD$1,438$120
Preferred AWD$1,438$120
Premium AWD$1,484$124
Premium II AWD$1,484$124

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2018 Buick Envision, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
2018 Buick Envision Insurance Cost by Trim Level

2017 Buick Envision Insurance Rates

A 2017 Buick Envision averages $1,376 per year for full coverage car insurance, or around $115 per month. Rates range from $1,340 per year for the Envision 2WD to $1,426 for the Envision Premium AWD.

2017 Buick Envision Insurance Cost by Trim Level
2017 Buick Envision Trim Level Annual Rate Per Month
2WD$1,340$112
Convenience 2WD$1,340$112
Convenience AWD$1,384$115
Leather 2WD$1,384$115
Leather AWD$1,384$115
Premium AWD$1,426$119

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2017 Buick Envision, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
2017 Buick Envision Insurance Cost by Trim Level