Buick Envision Car Insurance Rates – 2022 Cost Comparison

How much does Buick Envision insurance cost? We compared average car insurance rates for the base Envision model up to the Premium II AWD trim level to see how prices compared to all other compact SUVs.

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  • Buick Envision car insurance costs $1,298 per year for a full coverage policy, depending on the trim level.
  • The cheapest Envision to insure is the base Preferred trim level at an estimated $1,188 per year. The most expensive is the Avenir AWD at $1,374 annually.
  • When compared to other small SUVs, the Buick Envision is one of the cheaper small SUVs to insure, costing $128 less per year on average.

How much does Buick Envision car insurance cost?

Average car insurance rates for a 2022 Buick Envision cost $1,298 per year for a full coverage policy. Monthly car insurance cost ranges from $99 to $115, depending on the trim level being insured.

When a policy is broken down into individual coverages, collision insurance will cost an estimated $566 a year, liability and medical (or PIP) coverage costs about $362, and the remaining comprehensive coverage costs around $370.

The following chart illustrates average car insurance rates on a 2022 Buick Envision using different combinations of risk and driver age.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Buick Envision with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Buick Envision trim levels.Data last updated on September 27, 2022
Buick Envision Car Insurance Cost Summary
Buick Envision Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$2,890$241
Safe Driver Age 20$2,536$211
At-fault Accidents Age 40$1,800$150
Low Deductibles Age 40$1,706$142
Safe Driver Age 30$1,376$115
Safe Driver Age 40$1,298$108
Safe Driver Age 50$1,178$98
Safe Driver Age 60$1,154$96
High Deductibles Age 40$1,084$90
Discount Rate Age 40$1,084$90

Some other helpful Envision rate scenarios and possible discounts to watch for are as follows:

  • High-risk drivers pay a lot more for insurance. For a 30-year-old driver, being required to buy a high-risk insurance policy could cost as much as $1,514 more per year over a standard policy.
  • Be a careful driver and save. Having frequent at-fault accidents will raise rates, potentially by an extra $1,746 per year for a 20-year-old driver and as much as $358 per year for a 60-year-old driver.
  • Find cheaper rates by qualifying for policy discounts. Discounts may be available if the insureds drive low annual mileage, work in certain occupations, are senior citizens, are homeowners, are accident-free, or many other policy discounts which could save as much as $214 per year on their insurance cost.
  • As driver age goes up, rates trend downward. The difference in insurance rates for an Envision between a 50-year-old driver ($1,178 per year) and a 20-year-old driver ($2,536 per year) is $1,358, or a savings of 53.5%.
  • A good driving record pays dividends. If you want the cheapest Buick Envision insurance quotes, it pays to be an excellent driver. As few as two traffic violations have the potential to raise insurance cost as much as $324 per year. Serious misdemeanor violations such as DUI/DWI and leaving the scene of an accident could raise rates by an additional $1,140 or more.

What is the cheapest Buick Envision insurance?

With cost ranging from $1,188 to $1,374 per year for the average driver, the cheapest Buick Envision insurance rates are on the base Preferred model. The next cheapest model to insure is the Preferred AWD at $1,268 per year. Plan on paying at least $99 per month to insure a Envision for full coverage.

In the upper range of insurance prices, the three highest cost Envision models to insure are the Buick Envision Essence AWD, the Avenir, and the Avenir AWD trim levels at $1,316,  $1,362, and $1,374 per year, respectively.

2021 Buick Envision ST in Cinnabar Metallic
ST emblem on rear of 2021 Buick Envision ST in Cinnabar Metallic

The table below displays average car insurance rates, plus a monthly budget figure, for each 2022 Buick Envision model and trim level.

2022 Buick Envision Insurance Cost by Trim Level
Buick Envision Trim Level Annual Policy 6-month Policy Per Month
Preferred$1,188$594$99
Preferred AWD$1,268$634$106
Essence$1,278$639$107
Essence AWD$1,316$658$110
Avenir$1,362$681$114
Avenir AWD$1,374$687$115

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Buick Envision, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
Buick Envision Insurance Cost by Trim Level

Is an Envision a cheap small SUV to insure?

The Buick Envision ranks #9 out of 46 total comparison vehicles in the small SUV segment. The Envision costs an average of $1,298 per year to insure, while the category average cost is $1,426 per year, a difference of $128 per year.

When compared directly to top-selling vehicles in the small SUV class, car insurance for a Buick Envision costs $142 less per year than the Toyota RAV4, $38 less than the Honda CR-V, $126 less than the Chevrolet Equinox, and $194 less than the Nissan Rogue.

The chart below shows how car insurance cost for a Buick Envision compares to the top 10 best-selling small SUVs. You can also view a larger table after the chart that details average rate comparisons for the entire 46 vehicle small SUV segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Buick Envision, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Buick Envision trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
Insurance Cost Comparison: Buick Envision vs Top 10 Small SUVs
Buick Envision Insurance Cost Compared to All Small SUVs
Rank Make/Model Insurance Cost Difference
1Mazda CX-5$1,158-$140
2Nissan Kicks$1,190-$108
3Chevrolet Trailblazer$1,196-$102
4Subaru Crosstrek$1,224-$74
5Toyota C-HR$1,254-$44
6Buick Encore$1,260-$38
7Nissan Rogue Sport$1,272-$26
8Hyundai Venue$1,294-$4
9Buick Envision$1,298--
10Kia Seltos$1,300$2
11Toyota Corolla Cross$1,310$12
12Hyundai Kona$1,318$20
13Subaru Forester$1,320$22
14Volkswagen Tiguan$1,324$26
15Honda CR-V$1,336$38
16Mazda CX-30$1,350$52
17Honda HR-V$1,370$72
18Ford Ecosport$1,380$82
19Chevrolet Trax$1,398$100
20GMC Terrain$1,404$106
21Mitsubishi Eclipse Cross$1,408$110
22Hyundai Tucson$1,416$118
23Chevrolet Bolt$1,420$122
24Chevrolet Equinox$1,424$126
25Volkswagen Taos$1,428$130
26Fiat 500X$1,434$136
27Toyota RAV4$1,440$142
28Kia Soul$1,442$144
29Mazda MX-30$1,472$174
30Jeep Compass$1,478$180
31Kia Niro$1,480$182
32Nissan Rogue$1,492$194
33Ford Escape$1,498$200
34Hyundai Ioniq 5$1,514$216
35Mini Cooper Clubman$1,516$218
36Jeep Renegade$1,518$220
37Kia Sportage$1,524$226
38Ford Bronco$1,532$234
39Volkswagen ID4$1,554$256
40Mini Cooper$1,564$266
41Mini Cooper Countryman$1,582$284
42Mitsubishi Outlander$1,640$342
43Mitsubishi Mirage$1,658$360
44Ford Mustang Mach-E$1,726$428
45Hyundai Nexo$1,744$446
46Jeep Wrangler$1,746$448

Buick Envision prior model year insurance rates

The following sections detail Buick Envision insurance rates for every trim level offered from the 2017 to 2021 model years.

2021 Buick Envision Car Insurance Rates

Average car insurance rates for a 2021 Buick Envision are $1,244 per year, or around $104 per month. Rates range from $1,146 per year for the Envision 2WD to $1,314 for the Envision Premium II AWD.

2021 Buick Envision Insurance Cost by Trim Level
2021 Buick Envision Trim Level Annual Rate Per Month
2WD$1,146$96
Essence 2WD$1,222$102
Preferred 2WD$1,222$102
Preferred AWD$1,222$102
Essence AWD$1,268$106
Premium AWD$1,314$110
Premium II AWD$1,314$110

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2021 Buick Envision, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
2021 Buick Envision Insurance Cost by Trim Level

2020 Buick Envision Car Insurance Rates

Average car insurance rates for a 2020 Buick Envision are $1,218 per year, or around $102 per month. Rates range from $1,124 per year for the Envision 2WD to $1,286 for the Envision Premium II AWD.

2020 Buick Envision Insurance Cost by Trim Level
2020 Buick Envision Trim Level Annual Rate Per Month
2WD$1,124$94
Essence 2WD$1,200$100
Preferred 2WD$1,200$100
Preferred AWD$1,200$100
Essence AWD$1,242$104
Premium AWD$1,286$107
Premium II AWD$1,286$107

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2020 Buick Envision, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
2020 Buick Envision Insurance Cost by Trim Level

2019 Buick Envision Insurance Rates

Insurance rates for a 2019 Buick Envision average $1,304 per year, or about $109 per month. Rates range from $1,200 per year for the Envision 2WD to $1,372 for the Envision Premium II AWD.

2019 Buick Envision Insurance Cost by Trim Level
2019 Buick Envision Trim Level Annual Rate Per Month
2WD$1,200$100
Essence 2WD$1,286$107
Preferred 2WD$1,286$107
Preferred AWD$1,286$107
Essence AWD$1,330$111
Premium AWD$1,372$114
Premium II AWD$1,372$114

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2019 Buick Envision, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
2019 Buick Envision Insurance Cost by Trim Level

2018 Buick Envision Auto Insurance Rates

2018 Buick Envision auto insurance rates average $1,296 per year, or around $108 per month. Cost ranges from $1,254 per year for the Envision 2WD to $1,336 for the Envision Premium II AWD.

2018 Buick Envision Insurance Cost by Trim Level
2018 Buick Envision Trim Level Annual Rate Per Month
2WD$1,254$105
Preferred 2WD$1,254$105
Essence 2WD$1,296$108
Essence AWD$1,296$108
Preferred AWD$1,296$108
Premium AWD$1,336$111
Premium II AWD$1,336$111

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2018 Buick Envision, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
2018 Buick Envision Insurance Cost by Trim Level

2017 Buick Envision Insurance Rates

A 2017 Buick Envision averages $1,256 per year for full coverage car insurance, or around $105 per month. Rates range from $1,222 per year for the Envision 2WD to $1,302 for the Envision Premium AWD.

2017 Buick Envision Insurance Cost by Trim Level
2017 Buick Envision Trim Level Annual Rate Per Month
2WD$1,222$102
Convenience 2WD$1,222$102
Convenience AWD$1,262$105
Leather 2WD$1,262$105
Leather AWD$1,262$105
Premium AWD$1,302$109

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2017 Buick Envision, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
2017 Buick Envision Insurance Cost by Trim Level