Why You’re Paying Too Much for Chevrolet Trailblazer Insurance

How much is Chevrolet Trailblazer insurance?

From the LS 2WD model up to the RS AWD trim level, we compared average insurance rates for the Trailblazer to discover how insurance prices rank when compared to the entire 2024 small SUV segment.

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  • Chevy Trailblazer insurance costs an average of $1,424 per year or around $119 per month.
  • The 2024 Trailblazer is one of the cheaper small SUVs to insure, costing $321 less per year on average when compared to other small SUVs.
  • The cheapest Trailblazer insurance is on the LS 2WD model, costing an average of $1,362 per year to insure.
  • At the high end, the Trailblazer RS AWD is the most expensive to insure at $1,466 for an annual policy.

How much does Chevy Trailblazer insurance cost?

Ranked second out of 47 vehicles in the 2024 small SUV class, average Trailblazer insurance costs $1,424 a year for full coverage, or $119 monthly. With the average small SUV costing $1,745 a year to insure, the Chevrolet Trailblazer could save an estimated $321 or more on an annual basis.

The rate chart below illustrates how 2024 Chevy Trailblazer insurance cost fluctuates based on driver age and the chosen policy deductibles.

Figure 1: Average 2024 Chevrolet Trailblazer car insurance premiums for different driver ages and policy deductibles. Rates updated on February 23, 2024.

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Data Methodology: Average premiums are based on a 2024 model year Chevrolet Trailblazer. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

Chevrolet Trailblazer Car Insurance Rates
2024 Chevrolet Trailblazer Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$2,460$205
$500$2,866$239
$250$3,296$275
30-Year-Old$1,000$1,288$107
$500$1,516$126
$250$1,754$146
40-Year-Old$1,000$1,216$101
$500$1,424$119
$250$1,644$137
50-Year-Old$1,000$1,090$91
$500$1,272$106
$250$1,462$122
60-Year-Old$1,000$1,020$85
$500$1,190$99
$250$1,366$114

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Chevrolet Trailblazer. Updated February 23, 2024

The table below shows annual and semi-annual average car insurance rates, plus a monthly budget amount, for each 2024 Chevrolet Trailblazer package and trim level.

2024 Chevrolet Trailblazer Insurance Rates by Trim Level
2024 Chevrolet Trailblazer Trim Level Annual Premium Cost Per Month
LS 2WD$1,362$114
LT 2WD$1,390$116
LS AWD$1,408$117
LT AWD$1,430$119
ACTIV 2WD$1,442$120
RS 2WD$1,442$120
ACTIV AWD$1,466$122
RS AWD$1,466$122

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024

Chevrolet Trailblazer Insurance Cost by Trim Level

Additional rates and insights

Other relevant data observations about Trailblazer insurance rates include:

  • Excellent credit equals excellent rates. Having a high credit score of 800+ may save $224 per year when compared to a credit score ranging from 670-739. Conversely, a credit score lower than 579 could cost as much as $259 more per year.
  • High-risk drivers pay much more for Trailblazer insurance. For a 30-year-old driver, having enough accidents and violations to require a high-risk insurance policy can increase the cost by $1,766 or more per year.
  • Your occupation could save you money. The vast majority of car insurance companies offer discounts for being employed in professions like college professors, nurses, police officers and law enforcement, accountants, scientists, and others. Being employed in a qualifying profession may save between $43 and $185 on your annual Trailblazer insurance cost, depending on the policy coverages selected.
  • As you age, insurance rates get cheaper. The difference in 2024 Chevy Trailblazer insurance cost between a 40-year-old driver ($1,424 per year) and a 20-year-old driver ($2,866 per year) is $1,442, or a savings of 67.2%.
  • Policy discounts mean cheaper Trailblazer insurance. Discounts may be available if the insureds are claim-free, insure their home and car with the same company, drive low annual mileage, drive a vehicle with safety or anti-theft features, insure multiple vehicles on the same policy, or many other discounts which could save the average driver as much as $238 per year.

How do Chevy Trailblazer car insurance rates rank?

The 2024 Chevy Trailblazer ranks second out of 47 comparison vehicles in the  2024 small SUV class for the most affordable insurance cost. The Trailblazer costs an average of $1,424 per year to insure and the segment average rate is $1,745 annually, a difference of $321 per year.

When compared directly to popular vehicles in the small SUV segment, car insurance rates for a Chevrolet Trailblazer cost $324 less per year than the Toyota RAV4, $194 less than the Honda CR-V, and $322 less than the Chevrolet Equinox.

The table below shows how Chevrolet Trailblazer insurance rates compare to all 47 models in the 2024 compact SUV segment.

Insurance Cost Comparison: Chevrolet Trailblazer vs Small SUVs
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,402-$22
2Chevrolet Trailblazer$1,424--
3Kia Soul$1,482$58
4Nissan Kicks$1,494$70
5Buick Envision$1,520$96
6Toyota Corolla Cross$1,530$106
7Hyundai Venue$1,540$116
8Mazda CX-5$1,548$124
9Ford Bronco Sport$1,554$130
10Volkswagen Tiguan$1,570$146
11Buick Encore$1,612$188
12Honda CR-V$1,618$194
13Volkswagen Taos$1,624$200
14Kia Niro$1,626$202
15Honda HR-V$1,650$226
16Subaru Forester$1,692$268
17Kia Seltos$1,694$270
18GMC Terrain$1,698$274
19Nissan Rogue$1,704$280
20Hyundai Kona$1,706$282
21Mazda CX-30$1,710$286
22Volkswagen ID4$1,720$296
23Ford Escape$1,730$306
24Chevrolet Equinox$1,746$322
25Toyota RAV4$1,748$324
26Mazda MX-30$1,760$336
27Hyundai Tucson$1,764$340
28Chevrolet Trax$1,794$370
29Mini Cooper Clubman$1,798$374
30Mini Cooper$1,800$376
31Mitsubishi Eclipse Cross$1,820$396
32Jeep Renegade$1,824$400
33Mitsubishi Outlander$1,848$424
34Nissan Ariya$1,856$432
35Kia Sportage$1,858$434
36Hyundai Ioniq 5$1,864$440
37Fiat 500X$1,870$446
38Mazda CX-50$1,884$460
39Toyota bz4X$1,890$466
40Mini Cooper Countryman$1,892$468
41Subaru Solterra$1,898$474
42Mitsubishi Mirage$1,900$476
43Kia EV6$1,958$534
44Dodge Hornet$2,018$594
45Jeep Compass$2,054$630
46Hyundai Nexo$2,094$670
47Ford Mustang Mach-E$2,220$796

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated February 23, 2024

Insurance Cost Comparison: Chevrolet Trailblazer vs Small SUVs

When vehicle sticker price is factored in, we can compare average car insurance cost between the Trailblazer and other models that have a similar MSRP.

For the 2024 model year, the average cost to buy a Chevrolet Trailblazer is $27,595, which ranges from $24,395 to $29,995, depending on the trim level.

The vehicles in the small SUV segment that have the most similar cost to the Chevrolet Trailblazer are the Toyota Corolla Cross, Kia Seltos, Subaru Crosstrek, and Honda HR-V. The data below shows how those models compare to the Chevrolet Trailblazer by average price and cost of car insurance.

  • Chevrolet Trailblazer vs. Toyota Corolla Cross – The 2024 Toyota Corolla Cross retails for an average of $27,428, ranging from $23,615 to $31,065, which is $167 cheaper than the average cost of the Chevrolet Trailblazer. Full-coverage insurance for the Toyota Corolla Cross costs an average of $106 more annually than the Chevrolet Trailblazer.
  • Chevrolet Trailblazer vs. Kia Seltos – The 2024 Kia Seltos sells for an average of $26,770 ($23,615 to $29,990), which is $825 cheaper than the average cost of the Chevrolet Trailblazer. Insuring the Kia Seltos costs an average of $270 more per year than the Chevrolet Trailblazer.
  • Chevrolet Trailblazer vs. Subaru Crosstrek – For the 2024 model year, the MSRP on the Subaru Crosstrek averages $1,010 more than the average sticker price for the Chevrolet Trailblazer ($28,605 compared to $27,595). The cost to insure a 2024 Trailblazer compared to the Subaru Crosstrek is $22 more each year on average.
  • Chevrolet Trailblazer vs. Honda HR-V – New off the lot, the sticker price on the Honda HR-V averages $1,045 less than the MSRP for the Chevrolet Trailblazer ($26,550 compared to $27,595). Anticipate paying around $226 more annually to insure the Honda HR-V compared to a Trailblazer.