- Nissan Kicks insurance costs an average of $1,386 per year, or about $116 per month for a policy with full coverage.
- The cheapest Kicks trim level to insure is the base S at around $1,352 per year, and the most expensive trim being the SR at $1,412 annually.
- The Nissan Kicks is one of the cheaper 2023 small SUVs to insure, costing $263 less per year on average as compared to other small SUVs
How much does Nissan Kicks car insurance cost?
Average car insurance rates for a Nissan Kicks are $1,386 per year, or about $116 a month for full coverage. If separated by coverage type, comprehensive will cost about $356 a year, collision coverage costs around $534, and the remaining liability and medical (or PIP) coverage is about $496.
The chart below shows the average car insurance cost for a 2023 Nissan Kicks using different combinations of driver age and risk.
Nissan Kicks insurance rates can range from a low of around $246 for a liability-only policy on an older Kicks like a 2016 model, up to as much as $11,538 a year for full coverage with a newly-licensed 16-year-old driver on a new model in some of the highest-priced areas in the U.S.
The following table shows average Nissan Kicks insurance rates for the 2018 to 2023 model years. Prices range from $1,168 for a 2018 model to the most expensive average rate of $1,386 for a 2023 Nissan Kicks.
| Model Year and Vehicle | Annual Rate | 6-month Rate | Monthly Rate |
|---|---|---|---|
| 2023 Nissan Kicks | $1,386 | $693 | $116 |
| 2022 Nissan Kicks | $1,326 | $663 | $111 |
| 2021 Nissan Kicks | $1,408 | $704 | $117 |
| 2020 Nissan Kicks | $1,388 | $694 | $116 |
| 2019 Nissan Kicks | $1,230 | $615 | $103 |
| 2018 Nissan Kicks | $1,168 | $584 | $97 |
What model of Nissan Kicks is the cheapest to insure?
The cheapest Nissan Kicks car insurance rates can be found on the base S at around $1,352 per year, or about $113 per month. The second cheapest model is the SV at $1,398 per year, and the most expensive trim level to insure is the SR at $1,412 per year.
The table below shows average car insurance rates for both annual and semi-annual policy terms, in addition to a monthly budget estimate, for the S, SR, and SV trim levels for a 2023 Kicks.
| Nissan Kicks Trim Level | Annual Policy | Six-Month Policy | Per Month |
|---|---|---|---|
| S | $1,352 | $676 | $113 |
| SV | $1,398 | $699 | $117 |
| SR | $1,412 | $706 | $118 |
Kicks vs other small SUVs: Which insurance is cheaper?
When compared directly to other popular small SUVs, insurance for a Nissan Kicks costs $290 less per year than the Toyota RAV4, $148 less than the Honda CR-V, $244 less than the Chevrolet Equinox, and $280 less than the Nissan Rogue.
The Nissan Kicks ranks third out of 47 comparison vehicles in the small SUV segment. The Kicks costs an average of $1,386 per year for full coverage insurance, while the segment average cost is $1,649 annually, a difference of $263 per year.
The chart below shows how car insurance rates for a Kicks compare to the top 10 selling small SUVs in America. In addition to the chart, you will find an expanded table after the chart that illustrates insurance cost rankings for the entire 2023 small SUV class.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Chevrolet Trailblazer | $1,370 | -$16 |
| 2 | Subaru Crosstrek | $1,380 | -$6 |
| 3 | Nissan Kicks | $1,386 | -- |
| 4 | Nissan Rogue Sport | $1,412 | $26 |
| 5 | Mazda CX-5 | $1,422 | $36 |
| 6 | Buick Encore | $1,442 | $56 |
| 7 | Buick Envision | $1,446 | $60 |
| 8 | Kia Seltos | $1,466 | $80 |
| 9 | Hyundai Venue | $1,478 | $92 |
| 10 | Honda HR-V | $1,508 | $122 |
| 11 | Hyundai Kona | $1,518 | $132 |
| 12 | Subaru Forester | $1,526 | $140 |
| 13 | Honda CR-V | $1,534 | $148 |
| 14 | Mazda CX-30 | $1,538 | $152 |
| 15 | Chevrolet Trax | $1,558 | $172 |
| 16 | Volkswagen Tiguan | $1,572 | $186 |
| 17 | Ford Bronco Sport | $1,576 | $190 |
| 18 | Fiat 500X | $1,606 | $220 |
| 19 | GMC Terrain | $1,608 | $222 |
| 20 | Kia Soul | $1,614 | $228 |
| 21 | Mitsubishi Eclipse Cross | $1,616 | $230 |
| 22 | Chevrolet Equinox | $1,630 | $244 |
| 23 | Toyota Corolla Cross | $1,634 | $248 |
| 24 | Volkswagen Taos | $1,640 | $254 |
| 25 | Mazda CX-50 | $1,652 | $266 |
| 26 | Hyundai Tucson | $1,656 | $270 |
| 27 | Ford Escape | $1,660 | $274 |
| 28 | Nissan Rogue | $1,666 | $280 |
| 29 | Toyota RAV4 | $1,676 | $290 |
| 30 | Mazda MX-30 | $1,680 | $294 |
| 31 | Kia Niro | $1,682 | $296 |
| 32 | Mini Cooper | $1,690 | $304 |
| 33 | Jeep Compass | $1,700 | $314 |
| 34 | Mini Cooper Clubman | $1,720 | $334 |
| 35 | Jeep Renegade | $1,746 | $360 |
| 36 | Chevrolet Bolt | $1,756 | $370 |
| 37 | Toyota bz4X | $1,758 | $372 |
| 38 | Kia Sportage | $1,810 | $424 |
| 39 | Hyundai Ioniq 5 | $1,814 | $428 |
| 40 | Mini Cooper Countryman | $1,860 | $474 |
| 41 | Mitsubishi Mirage | $1,868 | $482 |
| 42 | Mitsubishi Outlander | $1,872 | $486 |
| 43 | Volkswagen ID4 | $1,880 | $494 |
| 44 | Kia EV6 | $1,920 | $534 |
| 45 | Dodge Hornet | $1,922 | $536 |
| 46 | Hyundai Nexo | $1,990 | $604 |
| 47 | Ford Mustang Mach-E | $2,048 | $662 |
Nissan Kicks insurance rates by location
Depending on your zip code, car insurance cost for a Nissan Kicks varies widely from lower rates like $934 a year in Virginia Beach, VA, up to more expensive rates such as $2,372 a year in New Orleans, LA. Rates in some other cities include Minneapolis, MN, averaging $1,396 per year, Jacksonville, FL, costing $1,472, Memphis, TN, at $1,618, and El Paso, TX, at $1,238.
The following chart visualizes the average estimated insurance premiums for a 2023 Nissan Kicks for the thirty largest urban areas in the United States.
When evaluating Nissan Kicks insurance rates at a state level, states like Iowa ($934), North Carolina ($872), and Idaho ($994) have cheaper insurance rates, while states like Florida ($1,708), Michigan ($1,868), and New York ($1,596) tend to be higher.
The table below shows average rates for a 2023 Nissan Kicks in all 50 U.S. states.
| U.S. State | Annual Cost | Six-month Cost | Monthly Cost |
|---|---|---|---|
| Alabama | $1,246 | $623 | $104 |
| Alaska | $1,052 | $526 | $88 |
| Arizona | $1,268 | $634 | $106 |
| Arkansas | $1,446 | $723 | $121 |
| California | $1,666 | $833 | $139 |
| Colorado | $1,480 | $740 | $123 |
| Connecticut | $1,536 | $768 | $128 |
| Delaware | $1,568 | $784 | $131 |
| Florida | $1,708 | $854 | $142 |
| Georgia | $1,412 | $706 | $118 |
| Hawaii | $950 | $475 | $79 |
| Idaho | $994 | $497 | $83 |
| Illinois | $1,216 | $608 | $101 |
| Indiana | $1,040 | $520 | $87 |
| Iowa | $934 | $467 | $78 |
| Kansas | $1,360 | $680 | $113 |
| Kentucky | $1,480 | $740 | $123 |
| Louisiana | $1,632 | $816 | $136 |
| Maine | $840 | $420 | $70 |
| Maryland | $1,286 | $643 | $107 |
| Massachusetts | $1,504 | $752 | $125 |
| Michigan | $1,868 | $934 | $156 |
| Minnesota | $1,190 | $595 | $99 |
| Mississippi | $1,350 | $675 | $113 |
| Missouri | $1,558 | $779 | $130 |
| Montana | $1,270 | $635 | $106 |
| Nebraska | $1,158 | $579 | $97 |
| Nevada | $1,648 | $824 | $137 |
| New Hampshire | $934 | $467 | $78 |
| New Jersey | $1,668 | $834 | $139 |
| New Mexico | $1,142 | $571 | $95 |
| New York | $1,596 | $798 | $133 |
| North Carolina | $872 | $436 | $73 |
| North Dakota | $1,150 | $575 | $96 |
| Ohio | $974 | $487 | $81 |
| Oklahoma | $1,520 | $760 | $127 |
| Oregon | $1,292 | $646 | $108 |
| Pennsylvania | $1,330 | $665 | $111 |
| Rhode Island | $1,706 | $853 | $142 |
| South Carolina | $1,160 | $580 | $97 |
| South Dakota | $1,418 | $709 | $118 |
| Tennessee | $1,316 | $658 | $110 |
| Texas | $1,286 | $643 | $107 |
| Utah | $1,216 | $608 | $101 |
| Vermont | $1,014 | $507 | $85 |
| Virginia | $928 | $464 | $77 |
| Washington | $1,250 | $625 | $104 |
| West Virginia | $1,236 | $618 | $103 |
| Wisconsin | $998 | $499 | $83 |
| Wyoming | $1,230 | $615 | $103 |
Additional Rates and Possible Insurance Discounts
Some additional auto insurance rates and discounts to watch for are listed below.
- Be a careful driver and pay less. Having at-fault accidents will cost you more, possibly up to $632 per year for a 30-year-old driver and even as much as $414 per year for a 60-year-old driver.
- Policyholder gender affects insurance costs. For a 2023 Nissan Kicks, a 20-year-old male receives an average rate of $2,728 per year, while a 20-year-old woman pays $2,046, a difference of $682 per year in the women’s favor by a large margin. But by age 50, male rates are $1,264 and female rates are $1,240, a difference of only $24.
- Get cheaper car insurance by avoiding traffic tickets. If you want to get the best Kicks insurance rates, it pays to not be aggressive behind the wheel. Just one or two blemishes on your driving record can increase insurance policy rates by at least $360 per year. Being convicted of a crime like DWI or reckless driving could raise rates by an additional $1,250 or more.
- Car insurance is cheaper with higher deductibles. Increasing your deductibles from $500 to $1,000 could save around $200 per year for a 40-year-old driver and $388 per year for a 20-year-old driver.
- Low deductibles increase auto insurance costs. Lowering deductibles from $500 to $250 could cost an additional $212 per year for a 40-year-old driver and $408 per year for a 20-year-old driver.
- Good credit can save money. In states that give the green light for credit scores to be used for the purpose of coming up with an insurance rate, insureds with excellent credit scores of 800+ can possibly save as much as $218 per year compared to a lower credit score of 670-739. Conversely, a weaker credit score below 579 could cost up to $252 more per year.
- Your profession could save you a few bucks. Many car insurance companies offer discounts for earning a living in occupations like engineers, lawyers, nurses, doctors, college professors, architects, and others. If your job can earn you this discount, you may save between $42 and $183 on your Nissan Kicks insurance bill, depending on the level of coverage purchased.