Nissan Kicks Insurance Rates [2023 Cost + Small SUV Comparisons]

How much are Nissan Kicks car insurance rates? We compared average rates for the S, SR and SV trim levels to see how prices compared to other compact SUV and crossover models.

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  • Nissan Kicks insurance costs an average of $1,354 per year, or about $113 per month for a policy with full coverage.
  • The cheapest Kicks trim level to insure is the base S at around $1,320 per year, and the most expensive trim being the SR at $1,376 annually.
  • The Nissan Kicks is one of the cheaper 2023 small SUVs to insure, costing $252 less per year on average as compared to other small SUVs

How much does Nissan Kicks car insurance cost?

Average car insurance rates for a Nissan Kicks are $1,354 per year, or about $113 a month for full coverage. If separated by coverage type, comprehensive will cost about $348 a year, collision coverage costs around $522, and the remaining liability and medical (or PIP) coverage is about $484.

The chart below shows average car insurance cost for a 2023 Nissan Kicks using different combinations of driver age and risk.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Nissan Kicks with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Nissan Kicks trim levels.Data last updated on January 23, 2023
Nissan Kicks Insurance Cost Summary
Nissan Kicks Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,030$253
Safe Driver Age 20$2,656$221
At-fault Accidents Age 40$1,898$158
Low Deductibles Age 40$1,732$144
Safe Driver Age 30$1,418$118
Safe Driver Age 40$1,354$113
Safe Driver Age 50$1,234$103
Safe Driver Age 60$1,208$101
High Deductibles Age 40$1,154$96
Discount Rate Age 40$1,124$94

Nissan Kicks insurance rates can range from a low of around $246 for a liability-only policy on an older Kicks like a 2016 model, up to as much as $11,420 a year for full coverage with a newly-licensed 16-year-old driver on a new model in some of the highest-priced areas in the U.S.

The following table shows average Nissan Kicks insurance rates for the 2018 to 2023 model years. Prices range from $1,136 for a 2018 model to the most expensive average rate of $1,354 for a 2023 Nissan Kicks.

Nissan Kicks Insurance Cost for 2018-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Nissan Kicks$1,354$677$113
2022 Nissan Kicks$1,292$646$108
2021 Nissan Kicks$1,372$686$114
2020 Nissan Kicks$1,356$678$113
2019 Nissan Kicks$1,194$597$100
2018 Nissan Kicks$1,136$568$95

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Nissan Kicks Car Insurance Rates by Model Year

What model of Nissan Kicks is cheapest to insure?

The cheapest Nissan Kicks car insurance rates can be found on the base S at around $1,320 per year, or about $110 per month. The second cheapest model is the SV at $1,364 per year, and the most expensive trim level to insure is the SR at $1,376 per year.

The table below shows average car insurance rates for both annual and semi-annual policy terms, in addition to a monthly budget estimate, for the S, SR, and SV trim levels for a 2023 Kicks.

2023 Nissan Kicks Insurance Cost by Trim Level
Nissan Kicks Trim Level Annual Policy 6-month Policy Per Month
S$1,320$660$110
SV$1,364$682$114
SR$1,376$688$115

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Nissan Kicks, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Nissan Kicks Insurance Cost by Trim Level

Kicks vs other small SUVs: Which insurance is cheaper?

When compared directly to other popular small SUVs, insurance for a Nissan Kicks costs $280 less per year than the Toyota RAV4, $142 less than the Honda CR-V, $234 less than the Chevrolet Equinox, and $268 less than the Nissan Rogue.

The Nissan Kicks ranks third out of 47 comparison vehicles in the small SUV segment. The Kicks costs an average of $1,354 per year for full coverage insurance, while the segment average cost is $1,606 annually, a difference of $252 per year.

The chart below shows how car insurance rates for a Kicks compare to the top 10 selling small SUVs in America. In addition to the chart, you will find an expanded table after the chart that illustrates insurance cost rankings for the entire 2023 small SUV class.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Nissan Kicks, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Nissan Kicks trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Insurance Cost Comparison: Nissan Kicks vs Top 10 Small SUVs
Nissan Kicks Insurance Cost Compared to All Small SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Trailblazer$1,334-$20
2Subaru Crosstrek$1,346-$8
3Nissan Kicks$1,354--
4Nissan Rogue Sport$1,378$24
5Mazda CX-5$1,386$32
6Buick Encore$1,406$52
7Buick Envision$1,410$56
8Kia Seltos$1,430$76
9Hyundai Venue$1,440$86
10Honda HR-V$1,464$110
11Hyundai Kona$1,480$126
12Subaru Forester$1,486$132
13Honda CR-V$1,496$142
14Mazda CX-30$1,498$144
15Chevrolet Trax$1,514$160
16Volkswagen Tiguan$1,532$178
17Ford Bronco Sport$1,536$182
18Fiat 500X$1,564$210
19GMC Terrain$1,566$212
20Kia Soul$1,568$214
21Mitsubishi Eclipse Cross$1,572$218
22Chevrolet Equinox$1,588$234
23Toyota Corolla Cross$1,592$238
24Volkswagen Taos$1,600$246
25Mazda CX-50$1,610$256
26Hyundai Tucson$1,614$260
27Ford Escape$1,616$262
28Nissan Rogue$1,622$268
29Toyota RAV4$1,634$280
30Mazda MX-30$1,636$282
31Kia Niro$1,638$284
32Mini Cooper$1,648$294
33Jeep Compass$1,652$298
34Mini Cooper Clubman$1,674$320
35Jeep Renegade$1,698$344
36Chevrolet Bolt$1,710$356
37Toyota bz4X$1,716$362
38Kia Sportage$1,760$406
39Hyundai Ioniq 5$1,764$410
40Mini Cooper Countryman$1,812$458
41Mitsubishi Mirage$1,818$464
42Mitsubishi Outlander$1,820$466
43Volkswagen ID4$1,832$478
44Kia EV6$1,870$516
45Dodge Hornet$1,872$518
46Hyundai Nexo$1,938$584
47Ford Mustang Mach-E$1,996$642

Nissan Kicks insurance rates by location

Depending on your zip code, car insurance cost for a Nissan Kicks varies widely from lower rates like $904 a year in Virginia Beach, VA, up to more expensive rates such as $2,348 a year in New Orleans, LA. Rates in some other cities include Minneapolis, MN, averaging $1,368 per year, Jacksonville, FL, costing $1,448, Memphis, TN, at $1,590, and El Paso, TX, at $1,208.

The following chart visualizes average estimated insurance premiums for a 2023 Nissan Kicks for the thirty largest urban areas in the United States.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 Nissan Kicks, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Nissan Kicks trim levels.Data last updated on January 23, 2023
Nissan Kicks Insurance Rates in Large U.S. Cities
Nissan Kicks Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$2,382$199
Philadelphia, PA$2,116$176
Las Vegas, NV$2,110$176
Los Angeles, CA$2,104$175
San Francisco, CA$1,822$152
Kansas City, MO$1,620$135
Oklahoma City, OK$1,620$135
Denver, CO$1,590$133
Memphis, TN$1,590$133
Atlanta, GA$1,570$131
San Jose, CA$1,526$127
Phoenix, AZ$1,486$124
Portland, OR$1,464$122
San Diego, CA$1,458$122
Boston, MA$1,454$121
Jacksonville, FL$1,448$121
Chicago, IL$1,408$117
Dallas, TX$1,386$116
Houston, TX$1,380$115
Seattle, WA$1,376$115
Nashville, TN$1,326$111
Milwaukee, WI$1,318$110
Albuquerque, NM$1,292$108
San Antonio, TX$1,252$104
Omaha, NE$1,216$101
Fort Worth, TX$1,210$101
Austin, TX$1,196$100
Indianapolis, IN$1,090$91
Columbus, OH$1,002$84
Charlotte, NC$956$80

When evaluating Nissan Kicks insurance rates at a state level, states like Iowa ($904), North Carolina ($846), and Idaho ($966) have cheaper insurance rates, while states like Florida ($1,684), Michigan ($1,848), and New York ($1,568) tend to be higher.

The table below shows average rates for a 2023 Nissan Kicks in all 50 U.S. states.

Nissan Kicks Average Insurance Cost by State for 2023
U.S. State Annual Cost 6-month Cost Monthly Cost
Alabama$1,216$608$101
Alaska$1,024$512$85
Arizona$1,240$620$103
Arkansas$1,416$708$118
California$1,636$818$136
Colorado$1,448$724$121
Connecticut$1,506$753$126
Delaware$1,538$769$128
Florida$1,684$842$140
Georgia$1,382$691$115
Hawaii$924$462$77
Idaho$966$483$81
Illinois$1,182$591$99
Indiana$1,008$504$84
Iowa$904$452$75
Kansas$1,334$667$111
Kentucky$1,448$724$121
Louisiana$1,608$804$134
Maine$816$408$68
Maryland$1,256$628$105
Massachusetts$1,472$736$123
Michigan$1,848$924$154
Minnesota$1,158$579$97
Mississippi$1,320$660$110
Missouri$1,526$763$127
Montana$1,240$620$103
Nebraska$1,130$565$94
Nevada$1,618$809$135
New Hampshire$904$452$75
New Jersey$1,640$820$137
New Mexico$1,112$556$93
New York$1,568$784$131
North Carolina$846$423$71
North Dakota$1,120$560$93
Ohio$942$471$79
Oklahoma$1,492$746$124
Oregon$1,262$631$105
Pennsylvania$1,296$648$108
Rhode Island$1,676$838$140
South Carolina$1,134$567$95
South Dakota$1,392$696$116
Tennessee$1,286$643$107
Texas$1,254$627$105
Utah$1,182$591$99
Vermont$982$491$82
Virginia$896$448$75
Washington$1,222$611$102
West Virginia$1,206$603$101
Wisconsin$966$483$81
Wyoming$1,200$600$100

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Nissan Kicks, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Nissan Kicks trim levels. Physical damage deductibles are $500 and rates are averaged for all zip codes in each state.Data last updated on January 23, 2023
Nissan Kicks insurance rates by U.S. state

Additional Rates and Possible Insurance Discounts

Some additional auto insurance rates and discounts to watch for are listed below.

  • Be a careful driver and pay less. Having at-fault accidents will cost you more, possibly up to $612 per year for a 30-year-old driver and even as much as $398 per year for a 60-year-old driver.
  • Policyholder gender affects insurance cost. For a 2023 Nissan Kicks, a 20-year-old male receives an average rate of $2,656 per year, while a 20-year-old woman pays $1,990, a difference of $666 per year in the women’s favor by a large margin. But by age 50, male rates are $1,234 and female rates are $1,208, a difference of only $26.
  • Get cheaper policy cost by avoiding traffic tickets. If you want to get the best Kicks insurance rates, it pays to not be aggressive behind the wheel. Just one or two blemishes on your driving record can increase insurance policy rates by at least $348 per year. Being convicted of a crime like DWI or reckless driving could raise rates by an additional $1,216 or more.
  • Car insurance is cheaper with higher deductibles. Increasing your deductibles from $500 to $1,000 could save around $200 per year for a 40-year-old driver and $376 per year for a 20-year-old driver.
  • Low deductibles increase auto insurance cost. Lowering deductibles from $500 to $250 could cost an additional $204 per year for a 40-year-old driver and $400 per year for a 20-year-old driver.
  • Good credit can save money. In states that give the green light for credit scores to be used for the purpose of coming up with an insurance rate, insureds with excellent credit scores of 800+ can possibly save as much as $213 per year compared to a lower credit score of 670-739. Conversely, a weaker credit score below 579 could cost up to $246 more per year.
  • Your profession could save you a few bucks. Many car insurance companies offer discounts for earning a living in occupations like engineers, lawyers, nurses, doctors, college professors, architects, and other occupations. If your job can earn you this discount, you may save between $41 and $178 on your Nissan Kicks insurance bill, depending on the level of coverage purchased.