Nissan Kicks Insurance Rates [2023 Cost + Small SUV Comparisons]

• Nissan Kicks insurance costs an average of $1,354 per year, or about $113 per month for a policy with full coverage.
• The cheapest Kicks trim level to insure is the base S at around $1,320 per year, and the most expensive trim being the SR at $1,376 annually.
• The Nissan Kicks is one of the cheaper 2023 small SUVs to insure, costing $252 less per year on average as compared to other small SUVs

How much does Nissan Kicks car insurance cost?

Average car insurance rates for a Nissan Kicks are $1,354 per year, or about $113 a month for full coverage. If separated by coverage type, comprehensive will cost about $348 a year, collision coverage costs around $522, and the remaining liability and medical (or PIP) coverage is about $484.

The chart below shows the average car insurance cost for a 2023 Nissan Kicks using different combinations of driver age and risk.

Nissan Kicks insurance rates can range from a low of around $246 for a liability-only policy on an older Kicks like a 2016 model, up to as much as $11,420 a year for full coverage with a newly-licensed 16-year-old driver on a new model in some of the highest-priced areas in the U.S.

The following table shows average Nissan Kicks insurance rates for the 2018 to 2023 model years. Prices range from $1,136 for a 2018 model to the most expensive average rate of $1,354 for a 2023 Nissan Kicks.

What model of Nissan Kicks is the cheapest to insure?

The cheapest Nissan Kicks car insurance rates can be found on the base S at around $1,320 per year, or about $110 per month. The second cheapest model is the SV at $1,364 per year, and the most expensive trim level to insure is the SR at $1,376 per year.

The table below shows average car insurance rates for both annual and semi-annual policy terms, in addition to a monthly budget estimate, for the S, SR, and SV trim levels for a 2023 Kicks.

Kicks vs other small SUVs: Which insurance is cheaper?

When compared directly to other popular small SUVs, insurance for a Nissan Kicks costs $280 less per year than the Toyota RAV4, $142 less than the Honda CR-V, $234 less than the Chevrolet Equinox, and $268 less than the Nissan Rogue.

The Nissan Kicks ranks third out of 47 comparison vehicles in the small SUV segment. The Kicks costs an average of $1,354 per year for full coverage insurance, while the segment average cost is $1,606 annually, a difference of $252 per year.

The chart below shows how car insurance rates for a Kicks compare to the top 10 selling small SUVs in America. In addition to the chart, you will find an expanded table after the chart that illustrates insurance cost rankings for the entire 2023 small SUV class.

Nissan Kicks insurance rates by location

Depending on your zip code, car insurance cost for a Nissan Kicks varies widely from lower rates like $904 a year in Virginia Beach, VA, up to more expensive rates such as $2,348 a year in New Orleans, LA. Rates in some other cities include Minneapolis, MN, averaging $1,368 per year, Jacksonville, FL, costing $1,448, Memphis, TN, at $1,590, and El Paso, TX, at $1,208.

The following chart visualizes the average estimated insurance premiums for a 2023 Nissan Kicks for the thirty largest urban areas in the United States.

When evaluating Nissan Kicks insurance rates at a state level, states like Iowa ($904), North Carolina ($846), and Idaho ($966) have cheaper insurance rates, while states like Florida ($1,684), Michigan ($1,848), and New York ($1,568) tend to be higher.

The table below shows average rates for a 2023 Nissan Kicks in all 50 U.S. states.

Additional Rates and Possible Insurance Discounts

Some additional auto insurance rates and discounts to watch for are listed below.

• Be a careful driver and pay less. Having at-fault accidents will cost you more, possibly up to $612 per year for a 30-year-old driver and even as much as $398 per year for a 60-year-old driver.
• Policyholder gender affects insurance costs. For a 2023 Nissan Kicks, a 20-year-old male receives an average rate of $2,656 per year, while a 20-year-old woman pays $1,990, a difference of $666 per year in the women’s favor by a large margin. But by age 50, male rates are $1,234 and female rates are $1,208, a difference of only $26.
• Get cheaper car insurance by avoiding traffic tickets. If you want to get the best Kicks insurance rates, it pays to not be aggressive behind the wheel. Just one or two blemishes on your driving record can increase insurance policy rates by at least $348 per year. Being convicted of a crime like DWI or reckless driving could raise rates by an additional $1,216 or more.
• Car insurance is cheaper with higher deductibles. Increasing your deductibles from $500 to $1,000 could save around $200 per year for a 40-year-old driver and $376 per year for a 20-year-old driver.
• Low deductibles increase auto insurance costs. Lowering deductibles from $500 to $250 could cost an additional $204 per year for a 40-year-old driver and $400 per year for a 20-year-old driver.
• Good credit can save money. In states that give the green light for credit scores to be used for the purpose of coming up with an insurance rate, insureds with excellent credit scores of 800+ can possibly save as much as $213 per year compared to a lower credit score of 670-739. Conversely, a weaker credit score below 579 could cost up to $246 more per year.
• Your profession could save you a few bucks. Many car insurance companies offer discounts for earning a living in occupations like engineers, lawyers, nurses, doctors, college professors, architects, and others. If your job can earn you this discount, you may save between $41 and $178 on your Nissan Kicks insurance bill, depending on the level of coverage purchased.