Get More Nissan Kicks Insurance For Less Money in 2023

How much are Nissan Kicks car insurance rates? We compared average rates for the S, SR and SV trim levels to see how prices compared to other compact SUV and crossover models.

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  • Nissan Kicks insurance costs an average of $1,386 per year, or about $116 per month for a policy with full coverage.
  • The cheapest Kicks trim level to insure is the base S at around $1,352 per year, and the most expensive trim being the SR at $1,412 annually.
  • The Nissan Kicks is one of the cheaper 2023 small SUVs to insure, costing $263 less per year on average as compared to other small SUVs

How much does Nissan Kicks car insurance cost?

Average car insurance rates for a Nissan Kicks are $1,386 per year, or about $116 a month for full coverage. If separated by coverage type, comprehensive will cost about $356 a year, collision coverage costs around $534, and the remaining liability and medical (or PIP) coverage is about $496.

The chart below shows the average car insurance cost for a 2023 Nissan Kicks using different combinations of driver age and risk.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Nissan Kicks with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Nissan Kicks trim levels.Data last updated on August 12, 2023
Nissan Kicks Insurance Cost Summary
2023 Nissan Kicks Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,112$259
Safe Driver Age 20$2,728$227
At-fault Accidents Age 40$1,950$163
Low Deductibles Age 40$1,776$148
Safe Driver Age 30$1,458$122
Safe Driver Age 40$1,386$116
Safe Driver Age 50$1,264$105
Safe Driver Age 60$1,240$103
High Deductibles Age 40$1,186$99
Discount Rate Age 40$1,156$96

Nissan Kicks insurance rates can range from a low of around $246 for a liability-only policy on an older Kicks like a 2016 model, up to as much as $11,538 a year for full coverage with a newly-licensed 16-year-old driver on a new model in some of the highest-priced areas in the U.S.

The following table shows average Nissan Kicks insurance rates for the 2018 to 2023 model years. Prices range from $1,168 for a 2018 model to the most expensive average rate of $1,386 for a 2023 Nissan Kicks.

Nissan Kicks Insurance Cost for 2018-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Nissan Kicks$1,386$693$116
2022 Nissan Kicks$1,326$663$111
2021 Nissan Kicks$1,408$704$117
2020 Nissan Kicks$1,388$694$116
2019 Nissan Kicks$1,230$615$103
2018 Nissan Kicks$1,168$584$97

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Nissan Kicks Car Insurance Rates by Model Year

What model of Nissan Kicks is the cheapest to insure?

The cheapest Nissan Kicks car insurance rates can be found on the base S at around $1,352 per year, or about $113 per month. The second cheapest model is the SV at $1,398 per year, and the most expensive trim level to insure is the SR at $1,412 per year.

The table below shows average car insurance rates for both annual and semi-annual policy terms, in addition to a monthly budget estimate, for the S, SR, and SV trim levels for a 2023 Kicks.

2023 Nissan Kicks Insurance Cost by Trim Level
Nissan Kicks Trim Level Annual Policy Six-Month Policy Per Month
S$1,352$676$113
SV$1,398$699$117
SR$1,412$706$118

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Nissan Kicks, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Nissan Kicks Insurance Cost by Trim Level

Kicks vs other small SUVs: Which insurance is cheaper?

When compared directly to other popular small SUVs, insurance for a Nissan Kicks costs $290 less per year than the Toyota RAV4, $148 less than the Honda CR-V, $244 less than the Chevrolet Equinox, and $280 less than the Nissan Rogue.

The Nissan Kicks ranks third out of 47 comparison vehicles in the small SUV segment. The Kicks costs an average of $1,386 per year for full coverage insurance, while the segment average cost is $1,649 annually, a difference of $263 per year.

The chart below shows how car insurance rates for a Kicks compare to the top 10 selling small SUVs in America. In addition to the chart, you will find an expanded table after the chart that illustrates insurance cost rankings for the entire 2023 small SUV class.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Nissan Kicks, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Nissan Kicks trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Insurance Cost Comparison: Nissan Kicks vs Top 10 Small SUVs
Nissan Kicks Insurance Cost Compared to All Small SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Trailblazer$1,370-$16
2Subaru Crosstrek$1,380-$6
3Nissan Kicks$1,386--
4Nissan Rogue Sport$1,412$26
5Mazda CX-5$1,422$36
6Buick Encore$1,442$56
7Buick Envision$1,446$60
8Kia Seltos$1,466$80
9Hyundai Venue$1,478$92
10Honda HR-V$1,508$122
11Hyundai Kona$1,518$132
12Subaru Forester$1,526$140
13Honda CR-V$1,534$148
14Mazda CX-30$1,538$152
15Chevrolet Trax$1,558$172
16Volkswagen Tiguan$1,572$186
17Ford Bronco Sport$1,576$190
18Fiat 500X$1,606$220
19GMC Terrain$1,608$222
20Kia Soul$1,614$228
21Mitsubishi Eclipse Cross$1,616$230
22Chevrolet Equinox$1,630$244
23Toyota Corolla Cross$1,634$248
24Volkswagen Taos$1,640$254
25Mazda CX-50$1,652$266
26Hyundai Tucson$1,656$270
27Ford Escape$1,660$274
28Nissan Rogue$1,666$280
29Toyota RAV4$1,676$290
30Mazda MX-30$1,680$294
31Kia Niro$1,682$296
32Mini Cooper$1,690$304
33Jeep Compass$1,700$314
34Mini Cooper Clubman$1,720$334
35Jeep Renegade$1,746$360
36Chevrolet Bolt$1,756$370
37Toyota bz4X$1,758$372
38Kia Sportage$1,810$424
39Hyundai Ioniq 5$1,814$428
40Mini Cooper Countryman$1,860$474
41Mitsubishi Mirage$1,868$482
42Mitsubishi Outlander$1,872$486
43Volkswagen ID4$1,880$494
44Kia EV6$1,920$534
45Dodge Hornet$1,922$536
46Hyundai Nexo$1,990$604
47Ford Mustang Mach-E$2,048$662

Nissan Kicks insurance rates by location

Depending on your zip code, car insurance cost for a Nissan Kicks varies widely from lower rates like $934 a year in Virginia Beach, VA, up to more expensive rates such as $2,372 a year in New Orleans, LA. Rates in some other cities include Minneapolis, MN, averaging $1,396 per year, Jacksonville, FL, costing $1,472, Memphis, TN, at $1,618, and El Paso, TX, at $1,238.

The following chart visualizes the average estimated insurance premiums for a 2023 Nissan Kicks for the thirty largest urban areas in the United States.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 Nissan Kicks, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Nissan Kicks trim levels.Data last updated on August 12, 2023
Nissan Kicks Insurance Rates in Large U.S. Cities
Nissan Kicks Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$2,414$201
Philadelphia, PA$2,146$179
Las Vegas, NV$2,140$178
Los Angeles, CA$2,134$178
San Francisco, CA$1,852$154
Kansas City, MO$1,650$138
Oklahoma City, OK$1,650$138
Denver, CO$1,618$135
Memphis, TN$1,618$135
Atlanta, GA$1,598$133
San Jose, CA$1,554$130
Phoenix, AZ$1,514$126
Portland, OR$1,494$125
San Diego, CA$1,486$124
Boston, MA$1,480$123
Jacksonville, FL$1,472$123
Chicago, IL$1,440$120
Dallas, TX$1,418$118
Houston, TX$1,408$117
Seattle, WA$1,406$117
Nashville, TN$1,354$113
Milwaukee, WI$1,346$112
Albuquerque, NM$1,324$110
San Antonio, TX$1,282$107
Omaha, NE$1,246$104
Fort Worth, TX$1,240$103
Austin, TX$1,224$102
Indianapolis, IN$1,118$93
Columbus, OH$1,032$86
Charlotte, NC$986$82

When evaluating Nissan Kicks insurance rates at a state level, states like Iowa ($934), North Carolina ($872), and Idaho ($994) have cheaper insurance rates, while states like Florida ($1,708), Michigan ($1,868), and New York ($1,596) tend to be higher.

The table below shows average rates for a 2023 Nissan Kicks in all 50 U.S. states.

Nissan Kicks Average Insurance Cost by State for 2023
U.S. State Annual Cost Six-month Cost Monthly Cost
Alabama$1,246$623$104
Alaska$1,052$526$88
Arizona$1,268$634$106
Arkansas$1,446$723$121
California$1,666$833$139
Colorado$1,480$740$123
Connecticut$1,536$768$128
Delaware$1,568$784$131
Florida$1,708$854$142
Georgia$1,412$706$118
Hawaii$950$475$79
Idaho$994$497$83
Illinois$1,216$608$101
Indiana$1,040$520$87
Iowa$934$467$78
Kansas$1,360$680$113
Kentucky$1,480$740$123
Louisiana$1,632$816$136
Maine$840$420$70
Maryland$1,286$643$107
Massachusetts$1,504$752$125
Michigan$1,868$934$156
Minnesota$1,190$595$99
Mississippi$1,350$675$113
Missouri$1,558$779$130
Montana$1,270$635$106
Nebraska$1,158$579$97
Nevada$1,648$824$137
New Hampshire$934$467$78
New Jersey$1,668$834$139
New Mexico$1,142$571$95
New York$1,596$798$133
North Carolina$872$436$73
North Dakota$1,150$575$96
Ohio$974$487$81
Oklahoma$1,520$760$127
Oregon$1,292$646$108
Pennsylvania$1,330$665$111
Rhode Island$1,706$853$142
South Carolina$1,160$580$97
South Dakota$1,418$709$118
Tennessee$1,316$658$110
Texas$1,286$643$107
Utah$1,216$608$101
Vermont$1,014$507$85
Virginia$928$464$77
Washington$1,250$625$104
West Virginia$1,236$618$103
Wisconsin$998$499$83
Wyoming$1,230$615$103

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Nissan Kicks, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Nissan Kicks trim levels. Physical damage deductibles are $500 and rates are averaged for all Zip Codes in each state.Data last updated on August 12, 2023
Nissan Kicks insurance rates by U.S. state

Additional Rates and Possible Insurance Discounts

Some additional auto insurance rates and discounts to watch for are listed below.

  • Be a careful driver and pay less. Having at-fault accidents will cost you more, possibly up to $632 per year for a 30-year-old driver and even as much as $414 per year for a 60-year-old driver.
  • Policyholder gender affects insurance costs. For a 2023 Nissan Kicks, a 20-year-old male receives an average rate of $2,728 per year, while a 20-year-old woman pays $2,046, a difference of $682 per year in the women’s favor by a large margin. But by age 50, male rates are $1,264 and female rates are $1,240, a difference of only $24.
  • Get cheaper car insurance by avoiding traffic tickets. If you want to get the best Kicks insurance rates, it pays to not be aggressive behind the wheel. Just one or two blemishes on your driving record can increase insurance policy rates by at least $360 per year. Being convicted of a crime like DWI or reckless driving could raise rates by an additional $1,250 or more.
  • Car insurance is cheaper with higher deductibles. Increasing your deductibles from $500 to $1,000 could save around $200 per year for a 40-year-old driver and $388 per year for a 20-year-old driver.
  • Low deductibles increase auto insurance costs. Lowering deductibles from $500 to $250 could cost an additional $212 per year for a 40-year-old driver and $408 per year for a 20-year-old driver.
  • Good credit can save money. In states that give the green light for credit scores to be used for the purpose of coming up with an insurance rate, insureds with excellent credit scores of 800+ can possibly save as much as $218 per year compared to a lower credit score of 670-739. Conversely, a weaker credit score below 579 could cost up to $252 more per year.
  • Your profession could save you a few bucks. Many car insurance companies offer discounts for earning a living in occupations like engineers, lawyers, nurses, doctors, college professors, architects, and others. If your job can earn you this discount, you may save between $42 and $183 on your Nissan Kicks insurance bill, depending on the level of coverage purchased.