Nissan Kicks Insurance Rates [2022 Cost + Small SUV Comparisons]

How much are Nissan Kicks car insurance rates? We compared average rates for the S, SR and SV trim levels to see how prices compared to other compact SUV and crossover models.

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  • Nissan Kicks insurance costs an average of $1,190 per year, or about $99 per month for a policy with full coverage.
  • The cheapest Kicks trim level to insure is the base S 2WD at around $1,154 per year, and the most expensive trim being the SR 2WD at $1,212 annually.
  • The Nissan Kicks is one of the cheaper 2022 small SUVs to insure, costing $236 less per year on average as compared to other small SUVs

How much does Nissan Kicks car insurance cost?

Average car insurance rates for a Nissan Kicks are $1,190 per year, or about $99 a month for full coverage. If separated by coverage type, comprehensive will cost about $312 a year, collision coverage costs around $442, and the remaining liability and medical (or PIP) coverage is about $436.

The chart below shows average car insurance cost for a 2022 Nissan Kicks using different combinations of driver age and risk.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Nissan Kicks with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Nissan Kicks trim levels.Data last updated on September 27, 2022
Nissan Kicks Insurance Cost Summary
Nissan Kicks Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$2,656$221
Safe Driver Age 20$2,330$194
At-fault Accidents Age 40$1,668$139
Low Deductibles Age 40$1,518$127
Safe Driver Age 30$1,248$104
Safe Driver Age 40$1,190$99
Safe Driver Age 50$1,084$90
Safe Driver Age 60$1,062$89
High Deductibles Age 40$1,018$85
Discount Rate Age 40$990$83

Nissan Kicks insurance rates can range from a low of around $246 for a liability-only policy on an older Kicks like a 2016 model, up to as much as $13,506 a year for full coverage with a newly-licensed 16-year-old driver on a new model in some of the highest-priced areas in the U.S.

The following table shows average Nissan Kicks insurance rates for the 2018 to 2022 model years. Prices range from $1,048 for a 2018 model to the most expensive average rate of $1,190 for a 2022 Nissan Kicks.

Nissan Kicks Insurance Cost for 2018-2022 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2022 Nissan Kicks$1,190$595$99
2021 Nissan Kicks$1,252$626$104
2020 Nissan Kicks$1,232$616$103
2019 Nissan Kicks$1,100$550$92
2018 Nissan Kicks$1,048$524$87

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
Nissan Kicks Car Insurance Rates by Model Year

What model of Kicks is cheapest to insure?

The cheapest Nissan Kicks car insurance rates can be found on the base S 2WD at around $1,154 per year, or about $96 per month. The second cheapest model is the SV 2WD at $1,202 per year, and the most expensive trim level to insure is the SR 2WD at $1,212 per year.

The table below shows average car insurance rates for both annual and semi-annual policy terms, in addition to a monthly budget estimate, for the S, SR, and SV trim levels for a 2022 Kicks.

2022 Nissan Kicks Insurance Cost by Trim Level
Nissan Kicks Trim Level Annual Policy 6-month Policy Per Month
S 2WD$1,154$577$96
SV 2WD$1,202$601$100
SR 2WD$1,212$606$101

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Nissan Kicks, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
Nissan Kicks Insurance Cost by Trim Level

Kicks vs other small SUVs: Which insurance is cheaper?

When compared directly to other popular small SUVs, insurance for a Nissan Kicks costs $250 less per year than the Toyota RAV4, $146 less than the Honda CR-V, $234 less than the Chevrolet Equinox, and $302 less than the Nissan Rogue.

The Nissan Kicks ranks #2 out of 46 comparison vehicles in the small SUV segment. The Kicks costs an average of $1,190 per year for full coverage insurance, while the segment average cost is $1,426 annually, a difference of $236 per year.

The chart below shows how car insurance rates for a Kicks compare to the top 10 selling small SUVs in America. In addition to the chart, you will find an expanded table after the chart that illustrates insurance cost rankings for the entire 2022 small SUV class.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Nissan Kicks, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Nissan Kicks trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
Insurance Cost Comparison: Nissan Kicks vs Top 10 Small SUVs
Nissan Kicks Insurance Cost Compared to All Small SUVs
Rank Make/Model Insurance Cost Difference
1Mazda CX-5$1,158-$32
2Nissan Kicks$1,190--
3Chevrolet Trailblazer$1,196$6
4Subaru Crosstrek$1,224$34
5Toyota C-HR$1,254$64
6Buick Encore$1,260$70
7Nissan Rogue Sport$1,272$82
8Hyundai Venue$1,294$104
9Buick Envision$1,298$108
10Kia Seltos$1,300$110
11Toyota Corolla Cross$1,310$120
12Hyundai Kona$1,318$128
13Subaru Forester$1,320$130
14Volkswagen Tiguan$1,324$134
15Honda CR-V$1,336$146
16Mazda CX-30$1,350$160
17Honda HR-V$1,370$180
18Ford Ecosport$1,380$190
19Chevrolet Trax$1,398$208
20GMC Terrain$1,404$214
21Mitsubishi Eclipse Cross$1,408$218
22Hyundai Tucson$1,416$226
23Chevrolet Bolt$1,420$230
24Chevrolet Equinox$1,424$234
25Volkswagen Taos$1,428$238
26Fiat 500X$1,434$244
27Toyota RAV4$1,440$250
28Kia Soul$1,442$252
29Mazda MX-30$1,472$282
30Jeep Compass$1,478$288
31Kia Niro$1,480$290
32Nissan Rogue$1,492$302
33Ford Escape$1,498$308
34Hyundai Ioniq 5$1,514$324
35Mini Cooper Clubman$1,516$326
36Jeep Renegade$1,518$328
37Kia Sportage$1,524$334
38Ford Bronco$1,532$342
39Volkswagen ID4$1,554$364
40Mini Cooper$1,564$374
41Mini Cooper Countryman$1,582$392
42Mitsubishi Outlander$1,640$450
43Mitsubishi Mirage$1,658$468
44Ford Mustang Mach-E$1,726$536
45Hyundai Nexo$1,744$554
46Jeep Wrangler$1,746$556

Can my address affect the rate I pay?

Depending on your zip code, car insurance cost for a Nissan Kicks varies widely from lower rates like $798 a year in Virginia Beach, VA, up to more expensive rates such as $2,780 a year in New Orleans, LA. Rates in some other cities include Minneapolis, MN, averaging $1,250 per year, Jacksonville, FL, costing $1,686, Memphis, TN, at $1,468, and El Paso, TX, at $1,094.

The following chart visualizes average estimated insurance premiums for a 2022 Nissan Kicks for the 15 largest urban areas in the United States. For this chart, rates range from $892 per year in Columbus, OH, to $2,242 in New York City, a difference of $1,350.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2022 Nissan Kicks, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Nissan Kicks trim levels.Data last updated on September 27, 2022
Nissan Kicks Insurance Rates in Large U.S. Cities
Nissan Kicks Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$2,242$187
Philadelphia, PA$1,980$165
Los Angeles, CA$1,972$164
San Francisco, CA$1,692$141
Jacksonville, FL$1,686$141
San Jose, CA$1,406$117
Phoenix, AZ$1,364$114
San Diego, CA$1,338$112
Chicago, IL$1,292$108
Dallas, TX$1,268$106
Houston, TX$1,262$105
Indianapolis, IN$1,196$100
San Antonio, TX$1,136$95
Austin, TX$1,082$90
Columbus, OH$892$74

Nissan Kicks insurance rates by state

When evaluating Nissan Kicks insurance rates at a state level, states like Iowa ($860), North Carolina ($756), and Idaho ($936) have cheaper insurance rates, while states like Florida ($1,736), Michigan ($1,894), and New York ($1,264) tend to be higher.

States like South Carolina, Montana, and Alabama tend to be closer to the average cost, with rates of $1,094, $1,156, and $970 per year, respectively. The table below shows average rates for a Nissan Kicks in all 50 U.S. states.

Nissan Kicks Insurance Cost by U.S. State
U.S. State Annual Cost 6-month Cost Monthly Cost
Alabama$970$485$81
Alaska$1,042$521$87
Arizona$1,058$529$88
Arkansas$1,272$636$106
California$1,362$681$114
Colorado$1,264$632$105
Connecticut$1,150$575$96
Delaware$1,210$605$101
Florida$1,736$868$145
Georgia$1,148$574$96
Hawaii$806$403$67
Idaho$936$468$78
Illinois$960$480$80
Indiana$888$444$74
Iowa$860$430$72
Kansas$1,196$598$100
Kentucky$1,382$691$115
Louisiana$1,722$861$144
Maine$822$411$69
Maryland$1,072$536$89
Massachusetts$974$487$81
Michigan$1,894$947$158
Minnesota$1,044$522$87
Mississippi$1,122$561$94
Missouri$1,260$630$105
Montana$1,156$578$96
Nebraska$1,134$567$95
Nevada$1,304$652$109
New Hampshire$716$358$60
New Jersey$1,122$561$94
New Mexico$954$477$80
New York$1,264$632$105
North Carolina$756$378$63
North Dakota$986$493$82
Ohio$690$345$58
Oklahoma$1,154$577$96
Oregon$996$498$83
Pennsylvania$1,000$500$83
Rhode Island$1,400$700$117
South Carolina$1,094$547$91
South Dakota$1,078$539$90
Tennessee$936$468$78
Texas$1,120$560$93
Utah$982$491$82
Vermont$788$394$66
Virginia$766$383$64
Washington$900$450$75
West Virginia$1,068$534$89
Wisconsin$806$403$67
Wyoming$1,092$546$91

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Nissan Kicks, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Nissan Kicks trim levels. Physical damage deductibles are $500 and rates are averaged for all zip codes in each state.Data last updated on September 27, 2022
Nissan Kicks insurance rates by U.S. state

Additional Rates and Possible Insurance Discounts

Some additional auto insurance rates and discounts to watch for are listed below.

  • Be a careful driver and pay less. Having at-fault accidents will cost you more, possibly up to $534 per year for a 30-year-old driver and even as much as $348 per year for a 60-year-old driver.
  • Policyholder gender affects insurance cost. For a 2022 Nissan Kicks, a 20-year-old male receives an average rate of $2,330 per year, while a 20-year-old woman pays $1,750, a difference of $580 per year in the women’s favor by a large margin. But by age 50, male rates are $1,084 and female rates are $1,062, a difference of only $22.
  • Get cheaper policy cost by avoiding traffic tickets. If you want to get the best Kicks insurance rates, it pays to not be aggressive behind the wheel. Just one or two blemishes on your driving record can increase insurance policy rates by at least $302 per year. Being convicted of a crime like DWI or reckless driving could raise rates by an additional $1,060 or more.
  • Car insurance is cheaper with higher deductibles. Increasing your deductibles from $500 to $1,000 could save around $172 per year for a 40-year-old driver and $328 per year for a 20-year-old driver.
  • Low deductibles increase auto insurance cost. Lowering deductibles from $500 to $250 could cost an additional $178 per year for a 40-year-old driver and $340 per year for a 20-year-old driver.
  • Good credit can save money. In states that give the green light for credit scores to be used for the purpose of coming up with an insurance rate, insureds with excellent credit scores of 800+ can possibly save as much as $187 per year compared to a lower credit score of 670-739. Conversely, a weaker credit score below 579 could cost up to $217 more per year.
  • Your profession could save you a few bucks. Many car insurance companies offer discounts for earning a living in occupations like engineers, lawyers, nurses, doctors, college professors, architects, and other occupations. If your job can earn you this discount, you may save between $36 and $159 on your Nissan Kicks insurance bill, depending on the level of coverage purchased.