Mazda CX-50 Insurance Cost: 2023 Rates, Rankings & Free Quotes

From the 2.5 S AWD model up to the top level 2.5 Turbo Premium Plus trim level, we compared insurance rates on the CX-50 to discover how average insurance rates size up to similar small SUVs.

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  • Mazda CX-50 insurance costs an average of $1,610 per year, or around $134 per month, for full coverage.
  • Out of 47 models in the 2023 compact SUV segment, the CX-50 ranks 25th for insurance cost.
  • Mazda CX-50 insurance cost ranges from $1,480 to $1,706 per year on average, depending on trim level.

How much does Mazda CX-50 insurance cost?

Ranked 25th out of 47 vehicles in the small SUV class, Mazda CX-50 insurance rates average $1,610 annually for full coverage, or around $134 a month.

The variables used to determine the average rate is a 40-year-old male driver with a good driving record. Changing the driver age or other risk factors can result in dramatically different rates, however.

The rate chart below shows average annual car insurance cost on a 2023 Mazda CX-50 using different drivers and risk factors.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Mazda CX-50 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mazda CX-50 trim levels.Data last updated on December 30, 2022
Mazda CX-50 Insurance Cost Summary
Mazda CX-50 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,658$305
Safe Driver Age 20$3,204$267
At-fault Accidents Age 40$2,268$189
Low Deductibles Age 40$2,108$176
Safe Driver Age 30$1,698$142
Safe Driver Age 40$1,610$134
Safe Driver Age 50$1,468$122
Safe Driver Age 60$1,440$120
High Deductibles Age 40$1,354$113
Discount Rate Age 40$1,336$111

We derive an average insurance rate from all CX-50 trim levels available for the 2023 model year. The table below shows these rates broken out for each trim level.

2023 Mazda CX-50 Insurance Cost by Trim Level
Mazda CX-50 Trim Level Annual Policy 6-month Policy Per Month
2.5 S AWD$1,480$740$123
2.5 S Select$1,510$755$126
2.5 S Preferred$1,536$768$128
2.5 S Preferred Plus$1,582$791$132
2.5 S Premium$1,618$809$135
2.5 S Premium Plus$1,648$824$137
2.5 Turbo$1,648$824$137
2.5 Turbo Meridian Edition$1,680$840$140
2.5 Turbo Premium$1,686$843$141
2.5 Turbo Premium Plus$1,706$853$142

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Mazda CX-50, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Mazda CX-50 Insurance Cost by Trim Level

Mazda CX-50 insurance prices vs. the competition

The Mazda CX-50 ranks 25th out of 47 total comparison vehicles in the 2023 small SUV segment for car insurance affordability. The CX-50 costs an average of $1,610 per year for a full coverage policy and the category average car insurance cost is $1,606 per year, a difference of $4 more per year.

When compared directly to other small SUV segment models, car insurance prices for a Mazda CX-50 cost $24 less per year than the Toyota RAV4, $114 more than the Honda CR-V, and $22 more than the Chevrolet Equinox.

The following chart shows how car insurance rates for a CX-50 compare to the top 10 most popular small SUVs sold in the U.S. A table is also added after the chart that compares CX-50 insurance rates to all 47 vehicles in the 2023 segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Mazda CX-50, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Mazda CX-50 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Mazda CX-50 vs Top 10 Small SUVs Insurance Rate Comparison
Mazda CX-50 Insurance Cost Compared to All Small SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Trailblazer$1,334-$276
2Subaru Crosstrek$1,346-$264
3Nissan Kicks$1,354-$256
4Nissan Rogue Sport$1,378-$232
5Mazda CX-5$1,386-$224
6Buick Encore$1,406-$204
7Buick Envision$1,410-$200
8Kia Seltos$1,430-$180
9Hyundai Venue$1,440-$170
10Honda HR-V$1,464-$146
11Hyundai Kona$1,480-$130
12Subaru Forester$1,486-$124
13Honda CR-V$1,496-$114
14Mazda CX-30$1,498-$112
15Chevrolet Trax$1,514-$96
16Volkswagen Tiguan$1,532-$78
17Ford Bronco Sport$1,536-$74
18Fiat 500X$1,564-$46
19GMC Terrain$1,566-$44
20Kia Soul$1,568-$42
21Mitsubishi Eclipse Cross$1,572-$38
22Chevrolet Equinox$1,588-$22
23Toyota Corolla Cross$1,592-$18
24Volkswagen Taos$1,600-$10
25Mazda CX-50$1,610--
26Hyundai Tucson$1,614$4
27Ford Escape$1,616$6
28Nissan Rogue$1,622$12
29Toyota RAV4$1,634$24
30Mazda MX-30$1,636$26
31Kia Niro$1,638$28
32Mini Cooper$1,648$38
33Jeep Compass$1,652$42
34Mini Cooper Clubman$1,674$64
35Jeep Renegade$1,698$88
36Chevrolet Bolt$1,710$100
37Toyota bz4X$1,716$106
38Kia Sportage$1,760$150
39Hyundai Ioniq 5$1,764$154
40Mini Cooper Countryman$1,812$202
41Mitsubishi Mirage$1,818$208
42Mitsubishi Outlander$1,820$210
43Volkswagen ID4$1,832$222
44Kia EV6$1,870$260
45Dodge Hornet$1,872$262
46Hyundai Nexo$1,938$328
47Ford Mustang Mach-E$1,996$386

Another useful way to evaluate rates is to find out how insurance cost for a Mazda CX-50 compares to other similarly priced models. A 2023 CX-50 has an average purchase price of $35,144, before destination charges and documentation fees.

The vehicles in the small SUV segment most similar in price to the CX-50 are the Ford Bronco Sport, Mazda MX-30, GMC Terrain, and Dodge Hornet.

Here’s how they compare to the CX-50 for overall price and average insurance cost.

  • Mazda CX-50 vs. Ford Bronco Sport – For a new model, the sticker price on the 2023 Ford Bronco Sport averages $27 less than the average MSRP for the CX-50 ($35,118 compared to $35,144). The cost to insure a Mazda CX-50 compared to the Ford Bronco Sport is $74 more annually on average.
  • Mazda CX-50 vs. Mazda MX-30 – New off the lot, the sticker price on the 2023 Mazda MX-30 averages $169 less than the average cost for the CX-50 ($34,975 compared to $35,144). Full-coverage car insurance on the Mazda MX-30 costs an average of $26 more than the Mazda CX-50.
  • Mazda CX-50 vs. GMC Terrain – The average MSRP for a 2023 Mazda CX-50 is $484 cheaper than the GMC Terrain, at $35,144 compared to $35,628. The average insurance cost for a Mazda CX-50 compared to the GMC Terrain is $44 more every 12 months.
  • Mazda CX-50 vs. Dodge Hornet – The 2023 Mazda CX-50 has an average MSRP that is $508 more expensive than the Dodge Hornet ($35,144 versus $34,636). Drivers can expect to pay approximately $262 more per year for full-coverage insurance on the Dodge Hornet compared to a CX-50.