Mazda CX-50 Insurance Cost: 2023 Rates, Rankings & Free Quotes

From the 2.5 S AWD model up to the top level 2.5 Turbo Premium Plus trim level, we compared insurance rates on the CX-50 to discover how average insurance rates size up to similar small SUVs.

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  • Mazda CX-50 insurance costs an average of $1,652 per year, or around $138 per month, for full coverage.
  • Out of 47 models in the 2023 compact SUV segment, the CX-50 ranks 25th for insurance cost.
  • Mazda CX-50 insurance cost ranges from $1,518 to $1,752 per year on average, depending on trim level.

How much does Mazda CX-50 insurance cost?

Ranked 25th out of 47 vehicles in the small SUV class, Mazda CX-50 insurance rates average $1,652 annually for full coverage, or around $138 a month.

The variables used to determine the average rate is a 40-year-old male driver with a good driving record. Changing the driver age or other risk factors can result in dramatically different rates, however.

The rate chart below shows average annual car insurance cost on a 2023 Mazda CX-50 using different drivers and risk factors.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Mazda CX-50 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mazda CX-50 trim levels.Data last updated on August 12, 2023
Mazda CX-50 Insurance Cost Summary
2023 Mazda CX-50 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,756$313
Safe Driver Age 20$3,288$274
At-fault Accidents Age 40$2,326$194
Low Deductibles Age 40$2,162$180
Safe Driver Age 30$1,746$146
Safe Driver Age 40$1,652$138
Safe Driver Age 50$1,504$125
Safe Driver Age 60$1,480$123
High Deductibles Age 40$1,390$116
Discount Rate Age 40$1,374$115

We derive an average insurance rate from all CX-50 trim levels available for the 2023 model year. The table below shows these rates broken out for each trim level.

2023 Mazda CX-50 Insurance Cost by Trim Level
Mazda CX-50 Trim Level Annual Policy Six-Month Policy Per Month
2.5 S AWD$1,518$759$127
2.5 S Select$1,550$775$129
2.5 S Preferred$1,576$788$131
2.5 S Preferred Plus$1,624$812$135
2.5 S Premium$1,662$831$139
2.5 S Premium Plus$1,692$846$141
2.5 Turbo$1,692$846$141
2.5 Turbo Meridian Edition$1,724$862$144
2.5 Turbo Premium$1,728$864$144
2.5 Turbo Premium Plus$1,752$876$146

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Mazda CX-50, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Mazda CX-50 Insurance Cost by Trim Level

Mazda CX-50 insurance prices vs. the competition

The Mazda CX-50 ranks 25th out of 47 total comparison vehicles in the 2023 small SUV segment for car insurance affordability. The CX-50 costs an average of $1,652 per year for a full coverage policy and the category average car insurance cost is $1,649 per year, a difference of $3 more per year.

When compared directly to other small SUV segment models, car insurance prices for a Mazda CX-50 cost $24 less per year than the Toyota RAV4, $118 more than the Honda CR-V, and $22 more than the Chevrolet Equinox.

The following chart shows how car insurance rates for a CX-50 compare to the top 10 most popular small SUVs sold in the U.S. A table is also added after the chart that compares CX-50 insurance rates to all 47 vehicles in the 2023 segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Mazda CX-50, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Mazda CX-50 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Mazda CX-50 vs Top 10 Small SUVs Insurance Rate Comparison
Mazda CX-50 Insurance Cost Compared to All Small SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Trailblazer$1,370-$282
2Subaru Crosstrek$1,380-$272
3Nissan Kicks$1,386-$266
4Nissan Rogue Sport$1,412-$240
5Mazda CX-5$1,422-$230
6Buick Encore$1,442-$210
7Buick Envision$1,446-$206
8Kia Seltos$1,466-$186
9Hyundai Venue$1,478-$174
10Honda HR-V$1,508-$144
11Hyundai Kona$1,518-$134
12Subaru Forester$1,526-$126
13Honda CR-V$1,534-$118
14Mazda CX-30$1,538-$114
15Chevrolet Trax$1,558-$94
16Volkswagen Tiguan$1,572-$80
17Ford Bronco Sport$1,576-$76
18Fiat 500X$1,606-$46
19GMC Terrain$1,608-$44
20Kia Soul$1,614-$38
21Mitsubishi Eclipse Cross$1,616-$36
22Chevrolet Equinox$1,630-$22
23Toyota Corolla Cross$1,634-$18
24Volkswagen Taos$1,640-$12
25Mazda CX-50$1,652--
26Hyundai Tucson$1,656$4
27Ford Escape$1,660$8
28Nissan Rogue$1,666$14
29Toyota RAV4$1,676$24
30Mazda MX-30$1,680$28
31Kia Niro$1,682$30
32Mini Cooper$1,690$38
33Jeep Compass$1,700$48
34Mini Cooper Clubman$1,720$68
35Jeep Renegade$1,746$94
36Chevrolet Bolt$1,756$104
37Toyota bz4X$1,758$106
38Kia Sportage$1,810$158
39Hyundai Ioniq 5$1,814$162
40Mini Cooper Countryman$1,860$208
41Mitsubishi Mirage$1,868$216
42Mitsubishi Outlander$1,872$220
43Volkswagen ID4$1,880$228
44Kia EV6$1,920$268
45Dodge Hornet$1,922$270
46Hyundai Nexo$1,990$338
47Ford Mustang Mach-E$2,048$396

Another useful way to evaluate rates is to find out how insurance cost for a Mazda CX-50 compares to other similarly priced models. A 2023 CX-50 has an average purchase price of $35,144, before destination charges and documentation fees.

The vehicles in the small SUV segment most similar in price to the CX-50 are the Ford Bronco Sport, Mazda MX-30, GMC Terrain, and Dodge Hornet.

Here’s how they compare to the CX-50 for overall price and average insurance cost.

  • Mazda CX-50 vs. Ford Bronco Sport – For a new model, the sticker price on the 2023 Ford Bronco Sport averages $27 less than the average MSRP for the CX-50 ($35,118 compared to $35,144). The cost to insure a Mazda CX-50 compared to the Ford Bronco Sport is $76 more annually on average.
  • Mazda CX-50 vs. Mazda MX-30 – New off the lot, the sticker price on the 2023 Mazda MX-30 averages $169 less than the average cost for the CX-50 ($34,975 compared to $35,144). Full-coverage car insurance on the Mazda MX-30 costs an average of $28 more than the Mazda CX-50.
  • Mazda CX-50 vs. GMC Terrain – The average MSRP for a 2023 Mazda CX-50 is $484 cheaper than the GMC Terrain, at $35,144 compared to $35,628. The average insurance cost for a Mazda CX-50 compared to the GMC Terrain is $44 more every 12 months.
  • Mazda CX-50 vs. Dodge Hornet – The 2023 Mazda CX-50 has an average MSRP that is $508 more expensive than the Dodge Hornet ($35,144 versus $34,636). Drivers can expect to pay approximately $270 more per year for full-coverage insurance on the Dodge Hornet compared to a CX-50.