Toyota Corolla Cross Insurance Cost for 2022

How much does car insurance cost on a Toyota Corolla Cross? We analyzed rates from the base Corolla Cross L 2WD model up to the XLE AWD trim level to see how prices compare to other compact SUVs.

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  • Toyota Corolla Cross insurance costs an average of $1,310 per year or around $109 per month, but can vary based on the vehicle trim level.
  • As one of the cheaper small SUVs to insure for the 2022 model year, the Toyota Corolla Cross costs $116 less per year on average to insure when compared to the other small SUVs.
  • The cheapest Corolla Cross insurance is on the base L 2WD model at an estimated $1,252 per year. The most expensive to insure is the XLE AWD at $1,356 annually.

How much does Toyota Corolla Cross insurance cost?

Toyota Corolla Cross insurance rates average $1,310 annually for full coverage, or around $109 each month. You can expect to pay approximately $116 less per year to insure a Toyota Corolla Cross compared to similar vehicles.

With MSRPs ranging from $22,195 to $27,625 for the 2022 Toyota Corolla Cross, average monthly insurance rates range from $104 to $113.

The chart below shows how insurance cost can change based on factors like driver age and the physical damage deductibles on the policy. As a general rule, younger drivers pay higher rates than more mature drivers, and lower deductibles cost more than higher deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2022 Toyota Corolla Cross with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Toyota Corolla Cross trim levels.Data last updated on July 12, 2022
Toyota Corolla Cross Car Insurance Rates
Toyota Corolla Cross Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,208$184
$500$2,594$216
$250$3,000$250
30$1,000$1,160$97
$500$1,376$115
$250$1,602$134
40$1,000$1,110$93
$500$1,310$109
$250$1,516$126
50$1,000$1,016$85
$500$1,194$100
$250$1,378$115
60$1,000$998$83
$500$1,172$98
$250$1,354$113

As shown in the chart above, driver age has a really big impact on car insurance rates, and policy deductibles to a lesser extent. Another factor that influences cost is the exact trim level of the vehicle you’re insuring.

Cheaper trim levels generally cost less to insure, while the price of insurance tends to go up as you add features and packages to the vehicle. The Corolla Cross is no exception to this rule, as the base L 2WD model has the cheapest insurance rates and the XLE AWD costs the most to insure.

The table below breaks down average insurance rates for all Toyota Corolla Cross trims available for the 2022 model year.

2022 Toyota Corolla Cross Insurance Cost by Trim Level
Toyota Corolla Cross Trim Level Annual Policy 6-month Policy Per Month
L 2WD$1,252$626$104
L AWD$1,280$640$107
LE 2WD$1,304$652$109
LE AWD$1,326$663$111
XLE 2WD$1,338$669$112
XLE AWD$1,356$678$113

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Toyota Corolla Cross, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on July 12, 2022
Toyota Corolla Cross Insurance Cost by Trim Level

Some additional factors that can impact the cost of auto insurance are credit rating, your driving record, and even your occupation. The list below goes into those factors plus some additional data on driver age.

  • As you get older, Toyota Corolla Cross car insurance rates tend to be cheaper. The difference in insurance rates for a Corolla Cross between a 40-year-old driver ($1,310 per year) and a 20-year-old driver ($2,594 per year) is $1,284, or a savings of 49.5%.
  • Cheaper rates come with better credit scores. Having an excellent credit rating above 800 could save an average of $206 per year compared to a credit rating between 670-739. Conversely, a weaker credit score could cost up to $238 more per year.
  • Higher physical damage deductibles lower policy cost. Increasing your policy deductibles from $500 to $1,000 could save around $200 per year for a 40-year-old driver and $386 per year for a 20-year-old driver.
  • Lowering deductibles results in a more expensive policy. Dropping your physical damage deductibles from $500 to $250 could cost an additional $206 per year for a 40-year-old driver and $406 per year for a 20-year-old driver.
  • Avoid traffic tickets to pay less. If you want to get the cheapest Corolla Cross insurance rates, it’s necessary to drive within the law. In fact, just a couple minor infractions could raise insurance policy cost by up to $338 per year. Major misdemeanors such as a DUI could raise rates by an additional $1,194 or more.
  • Your occupation could earn you policy discounts. Some auto insurance companies offer policy discounts for earning a living in occupations like architects, lawyers, high school and elementary teachers, firefighters, accountants, members of the military, and others. By qualifying for an occupational discount, you could save between $39 and $159 on your Toyota Corolla Cross insurance bill, depending on the coverage levels.
  • Expect to pay a lot for high-risk insurance. For a 20-year-old driver, being required to buy a high-risk insurance policy increases the cost by $2,010 or more per year.
  • The cost to insure teen drivers is expensive. Average rates for full coverage Corolla Cross insurance costs $4,698 per year for a 16-year-old driver, $4,382 per year for a 17-year-old driver, $4,090 per year for a 18-year-old driver, and $3,694 per year for a 19-year-old driver.

Is it expensive to insure a Toyota Corolla Cross?

The Toyota Corolla Cross ranks #11 out of 46 comparison vehicles in the 2022 compact SUV class for car insurance affordability. The Corolla Cross costs $116 less per year to insure than the average segment rate of $1,426 per year.

When compared to popular SUVs in the segment, insurance on a Toyota Corolla Cross averages $130 less per year than the Toyota RAV4, $26 less than the Honda CR-V, and $182 less than the Nissan Rogue.

The next chart shows how insurance cost for a Toyota Corolla Cross compares to the top 10 most popular small SUVs like the Chevrolet Equinox, Jeep Wrangler, and the Ford Escape. After the chart, complete rankings for all 46 compact SUVs is included, with the Corolla Cross highlighted and ranked at position #11.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Toyota Corolla Cross, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Toyota Corolla Cross trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on July 12, 2022
Insurance Cost Comparison: Toyota Corolla Cross vs Top 10 Small SUVs
Toyota Corolla Cross Insurance Cost Compared to All Small SUVs
Rank Make/Model Insurance Cost Difference
1Mazda CX-5$1,158-$152
2Nissan Kicks$1,190-$120
3Chevrolet Trailblazer$1,196-$114
4Subaru Crosstrek$1,224-$86
5Toyota C-HR$1,254-$56
6Buick Encore$1,260-$50
7Nissan Rogue Sport$1,272-$38
8Hyundai Venue$1,294-$16
9Buick Envision$1,298-$12
10Kia Seltos$1,300-$10
11Toyota Corolla Cross$1,310--
12Hyundai Kona$1,318$8
13Subaru Forester$1,320$10
14Volkswagen Tiguan$1,324$14
15Honda CR-V$1,336$26
16Mazda CX-30$1,350$40
17Honda HR-V$1,370$60
18Ford Ecosport$1,380$70
19Chevrolet Trax$1,398$88
20GMC Terrain$1,404$94
21Mitsubishi Eclipse Cross$1,408$98
22Hyundai Tucson$1,416$106
23Chevrolet Bolt$1,420$110
24Chevrolet Equinox$1,424$114
25Volkswagen Taos$1,428$118
26Fiat 500X$1,434$124
27Toyota RAV4$1,440$130
28Kia Soul$1,442$132
29Mazda MX-30$1,472$162
30Jeep Compass$1,478$168
31Kia Niro$1,480$170
32Nissan Rogue$1,492$182
33Ford Escape$1,498$188
34Hyundai Ioniq 5$1,514$204
35Mini Cooper Clubman$1,516$206
36Jeep Renegade$1,518$208
37Kia Sportage$1,524$214
38Ford Bronco$1,532$222
39Volkswagen ID4$1,554$244
40Mini Cooper$1,564$254
41Mini Cooper Countryman$1,582$272
42Mitsubishi Outlander$1,640$330
43Mitsubishi Mirage$1,658$348
44Ford Mustang Mach-E$1,726$416
45Hyundai Nexo$1,744$434
46Jeep Wrangler$1,746$436