Volkswagen Taos Insurance Cost for 2023

How much does Volkswagen Taos car insurance cost?

We analyzed average policy premiums from the S model up to the top tier SEL 4Motion trim level to see how insurance for a Taos compares to the rest of the small SUV segment.

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  • Volkswagen Taos car insurance rates average $1,640 per year (about $137 per month) for full coverage, but vary considerably based on policy limits.
  • Volkswagen Taos insurance cost ranges from $1,526 to $1,748 per year on average, depending on trim level.
  • Out of 47 vehicles in the small SUV segment for 2023, the Taos ranks 24th for auto insurance affordability.

How much does Volkswagen Taos insurance cost?

Drivers should budget around about $1,640 yearly to insure a Volkswagen Taos. With MSRP ranging from $24,155 to $35,830 for the 2023 model, monthly insurance cost ranges from $127 to $146.

Liability and medical payments insurance costs approximately $584 a year, comprehensive (or other-than-collision) coverage is an estimated $370, and the remaining collision coverage costs about $686.

The rate chart shown below shows how much the cost of insuring a 2023 VW Taos can vary based on different driver ages and policy deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Volkswagen Taos with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Volkswagen Taos trim levels.Data last updated on August 12, 2023
Volkswagen Taos Car Insurance Rates
2023 Volkswagen Taos Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,802$234
$500$3,270$273
$250$3,764$314
30$1,000$1,456$121
$500$1,718$143
$250$1,992$166
40$1,000$1,402$117
$500$1,640$137
$250$1,892$158
50$1,000$1,282$107
$500$1,498$125
$250$1,722$144
60$1,000$1,256$105
$500$1,468$122
$250$1,688$141

In additional to driver age and policy limits, another factor that influences the cost of insurance is the exact model of vehicle you’re insuring. For the 2023 Taos, the cheapest insurance is on the base S model and the most expensive to insure is the SEL 4Motion trim.

The table below shows average annual, semi-annual, and monthly insurance cost for all the trim levels available for the VW Taos.

2023 Volkswagen Taos Insurance Cost by Trim Level
Volkswagen Taos Trim Level Annual Policy Six-Month Policy Per Month
S$1,526$763$127
S 4Motion$1,606$803$134
SE$1,626$813$136
SE 4Motion$1,704$852$142
SEL 4Motion$1,748$874$146

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Volkswagen Taos, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Volkswagen Taos Insurance Cost by Trim Level

Is the VW Taos cheap to insure?

The Volkswagen Taos ranks 24th in the compact SUV segment for insurance affordability out of 47 total models. The Taos costs an average of $1,640 per year to insure, while the category average rate is $1,649 per year, a difference of $9 per year.

When compared to the best-selling models in the small SUV category, insurance prices for a Volkswagen Taos cost $36 less per year than the Toyota RAV4, $106 more than the Honda CR-V, and $26 less than the Nissan Rogue.

The table below ranks all 47 models in the 2023 compact SUV segment, with the Taos highlighted and ranked at position 24th.

Insurance Cost Comparison: Volkswagen Taos vs Small SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Trailblazer$1,370-$270
2Subaru Crosstrek$1,380-$260
3Nissan Kicks$1,386-$254
4Nissan Rogue Sport$1,412-$228
5Mazda CX-5$1,422-$218
6Buick Encore$1,442-$198
7Buick Envision$1,446-$194
8Kia Seltos$1,466-$174
9Hyundai Venue$1,478-$162
10Honda HR-V$1,508-$132
11Hyundai Kona$1,518-$122
12Subaru Forester$1,526-$114
13Honda CR-V$1,534-$106
14Mazda CX-30$1,538-$102
15Chevrolet Trax$1,558-$82
16Volkswagen Tiguan$1,572-$68
17Ford Bronco Sport$1,576-$64
18Fiat 500X$1,606-$34
19GMC Terrain$1,608-$32
20Kia Soul$1,614-$26
21Mitsubishi Eclipse Cross$1,616-$24
22Chevrolet Equinox$1,630-$10
23Toyota Corolla Cross$1,634-$6
24Volkswagen Taos$1,640--
25Mazda CX-50$1,652$12
26Hyundai Tucson$1,656$16
27Ford Escape$1,660$20
28Nissan Rogue$1,666$26
29Toyota RAV4$1,676$36
30Mazda MX-30$1,680$40
31Kia Niro$1,682$42
32Mini Cooper$1,690$50
33Jeep Compass$1,700$60
34Mini Cooper Clubman$1,720$80
35Jeep Renegade$1,746$106
36Chevrolet Bolt$1,756$116
37Toyota bz4X$1,758$118
38Kia Sportage$1,810$170
39Hyundai Ioniq 5$1,814$174
40Mini Cooper Countryman$1,860$220
41Mitsubishi Mirage$1,868$228
42Mitsubishi Outlander$1,872$232
43Volkswagen ID4$1,880$240
44Kia EV6$1,920$280
45Dodge Hornet$1,922$282
46Hyundai Nexo$1,990$350
47Ford Mustang Mach-E$2,048$408

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on August 11, 2023
Insurance Cost Comparison: Volkswagen Taos vs Small SUVs

Additional insurance rates and insights

There are so many variables that affect the cost of car insurance that it’s difficult to include them all in a single article. The list below discusses some additional factors that can increase or decrease the price of insurance on a VW Taos, along with some tips that may save you some money.

  • Insuring teenagers can be very expensive. Average rates for full coverage Taos insurance costs $5,998 per year for a 16-year-old driver, $5,580 per year for a 17-year-old driver, $5,200 per year for an 18-year-old driver, and $4,686 per year for a 19-year-old driver.
  • Negligent driving raises insurance rates. Causing too many accidents will raise rates, as much as $766 per year for a 30-year-old driver and even $512 per year for a 60-year-old driver.
  • Getting older means more affordable car insurance rates. The difference in 2023 Taos insurance rates between a 50-year-old driver ($1,498 per year) and a 20-year-old driver ($3,270 per year) is $1,772, or a savings of 74.3%.
  • Better credit scores yield better car insurance rates. Having excellent credit of 800+ could save up to $257 per year when compared to a lower credit score of 670-739. Conversely, a mediocre credit rating could cost up to $298 more per year.
  • Qualify for discounts to lower insurance cost. Discounts may be available if the insureds take a defensive driving course, are military or federal employees, work in certain occupations, choose electronic billing, are good students, or many other discounts which could save the average driver as much as $280 per year on the cost of insuring a Volkswagen Taos.
  • Tickets and violations cost money. In order to have the most affordable price on Taos insurance rates, it’s necessary to not be an aggressive driver. Not surprisingly, just one or two moving violations could result in spiking rates by at least $438 per year. Serious violations like reckless driving and leaving the scene of an accident, DUI, or driving on a revoked license could raise rates by an additional $1,520 or more.
  • Lower the cost of your policy by increasing deductibles. Boosting your physical damage deductibles from $500 to $1,000 could save around $238 per year for a 40-year-old driver and $468 per year for a 20-year-old driver.
  • The lower deductible you choose, the higher the policy cost. Lowering your physical damage coverage deductibles from $500 to $250 could cost an additional $252 per year for a 40-year-old driver and $494 per year for a 20-year-old driver.