- Volkswagen Taos car insurance rates average $1,420 per year (about $118 per month) for full coverage, but vary considerably based on policy limits.
- Volkswagen Taos insurance cost ranges from $1,326 to $1,496 per year on average, depending on trim level.
- Out of 46 vehicles in the small SUV segment for 2022, the Taos ranks #25 for auto insurance affordability.
How much does Volkswagen Taos insurance cost?
Drivers should budget around about $1,420 yearly to insure a Volkswagen Taos. With MSRP ranging from $22,995 to $33,530 for the 2022 model, monthly insurance cost ranges from $111 to $125.
Liability and medical payments insurance costs approximately $508 a year, comprehensive (or other-than-collision) coverage is an estimated $320, and the remaining collision coverage costs about $592.
The rate chart shown below shows how much the cost of insuring a 2022 VW Taos can vary based on different driver ages and policy deductibles.
In additional to driver age and policy limits, another factor that influences the cost of insurance is the exact model of vehicle you’re insuring. For the 2022 Taos, the cheapest insurance is on the base S model and the most expensive to insure is the SEL 4Motion trim.
The table below shows average annual, semi-annual, and monthly insurance cost for all the trim levels available for the VW Taos.
| Volkswagen Taos Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| S | $1,326 | $663 | $111 |
| S 4Motion | $1,372 | $686 | $114 |
| SE | $1,408 | $704 | $117 |
| SE 4Motion | $1,442 | $721 | $120 |
| SEL | $1,468 | $734 | $122 |
| SEL 4Motion | $1,496 | $748 | $125 |
Is the VW Taos cheap to insure?
The Volkswagen Taos ranks #25 in the compact SUV segment for insurance affordability out of 46 total models. The Taos costs an average of $1,420 per year to insure, while the category average rate is $1,416 per year, a difference of $4 per year.
When compared to the best-selling models in the small SUV category, insurance prices for a Volkswagen Taos cost $10 less per year than the Toyota RAV4, $94 more than the Honda CR-V, and $62 less than the Nissan Rogue.
The table below ranks all 46 models in the 2022 compact SUV segment, with the Taos highlighted and ranked at position #25.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Mazda CX-5 | $1,152 | -$268 |
| 2 | Nissan Kicks | $1,180 | -$240 |
| 3 | Chevrolet Trailblazer | $1,188 | -$232 |
| 4 | Subaru Crosstrek | $1,216 | -$204 |
| 5 | Toyota C-HR | $1,250 | -$170 |
| 6 | Buick Encore | $1,252 | -$168 |
| 7 | Nissan Rogue Sport | $1,262 | -$158 |
| 8 | Hyundai Venue | $1,286 | -$134 |
| 9 | Buick Envision | $1,288 | -$132 |
| 10 | Kia Seltos | $1,290 | -$130 |
| 11 | Toyota Corolla Cross | $1,298 | -$122 |
| 12 | Hyundai Kona | $1,310 | -$110 |
| 13 | Subaru Forester | $1,312 | -$108 |
| 14 | Volkswagen Tiguan | $1,314 | -$106 |
| 15 | Honda CR-V | $1,326 | -$94 |
| 16 | Mazda CX-30 | $1,340 | -$80 |
| 17 | Honda HR-V | $1,360 | -$60 |
| 18 | Ford Ecosport | $1,372 | -$48 |
| 19 | Chevrolet Trax | $1,386 | -$34 |
| 20 | GMC Terrain | $1,394 | -$26 |
| 21 | Mitsubishi Eclipse Cross | $1,396 | -$24 |
| 22 | Hyundai Tucson | $1,406 | -$14 |
| 23 | Chevrolet Bolt | $1,412 | -$8 |
| 24 | Chevrolet Equinox | $1,416 | -$4 |
| 25 | Volkswagen Taos | $1,420 | -- |
| 26 | Fiat 500X | $1,424 | $4 |
| 27 | Toyota RAV4 | $1,430 | $10 |
| 28 | Kia Soul | $1,432 | $12 |
| 29 | Mazda MX-30 | $1,460 | $40 |
| 30 | Jeep Compass | $1,468 | $48 |
| 31 | Kia Niro | $1,470 | $50 |
| 32 | Nissan Rogue | $1,482 | $62 |
| 33 | Ford Escape | $1,490 | $70 |
| 34 | Hyundai Ioniq 5 | $1,502 | $82 |
| 35 | Mini Cooper Clubman | $1,504 | $84 |
| 36 | Jeep Renegade | $1,508 | $88 |
| 37 | Kia Sportage | $1,514 | $94 |
| 38 | Ford Bronco | $1,520 | $100 |
| 39 | Volkswagen ID4 | $1,542 | $122 |
| 40 | Mini Cooper | $1,550 | $130 |
| 41 | Mini Cooper Countryman | $1,572 | $152 |
| 42 | Mitsubishi Outlander | $1,628 | $208 |
| 43 | Mitsubishi Mirage | $1,642 | $222 |
| 44 | Ford Mustang Mach-E | $1,712 | $292 |
| 45 | Hyundai Nexo | $1,730 | $310 |
| 46 | Jeep Wrangler | $1,732 | $312 |
Additional insurance rates and insights
There are so many variables that affect the cost of car insurance that it’s difficult to include them all in a single article. The list below discusses some additional factors that can increase or decrease the price of insurance on a VW Taos, along with some tips that may save you some money.
- Insuring teenagers can be very expensive. Average rates for full coverage Taos insurance costs $5,188 per year for a 16-year-old driver, $4,828 per year for a 17-year-old driver, $4,498 per year for a 18-year-old driver, and $4,052 per year for a 19-year-old driver.
- Negligent driving raises insurance rates. Causing too many accidents will raise rates, as much as $662 per year for a 30-year-old driver and even $444 per year for a 60-year-old driver.
- Getting older means more affordable car insurance rates. The difference in 2022 Taos insurance rates between a 50-year-old driver ($1,294 per year) and a 20-year-old driver ($2,826 per year) is $1,532, or a savings of 54.2%.
- Better credit scores yield better car insurance rates. Having excellent credit of 800+ could save up to $223 per year when compared to a lower credit score of 670-739. Conversely, a mediocre credit rating could cost up to $258 more per year.
- Qualify for discounts to lower insurance cost. Discounts may be available if the insureds take a defensive driving course, are military or federal employees, work in certain occupations, choose electronic billing, are good students, or many other discounts which could save the average driver as much as $244 per year on the cost of insuring a Volkswagen Taos.
- Tickets and violations cost money. In order to have the most affordable price on Taos insurance rates, it’s necessary to not be an aggressive driver. Not surprisingly, just one or two moving violations could result in spiking rates by at least $374 per year. Serious violations like reckless driving and leaving the scene of an accident, DUI, or driving on a revoked license could raise rates by an additional $1,314 or more.
- Lower the cost of your policy by increasing deductibles. Boosting your physical damage deductibles from $500 to $1,000 could save around $208 per year for a 40-year-old driver and $404 per year for a 20-year-old driver.
- The lower deductible you choose, the higher the policy cost. Lowering your physical damage coverage deductibles from $500 to $250 could cost an additional $214 per year for a 40-year-old driver and $426 per year for a 20-year-old driver.
