Volkswagen Taos Insurance Cost for 2022

How much does Volkswagen Taos car insurance cost? We break down rates from the base Taos S up to the SEL 4Motion trim level to discover how insurance prices compare side-by-side to other compact SUVs.

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  • Volkswagen Taos car insurance rates average $1,420 per year (about $118 per month) for full coverage, but vary considerably based on policy limits.
  • Volkswagen Taos insurance cost ranges from $1,326 to $1,496 per year on average, depending on trim level.
  • Out of 46 vehicles in the small SUV segment for 2022, the Taos ranks #25 for auto insurance affordability.

How much does Volkswagen Taos insurance cost?

Drivers should budget around about $1,420 yearly to insure a Volkswagen Taos. With MSRP ranging from $22,995 to $33,530 for the 2022 model, monthly insurance cost ranges from $111 to $125.

Liability and medical payments insurance costs approximately $508 a year, comprehensive (or other-than-collision) coverage is an estimated $320, and the remaining collision coverage costs about $592.

The rate chart shown below shows how much the cost of insuring a 2022 VW Taos can vary based on different driver ages and policy deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Volkswagen Taos with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Volkswagen Taos trim levels.Data last updated on April 14, 2022
Volkswagen Taos Car Insurance Rates
Volkswagen Taos Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,422$202
$500$2,826$236
$250$3,252$271
30$1,000$1,262$105
$500$1,490$124
$250$1,724$144
40$1,000$1,212$101
$500$1,420$118
$250$1,634$136
50$1,000$1,108$92
$500$1,294$108
$250$1,488$124
60$1,000$1,086$91
$500$1,268$106
$250$1,460$122

In additional to driver age and policy limits, another factor that influences the cost of insurance is the exact model of vehicle you’re insuring. For the 2022 Taos, the cheapest insurance is on the base S model and the most expensive to insure is the SEL 4Motion trim.

The table below shows average annual, semi-annual, and monthly insurance cost for all the trim levels available for the VW Taos.

2022 Volkswagen Taos Insurance Cost by Trim Level
Volkswagen Taos Trim Level Annual Policy 6-month Policy Per Month
S$1,326$663$111
S 4Motion$1,372$686$114
SE$1,408$704$117
SE 4Motion$1,442$721$120
SEL$1,468$734$122
SEL 4Motion$1,496$748$125

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Volkswagen Taos, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 19, 2022
Volkswagen Taos Insurance Cost by Trim Level

Is the VW Taos cheap to insure?

The Volkswagen Taos ranks #25 in the compact SUV segment for insurance affordability out of 46 total models. The Taos costs an average of $1,420 per year to insure, while the category average rate is $1,416 per year, a difference of $4 per year.

When compared to the best-selling models in the small SUV category, insurance prices for a Volkswagen Taos cost $10 less per year than the Toyota RAV4, $94 more than the Honda CR-V, and $62 less than the Nissan Rogue.

The table below ranks all 46 models in the 2022 compact SUV segment, with the Taos highlighted and ranked at position #25.

Insurance Cost Comparison: Volkswagen Taos vs Small SUVs
Rank Make/Model Insurance Cost Difference
1Mazda CX-5$1,152-$268
2Nissan Kicks$1,180-$240
3Chevrolet Trailblazer$1,188-$232
4Subaru Crosstrek$1,216-$204
5Toyota C-HR$1,250-$170
6Buick Encore$1,252-$168
7Nissan Rogue Sport$1,262-$158
8Hyundai Venue$1,286-$134
9Buick Envision$1,288-$132
10Kia Seltos$1,290-$130
11Toyota Corolla Cross$1,298-$122
12Hyundai Kona$1,310-$110
13Subaru Forester$1,312-$108
14Volkswagen Tiguan$1,314-$106
15Honda CR-V$1,326-$94
16Mazda CX-30$1,340-$80
17Honda HR-V$1,360-$60
18Ford Ecosport$1,372-$48
19Chevrolet Trax$1,386-$34
20GMC Terrain$1,394-$26
21Mitsubishi Eclipse Cross$1,396-$24
22Hyundai Tucson$1,406-$14
23Chevrolet Bolt$1,412-$8
24Chevrolet Equinox$1,416-$4
25Volkswagen Taos$1,420--
26Fiat 500X$1,424$4
27Toyota RAV4$1,430$10
28Kia Soul$1,432$12
29Mazda MX-30$1,460$40
30Jeep Compass$1,468$48
31Kia Niro$1,470$50
32Nissan Rogue$1,482$62
33Ford Escape$1,490$70
34Hyundai Ioniq 5$1,502$82
35Mini Cooper Clubman$1,504$84
36Jeep Renegade$1,508$88
37Kia Sportage$1,514$94
38Ford Bronco$1,520$100
39Volkswagen ID4$1,542$122
40Mini Cooper$1,550$130
41Mini Cooper Countryman$1,572$152
42Mitsubishi Outlander$1,628$208
43Mitsubishi Mirage$1,642$222
44Ford Mustang Mach-E$1,712$292
45Hyundai Nexo$1,730$310
46Jeep Wrangler$1,732$312

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 24, 2022
Insurance Cost Comparison: Volkswagen Taos vs Small SUVs

Additional insurance rates and insights

There are so many variables that affect the cost of car insurance that it’s difficult to include them all in a single article. The list below discusses some additional factors that can increase or decrease the price of insurance on a VW Taos, along with some tips that may save you some money.

  • Insuring teenagers can be very expensive. Average rates for full coverage Taos insurance costs $5,188 per year for a 16-year-old driver, $4,828 per year for a 17-year-old driver, $4,498 per year for a 18-year-old driver, and $4,052 per year for a 19-year-old driver.
  • Negligent driving raises insurance rates. Causing too many accidents will raise rates, as much as $662 per year for a 30-year-old driver and even $444 per year for a 60-year-old driver.
  • Getting older means more affordable car insurance rates. The difference in 2022 Taos insurance rates between a 50-year-old driver ($1,294 per year) and a 20-year-old driver ($2,826 per year) is $1,532, or a savings of 54.2%.
  • Better credit scores yield better car insurance rates. Having excellent credit of 800+ could save up to $223 per year when compared to a lower credit score of 670-739. Conversely, a mediocre credit rating could cost up to $258 more per year.
  • Qualify for discounts to lower insurance cost. Discounts may be available if the insureds take a defensive driving course, are military or federal employees, work in certain occupations, choose electronic billing, are good students, or many other discounts which could save the average driver as much as $244 per year on the cost of insuring a Volkswagen Taos.
  • Tickets and violations cost money. In order to have the most affordable price on Taos insurance rates, it’s necessary to not be an aggressive driver. Not surprisingly, just one or two moving violations could result in spiking rates by at least $374 per year. Serious violations like reckless driving and leaving the scene of an accident, DUI, or driving on a revoked license could raise rates by an additional $1,314 or more.
  • Lower the cost of your policy by increasing deductibles. Boosting your physical damage deductibles from $500 to $1,000 could save around $208 per year for a 40-year-old driver and $404 per year for a 20-year-old driver.
  • The lower deductible you choose, the higher the policy cost. Lowering your physical damage coverage deductibles from $500 to $250 could cost an additional $214 per year for a 40-year-old driver and $426 per year for a 20-year-old driver.