Fresno Car Insurance Quotes – 2023 Rates + Cheapest Autos to Insure

We compared insurance rates for nearly 200 cars, SUVs and pickup trucks to find out which models have cheap car insurance quotes in Fresno, California.

Start a Free QuoteCompare Fresno car insurance quotes and save on your next policy.

  • Fresno car insurance costs an average of $2,042 per year, or about $170 per month.
  • Fresno car insurance averages $130 per year less than the California state average and $314 per year more than the average rate for all 50 U.S. states.
  • Auto insurance rates for a few popular vehicles in Fresno include the Chevrolet Silverado at $2,234 per year, Chevrolet Equinox at $1,834, and Ford F150 at $2,074.
  • SUV models like the Chevrolet Trailblazer, Nissan Rogue Sport, Honda HR-V, and Subaru Forester are the top picks for cheap car insurance in Fresno.
  • A few vehicles with the lowest cost car insurance in Fresno for their respective segments include the Acura RDX ($1,704 per year), Ford Maverick ($1,694 per year), Nissan Titan ($2,018 per year), and Honda Passport ($1,584 per year).

How much does average car insurance cost in Fresno?

The average price for car insurance in Fresno is $2,042 per year, which is about $170 per month. Fresno car insurance costs 16.7% more than the U.S. average rate of $1,728.

The average price for car insurance in California is $2,172 per year, so Fresno, California, drivers pay an average of $130 less per year than the overall California state-wide average rate. When compared to other cities in California, the cost to insure a vehicle in Fresno is around $104 per year more expensive than in San Diego, $738 per year less than in Los Angeles, and $374 per year less than in San Francisco.

The next chart shows examples of average Fresno auto insurance cost. Rates are averaged for all Fresno Zip Codes and shown based on a variety of different driver ages, policy physical damage deductibles, and risk scenarios.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for the 2023 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Fresno includes all Zip Codes and vehicle trim levels.Data last updated on August 11, 2023
Fresno, California Car Insurance Cost by Driver Risk Profile
2023 Average Car Insurance Cost in Fresno, CA
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,634$386
Safe Driver Age 20$4,060$338
At-fault Accidents Age 40$2,878$240
Low Deductibles Age 40$2,660$222
Safe Driver Age 30$2,148$179
Safe Driver Age 40$2,042$170
Safe Driver Age 50$1,858$155
Safe Driver Age 60$1,824$152
High Deductibles Age 40$1,720$143
Discount Rate Age 40$1,696$141

The average cost of auto insurance per month in Fresno is $170, and ranges from $141 to $386 for drivers age 20 to 60 with the assigned risk profiles in the chart above.

The age of the rated driver is the largest factor that influences the cost of car insurance, so the list below details how age impacts cost by breaking down average car insurance rates for driver ages 16 through 60.

Fresno, CA, car insurance cost by driver age

  • 16-year-old driver – $7,308 per year or $609 per month
  • 17-year-old driver – $6,836 per year or $570 per month
  • 18-year-old driver – $6,384 per year or $532 per month
  • 19-year-old driver – $5,780 per year or $482 per month
  • 20-year-old driver – $4,060 per year or $338 per month
  • 30-year-old driver – $2,148 per year or $179 per month
  • 40-year-old driver – $2,042 per year or $170 per month
  • 50-year-old driver – $1,858 per year or $155 per month
  • 60-year-old driver – $1,824 per year or $152 per month

The previous auto insurance rates in this article are an average for all 2023 vehicle models, which is useful when making big picture comparisons such as the average cost difference for different locations or driver risk profiles.

But for more useful car insurance cost comparisons, it makes better sense to compare rates for the exact vehicle being insured. In the next few sections of this article, we compare all kinds of car insurance rates for different makes and models, but for now, let’s look at just a few of the more popular vehicles to see how auto insurance prices compare in Fresno.

The next chart details average insurance rates in Fresno for some of the more popular vehicles. Later on, we’ll cover car insurance rates for some of these models in more detail.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average Fresno car insurance cost is based on 2023 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Fresno Zip Codes.Data last updated on August 11, 2023
Fresno, CA, Car Insurance Rates for Popular Vehicles
Fresno, CA, Car Insurance Rates for Popular Vehicles
Make/Model Annual Rate Monthly Rate
Subaru Forester$1,720$143
Honda CR-V$1,730$144
Chevrolet Equinox$1,834$153
Hyundai Tucson$1,866$156
Ford Escape$1,870$156
Nissan Rogue$1,876$156
Toyota RAV4$1,890$158
Toyota Camry$1,938$162
Honda Pilot$1,962$164
Honda Accord$2,062$172
Ford F150$2,074$173
GMC Sierra$2,226$186
Ram Truck$2,228$186
Chevrolet Silverado$2,234$186
Chevrolet Corvette$2,518$210

Popular vehicle models in Fresno tend to be small or midsize cars like the Hyundai Elantra, Honda Civic, and Kia K5 and compact or midsize SUVs like the Ford Escape and Jeep Grand Cherokee.

Some additional popular models in Fresno from different automotive segments include luxury cars like the Lexus ES 350 and Acura ILX, luxury SUVs like the Infiniti QX60 and Acura MDX, and models from the pickup truck segment like the Toyota Tacoma and Chevy Silverado.

We will explore additional rates coming up in the article, but before we get into that data, let’s quickly revisit some of the concepts that were presented in the data up to this point.

  • Auto insurance gets cheaper the older you are – Insurance rates for a 50-year-old driver in Fresno are $2,202 per year cheaper than for a 20-year-old driver.
  • Lower deductible auto insurance is more expensive than high deductible – A 20-year-old driver pays an average of $1,064 more per year for $250 physical damage deductibles versus $1,000.
  • Average cost per month ranges from $152 to $609 – That’s the average auto insurance cost range for drivers aged 16 to 60 in Fresno.
  • Fresno auto insurance prices are cheaper than the California state average – $2,042 (Fresno average) compared to $2,172 (California average)
  • Car insurance rates decrease a lot from age 20 to 30 – The average 30-year-old Fresno, California, driver will pay $1,912 less annually than a 20-year-old driver, $2,148 compared to $4,060.
  • Fresno, California, average car insurance cost is more than the U.S. average – $2,042 (Fresno average) compared to $1,728 (U.S. average)

Which vehicles are cheapest to insure in Fresno?

The vehicles with the best insurance quotes in Fresno, CA, tend to be compact SUVs and crossovers like the Chevrolet Trailblazer, Nissan Kicks, Buick Encore, and Buick Envision.

Average insurance rates for those compact SUVs cost $1,632 or less per year, or $136 per month, to have full coverage.

Additional models that are ranked high in our insurance cost comparison are the Ford Edge, Subaru Impreza, Acura RDX, and Subaru Forester.

The average cost is marginally higher for those models than the cheapest small SUVs that rank at the top, but they still have an average cost of $1,730 or less per year, or about $144 per month in Fresno.

The next table breaks down the 25 cheapest vehicles to insure in Fresno, sorted by annual and monthly insurance cost.

Cheapest Car Insurance Rates in Fresno
Rank Make/Model Annual Cost Monthly Cost
1Chevrolet Trailblazer$1,544$129
2Subaru Crosstrek$1,558$130
3Nissan Kicks$1,564$130
4Honda Passport$1,584$132
5Nissan Rogue Sport$1,592$133
6Mazda CX-5$1,602$134
7Buick Encore$1,628$136
8Buick Envision$1,632$136
9Kia Seltos$1,654$138
10Subaru Ascent$1,658$138
11Hyundai Venue$1,664$139
12Subaru Impreza$1,690$141
13Ford Maverick$1,694$141
14Honda HR-V$1,696$141
15Chevrolet Colorado$1,700$142
16Acura RDX$1,704$142
17Hyundai Kona$1,710$143
18Subaru Forester$1,720$143
19Ford Edge$1,730$144
20Honda CR-V$1,730$144
21Mazda CX-30$1,736$145
22Ford Explorer$1,738$145
23Volkswagen Atlas$1,742$145
24Chevrolet Trax$1,752$146
25Nissan Murano$1,752$146

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Fresno, CA.Data last updated on August 12, 2023
    Cheapest Car Insurance Rates in Fresno

    The table above that contains 25 ranked vehicles is probably not the best way to present the complete picture of car insurance rates in Fresno. A more efficient way to analyze car insurance rates for more vehicles is to sort them by segment.

    The section below goes into the average price of auto insurance in Fresno for each vehicle segment. The rates shown will provide a good foundation of which types of vehicles have the overall cheapest average car insurance rates. Then the subsequent sections break out and rank the top 20 cheapest models in each individual segment.

    Fresno car insurance rates by automotive segment

    When shopping around for a new or used vehicle, it’s in your best interest to know which kinds of vehicles are cheaper to insure.

    To illustrate this, many people wonder if compact SUVs cost less to insure than midsize SUVs or which size of SUV has more affordable insurance.

    The next chart shows average auto insurance rates by segment in Fresno. From an overall average perspective, small and midsize SUVs, vans and minivans, and midsize pickup trucks have the best average car insurance rates, while sports cars and performance luxury models have the highest average cost of insurance.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average Fresno car insurance cost by segment is based on 2023 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Fresno Zip Codes.Data last updated on August 12, 2023
    Average Fresno, CA, Car Insurance Rates by Automotive Segment
    Fresno Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Compact SUV$1,856$155
    Midsize Pickup$1,928$161
    Midsize SUV$1,992$166
    Minivan$2,000$167
    Compact Car$2,032$169
    Midsize Car$2,080$173
    Compact Luxury SUV$2,208$184
    Half-ton Pickup$2,214$185
    Large SUV$2,232$186
    Compact Luxury Car$2,242$187
    Heavy Duty Pickup$2,344$195
    Midsize Luxury SUV$2,370$198
    Large Car$2,372$198
    Midsize Luxury Car$2,592$216
    Sports Car$2,790$233
    Large Luxury SUV$3,000$250
    Large Luxury Car$3,152$263

    Rates by different vehicle segments are sufficient to make an overall comparison, but car insurance cost varies quite a lot within each segment shown in the above chart.

    For example, in the midsize car segment, Fresno car insurance rates range from the Subaru Legacy at $1,880 per year for a full coverage policy to the Kia Stinger at $2,312 per year, a difference of $432 within that segment.

    Also, in the large truck segment, the average cost of insurance ranges from the Nissan Titan at $2,018 per year to the GMC Hummer EV Pickup at $2,574 per year, a difference of $556 within that segment.

    In the upcoming sections, we eliminate a lot of this variability by analyzing the cost of auto insurance in Fresno for specific vehicles.

    Cheapest cars to insure in Fresno

    The Subaru Impreza ranks in the top spot for the most budget-friendly non-luxury car to insure in Fresno, followed by the Volkswagen Jetta, Subaru Legacy, Nissan Sentra, and Toyota Corolla. The 2023 model has an average cost of $1,690 per year for a policy with full coverage.

    Not the cheapest cars to insure, but still affordable, are models like the Volkswagen Golf, Mazda 3, Toyota Camry, and Kia K5, with average annual insurance rates of $1,968 per year or less.

    Additional models that make the list include the Volkswagen Arteon, Honda Civic, Tesla Model 3, Kia Forte, and Honda Accord, which cost between $1,968 and $2,138 to insure per year.

    From a monthly standpoint, car insurance in Fresno on this segment for a middle-age safe driver will start around $141 per month, depending on your location and insurance company.

    The next table ranks the cars with the cheapest average car insurance rates in Fresno, starting with the Subaru Impreza at $1,690 per year ($141 per month) and ending with the Volkswagen Arteon at $2,138 per year ($178 per month).

    Cheapest Car Insurance in Fresno, CA
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,690$141
    Volkswagen JettaCompact$1,864$155
    Subaru LegacyMidsize$1,880$157
    Nissan SentraCompact$1,892$158
    Toyota CorollaCompact$1,914$160
    Volkswagen GolfCompact$1,920$160
    Toyota PriusCompact$1,924$160
    Toyota CamryMidsize$1,938$162
    Mazda 3Compact$1,956$163
    Kia K5Midsize$1,968$164
    Chevrolet MalibuMidsize$1,986$166
    Chrysler 300Full-size$1,990$166
    Honda CivicCompact$1,998$167
    Kia ForteCompact$2,002$167
    Mitsubishi Mirage G4Compact$2,012$168
    Nissan LeafCompact$2,056$171
    Honda AccordMidsize$2,062$172
    Toyota CrownMidsize$2,072$173
    Tesla Model 3Midsize$2,086$174
    Volkswagen ArteonMidsize$2,138$178

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Fresno, CA.Data last updated on August 12, 2023
      Cheapest Car Insurance in Fresno, CA

      See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.

      Need rates for a different vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in California.

      Cheapest SUVs to insure in Fresno, California

      The cheapest SUVs to insure in Fresno are the Chevrolet Trailblazer at $1,544 per year, the Subaru Crosstrek at $1,558 per year, and the Nissan Kicks at $1,564 per year.

      Other SUVs that have good average insurance rates are the Buick Encore, Kia Seltos, Subaru Ascent, and Buick Envision, with an average car insurance cost of $1,658 per year or less.

      As a cost per month, full-coverage auto insurance in this segment can cost as low as $129 per month, depending on the company and where you live.

      The next table ranks the SUVs with the most affordable auto insurance rates in Fresno, starting with the Chevrolet Trailblazer at $1,544 per year and ending with the Chevrolet Trax at $1,752 per year.

      Cheapest SUV Insurance in Fresno, CA
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Chevrolet TrailblazerCompact$1,544$129
      Subaru CrosstrekCompact$1,558$130
      Nissan KicksCompact$1,564$130
      Honda PassportMidsize$1,584$132
      Nissan Rogue SportCompact$1,592$133
      Mazda CX-5Compact$1,602$134
      Buick EncoreCompact$1,628$136
      Buick EnvisionCompact$1,632$136
      Kia SeltosCompact$1,654$138
      Subaru AscentMidsize$1,658$138
      Hyundai VenueCompact$1,664$139
      Honda HR-VCompact$1,696$141
      Hyundai KonaCompact$1,710$143
      Subaru ForesterCompact$1,720$143
      Ford EdgeMidsize$1,730$144
      Honda CR-VCompact$1,730$144
      Mazda CX-30Compact$1,736$145
      Ford ExplorerMidsize$1,738$145
      Volkswagen AtlasMidsize$1,742$145
      Chevrolet TraxCompact$1,752$146

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Fresno, CA.Data last updated on August 11, 2023
        Cheapest SUV Insurance in Fresno, CA

        See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.

        Is your SUV not in the list? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Fresno car insurance quotes from top-rated car insurance companies in California.

        Cheapest pickup truck insurance rates in Fresno

        The top five models for the cheapest Fresno auto insurance rates in the pickup truck segment are the GMC Canyon, Nissan Frontier, Ford Ranger, Ford Maverick, and Chevrolet Colorado. Car insurance quotes for these 2023 models average $1,852 or less per year.

        Some other pickups that have affordable insurance rates include the Nissan Titan, Ford F150, Hyundai Santa Cruz, and Honda Ridgeline, with average insurance cost of $2,074 per year or less.

        Auto insurance rates in this segment for a good driver can cost as low as $141 per month, depending on your company and location.

        The next table ranks the twenty pickups with the most affordable insurance in Fresno, starting with the Ford Maverick at $141 per month and ending with the Nissan Titan XD at $190 per month.

        Cheapest Pickup Insurance in Fresno, CA
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Ford MaverickMidsize$1,694$141
        Chevrolet ColoradoMidsize$1,700$142
        Nissan FrontierMidsize$1,762$147
        Ford RangerMidsize$1,810$151
        GMC CanyonMidsize$1,852$154
        Toyota TacomaMidsize$1,864$155
        Hyundai Santa CruzMidsize$1,896$158
        Nissan TitanFull-size$2,018$168
        Honda RidgelineMidsize$2,026$169
        Ford F150Full-size$2,074$173
        GMC Sierra 2500 HDHeavy Duty$2,088$174
        Jeep GladiatorMidsize$2,122$177
        Toyota TundraFull-size$2,144$179
        GMC Sierra 3500Heavy Duty$2,154$180
        GMC SierraFull-size$2,226$186
        Ram TruckFull-size$2,228$186
        Chevrolet SilveradoFull-size$2,234$186
        Chevrolet Silverado HD 2500Heavy Duty$2,238$187
        Chevrolet Silverado HD 3500Heavy Duty$2,244$187
        Nissan Titan XDHeavy Duty$2,276$190

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Fresno, CA.Data last updated on August 12, 2023
          Cheapest Pickup Insurance in Fresno, CA

          For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

          Don’t see your truck in the table above? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Fresno car insurance quotes from the best companies in California.

          Cheapest sports cars to insure in Fresno, CA

          The top three sports cars with the cheapest insurance rates in Fresno are the Mazda MX-5 Miata at $1,884 per year, the Audi TT at $2,116 per year, and the Ford Mustang at $2,216 per year.

          Also ranking well in our comparison are models like the Toyota GR Supra, Toyota GR86, BMW M2, and Subaru BRZ, with an average cost of $2,462 per year or less.

          Ranked from 10th to 20th place, cars like the Porsche 718, Lexus LC 500, Lexus RC F, Chevrolet Corvette, and Mercedes-Benz AMG GT53 average between $2,462 and $3,066 to insure per year.

          As a cost per month, auto insurance rates in this segment for a good driver starts at an average of $157 per month, depending on where you live and the company you use. The next table ranks the twenty sports cars with the lowest-cost auto insurance rates in Fresno, starting with the Mazda MX-5 Miata at $157 per month and ending with the Lexus LC 500 at $256 per month.

          Cheapest Sports Car Insurance in Fresno, CA
          Make/Model Vehicle Type Annual Cost Monthly Cost
          Mazda MX-5 MiataSports Car$1,884$157
          Audi TTSports Car$2,116$176
          Ford MustangSports Car$2,216$185
          BMW Z4Sports Car$2,226$186
          Subaru WRXSports Car$2,254$188
          Nissan ZSports Car$2,288$191
          Toyota GR SupraSports Car$2,324$194
          Toyota GR86Sports Car$2,356$196
          BMW M2Sports Car$2,368$197
          Subaru BRZSports Car$2,462$205
          Chevrolet CorvetteSports Car$2,518$210
          BMW M3Sports Car$2,572$214
          Lexus RC FSports Car$2,628$219
          Porsche 718Sports Car$2,628$219
          Chevrolet CamaroSports Car$2,668$222
          Mercedes-Benz AMG GT53Sports Car$2,830$236
          Jaguar F-TypeSports Car$2,928$244
          Porsche TaycanSports Car$2,992$249
          BMW M4Sports Car$3,034$253
          Lexus LC 500Sports Car$3,066$256

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Fresno, CA.Data last updated on August 11, 2023
            Cheapest Sports Car Insurance in Fresno, CA

            Don’t see your sports car? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best car insurance companies in Fresno.

            Cheapest luxury cars to insure

            The top five models for the lowest-cost Fresno auto insurance rates in the luxury car segment are the Acura TLX, BMW 330i, Cadillac CT4, Acura Integra, and Genesis G70. Insurance rates for these vehicles average $2,174 or less per year, or around $181 per month.

            Additional luxury cars that have cheaper rates include the Lexus ES 350, Lexus ES 250, BMW 228i, and Cadillac CT5, with average annual insurance rates of $2,216 per year or less.

            Ranked between 10th and 20th place, models like the Audi A3, Mercedes-Benz AMG CLA45, Mercedes-Benz AMG CLA35, Lexus RC 300, Audi A4, and Lexus RC 350 cost between $2,216 and $2,278 per year for insurance.

            Full-coverage auto insurance in this segment for the average driver will start around $153 per month, depending on your location. The next table ranks the cars with the cheapest car insurance in Fresno, starting with the Acura Integra at $1,834 per year ($153 per month) and ending with the Volvo S60 at $2,278 per year ($190 per month).

            Cheapest Luxury Car Insurance in Fresno, CA
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Acura IntegraCompact$1,834$153
            BMW 330iCompact$2,072$173
            Acura TLXCompact$2,106$176
            Cadillac CT4Compact$2,130$178
            Genesis G70Compact$2,174$181
            Cadillac CT5Midsize$2,194$183
            Lexus ES 350Midsize$2,200$183
            BMW 330eCompact$2,206$184
            Lexus ES 250Midsize$2,212$184
            BMW 228iCompact$2,216$185
            Lexus RC 300Midsize$2,220$185
            Mercedes-Benz AMG CLA35Midsize$2,224$185
            Audi A3Midsize$2,230$186
            BMW 230iCompact$2,234$186
            Mercedes-Benz C300Compact$2,250$188
            Audi A4Compact$2,258$188
            Lexus RC 350Compact$2,266$189
            Audi S3Compact$2,276$190
            Mercedes-Benz AMG CLA45Midsize$2,276$190
            Volvo S60Compact$2,278$190

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Fresno, CA.Data last updated on August 12, 2023
              Cheapest Luxury Car Insurance in Fresno, CA

              See our guide for luxury car insurance to view any vehicles not shown in the table.

              Don’t see your luxury car in the list? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Fresno car insurance quotes from the best car insurance companies in California.

              Cheapest luxury SUVs to insure

              Ranking highest for the cheapest Fresno car insurance rates in the luxury SUV segment are the Cadillac XT4, Acura RDX, Infiniti QX50, Volvo XC40, and Lexus RX 350. Car insurance rates for these models average $1,890 or less per year.

              Additional luxury SUVs that have affordable average insurance rates include the Lexus UX 250h, Mercedes-Benz GLB 250, Cadillac XT6, and Mercedes-Benz GLA250, with an average car insurance cost of $1,986 per year or less.

              Some additional luxury SUVs that made the list include the Acura MDX, Mercedes-Benz GLC300, Lexus NX 450h, and Lexus NX 350h, which average between $1,986 and $2,078 per year for insurance.

              Auto insurance for this segment in Fresno for a good driver will start around $142 per month, depending on your location and insurance company.

              If vehicle size is considered, the lowest-cost small luxury SUV to insure in Fresno is the Acura RDX at $1,704 per year. For midsize 2023 models, the Lexus RX 350 has the best rates at $1,826 per year. And for full-size luxury SUVs, the Volvo XC90 has the most affordable rates at $2,102 per year.

              The next table ranks the luxury SUVs with the lowest-cost car insurance in Fresno, starting with the Acura RDX at $1,704 per year and ending with the Mercedes-Benz GLC300 at $2,078 per year.

              Cheapest Luxury SUV Insurance in Fresno, CA
              Make/Model Vehicle Size Annual Cost Monthly Cost
              Acura RDXCompact$1,704$142
              Lexus RX 350Midsize$1,826$152
              Cadillac XT4Compact$1,842$154
              Volvo XC40Compact$1,876$156
              Infiniti QX50Midsize$1,890$158
              Lexus UX 250hCompact$1,908$159
              Cadillac XT5Midsize$1,938$162
              Mercedes-Benz GLA250Compact$1,980$165
              Cadillac XT6Midsize$1,986$166
              Mercedes-Benz GLB 250Compact$1,986$166
              Lexus NX 250Compact$2,012$168
              Acura MDXMidsize$2,030$169
              Lexus NX 350hCompact$2,036$170
              Lexus NX 350Compact$2,048$171
              Lincoln CorsairCompact$2,052$171
              Lexus NX 450hCompact$2,058$172
              Lincoln NautilusMidsize$2,066$172
              BMW X1Compact$2,068$172
              Alfa Romeo TonaleCompact$2,076$173
              Mercedes-Benz GLC300Compact$2,078$173

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Fresno, CA.Data last updated on August 12, 2023
                Cheapest Luxury SUV Insurance in Fresno, CA

                For more car insurance comparisons, see our guide for luxury SUV insurance.

                Is your luxury SUV not in the list? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in California.

                How to find cheaper auto insurance quotes

                Fresno drivers are always looking to save money on insurance, so read through the tips and ideas in this next list and see if you can save some money on your next policy.

                • Lower the cost of your policy by increasing deductibles. Boosting your physical damage deductibles from $500 to $1,000 could save around $284 per year for a 40-year-old driver and $552 per year for a 20-year-old driver.
                • Pay small claims out-of-pocket. Most insurers offer a discount if you have no claims on your account. Insurance is intended to be used for larger claims, not small claims.
                • Your choice of occupation could save you money. Some auto insurance companies offer discounts for specific professions like emergency medical technicians, engineers, architects, police officers and law enforcement, high school and elementary teachers, doctors, and others. Being employed in a qualifying profession could save between $61 and $206 on your auto insurance bill, depending on the coverage levels.
                • Choose vehicles that have more affordable auto insurance. The type of vehicle you drive is an important factor in the price you pay for car insurance in Fresno. For example, a Kia Sportage costs $632 less per year to insure in Fresno than a Chevrolet Camaro. Buy lower performance vehicles and save money.
                • If your vehicle is older, reduce coverage. Dropping physical damage coverage (comprehensive and collision) from older vehicles can cut the cost of auto insurance considerably.
                • Compare car insurance rates before buying a car. Different cars can have very different insurance premiums, and companies can sell coverages with a wide range of costs. Get plenty of car insurance quotes before you buy a new car in order to prevent price shock when buying insurance.
                • More discounts means cheap auto insurance rates. Discounted rates may be available if the insureds drive low annual mileage, are good students, insure their home and car with the same company, are accident-free, or many other discounts which could save the average Fresno driver as much as $346 per year on their insurance cost.