- Carson City car insurance costs an average of $1,804 per year, or around $150 per month.
- Car insurance rates for a few popular vehicles in Carson City include the Ford Explorer at $136 per month, Subaru Outback at $128, and Honda CR-V at $128.
- For cheap car insurance in Carson City, Nevada, crossover vehicles like the Ford Bronco Sport, Honda CR-V, Toyota Corolla Cross, and Chevrolet Trailblazer cost less than most other makes and models.
How much does car insurance cost in Carson City?
In Carson City, average auto insurance cost is $1,804 per year, which is 4.3% less than the U.S. average rate of $1,883. Per month, Carson City car insurance costs approximately $150 for full coverage auto insurance.
The average car insurance expense in Nevada is $2,252 per year, so Carson City, NV, drivers pay an average of $448 less per year than the overall Nevada state-wide average rate. When compared to other larger cities in Nevada, the average cost of auto insurance in Carson City is around $190 per year cheaper than in Sparks, $762 per year less than in Henderson, and $984 per year less than in North Las Vegas.
The next chart shows average Carson City, NV, auto insurance cost broken out for both different driver ages and comprehensive and collision deductibles. Rates are averaged for all 2024 vehicle models including luxury vehicles.
In the chart above, the cost of car insurance in Carson City ranges from $1,266 per year for a 60-year-old driver with a policy with high deductibles to $4,220 per year for a 20-year-old driver with a low deductible. From a monthly point of view, the average cost in the prior chart ranges from $106 to $352 per month.
Carson City car insurance rates can have a very wide price range and seemingly inconsequential changes in a driver’s risk profile can have enormous effects on car insurance cost. This wide range of possible rates stresses the need for accurate auto insurance quotes when searching online for more affordable car insurance in Carson City, Nevada.
The age of the rated driver makes a big difference in the cost of auto insurance, so the list below details how age impacts cost by breaking down average car insurance rates in Carson City based on the age of the driver.
Car insurance cost in Carson City for drivers age 16 to 60
- 16 year old – $6,423 per year or $535 per month
- 17 year old – $6,222 per year or $519 per month
- 18 year old – $5,578 per year or $465 per month
- 19 year old – $5,079 per year or $423 per month
- 20 year old – $3,628 per year or $302 per month
- 30 year old – $1,926 per year or $161 per month
- 40 year old – $1,804 per year or $150 per month
- 50 year old – $1,598 per year or $133 per month
- 60 year old – $1,496 per year or $125 per month
Popular models and the cost of insurance
The rates mentioned previously take the cost to insure each 2024 vehicle model and average them, which is helpful for making general comparisons like the average cost difference between different locations in Nevada.
But for more in-depth rate comparisons, the data will be better if we analyze the specific model of vehicle being insured. In the next few sections, we compare lots of rates for specific vehicles, but for now, we will just look at the most popular vehicles to see how car insurance prices compare in Carson City.
The list below displays average annual and monthly car insurance cost in Carson City for the more popular models.
Auto insurance rates for popular models in Carson City
- Ford Explorer – $1,636 per year ($136 per month)
- Subaru Outback – $1,534 per year ($128 per month)
- Subaru Forester – $1,606 per year ($134 per month)
- Toyota RAV4 – $1,660 per year ($138 per month)
- Mazda CX-5 – $1,468 per year ($122 per month)
- Toyota Corolla – $1,758 per year ($147 per month)
- Nissan Sentra – $1,652 per year ($138 per month)
- Chevrolet Silverado – $1,996 per year ($166 per month)
- GMC Sierra – $1,992 per year ($166 per month)
- Nissan Rogue – $1,620 per year ($135 per month)
The models that sell well in Carson City tend to be compact or midsize sedans like the Toyota Corolla, Nissan Sentra, and Kia K5 and small or midsize SUVs like the Toyota RAV4 and Ford Explorer.
Additional popular vehicles from different automotive segments include luxury SUVs like the BMW X5, Lexus RX 350, and Infiniti QX60, luxury cars like the Tesla Model S, BMW 530i, and Acura ILX, and pickup trucks like the Ford Ranger, Ram 1500, and Ford F-150.
We explore more rates coming up, but before we do that, let’s take a look at some of the general concepts we covered so far.
- Carson City auto insurance prices are cheaper than the Nevada state average – $1,804 (Carson City average) versus $2,252 (Nevada average)
- Car insurance is cheaper as you get older – Average rates for a 40-year-old driver in Carson City are $1,824 per year cheaper than for a 20-year-old driver.
- A low deductible policy costs more – A 20-year-old driver pays an average of $968 more per year for a policy with $250 deductibles versus $1,000 deductibles.
- Carson City, NV, car insurance cost is less than the U.S. average – $1,804 (Carson City average) versus $1,883 (U.S. average)
- Cost per month ranges from $125 to $535 – That’s the average car insurance cost range for drivers age 16 to 60 in Carson City, Nevada.
- Insuring teen drivers gets very expensive – Average cost can range from $4,295 to $6,423 per year for car insurance for teens in Carson City, Nevada.
- Car insurance rates drop substantially between ages 20 and 30 – The average 30-year-old Carson City, NV, driver will pay $1,702 less each year than a 20-year-old driver, $1,926 compared to $3,628.
What vehicles have cheap car insurance in Carson City?
When comparing all car, SUV, and pickup models, the models with the most affordable car insurance quotes in Carson City tend to be small SUVs like the Subaru Crosstrek, Chevrolet Trailblazer, Buick Envision, and Nissan Kicks.
Average car insurance prices for those small SUVs cost $1,466 or less per year for full coverage.
Additional vehicles that come in near the top in our overall cost comparison are the Ford Bronco Sport, Volkswagen Taos, Buick Encore, and Acura RDX.
Rates are a little higher for those models than the crossover SUVs at the top of the rankings, but they still have an average cost of $129 or less per month in Carson City.
The table below shows the 50 models with the cheapest car insurance in Carson City, ordered starting with the cheapest.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,332 | $111 |
| 2 | Chevrolet Trailblazer | $1,356 | $113 |
| 3 | Kia Soul | $1,408 | $117 |
| 4 | Nissan Kicks | $1,418 | $118 |
| 5 | Honda Passport | $1,436 | $120 |
| 6 | Buick Envision | $1,444 | $120 |
| 7 | Toyota Corolla Cross | $1,452 | $121 |
| 8 | Hyundai Venue | $1,466 | $122 |
| 9 | Mazda CX-5 | $1,468 | $122 |
| 10 | Ford Bronco Sport | $1,476 | $123 |
| 11 | Volkswagen Tiguan | $1,490 | $124 |
| 12 | Acura RDX | $1,506 | $126 |
| 13 | Nissan Murano | $1,516 | $126 |
| 14 | Buick Encore | $1,532 | $128 |
| 15 | Subaru Outback | $1,534 | $128 |
| 16 | Honda CR-V | $1,538 | $128 |
| 17 | Buick Envista | $1,542 | $129 |
| 18 | Chevrolet Colorado | $1,544 | $129 |
| 19 | Volkswagen Taos | $1,544 | $129 |
| 20 | Kia Niro | $1,546 | $129 |
| 21 | Toyota GR Corolla | $1,566 | $131 |
| 22 | Honda HR-V | $1,570 | $131 |
| 23 | Subaru Ascent | $1,570 | $131 |
| 24 | Nissan Leaf | $1,580 | $132 |
| 25 | Lexus NX 250 | $1,594 | $133 |
| 26 | Honda Civic | $1,598 | $133 |
| 27 | Volkswagen Atlas | $1,598 | $133 |
| 28 | Acura Integra | $1,604 | $134 |
| 29 | Subaru Forester | $1,606 | $134 |
| 30 | Volkswagen Atlas Cross Sport | $1,606 | $134 |
| 31 | Kia Seltos | $1,610 | $134 |
| 32 | GMC Terrain | $1,616 | $135 |
| 33 | Nissan Rogue | $1,620 | $135 |
| 34 | Hyundai Kona | $1,624 | $135 |
| 35 | Mazda CX-30 | $1,626 | $136 |
| 36 | Cadillac XT4 | $1,630 | $136 |
| 37 | Ford Explorer | $1,636 | $136 |
| 38 | Volkswagen ID4 | $1,636 | $136 |
| 39 | Toyota Highlander | $1,640 | $137 |
| 40 | Ford Escape | $1,646 | $137 |
| 41 | Toyota Venza | $1,646 | $137 |
| 42 | Honda Odyssey | $1,648 | $137 |
| 43 | Nissan Sentra | $1,652 | $138 |
| 44 | Hyundai Ioniq 6 | $1,656 | $138 |
| 45 | Subaru Impreza | $1,658 | $138 |
| 46 | Toyota RAV4 | $1,660 | $138 |
| 47 | Chevrolet Equinox | $1,662 | $139 |
| 48 | Mazda MX-5 Miata | $1,668 | $139 |
| 49 | Mazda MX-30 | $1,672 | $139 |
| 50 | Hyundai Tucson | $1,676 | $140 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Carson City, NV Zip Codes. Updated February 23, 2024
A table of 50 vehicle models with cheap Carson City car insurance probably isn’t the best way to show an overall summary of Carson City car insurance cost. A more efficient way to group and analyze rates for different vehicles is to break them out by vehicle segment.
The next section of this article further discusses the average price of car insurance in Carson City for each vehicle segment. The rates shown in the chart should provide a decent understanding of which types of cars, trucks, and SUVs that have the overall least expensive Carson City auto insurance rates. The six sections following the chart display the top 20 cheapest models in each segment.
Average insurance cost by automotive segment
If you’re looking to buy a different vehicle, it’s a good idea to know which kinds of vehicles have cheaper car insurance rates.
For example, you may be curious if minivans have cheaper insurance than SUVs or if half-ton pickups are cheaper to insure than heavy duty pickups.
The chart below displays the average car insurance cost in Carson City for each automotive segment. When looking at rates from a segment perspective, small SUVs and midsize pickups have the least expensive average auto insurance rates, with luxury and performance models having the highest average cost to insure.
Segment rates are handy for making an overall comparison, but insurance rates for specific models range considerably within each vehicle category listed above.
For example, in the midsize luxury car segment, Carson City insurance rates range from the Mercedes-Benz CLA250 costing $1,856 per year for full coverage insurance to the BMW M8 at $3,040 per year.
Also, in the large truck segment, average rates range from the Nissan Titan at $1,686 per year to the Toyota Tundra costing $2,148 per year.
In the next parts of this article, we eliminate a lot of this variability by comparing the cost of car insurance in Carson City for individual models.
Cars with the cheapest insurance rates in Carson City
The #1 ranking in Carson City for cheapest insurance in the non-luxury car segment is the Toyota GR Corolla, coming in at $1,566 per year. Second place is the Nissan Leaf costing $1,580 per year, in third place is the Honda Civic, at an average of $1,598 per year, and ranking fourth is the Nissan Sentra, at an average of $1,652 per year.
Not the cheapest in the list, but still ranking well, are models like the Chevrolet Malibu, Hyundai Ioniq 6, Toyota Prius, and Honda Accord, with average insurance cost of $1,750 per year or less.
Ranked in the lower half of the top 20, models like the Kia Forte, Hyundai Sonata, Toyota Crown, Volkswagen Jetta, and Toyota Corolla average between $1,750 and $1,866 per year for full-coverage insurance.
From a cost per month standpoint, full-coverage insurance in this segment will start around $131 per month, depending on the company and your location.
The rate comparison table below ranks the twenty cars with the cheapest insurance in Carson City, starting with the Toyota GR Corolla at $1,566 per year and ending with the Mazda 3 at $1,866 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $1,566 | $131 |
| Nissan Leaf | Compact | $1,580 | $132 |
| Honda Civic | Compact | $1,598 | $133 |
| Nissan Sentra | Compact | $1,652 | $138 |
| Hyundai Ioniq 6 | Midsize | $1,656 | $138 |
| Subaru Impreza | Compact | $1,658 | $138 |
| Toyota Prius | Compact | $1,684 | $140 |
| Kia K5 | Midsize | $1,738 | $145 |
| Honda Accord | Midsize | $1,744 | $145 |
| Chevrolet Malibu | Midsize | $1,750 | $146 |
| Toyota Corolla | Compact | $1,758 | $147 |
| Kia Forte | Compact | $1,760 | $147 |
| Volkswagen Arteon | Midsize | $1,770 | $148 |
| Nissan Versa | Compact | $1,776 | $148 |
| Subaru Legacy | Midsize | $1,780 | $148 |
| Mitsubishi Mirage G4 | Compact | $1,820 | $152 |
| Toyota Crown | Midsize | $1,824 | $152 |
| Volkswagen Jetta | Compact | $1,824 | $152 |
| Hyundai Sonata | Midsize | $1,830 | $153 |
| Mazda 3 | Compact | $1,866 | $156 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Carson City, NV Zip Codes. Updated February 22, 2024
For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Don’t see your car in the list? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Carson City car insurance quotes from top auto insurance companies in Nevada.
Cheapest SUV insurance rates in Carson City, Nevada
Ranking in the top five for the most affordable Carson City car insurance rates in the SUV segment (excluding luxury models) are the Honda Passport, Subaru Crosstrek, Kia Soul, Nissan Kicks, and Chevrolet Trailblazer. Car insurance rates for these 2024 models average $1,436 or less per year.
Additional SUVs that have affordable average insurance rates are the Mazda CX-5, Ford Bronco Sport, Buick Envision, and Hyundai Venue, with average annual insurance rates of $1,476 per year or less.
Ranking between positions 10 and 20, models like the Honda HR-V, Volkswagen Taos, Subaru Ascent, Honda CR-V, and Buick Encore cost between $1,476 and $1,570 per year to insure in Carson City.
Auto insurance in Carson City for this segment for a good driver can cost as low as $111 per month, depending on your location.
When ranked by vehicle size, the lowest-cost non-luxury compact SUV to insure in Carson City is the Subaru Crosstrek at $1,332 per year, or $111 per month. For midsize SUVs, the Honda Passport is cheapest to insure at $1,436 per year, or $120 per month. And for full-size SUVs, the Chevrolet Tahoe has the most affordable rates at $1,692 per year, or $141 per month.
The comparison table below ranks the SUVs with the most affordable car insurance in Carson City.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,332 | $111 |
| Chevrolet Trailblazer | Compact | $1,356 | $113 |
| Kia Soul | Compact | $1,408 | $117 |
| Nissan Kicks | Compact | $1,418 | $118 |
| Honda Passport | Midsize | $1,436 | $120 |
| Buick Envision | Compact | $1,444 | $120 |
| Toyota Corolla Cross | Compact | $1,452 | $121 |
| Hyundai Venue | Compact | $1,466 | $122 |
| Mazda CX-5 | Compact | $1,468 | $122 |
| Ford Bronco Sport | Compact | $1,476 | $123 |
| Volkswagen Tiguan | Compact | $1,490 | $124 |
| Nissan Murano | Midsize | $1,516 | $126 |
| Buick Encore | Compact | $1,532 | $128 |
| Subaru Outback | Midsize | $1,534 | $128 |
| Honda CR-V | Compact | $1,538 | $128 |
| Buick Envista | Midsize | $1,542 | $129 |
| Volkswagen Taos | Compact | $1,544 | $129 |
| Kia Niro | Compact | $1,546 | $129 |
| Honda HR-V | Compact | $1,570 | $131 |
| Subaru Ascent | Midsize | $1,570 | $131 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Carson City, NV Zip Codes. Updated February 23, 2024
For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Is your SUV missing from the table above? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Carson City car insurance quotes from the best companies in Nevada.
Most affordable sports cars to insure in Carson City
The Mazda MX-5 Miata ranks in the top spot for the most affordable sports car to insure in Carson City, followed closely by the Toyota GR86, Ford Mustang, BMW Z4, and Subaru WRX. The 2024 model costs an average of $1,668 per year for a full-coverage insurance policy.
Other models that have affordable insurance rates include the Toyota GR Supra, Lexus RC F, BMW M2, and Subaru BRZ, with an average cost to insure of $2,156 per year or less.
Some additional vehicles that make the list include the Jaguar F-Type, Chevrolet Corvette, Porsche Taycan, and Porsche 911, which cost between $2,156 and $3,054 to insure per year in Carson City.
Full-coverage car insurance in this segment will start around $139 per month, depending on where you live. The table below ranks the sports cars with the lowest-cost average car insurance rates in Carson City, starting with the Mazda MX-5 Miata at $1,668 per year and ending with the Porsche Taycan at $3,054 per year.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,668 | $139 |
| Toyota GR86 | Sports Car | $1,900 | $158 |
| Ford Mustang | Sports Car | $1,982 | $165 |
| BMW Z4 | Sports Car | $1,992 | $166 |
| Subaru WRX | Sports Car | $2,022 | $169 |
| Toyota GR Supra | Sports Car | $2,028 | $169 |
| BMW M2 | Sports Car | $2,084 | $174 |
| Nissan Z | Sports Car | $2,090 | $174 |
| Lexus RC F | Sports Car | $2,130 | $178 |
| Subaru BRZ | Sports Car | $2,156 | $180 |
| BMW M3 | Sports Car | $2,278 | $190 |
| Porsche 718 | Sports Car | $2,320 | $193 |
| Chevrolet Camaro | Sports Car | $2,344 | $195 |
| Chevrolet Corvette | Sports Car | $2,498 | $208 |
| Porsche 911 | Sports Car | $2,582 | $215 |
| BMW M4 | Sports Car | $2,694 | $225 |
| Lexus LC 500 | Sports Car | $2,702 | $225 |
| Jaguar F-Type | Sports Car | $2,844 | $237 |
| Mercedes-Benz AMG GT53 | Sports Car | $2,986 | $249 |
| Porsche Taycan | Sports Car | $3,054 | $255 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Carson City, NV Zip Codes. Updated February 23, 2024
Don’t see insurance rates for your vehicle? Not a problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Nevada.
Pickup trucks ranked by insurance cost
The top five most affordable pickups to insure in Carson City are the Chevrolet Colorado, Nissan Titan, Nissan Frontier, Ford Ranger, and Ford Maverick. Average insurance rates for for these vehicles range from $1,544 to $1,750 per year.
Some other pickups that rank well include the Honda Ridgeline, GMC Canyon, Toyota Tacoma, and GMC Sierra 2500 HD, with an average cost of $1,856 per year or less.
Auto insurance in this segment can cost as low as $129 per month, depending on your company and location.
The next table ranks the pickups with the most affordable average auto insurance rates in Carson City, starting with the Chevrolet Colorado at $1,544 per year ($129 per month) and ending with the Ram Truck at $2,086 per year ($174 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,544 | $129 |
| Nissan Titan | Full-size | $1,686 | $141 |
| Nissan Frontier | Midsize | $1,702 | $142 |
| Ford Ranger | Midsize | $1,724 | $144 |
| Ford Maverick | Midsize | $1,750 | $146 |
| Honda Ridgeline | Midsize | $1,790 | $149 |
| Hyundai Santa Cruz | Midsize | $1,820 | $152 |
| Toyota Tacoma | Midsize | $1,826 | $152 |
| GMC Sierra 2500 HD | Heavy Duty | $1,832 | $153 |
| GMC Canyon | Midsize | $1,856 | $155 |
| Jeep Gladiator | Midsize | $1,902 | $159 |
| GMC Sierra 3500 | Heavy Duty | $1,910 | $159 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $1,928 | $161 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $1,978 | $165 |
| GMC Sierra | Full-size | $1,992 | $166 |
| Nissan Titan XD | Heavy Duty | $1,994 | $166 |
| Chevrolet Silverado | Full-size | $1,996 | $166 |
| Ford F150 | Full-size | $2,018 | $168 |
| GMC Hummer EV Pickup | Full-size | $2,068 | $172 |
| Ram Truck | Full-size | $2,086 | $174 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Carson City, NV Zip Codes. Updated February 23, 2024
See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.
Looking for insurance rates for a different truck? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Carson City car insurance quotes from the best auto insurance companies in Nevada.
Luxury cars with cheap insurance
Ranking in the top five for the most affordable Carson City car insurance rates in the luxury car segment are the Acura Integra, Acura TLX, Mercedes-Benz CLA250, Lexus IS 300, and BMW 330i. Auto insurance quotes for these vehicles average $1,866 or less per year.
Not the cheapest, but still in the top 10, are luxury cars like the Cadillac CT4, Genesis G70, Lexus ES 350, and Lexus RC 300, with an average car insurance cost of $1,896 per year or less.
Additional 2024 luxury models that made the list include the Jaguar XF, Audi S3, BMW 330e, and Lexus ES 250, which cost between $1,896 and $2,022 per year for auto insurance in Carson City.
Auto insurance in Carson City for this segment for an average middle-age driver will start around $134 per month, depending on the company and where you live.
When vehicle size is considered, the cheapest compact luxury car to insure in Carson City is the Acura Integra at $1,604 per year. For midsize luxury cars, the Mercedes-Benz CLA250 is cheapest to insure at $1,856 per year. And for large luxury car models, the Audi A5 has the most affordable rates at $2,134 per year.
The next table ranks the cars with the cheapest insurance rates in Carson City, starting with the Acura Integra at $1,604 per year ($134 per month) and ending with the Audi S3 at $2,022 per year ($169 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $1,604 | $134 |
| BMW 330i | Compact | $1,836 | $153 |
| Mercedes-Benz CLA250 | Midsize | $1,856 | $155 |
| Lexus IS 300 | Midsize | $1,858 | $155 |
| Acura TLX | Compact | $1,866 | $156 |
| Lexus ES 350 | Midsize | $1,882 | $157 |
| Cadillac CT4 | Compact | $1,884 | $157 |
| Genesis G70 | Compact | $1,888 | $157 |
| Mercedes-Benz AMG CLA35 | Midsize | $1,890 | $158 |
| Lexus RC 300 | Midsize | $1,896 | $158 |
| Lexus IS 350 | Compact | $1,898 | $158 |
| Jaguar XF | Midsize | $1,908 | $159 |
| Cadillac CT5 | Midsize | $1,944 | $162 |
| Lexus ES 250 | Midsize | $1,952 | $163 |
| Lexus RC 350 | Compact | $1,956 | $163 |
| BMW 330e | Compact | $1,960 | $163 |
| BMW 228i | Compact | $1,962 | $164 |
| BMW 230i | Compact | $1,976 | $165 |
| Lexus ES 300h | Midsize | $1,980 | $165 |
| Audi S3 | Compact | $2,022 | $169 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Carson City, NV Zip Codes. Updated February 23, 2024
See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.
Looking for a different vehicle? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Carson City car insurance quotes from the best auto insurance companies in Nevada.
Luxury SUVs with the best car insurance rates in Carson City
The lowest-cost luxury SUV models to insure in Carson City are the Acura RDX at $1,506 per year, the Lexus NX 250 at $1,594 per year, and the Cadillac XT4 at $1,630 per year.
Also ranking in the top 10 are SUVs like the Mercedes-Benz GLB 250, Lincoln Corsair, Lexus UX 250h, and Lexus NX 450h, with average insurance cost of $1,738 per year or less.
As a cost per month, full-coverage insurance in this segment can cost as low as $126 per month, depending on where you live.
When the luxury SUV segment is analyzed by vehicle size, the most affordable compact luxury SUV to insure in Carson City is the Acura RDX at $1,506 per year. For midsize 2024 models, the Jaguar E-Pace is cheapest to insure at $1,684 per year. And for large luxury SUVs, the Infiniti QX80 has the cheapest rates at $2,022 per year.
The table below ranks the twenty luxury SUVs with the most affordable insurance in Carson City, starting with the Acura RDX at $1,506 per year and ending with the Lexus NX 350 at $1,808 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,506 | $126 |
| Lexus NX 250 | Compact | $1,594 | $133 |
| Cadillac XT4 | Compact | $1,630 | $136 |
| Jaguar E-Pace | Midsize | $1,684 | $140 |
| Cadillac XT5 | Midsize | $1,702 | $142 |
| Lexus NX 350h | Compact | $1,702 | $142 |
| Lincoln Corsair | Compact | $1,722 | $144 |
| Mercedes-Benz GLB 250 | Compact | $1,726 | $144 |
| Lexus UX 250h | Compact | $1,728 | $144 |
| Lexus NX 450h | Compact | $1,738 | $145 |
| Infiniti QX50 | Midsize | $1,750 | $146 |
| Mercedes-Benz GLA250 | Compact | $1,754 | $146 |
| Cadillac XT6 | Midsize | $1,764 | $147 |
| Mercedes-Benz GLA35 AMG | Compact | $1,766 | $147 |
| Infiniti QX60 | Midsize | $1,772 | $148 |
| Mercedes-Benz AMG GLB35 | Midsize | $1,776 | $148 |
| Acura MDX | Midsize | $1,800 | $150 |
| Land Rover Evoque | Compact | $1,802 | $150 |
| Lexus RX 350 | Midsize | $1,802 | $150 |
| Lexus NX 350 | Compact | $1,808 | $151 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Carson City, NV Zip Codes. Updated February 23, 2024
For more car insurance comparisons, see our guide for luxury SUV insurance.
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Car insurance rate variability
In an effort to help you understand how much auto insurance premiums can range between drivers (and also emphasize the importance of requesting multiple price quotes), the charts below visualize a large range of rates for five popular vehicles in Carson City: the Ram Truck, Nissan Sentra, Toyota RAV4, Toyota Camry, and Toyota Supra.
Each chart shows rates for a variety of different driver profiles to illustrate the difference in price based on changes in the risk profile of the driver.
Ram Truck insurance rates
In Carson City, Ram Truck insurance costs an average of $2,086 per year, or about $174 per month, and varies from $1,730 to $4,804.
The Ram Truck is a full-size truck, and other top-selling models from the same segment include the Toyota Tundra, Nissan Titan, Ford F150, and GMC Sierra.
Nissan Sentra insurance rates
Auto insurance for a Nissan Sentra in Carson City costs an average of $1,652 per year (about $138 per month) and varies from $1,374 to $3,754 per year.
The Nissan Sentra belongs to the compact car segment, and other similar models that are popular in Carson City, NV, include the Chevrolet Cruze, Volkswagen Jetta, Honda Civic, and Hyundai Elantra.
Toyota RAV4 insurance rates
Toyota RAV4 insurance in Carson City costs an average of $1,660 per year, or about $138 per month, and varies from $1,380 to $3,818.
The Toyota RAV4 belongs to the compact SUV segment, and other models in that segment include the Mazda CX-5, Honda CR-V, and Ford Escape.
Toyota Camry insurance rates
Auto insurance for a Toyota Camry in Carson City costs an average of $1,938 per year, or around $162 per month, and varies from $1,610 to $4,454 annually.
The Toyota Camry is classified as a midsize car, and other top-selling models from the same segment include the Nissan Altima, Hyundai Sonata, and Honda Accord.
Toyota Supra insurance rates
Insurance for a Toyota Supra in Carson City costs an average of $1,970 per year ($164 per month) and ranges from $1,522 to $4,208.
The Toyota Supra belongs to the sports car segment, and other models in the same segment include the Nissan 370Z, Chevrolet Corvette, and Subaru BRZ.
Best practices for saving money on auto insurance
Drivers should always be looking to save money on insurance, so browse the savings tips in this next list and it’s very likely you can save a little money on your next policy.
- Your profession could save you money. Some insurance companies offer policy discounts for being employed in occupations like scientists, accountants, emergency medical technicians, high school and elementary teachers, members of the military, and others. If you’re employed in a qualifying profession, you could save between $54 and $175 on your auto insurance bill, depending on your age.
- The real world isn’t Grand Theft Auto. If you want cheap car insurance in Carson City, it pays to be a safe driver. Not surprisingly, just a couple of minor driving infractions could possibly increase the cost of a policy by up to $480 per year. Major misdemeanor violations like reckless driving and leaving the scene of an accident, DUI, or driving on a revoked license could raise rates by an additional $1,676 or more.
- Improve your credit for cheaper auto insurance rates. Maintaining a high credit score could save up to $283 per year compared to a slightly lower credit rating between 670-739. Conversely, a below average credit rating could cost up to $328 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Avoid filing small claims. Auto insurance companies offer a discount if you have not filed any claims. Insurance is intended to be used to protect you from significant claims, not for minor claims that can easily be paid out-of-pocket.
- Be a careful driver and pay less for car insurance. At-fault accidents raise insurance rates, possibly by an additional $2,576 per year for a 20-year-old driver and even as much as $544 per year for a 50-year-old driver. So be safe and save.
- If your car is older, remove unneeded coverages. Removing comprehensive and collision coverage from older vehicles whose value has decreased can cheapen the cost to insure significantly.