- The average cost of car insurance in Raleigh is $948 per year, or $79 per month.
- For cheap car insurance in Raleigh, compact SUVs like the Mazda CX-5, Nissan Kicks, Subaru Crosstrek, and Toyota C-HR rank very well for overall cost.
- A few vehicles with segment-leading car insurance rates include the Mazda CX-5 at $722 per year, Mercedes-Benz A220 at $936 per year, Acura RDX at $816 per year, and Ford F150 at $918 per year.
How much does car insurance cost in Raleigh, NC?
The average price for car insurance in Raleigh is $948 per year, which is 39.5% less than the national average rate of $1,567. The average cost of car insurance per month in Raleigh is $79 for a policy with full coverage.
In the state of North Carolina, the average price for car insurance is $966 per year, so the cost in Raleigh averages $18 less per year. The cost to insure a vehicle in Raleigh compared to other North Carolina locations is about $8 per year more than in Durham, $140 per year cheaper than in Charlotte, and $108 per year more than in Winston-Salem.
The age of the rated driver has a big impact on the price you pay for auto insurance, so the list below details how age impacts cost by showing the difference in average car insurance rates in Raleigh based on the age of the driver.
Average cost of car insurance in Raleigh, NC, for drivers age 16 to 60
- 16 year old – $3,404 per year or $284 per month
- 17 year old – $3,178 per year or $265 per month
- 18 year old – $2,968 per year or $247 per month
- 19 year old – $2,686 per year or $224 per month
- 20 year old – $1,886 per year or $157 per month
- 30 year old – $1,000 per year or $83 per month
- 40 year old – $948 per year or $79 per month
- 50 year old – $866 per year or $72 per month
- 60 year old – $850 per year or $71 per month
The next chart shows average Raleigh auto insurance cost broken out for both different driver ages and policy deductibles. Rates are averaged for all 2022 vehicle models including luxury cars and SUVs.
Average rates in the previous chart range from $720 per year for a 60-year-old driver with $1,000 comprehensive and collision coverage deductibles to $2,186 per year for a 20-year-old driver with $250 deductibles. Throughout this article, the rate used to compare different vehicles is a 40-year-old driver with $500 deductibles for comprehensive and collision coverage, which has an average cost of $948 per year in Raleigh.
As a monthly cost, average car insurance cost in Raleigh ranges from $60 to $182 for the same annual rate data shown in the chart above.
The models that are popular in Raleigh tend to be compact and midsize sedans like the Nissan Sentra and Toyota Camry and compact and midsize SUVs like the Ford Escape, Honda CR-V, and Jeep Grand Cherokee.
Other popular models from other segments include luxury models like the Acura ILX and Acura MDX, pickup trucks like the Toyota Tacoma and Chevy Silverado, and sports cars like the Porsche 911 and Nissan GT-R.
We will cover auto insurance rates for many more vehicles in the upcoming sections, but before that, let’s take a quick look at some of the concepts that we covered in the earlier charts and data.
- Lower deductible insurance is more expensive than high deductible – A 40-year-old driver pays an average of $298 more per year for $250 deductibles compared to $1,000 deductibles.
- Raleigh average car insurance cost is less than the U.S. average – $948 (Raleigh average) versus $1,567 (U.S. average)
- Monthly car insurance cost ranges from $71 to $284 – That is the average car insurance cost range for drivers aged 16 to 60 in Raleigh.
- Car insurance gets cheaper as you get older – Auto insurance rates for a 40-year-old driver in Raleigh are $938 per year cheaper than for a 20-year-old driver.
- Car insurance rates decrease substantially between ages 20 and 30 – The average 30-year-old Raleigh, North Carolina, driver will pay $886 less annually than a 20-year-old driver, $1,000 versus $1,886.
Which vehicles are cheapest to insure in Raleigh, NC?
When all car, SUV, and pickup insurance rates are compared, the models with the lowest cost average car insurance prices in Raleigh tend to be compact SUVs like the Mazda CX-5, Nissan Kicks, Toyota C-HR, and Subaru Crosstrek.
Average auto insurance quotes for those vehicles cost $66 or less per month to have full coverage.
A few other vehicles that have very good insurance prices in the cost comparison table are the Kia Seltos, Ford Maverick, Subaru Forester, and Toyota Corolla Cross. The average cost is slightly higher for those models than the compact SUVs and crossovers that rank at the top, but they still have average rates of $69 or less per month in Raleigh.
The table below breaks down the top 30 models with the cheapest car insurance rates in Raleigh, ordered starting with the cheapest.
| Rank | Make/Model | Annual Cost | Monthly Cost |
|---|---|---|---|
| 1 | Mazda CX-5 | $722 | $60 |
| 2 | Nissan Kicks | $742 | $62 |
| 3 | Chevrolet Trailblazer | $746 | $62 |
| 4 | Honda Passport | $764 | $64 |
| 5 | Subaru Crosstrek | $764 | $64 |
| 6 | Toyota C-HR | $782 | $65 |
| 7 | Chevrolet Colorado | $784 | $65 |
| 8 | Buick Encore | $786 | $66 |
| 9 | Nissan Rogue Sport | $794 | $66 |
| 10 | Hyundai Venue | $806 | $67 |
| 11 | Buick Envision | $808 | $67 |
| 12 | Kia Seltos | $810 | $68 |
| 13 | Ford Maverick | $812 | $68 |
| 14 | Acura RDX | $816 | $68 |
| 15 | Subaru Ascent | $816 | $68 |
| 16 | Toyota Corolla Cross | $816 | $68 |
| 17 | Hyundai Kona | $822 | $69 |
| 18 | Mazda MX-5 Miata | $824 | $69 |
| 19 | Subaru Forester | $824 | $69 |
| 20 | Subaru Impreza | $824 | $69 |
| 21 | Volkswagen Tiguan | $826 | $69 |
| 22 | Chevrolet Spark | $828 | $69 |
| 23 | Honda CR-V | $832 | $69 |
| 24 | Cadillac XT4 | $836 | $70 |
| 25 | Mazda CX-30 | $842 | $70 |
| 26 | Ford Ranger | $844 | $70 |
| 27 | Honda HR-V | $852 | $71 |
| 28 | Ford Edge | $856 | $71 |
| 29 | Ford Ecosport | $862 | $72 |
| 30 | Chevrolet Trax | $870 | $73 |
The table above that contains 30 vehicles with the cheapest insurance in Raleigh is probably not the best way to present the complete picture of Raleigh car insurance cost. A more thorough way to group and rank rates for many more vehicles is to break them out by automotive segment.
The next section of this article talks about the average cost of car insurance by vehicle segment. This should provide a decent understanding of the vehicle segments that have the most affordable auto insurance rates in Raleigh. Then the subsequent sections break out the 20 models with the most affordable insurance in each segment.
Raleigh auto insurance rates by automotive segment
When car shopping, it’s useful to have an idea of which kinds of vehicles have more favorable car insurance rates.
As an example, some people wonder if compact cars have cheaper insurance than midsize cars or if luxury models are more expensive to insure than regular vehicles.
The chart below shows average car insurance rates in Raleigh for different vehicle segments. In general, small and midsize SUVs, vans and minivans, and midsize pickup trucks tend to have the best rates, while exotic performance cars have the most expensive overall rates.
Average insurance rates by segment are handy to form a general comparison, but cost varies quite a lot within each vehicle segment displayed above.
For example, in the midsize car segment, auto insurance rates in Raleigh range from the Subaru Legacy costing $922 per year for a full coverage policy to the Kia Stinger costing $1,120 per year, a difference of $198 within that segment. Also, in the sports car segment, the average cost of insurance ranges from the Mazda MX-5 Miata at $824 per year to the Nissan GT-R at $1,966 per year.
In the next sections of the article, we eliminate this variability by analyzing the cost of car insurance in Raleigh for specific vehicles rather than by segments.
Cheapest car insurance rates in Raleigh, NC
Ranking in the top five for the most affordable Raleigh car insurance rates in the non-luxury car segment are the Subaru Impreza, Chevrolet Spark, Volkswagen Golf, Subaru Legacy, and Volkswagen Jetta. Car insurance quotes for these models average $924 or less per year, or around $77 per month.
Additional models that have good average insurance rates are the Kia K5, Nissan Sentra, Toyota Corolla, and Honda Insight, with average cost of $936 per year or less.
Additional cars on the list include the Hyundai Accent, Toyota Prius, Volkswagen Passat, Kia Forte, and Mazda 6, which average between $936 and $988 per year for full-coverage insurance.
From a cost per month standpoint, car insurance in Raleigh on this segment for a middle-age safe driver starts at around $69 per month, depending on your location and insurance company.
The rate comparison table below ranks the cars with the lowest-cost auto insurance rates in Raleigh.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Subaru Impreza | Compact | $824 | $69 |
| Chevrolet Spark | Compact | $828 | $69 |
| Volkswagen Golf | Compact | $916 | $76 |
| Subaru Legacy | Midsize | $922 | $77 |
| Honda Insight | Midsize | $924 | $77 |
| Volkswagen Jetta | Compact | $924 | $77 |
| Nissan Sentra | Compact | $926 | $77 |
| Kia K5 | Midsize | $932 | $78 |
| Toyota Corolla | Compact | $934 | $78 |
| Toyota Camry | Midsize | $936 | $78 |
| Kia Rio | Compact | $938 | $78 |
| Volkswagen Passat | Midsize | $938 | $78 |
| Honda Civic | Compact | $942 | $79 |
| Mazda 3 | Compact | $946 | $79 |
| Mazda 6 | Midsize | $946 | $79 |
| Toyota Prius | Compact | $950 | $79 |
| Hyundai Accent | Compact | $962 | $80 |
| Hyundai Veloster | Compact | $970 | $81 |
| Kia Forte | Compact | $972 | $81 |
| Chevrolet Malibu | Midsize | $988 | $82 |
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.
Don’t see rates for your vehicle? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Raleigh car insurance quotes from top-rated companies in North Carolina.
Cheapest SUVs to insure in Raleigh, North Carolina
Out of all 2022 models, the top five lowest-cost SUVs to insure in Raleigh are the Mazda CX-5, Nissan Kicks, Chevrolet Trailblazer, Honda Passport, and Subaru Crosstrek. Rates for for these models range from $722 to $764 per year.
Additional models that have affordable average insurance rates include the Buick Envision, Nissan Rogue Sport, Buick Encore, and Toyota C-HR, with average cost of $808 per year or less.
Ranking between positions 10 and 20, SUVs like the Hyundai Kona, Ford Edge, Volkswagen Tiguan, Kia Seltos, and Honda CR-V cost between $808 and $856 per year for insurance in Raleigh.
From a monthly standpoint, full-coverage insurance on this segment in Raleigh for an average middle-age driver can cost as low as $60 per month, depending on where you live.
The cheapest non-luxury compact SUV to insure in Raleigh is the Mazda CX-5 at $722 per year. For midsize models, the Honda Passport is the cheapest model to insure at $764 per year. And for large SUVs, the Chevrolet Tahoe is cheapest to insure at $954 per year.
The table below ranks the SUVs with the lowest-cost car insurance rates in Raleigh, starting with the Mazda CX-5 at $722 per year and ending with the Ford Edge at $856 per year.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Mazda CX-5 | Compact | $722 | $60 |
| Nissan Kicks | Compact | $742 | $62 |
| Chevrolet Trailblazer | Compact | $746 | $62 |
| Honda Passport | Midsize | $764 | $64 |
| Subaru Crosstrek | Compact | $764 | $64 |
| Toyota C-HR | Compact | $782 | $65 |
| Buick Encore | Compact | $786 | $66 |
| Nissan Rogue Sport | Compact | $794 | $66 |
| Hyundai Venue | Compact | $806 | $67 |
| Buick Envision | Compact | $808 | $67 |
| Kia Seltos | Compact | $810 | $68 |
| Subaru Ascent | Midsize | $816 | $68 |
| Toyota Corolla Cross | Compact | $816 | $68 |
| Hyundai Kona | Compact | $822 | $69 |
| Subaru Forester | Compact | $824 | $69 |
| Volkswagen Tiguan | Compact | $826 | $69 |
| Honda CR-V | Compact | $832 | $69 |
| Mazda CX-30 | Compact | $842 | $70 |
| Honda HR-V | Compact | $852 | $71 |
| Ford Edge | Midsize | $856 | $71 |
See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.
Don’t see your SUV in the list? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Raleigh car insurance quotes from the best auto insurance companies in North Carolina.
Cheapest pickups to insure in Raleigh
The four most affordable pickup trucks to insure in Raleigh are the Chevrolet Colorado at $784 per year, Ford Maverick at $812 per year, Ford Ranger at $844 per year, and Toyota Tacoma at $884 per year.
Additional models that rank well include the Honda Ridgeline, Ford F150, GMC Canyon, and Jeep Gladiator, with an average car insurance cost of $934 per year or less.
Full-coverage insurance for this segment in Raleigh for a middle-age safe driver starts at around $65 per month, depending on your company and location.
The rate comparison table below ranks the twenty pickups with the most affordable car insurance rates in Raleigh.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $784 | $65 |
| Ford Maverick | Midsize | $812 | $68 |
| Ford Ranger | Midsize | $844 | $70 |
| Toyota Tacoma | Midsize | $884 | $74 |
| Nissan Frontier | Midsize | $904 | $75 |
| Hyundai Santa Cruz | Midsize | $912 | $76 |
| GMC Canyon | Midsize | $914 | $76 |
| Ford F150 | Full-size | $918 | $77 |
| Honda Ridgeline | Midsize | $926 | $77 |
| Jeep Gladiator | Midsize | $934 | $78 |
| GMC Sierra | Full-size | $968 | $81 |
| Nissan Titan | Full-size | $1,004 | $84 |
| Chevrolet Silverado | Full-size | $1,020 | $85 |
| Toyota Tundra | Full-size | $1,022 | $85 |
| Ford F350 Super Duty | Heavy Duty | $1,032 | $86 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $1,036 | $86 |
| Nissan Titan XD | Heavy Duty | $1,066 | $89 |
| Ram Truck | Full-size | $1,086 | $91 |
| GMC Sierra 2500 HD | Heavy Duty | $1,108 | $92 |
| GMC Sierra 3500 | Heavy Duty | $1,118 | $93 |
See our comprehensive guides for midsize pickup insurance and large pickup insurance to view data for pickups not featured in the table.
Looking for rates for a different pickup? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Raleigh car insurance quotes from top companies in North Carolina.
Cheapest luxury cars to insure in Raleigh, NC
The four most affordable luxury car models to insure in Raleigh are the Acura ILX at $876 per year, Mercedes-Benz A220 at $936 per year, BMW 330i at $1,006 per year, and Acura TLX at $1,010 per year.
Not the cheapest luxury cars to insure, but still affordable, are luxury cars like the BMW 230i, BMW 228i, BMW 330e, and Alfa Romeo Giulia, with average rates of $1,054 per year or less.
Some additional vehicles worth mentioning include the Mercedes-Benz AMG CLA45, BMW i4, Cadillac CT5, Cadillac CT4, and Audi A4, which cost between $1,054 and $1,104 per year for insurance in Raleigh.
On a monthly basis, full-coverage car insurance in this segment for a middle-age safe driver starts at an average of $73 per month, depending on your location and insurance company. The next table ranks the twenty luxury cars with the cheapest average auto insurance rates in Raleigh.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura ILX | Midsize | $876 | $73 |
| Mercedes-Benz A220 | Compact | $936 | $78 |
| BMW 330i | Compact | $1,006 | $84 |
| Acura TLX | Compact | $1,010 | $84 |
| Volvo S60 | Compact | $1,020 | $85 |
| BMW 330e | Compact | $1,024 | $85 |
| BMW 228i | Compact | $1,030 | $86 |
| BMW 230i | Compact | $1,036 | $86 |
| Alfa Romeo Giulia | Compact | $1,054 | $88 |
| Lexus RC 300 | Midsize | $1,054 | $88 |
| Cadillac CT4 | Compact | $1,056 | $88 |
| Lexus RC 350 | Compact | $1,058 | $88 |
| Genesis G70 | Compact | $1,072 | $89 |
| Mercedes-Benz AMG CLA35 | Midsize | $1,080 | $90 |
| BMW i4 | Midsize | $1,084 | $90 |
| Cadillac CT5 | Midsize | $1,088 | $91 |
| Audi A3 | Midsize | $1,098 | $92 |
| Audi A4 | Compact | $1,100 | $92 |
| Mercedes-Benz AMG CLA45 | Midsize | $1,102 | $92 |
| Audi S3 | Compact | $1,104 | $92 |
See our guide for luxury car insurance to compare rates for all makes and models.
Don’t see rates for your luxury car? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Raleigh car insurance quotes from top-rated companies in North Carolina.
Cheapest luxury SUV insurance rates in Raleigh
When comparing 2022 models, the top five most budget-friendly SUVs to insure in Raleigh are the Acura RDX, Cadillac XT4, Volvo XC40, Cadillac XT5, and Lexus NX 250. Average rates for for these five SUVs range from $816 to $946 per year.
Other luxury SUVs that are affordable to insure include the Lexus NX 350, Lexus NX 350h, Lexus UX 250h, and BMW X1, with average insurance cost of $970 per year or less.
In the bottom half of the top 20, models like the Infiniti QX50, Lincoln Nautilus, Mercedes-Benz GLB 250, Lexus RX 350, and Lexus NX 450h cost between $970 and $1,008 per year for insurance in Raleigh.
As a cost per month, full-coverage insurance in Raleigh on this segment for a middle-age safe driver starts at around $68 per month, depending on your company and location.
When ranked by vehicle size, the most affordable compact luxury SUV model to insure in Raleigh is the Acura RDX at $816 per year, or $68 per month. For midsize luxury SUV models, the Cadillac XT5 is the cheapest model to insure at $936 per year, or $78 per month. And for full-size luxury SUVs, the Volvo XC90 has the best rates at $1,028 per year, or $86 per month.
The comparison table below ranks the SUVs with the lowest-cost car insurance rates in Raleigh, starting with the Acura RDX at $68 per month and ending with the Lincoln Corsair at $84 per month.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura RDX | Compact | $816 | $68 |
| Cadillac XT4 | Compact | $836 | $70 |
| Volvo XC40 | Compact | $914 | $76 |
| Cadillac XT5 | Midsize | $936 | $78 |
| Lexus NX 250 | Compact | $946 | $79 |
| BMW X1 | Compact | $948 | $79 |
| Lexus NX 350h | Compact | $952 | $79 |
| Lexus UX 250h | Compact | $954 | $80 |
| Lexus NX 350 | Compact | $968 | $81 |
| Lexus UX 200 | Compact | $970 | $81 |
| Jaguar E-Pace | Midsize | $974 | $81 |
| Lexus RX 350 | Midsize | $978 | $82 |
| Acura MDX | Midsize | $984 | $82 |
| Lincoln Nautilus | Midsize | $992 | $83 |
| Lexus NX 450h | Compact | $996 | $83 |
| Mercedes-Benz GLB 250 | Compact | $998 | $83 |
| Lexus RX 450h | Midsize | $1,002 | $84 |
| Infiniti QX50 | Midsize | $1,004 | $84 |
| Land Rover Evoque | Compact | $1,006 | $84 |
| Lincoln Corsair | Compact | $1,008 | $84 |
For more car insurance comparisons, see our guide for luxury SUV insurance.
Don’t see rates for your luxury SUV? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Raleigh car insurance quotes from the best companies in North Carolina.
Cheapest sports cars to insure in Raleigh
The Mazda MX-5 Miata comes in at #1 as the most affordable sports car to insure in Raleigh, followed by the Ford Mustang, BMW Z4, Subaru WRX, and Toyota GR86. The 2022 model costs an average of $824 per year for full-coverage auto insurance.
Also ranking well in our comparison are cars like the Audi TT, Toyota GR Supra, Subaru BRZ, and BMW M3, with average rates of $1,230 per year or less.
Ranking between positions 10 and 20, cars like the Dodge Challenger, Jaguar F-Type, Porsche 718, Lexus LC 500, and Chevrolet Camaro cost between $1,230 and $1,566 per year for full-coverage insurance.
As a cost per month, car insurance rates in Raleigh on this segment for a safe driver will start around $69 per month, depending on the company.
The rate comparison table below ranks the sports cars with the most affordable car insurance in Raleigh, starting with the Mazda MX-5 Miata at $824 per year ($69 per month) and ending with the Lexus LC 500 at $1,566 per year ($131 per month).
| Make/Model | Vehicle Type | Annual Cost | Monthly Cost |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $824 | $69 |
| Ford Mustang | Sports Car | $1,004 | $84 |
| BMW Z4 | Sports Car | $1,024 | $85 |
| Subaru WRX | Sports Car | $1,080 | $90 |
| Toyota GR86 | Sports Car | $1,106 | $92 |
| Toyota GR Supra | Sports Car | $1,132 | $94 |
| Audi TT | Sports Car | $1,158 | $97 |
| Subaru BRZ | Sports Car | $1,192 | $99 |
| Chevrolet Corvette | Sports Car | $1,198 | $100 |
| BMW M3 | Sports Car | $1,230 | $103 |
| Porsche 718 | Sports Car | $1,284 | $107 |
| Chevrolet Camaro | Sports Car | $1,316 | $110 |
| Lexus RC F | Sports Car | $1,348 | $112 |
| Dodge Challenger | Sports Car | $1,350 | $113 |
| Mercedes-Benz AMG GT53 | Sports Car | $1,372 | $114 |
| Jaguar F-Type | Sports Car | $1,436 | $120 |
| Porsche Taycan | Sports Car | $1,476 | $123 |
| Porsche 911 | Sports Car | $1,508 | $126 |
| BMW M4 | Sports Car | $1,514 | $126 |
| Lexus LC 500 | Sports Car | $1,566 | $131 |
Don’t see insurance rates for your vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Raleigh.
The highs and lows of auto insurance
To emphasize the importance of how much the cost of a car insurance policy can deviate for different drivers, the charts below show detailed car insurance rates for four popular vehicles in Raleigh: the Chevrolet Silverado, Toyota Corolla, Toyota RAV4, and Toyota Camry.
Each chart uses a range of risk profiles to illustrate how rates can vary with only minor changes in the driver profile.
Chevrolet Silverado insurance rates
Chevrolet Silverado insurance in Raleigh averages $1,020 per year ($85 per month) and varies from $846 to $2,340.
The Chevrolet Silverado is part of the full-size truck segment, and other models popular in Raleigh include the GMC Sierra, Ram Truck, and Toyota Tundra.
Toyota Corolla insurance rates
In Raleigh, Toyota Corolla insurance costs an average of $934 per year, or about $78 per month, and has a range of $774 to $2,092.
The Toyota Corolla is considered a compact car, and additional models from the same segment that are popular in Raleigh, North Carolina, include the Hyundai Elantra, Nissan Sentra, and Chevrolet Cruze.
Toyota RAV4 insurance rates
Toyota RAV4 insurance in Raleigh averages $898 per year, or around $75 per month, and has a range of $750 to $2,038.
The Toyota RAV4 is a compact SUV, and other similar models from the same segment include the Nissan Rogue, Subaru Forester, Ford Escape, and Honda CR-V.
Toyota Camry insurance rates
Toyota Camry insurance in Raleigh averages $936 per year ($78 per month) and ranges from $778 to $2,114 per year.
The Toyota Camry is classified as a midsize car, and other similar models that are popular in Raleigh, NC, include the Honda Accord, Kia K5, and Chevrolet Malibu.
Tips for saving money on Raleigh auto insurance
Financially savvy drivers are often looking to cut the monthly cost of insurance So browse the tips and ideas in the list below and it’s very possible you can save some money insuring your vehicle.
- Find cheaper rates by qualifying for policy discounts. Discounted rates may be available if the policyholders are good students, take a defensive driving course, drive a vehicle with safety or anti-theft features, choose electronic billing, or many other policy discounts which could save the average Raleigh driver as much as $158 per year.
- Shop around. Setting aside 5-10 minutes to get some free car insurance quotes is our best recommendation for saving money. Rates change more often that you might think and you can switch anytime.
- Be a careful driver and pay less for insurance in Raleigh. Having multiple accidents could cost you more, possibly up to $1,328 per year for a 20-year-old driver and even as much as $292 per year for a 60-year-old driver. So be a cautious driver and save.
- Your choice of occupation could save you money. The vast majority of car insurance providers offer policy discounts for certain professions like doctors, engineers, lawyers, high school and elementary teachers, architects, college professors, and others. Getting this discount could potentially save between $28 and $99 on your yearly insurance cost.
- Compare insurance costs before buying a car. Different cars have very different costs for insurance, and companies can sell coverages with widely varying rates. Check the price before you buy a different car in order to prevent any surprises when you receive your first bill.
