Car Insurance Cost in Raleigh, NC (2022 Cheapest + Rankings)

How much will auto insurance cost in Raleigh, NC? We compare insurance rates by automotive segment to find the models with the cheapest car insurance quotes in Raleigh.

Start QuoteCompare Raleigh car insurance rates and save on your next policy.

  • The average cost of car insurance in Raleigh is $948 per year, or $79 per month.
  • For cheap car insurance in Raleigh, compact SUVs like the Mazda CX-5, Nissan Kicks, Subaru Crosstrek, and Toyota C-HR rank very well for overall cost.
  • A few vehicles with segment-leading car insurance rates include the Mazda CX-5 at $722 per year, Mercedes-Benz A220 at $936 per year, Acura RDX at $816 per year, and Ford F150 at $918 per year.

How much does car insurance cost in Raleigh, NC?

The average price for car insurance in Raleigh is $948 per year, which is 39.5% less than the national average rate of $1,567. The average cost of car insurance per month in Raleigh is $79 for a policy with full coverage.

In the state of North Carolina, the average price for car insurance is $966 per year, so the cost in Raleigh averages $18 less per year. The cost to insure a vehicle in Raleigh compared to other North Carolina locations is about $8 per year more than in Durham, $140 per year cheaper than in Charlotte, and $108 per year more than in Winston-Salem.

The age of the rated driver has a big impact on the price you pay for auto insurance, so the list below details how age impacts cost by showing the difference in average car insurance rates in Raleigh based on the age of the driver.

Average cost of car insurance in Raleigh, NC, for drivers age 16 to 60

  • 16 year old – $3,404 per year or $284 per month
  • 17 year old – $3,178 per year or $265 per month
  • 18 year old – $2,968 per year or $247 per month
  • 19 year old – $2,686 per year or $224 per month
  • 20 year old – $1,886 per year or $157 per month
  • 30 year old – $1,000 per year or $83 per month
  • 40 year old – $948 per year or $79 per month
  • 50 year old – $866 per year or $72 per month
  • 60 year old – $850 per year or $71 per month

The next chart shows average Raleigh auto insurance cost broken out for both different driver ages and policy deductibles. Rates are averaged for all 2022 vehicle models including luxury cars and SUVs.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average Raleigh car insurance rates for 2022 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Raleigh zip codes.Data last updated on November 21, 2022
Average Car Insurance Cost in Raleigh, NC
Average Car Insurance Cost in Raleigh, NC
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$1,602$134
$500$1,886$157
$250$2,186$182
30$1,000$840$70
$500$1,000$83
$250$1,166$97
40$1,000$802$67
$500$948$79
$250$1,100$92
50$1,000$734$61
$500$866$72
$250$1,004$84
60$1,000$720$60
$500$850$71
$250$984$82

Average rates in the previous chart range from $720 per year for a 60-year-old driver with $1,000 comprehensive and collision coverage deductibles to $2,186 per year for a 20-year-old driver with $250 deductibles. Throughout this article, the rate used to compare different vehicles is a 40-year-old driver with $500 deductibles for comprehensive and collision coverage, which has an average cost of $948 per year in Raleigh.

As a monthly cost, average car insurance cost in Raleigh ranges from $60 to $182 for the same annual rate data shown in the chart above.

The models that are popular in Raleigh tend to be compact and midsize sedans like the Nissan Sentra and Toyota Camry and compact and midsize SUVs like the Ford Escape, Honda CR-V, and Jeep Grand Cherokee.

Other popular models from other segments include luxury models like the Acura ILX and Acura MDX, pickup trucks like the Toyota Tacoma and Chevy Silverado, and sports cars like the Porsche 911 and Nissan GT-R.

We will cover auto insurance rates for many more vehicles in the upcoming sections, but before that, let’s take a quick look at some of the concepts that we covered in the earlier charts and data.

  • Lower deductible insurance is more expensive than high deductible – A 40-year-old driver pays an average of $298 more per year for $250 deductibles compared to $1,000 deductibles.
  • Raleigh average car insurance cost is less than the U.S. average – $948 (Raleigh average) versus $1,567 (U.S. average)
  • Monthly car insurance cost ranges from $71 to $284 – That is the average car insurance cost range for drivers aged 16 to 60 in Raleigh.
  • Car insurance gets cheaper as you get older – Auto insurance rates for a 40-year-old driver in Raleigh are $938 per year cheaper than for a 20-year-old driver.
  • Car insurance rates decrease substantially between ages 20 and 30 – The average 30-year-old Raleigh, North Carolina, driver will pay $886 less annually than a 20-year-old driver, $1,000 versus $1,886.

Which vehicles are cheapest to insure in Raleigh, NC?

When all car, SUV, and pickup insurance rates are compared, the models with the lowest cost average car insurance prices in Raleigh tend to be compact SUVs like the Mazda CX-5, Nissan Kicks, Toyota C-HR, and Subaru Crosstrek.

Average auto insurance quotes for those vehicles cost $66 or less per month to have full coverage.

A few other vehicles that have very good insurance prices in the cost comparison table are the Kia Seltos, Ford Maverick, Subaru Forester, and Toyota Corolla Cross. The average cost is slightly higher for those models than the compact SUVs and crossovers that rank at the top, but they still have average rates of $69 or less per month in Raleigh.

The table below breaks down the top 30 models with the cheapest car insurance rates in Raleigh, ordered starting with the cheapest.

Cheapest Auto Insurance Rates in Raleigh, North Carolina
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-5$722$60
2Nissan Kicks$742$62
3Chevrolet Trailblazer$746$62
4Honda Passport$764$64
5Subaru Crosstrek$764$64
6Toyota C-HR$782$65
7Chevrolet Colorado$784$65
8Buick Encore$786$66
9Nissan Rogue Sport$794$66
10Hyundai Venue$806$67
11Buick Envision$808$67
12Kia Seltos$810$68
13Ford Maverick$812$68
14Acura RDX$816$68
15Subaru Ascent$816$68
16Toyota Corolla Cross$816$68
17Hyundai Kona$822$69
18Mazda MX-5 Miata$824$69
19Subaru Forester$824$69
20Subaru Impreza$824$69
21Volkswagen Tiguan$826$69
22Chevrolet Spark$828$69
23Honda CR-V$832$69
24Cadillac XT4$836$70
25Mazda CX-30$842$70
26Ford Ranger$844$70
27Honda HR-V$852$71
28Ford Edge$856$71
29Ford Ecosport$862$72
30Chevrolet Trax$870$73

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Raleigh, NC.Data last updated on November 21, 2022
    Cheapest Auto Insurance Rates in Raleigh, North Carolina

    The table above that contains 30 vehicles with the cheapest insurance in Raleigh is probably not the best way to present the complete picture of Raleigh car insurance cost. A more thorough way to group and rank rates for many more vehicles is to break them out by automotive segment.

    The next section of this article talks about the average cost of car insurance by vehicle segment. This should provide a decent understanding of the vehicle segments that have the most affordable auto insurance rates in Raleigh. Then the subsequent sections break out the 20 models with the most affordable insurance in each segment.

    Raleigh auto insurance rates by automotive segment

    When car shopping, it’s useful to have an idea of which kinds of vehicles have more favorable car insurance rates.

    As an example, some people wonder if compact cars have cheaper insurance than midsize cars or if luxury models are more expensive to insure than regular vehicles.

    The chart below shows average car insurance rates in Raleigh for different vehicle segments. In general, small and midsize SUVs, vans and minivans, and midsize pickup trucks tend to have the best rates, while exotic performance cars have the most expensive overall rates.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average Raleigh car insurance cost by segment is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Raleigh Zip Codes.Data last updated on November 21, 2022
    Average Raleigh, North Carolina Auto Insurance Rates by Vehicle Segment
    Raleigh Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Compact SUV$888$74
    Midsize Pickup$914$76
    Minivan$960$80
    Midsize SUV$962$80
    Compact Car$976$81
    Midsize Car$990$83
    Half-ton Pickup$1,034$86
    Compact Luxury SUV$1,066$89
    Large SUV$1,070$89
    Compact Luxury Car$1,080$90
    Large Car$1,098$92
    Heavy Duty Pickup$1,134$95
    Midsize Luxury SUV$1,148$96
    Midsize Luxury Car$1,256$105
    Sports Car$1,340$112
    Large Luxury SUV$1,438$120
    Large Luxury Car$1,500$125

    Average insurance rates by segment are handy to form a general comparison, but cost varies quite a lot within each vehicle segment displayed above.

    For example, in the midsize car segment, auto insurance rates in Raleigh range from the Subaru Legacy costing $922 per year for a full coverage policy to the Kia Stinger costing $1,120 per year, a difference of $198 within that segment. Also, in the sports car segment, the average cost of insurance ranges from the Mazda MX-5 Miata at $824 per year to the Nissan GT-R at $1,966 per year.

    In the next sections of the article, we eliminate this variability by analyzing the cost of car insurance in Raleigh for specific vehicles rather than by segments.

    Cheapest car insurance rates in Raleigh, NC

    Ranking in the top five for the most affordable Raleigh car insurance rates in the non-luxury car segment are the Subaru Impreza, Chevrolet Spark, Volkswagen Golf, Subaru Legacy, and Volkswagen Jetta. Car insurance quotes for these models average $924 or less per year, or around $77 per month.

    Additional models that have good average insurance rates are the Kia K5, Nissan Sentra, Toyota Corolla, and Honda Insight, with average cost of $936 per year or less.

    Additional cars on the list include the Hyundai Accent, Toyota Prius, Volkswagen Passat, Kia Forte, and Mazda 6, which average between $936 and $988 per year for full-coverage insurance.

    From a cost per month standpoint, car insurance in Raleigh on this segment for a middle-age safe driver starts at around $69 per month, depending on your location and insurance company.

    The rate comparison table below ranks the cars with the lowest-cost auto insurance rates in Raleigh.

    Cheapest Insurance for Cars in Raleigh, North Carolina
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$824$69
    Chevrolet SparkCompact$828$69
    Volkswagen GolfCompact$916$76
    Subaru LegacyMidsize$922$77
    Honda InsightMidsize$924$77
    Volkswagen JettaCompact$924$77
    Nissan SentraCompact$926$77
    Kia K5Midsize$932$78
    Toyota CorollaCompact$934$78
    Toyota CamryMidsize$936$78
    Kia RioCompact$938$78
    Volkswagen PassatMidsize$938$78
    Honda CivicCompact$942$79
    Mazda 3Compact$946$79
    Mazda 6Midsize$946$79
    Toyota PriusCompact$950$79
    Hyundai AccentCompact$962$80
    Hyundai VelosterCompact$970$81
    Kia ForteCompact$972$81
    Chevrolet MalibuMidsize$988$82

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Raleigh, NC.Data last updated on November 21, 2022
      Cheapest Insurance for Cars in Raleigh, North Carolina

      See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.

      Don’t see rates for your vehicle? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Raleigh car insurance quotes from top-rated companies in North Carolina.

      Cheapest SUVs to insure in Raleigh, North Carolina

      Out of all 2022 models, the top five lowest-cost SUVs to insure in Raleigh are the Mazda CX-5, Nissan Kicks, Chevrolet Trailblazer, Honda Passport, and Subaru Crosstrek. Rates for for these models range from $722 to $764 per year.

      Additional models that have affordable average insurance rates include the Buick Envision, Nissan Rogue Sport, Buick Encore, and Toyota C-HR, with average cost of $808 per year or less.

      Ranking between positions 10 and 20, SUVs like the Hyundai Kona, Ford Edge, Volkswagen Tiguan, Kia Seltos, and Honda CR-V cost between $808 and $856 per year for insurance in Raleigh.

      From a monthly standpoint, full-coverage insurance on this segment in Raleigh for an average middle-age driver can cost as low as $60 per month, depending on where you live.

      The cheapest non-luxury compact SUV to insure in Raleigh is the Mazda CX-5 at $722 per year. For midsize models, the Honda Passport is the cheapest model to insure at $764 per year. And for large SUVs, the Chevrolet Tahoe is cheapest to insure at $954 per year.

      The table below ranks the SUVs with the lowest-cost car insurance rates in Raleigh, starting with the Mazda CX-5 at $722 per year and ending with the Ford Edge at $856 per year.

      Cheapest Insurance for SUVs in Raleigh, North Carolina
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-5Compact$722$60
      Nissan KicksCompact$742$62
      Chevrolet TrailblazerCompact$746$62
      Honda PassportMidsize$764$64
      Subaru CrosstrekCompact$764$64
      Toyota C-HRCompact$782$65
      Buick EncoreCompact$786$66
      Nissan Rogue SportCompact$794$66
      Hyundai VenueCompact$806$67
      Buick EnvisionCompact$808$67
      Kia SeltosCompact$810$68
      Subaru AscentMidsize$816$68
      Toyota Corolla CrossCompact$816$68
      Hyundai KonaCompact$822$69
      Subaru ForesterCompact$824$69
      Volkswagen TiguanCompact$826$69
      Honda CR-VCompact$832$69
      Mazda CX-30Compact$842$70
      Honda HR-VCompact$852$71
      Ford EdgeMidsize$856$71

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Raleigh, NC.Data last updated on November 21, 2022
        Cheapest Insurance for SUVs in Raleigh, North Carolina

        See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.

        Don’t see your SUV in the list? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Raleigh car insurance quotes from the best auto insurance companies in North Carolina.

        Cheapest pickups to insure in Raleigh

        The four most affordable pickup trucks to insure in Raleigh are the Chevrolet Colorado at $784 per year, Ford Maverick at $812 per year, Ford Ranger at $844 per year, and Toyota Tacoma at $884 per year.

        Additional models that rank well include the Honda Ridgeline, Ford F150, GMC Canyon, and Jeep Gladiator, with an average car insurance cost of $934 per year or less.

        Full-coverage insurance for this segment in Raleigh for a middle-age safe driver starts at around $65 per month, depending on your company and location.

        The rate comparison table below ranks the twenty pickups with the most affordable car insurance rates in Raleigh.

        Cheapest Insurance for Pickups in Raleigh, North Carolina
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Chevrolet ColoradoMidsize$784$65
        Ford MaverickMidsize$812$68
        Ford RangerMidsize$844$70
        Toyota TacomaMidsize$884$74
        Nissan FrontierMidsize$904$75
        Hyundai Santa CruzMidsize$912$76
        GMC CanyonMidsize$914$76
        Ford F150Full-size$918$77
        Honda RidgelineMidsize$926$77
        Jeep GladiatorMidsize$934$78
        GMC SierraFull-size$968$81
        Nissan TitanFull-size$1,004$84
        Chevrolet SilveradoFull-size$1,020$85
        Toyota TundraFull-size$1,022$85
        Ford F350 Super DutyHeavy Duty$1,032$86
        Chevrolet Silverado HD 3500Heavy Duty$1,036$86
        Nissan Titan XDHeavy Duty$1,066$89
        Ram TruckFull-size$1,086$91
        GMC Sierra 2500 HDHeavy Duty$1,108$92
        GMC Sierra 3500Heavy Duty$1,118$93

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Raleigh, NC.Data last updated on November 21, 2022
          Cheapest Insurance for Pickups in Raleigh, North Carolina

          See our comprehensive guides for midsize pickup insurance and large pickup insurance to view data for pickups not featured in the table.

          Looking for rates for a different pickup? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Raleigh car insurance quotes from top companies in North Carolina.

          Cheapest luxury cars to insure in Raleigh, NC

          The four most affordable luxury car models to insure in Raleigh are the Acura ILX at $876 per year, Mercedes-Benz A220 at $936 per year, BMW 330i at $1,006 per year, and Acura TLX at $1,010 per year.

          Not the cheapest luxury cars to insure, but still affordable, are luxury cars like the BMW 230i, BMW 228i, BMW 330e, and Alfa Romeo Giulia, with average rates of $1,054 per year or less.

          Some additional vehicles worth mentioning include the Mercedes-Benz AMG CLA45, BMW i4, Cadillac CT5, Cadillac CT4, and Audi A4, which cost between $1,054 and $1,104 per year for insurance in Raleigh.

          On a monthly basis, full-coverage car insurance in this segment for a middle-age safe driver starts at an average of $73 per month, depending on your location and insurance company. The next table ranks the twenty luxury cars with the cheapest average auto insurance rates in Raleigh.

          Cheapest Insurance for Luxury Cars in Raleigh, North Carolina
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura ILXMidsize$876$73
          Mercedes-Benz A220Compact$936$78
          BMW 330iCompact$1,006$84
          Acura TLXCompact$1,010$84
          Volvo S60Compact$1,020$85
          BMW 330eCompact$1,024$85
          BMW 228iCompact$1,030$86
          BMW 230iCompact$1,036$86
          Alfa Romeo GiuliaCompact$1,054$88
          Lexus RC 300Midsize$1,054$88
          Cadillac CT4Compact$1,056$88
          Lexus RC 350Compact$1,058$88
          Genesis G70Compact$1,072$89
          Mercedes-Benz AMG CLA35Midsize$1,080$90
          BMW i4Midsize$1,084$90
          Cadillac CT5Midsize$1,088$91
          Audi A3Midsize$1,098$92
          Audi A4Compact$1,100$92
          Mercedes-Benz AMG CLA45Midsize$1,102$92
          Audi S3Compact$1,104$92

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Raleigh, NC.Data last updated on November 21, 2022
            Cheapest Insurance for Luxury Cars in Raleigh, North Carolina

            See our guide for luxury car insurance to compare rates for all makes and models.

            Don’t see rates for your luxury car? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Raleigh car insurance quotes from top-rated companies in North Carolina.

            Cheapest luxury SUV insurance rates in Raleigh

            When comparing 2022 models, the top five most budget-friendly SUVs to insure in Raleigh are the Acura RDX, Cadillac XT4, Volvo XC40, Cadillac XT5, and Lexus NX 250. Average rates for for these five SUVs range from $816 to $946 per year.

            Other luxury SUVs that are affordable to insure include the Lexus NX 350, Lexus NX 350h, Lexus UX 250h, and BMW X1, with average insurance cost of $970 per year or less.

            In the bottom half of the top 20, models like the Infiniti QX50, Lincoln Nautilus, Mercedes-Benz GLB 250, Lexus RX 350, and Lexus NX 450h cost between $970 and $1,008 per year for insurance in Raleigh.

            As a cost per month, full-coverage insurance in Raleigh on this segment for a middle-age safe driver starts at around $68 per month, depending on your company and location.

            When ranked by vehicle size, the most affordable compact luxury SUV model to insure in Raleigh is the Acura RDX at $816 per year, or $68 per month. For midsize luxury SUV models, the Cadillac XT5 is the cheapest model to insure at $936 per year, or $78 per month. And for full-size luxury SUVs, the Volvo XC90 has the best rates at $1,028 per year, or $86 per month.

            The comparison table below ranks the SUVs with the lowest-cost car insurance rates in Raleigh, starting with the Acura RDX at $68 per month and ending with the Lincoln Corsair at $84 per month.

            Cheapest Insurance for Luxury SUVs in Raleigh, North Carolina
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Acura RDXCompact$816$68
            Cadillac XT4Compact$836$70
            Volvo XC40Compact$914$76
            Cadillac XT5Midsize$936$78
            Lexus NX 250Compact$946$79
            BMW X1Compact$948$79
            Lexus NX 350hCompact$952$79
            Lexus UX 250hCompact$954$80
            Lexus NX 350Compact$968$81
            Lexus UX 200Compact$970$81
            Jaguar E-PaceMidsize$974$81
            Lexus RX 350Midsize$978$82
            Acura MDXMidsize$984$82
            Lincoln NautilusMidsize$992$83
            Lexus NX 450hCompact$996$83
            Mercedes-Benz GLB 250Compact$998$83
            Lexus RX 450hMidsize$1,002$84
            Infiniti QX50Midsize$1,004$84
            Land Rover EvoqueCompact$1,006$84
            Lincoln CorsairCompact$1,008$84

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Raleigh, NC.Data last updated on November 21, 2022
              Cheapest Insurance for Luxury SUVs in Raleigh, North Carolina

              For more car insurance comparisons, see our guide for luxury SUV insurance.

              Don’t see rates for your luxury SUV? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Raleigh car insurance quotes from the best companies in North Carolina.

              Cheapest sports cars to insure in Raleigh

              The Mazda MX-5 Miata comes in at #1 as the most affordable sports car to insure in Raleigh, followed by the Ford Mustang, BMW Z4, Subaru WRX, and Toyota GR86. The 2022 model costs an average of $824 per year for full-coverage auto insurance.

              Also ranking well in our comparison are cars like the Audi TT, Toyota GR Supra, Subaru BRZ, and BMW M3, with average rates of $1,230 per year or less.

              Ranking between positions 10 and 20, cars like the Dodge Challenger, Jaguar F-Type, Porsche 718, Lexus LC 500, and Chevrolet Camaro cost between $1,230 and $1,566 per year for full-coverage insurance.

              As a cost per month, car insurance rates in Raleigh on this segment for a safe driver will start around $69 per month, depending on the company.

              The rate comparison table below ranks the sports cars with the most affordable car insurance in Raleigh, starting with the Mazda MX-5 Miata at $824 per year ($69 per month) and ending with the Lexus LC 500 at $1,566 per year ($131 per month).

              Cheapest Insurance for Sports Cars in Raleigh, North Carolina
              Make/Model Vehicle Type Annual Cost Monthly Cost
              Mazda MX-5 MiataSports Car$824$69
              Ford MustangSports Car$1,004$84
              BMW Z4Sports Car$1,024$85
              Subaru WRXSports Car$1,080$90
              Toyota GR86Sports Car$1,106$92
              Toyota GR SupraSports Car$1,132$94
              Audi TTSports Car$1,158$97
              Subaru BRZSports Car$1,192$99
              Chevrolet CorvetteSports Car$1,198$100
              BMW M3Sports Car$1,230$103
              Porsche 718Sports Car$1,284$107
              Chevrolet CamaroSports Car$1,316$110
              Lexus RC FSports Car$1,348$112
              Dodge ChallengerSports Car$1,350$113
              Mercedes-Benz AMG GT53Sports Car$1,372$114
              Jaguar F-TypeSports Car$1,436$120
              Porsche TaycanSports Car$1,476$123
              Porsche 911Sports Car$1,508$126
              BMW M4Sports Car$1,514$126
              Lexus LC 500Sports Car$1,566$131

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Raleigh, NC.Data last updated on November 21, 2022
                Cheapest Insurance for Sports Cars in Raleigh, North Carolina

                Don’t see insurance rates for your vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Raleigh.

                The highs and lows of auto insurance

                To emphasize the importance of how much the cost of a car insurance policy can deviate for different drivers, the charts below show detailed car insurance rates for four popular vehicles in Raleigh: the Chevrolet Silverado, Toyota Corolla, Toyota RAV4, and Toyota Camry.

                Each chart uses a range of risk profiles to illustrate how rates can vary with only minor changes in the driver profile.

                Chevrolet Silverado insurance rates

                Chevrolet Silverado insurance in Raleigh averages $1,020 per year ($85 per month) and varies from $846 to $2,340.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Chevrolet Silverado with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Silverado car insurance cost in Raleigh includes all Zip Codes and vehicle trim levels.Data last updated on November 21, 2022
                Chevrolet Silverado Insurance Cost in Raleigh, North Carolina
                Chevrolet Silverado Insurance Cost in Raleigh, NC
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,340$195
                Safe Driver Age 20$2,048$171
                At-fault Accidents Age 40$1,452$121
                Low Deductibles Age 40$1,320$110
                Safe Driver Age 30$1,074$90
                Safe Driver Age 40$1,020$85
                Safe Driver Age 50$932$78
                Safe Driver Age 60$914$76
                High Deductibles Age 40$868$72
                Discount Rate Age 40$846$71

                The Chevrolet Silverado is part of the full-size truck segment, and other models popular in Raleigh include the GMC Sierra, Ram Truck, and Toyota Tundra.

                Toyota Corolla insurance rates

                In Raleigh, Toyota Corolla insurance costs an average of $934 per year, or about $78 per month, and has a range of $774 to $2,092.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Toyota Corolla with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Corolla car insurance cost in Raleigh includes all Zip Codes and vehicle trim levels.Data last updated on November 21, 2022
                Toyota Corolla Insurance Cost in Raleigh, NC
                Toyota Corolla Insurance Cost in Raleigh, NC
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,092$174
                Safe Driver Age 20$1,834$153
                At-fault Accidents Age 40$1,324$110
                Low Deductibles Age 40$1,158$97
                Safe Driver Age 30$970$81
                Safe Driver Age 40$934$78
                Safe Driver Age 50$852$71
                Safe Driver Age 60$836$70
                High Deductibles Age 40$814$68
                Discount Rate Age 40$774$65

                The Toyota Corolla is considered a compact car, and additional models from the same segment that are popular in Raleigh, North Carolina, include the Hyundai Elantra, Nissan Sentra, and Chevrolet Cruze.

                Toyota RAV4 insurance rates

                Toyota RAV4 insurance in Raleigh averages $898 per year, or around $75 per month, and has a range of $750 to $2,038.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Toyota RAV4 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota RAV4 car insurance cost in Raleigh includes all Zip Codes and vehicle trim levels.Data last updated on November 21, 2022
                Toyota RAV4 Insurance Cost in Raleigh, North Carolina
                Toyota RAV4 Insurance Cost in Raleigh, NC
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,038$170
                Safe Driver Age 20$1,786$149
                At-fault Accidents Age 40$1,264$105
                Low Deductibles Age 40$1,176$98
                Safe Driver Age 30$946$79
                Safe Driver Age 40$898$75
                Safe Driver Age 50$818$68
                Safe Driver Age 60$804$67
                High Deductibles Age 40$756$63
                Discount Rate Age 40$750$63

                The Toyota RAV4 is a compact SUV, and other similar models from the same segment include the Nissan Rogue, Subaru Forester, Ford Escape, and Honda CR-V.

                Toyota Camry insurance rates

                Toyota Camry insurance in Raleigh averages $936 per year ($78 per month) and ranges from $778 to $2,114 per year.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Toyota Camry with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Camry car insurance cost in Raleigh includes all Zip Codes and vehicle trim levels.Data last updated on November 21, 2022
                Toyota Camry Insurance Cost in Raleigh, North Carolina
                Toyota Camry Insurance Cost in Raleigh, NC
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,114$176
                Safe Driver Age 20$1,852$154
                At-fault Accidents Age 40$1,314$110
                Low Deductibles Age 40$1,222$102
                Safe Driver Age 30$988$82
                Safe Driver Age 40$936$78
                Safe Driver Age 50$850$71
                Safe Driver Age 60$834$70
                High Deductibles Age 40$788$66
                Discount Rate Age 40$778$65

                The Toyota Camry is classified as a midsize car, and other similar models that are popular in Raleigh, NC, include the Honda Accord, Kia K5, and Chevrolet Malibu.

                Tips for saving money on Raleigh auto insurance

                Financially savvy drivers are often looking to cut the monthly cost of insurance So browse the tips and ideas in the list below and it’s very possible you can save some money insuring your vehicle.

                • Find cheaper rates by qualifying for policy discounts. Discounted rates may be available if the policyholders are good students, take a defensive driving course, drive a vehicle with safety or anti-theft features, choose electronic billing, or many other policy discounts which could save the average Raleigh driver as much as $158 per year.
                • Shop around. Setting aside 5-10 minutes to get some free car insurance quotes is our best recommendation for saving money. Rates change more often that you might think and you can switch anytime.
                • Be a careful driver and pay less for insurance in Raleigh. Having multiple accidents could cost you more, possibly up to $1,328 per year for a 20-year-old driver and even as much as $292 per year for a 60-year-old driver. So be a cautious driver and save.
                • Your choice of occupation could save you money. The vast majority of car insurance providers offer policy discounts for certain professions like doctors, engineers, lawyers, high school and elementary teachers, architects, college professors, and others. Getting this discount could potentially save between $28 and $99 on your yearly insurance cost.
                • Compare insurance costs before buying a car. Different cars have very different costs for insurance, and companies can sell coverages with widely varying rates. Check the price before you buy a different car in order to prevent any surprises when you receive your first bill.