Insuring an Acura TSX: What to Know in 2025

How much does Acura TSX car insurance cost? We compared auto insurance rates from the base TSX Sport Station Wagon up to the more appointed Technology Package Sedan trim level to discover how average prices measure up to all other midsize luxury cars.

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  • Acura TSX insurance rates average $1,518 per year or around $127 per month, but vary considerably based on driver age.
  • As one of the cheaper midsize luxury cars to insure, the Acura TSX costs $621 less per year on average to insure when compared to the other midsize luxury cars.
  • The cheapest TSX to insure is the Sport Station Wagon trim level, costing an average of $1,472 per year. The most expensive is the Technology Package Sedan at $1,580 annually.

How much does Acura TSX car insurance cost?

Ranked first out of 52 vehicles in the 2014 midsize luxury car class, Acura TSX insurance rates average $1,518 annually, or $127 a month. With the average midsize luxury car costing $2,139 a year to insure, the Acura TSX could potentially save around $621 or more on an annual basis.

The following rate chart displays average car insurance rates for a 2014 Acura TSX using different combinations of risk and driver age.

Average 2014 Acura TSX insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2014 Acura TSX insurance premiums for different driver ages and risk scenarios. Rates updated on October 24, 2025.

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Data Methodology: Average rates are for a 2014 model year Acura TSX with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Acura TSX trim levels.

2014 Acura TSX Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$3,474$290
Safe Driver Age 20$3,038$253
At-fault Accidents Age 40$2,156$180
Low Deductibles Age 40$1,930$161
Safe Driver Age 30$1,610$134
Safe Driver Age 40$1,518$127
Safe Driver Age 50$1,360$113
High Deductibles Age 40$1,306$109
Safe Driver Age 60$1,270$106
Discount Rate Age 40$1,264$105

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2014 Acura TSX trim levels. Updated October 24, 2025

The table below shows which trim levels have the cheapest car insurance for the Acura TSX. Average annual and 6-month Acura TSX insurance rates are shown, including a monthly budget amount, for each 2014 model year trim level.

2014 Acura TSX Insurance Rates by Trim Level
2014 Acura TSX Trim Level Annual Premium Cost Per Month
Sport Station Wagon$1,472$123
Sedan$1,516$126
Special Edition Sedan$1,516$126
Technology Package Station Wagon$1,516$126
Technology Package Sedan$1,580$132

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025

Insurance cost by trim level for a 2014 Acura TSX ranging from the Sport Station Wagon model at $1,472 per year to the Technology Package Sedan model at $1,580
Insurance cost by trim level for a 2014 Acura TSX ranging from the Sport Station Wagon model at $1,472 per year to the Technology Package Sedan model at $1,580

The following table shows average full coverage auto insurance policy costs for an Acura TSX for the 2004 to 2014 model years and different driver age groups.

Acura TSX Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2014 Acura TSX$3,038$1,518$1,270
2013 Acura TSX$3,144$1,568$1,314
2012 Acura TSX$3,081$1,537$1,288
2011 Acura TSX$3,019$1,506$1,262
2010 Acura TSX$2,959$1,476$1,237
2009 Acura TSX$2,900$1,446$1,212
2008 Acura TSX$2,842$1,417$1,188
2007 Acura TSX$2,785$1,389$1,164
2006 Acura TSX$2,729$1,361$1,141
2005 Acura TSX$2,675$1,334$1,118
2004 Acura TSX$2,621$1,307$1,096

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Acura TSX trim levels for each model year. Updated October 24, 2025

Average insurance rates for 2004 to 2014 Acura TSX models for drivers age 20, 40 and 60
Average insurance rates for 2004 to 2014 Acura TSX models for drivers age 20, 40 and 60

A few additional noteworthy additions about Acura TSX insurance rates include:

  • Avoiding accidents keeps insurance rates low. Having frequent at-fault accidents will raise rates, possibly by an additional $732 per year for a 30-year-old driver and as much as $476 per year for a 50-year-old driver.
  • Policy discounts save money. Discounts may be available if the policyholders are claim-free, drive a vehicle with safety or anti-theft features, are good students, belong to certain professional organizations, work in certain occupations, or many other discounts which could save the average driver as much as $254 per year on their insurance cost.
  • Get cheaper rates because of your job. The large majority of auto insurance companies offer discounts for earning a living in occupations like architects, lawyers, doctors, accountants, police officers and law enforcement, college professors, and others. If your occupation qualifies you for this discount, you could potentially save between $46 and $153 on your annual TSX insurance bill, subject to the policy coverages selected.
  • Bring up your credit score and save. Having a credit score over 800 could save $238 per year compared to a slightly lower credit score between 670-739. Conversely, a diminished credit rating could cost as much as $276 more per year.
  • As you get older, Acura TSX car insurance rates tend to be cheaper. The difference in Acura TSX insurance rates between a 50-year-old driver ($1,360 per year) and a 20-year-old driver ($3,038 per year) is $1,678, or a savings of 76.3%.

How do Acura TSX car insurance prices compare?

When compared directly to some other models in the midsize luxury car category, auto insurance rates for an Acura TSX cost $240 less per year than the Lexus ES 350, $482 less than the Infiniti Q50, and $54 less than the Lincoln MKZ.

The Acura TSX ranks first out of 52 total vehicles in the 2014 midsize luxury car class for insurance affordability. The TSX costs an estimated $1,518 per year for an auto insurance policy with full coverage and the class average policy cost is $2,139 annually, a difference of $621 per year.

The chart below shows how the average car insurance rate for an Acura TSX compares to the top 10 best-selling midsize luxury cars in America like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. A more comprehensive data table is included following the chart that displays insurance rate comparisons for all 52 models in the midsize luxury car class.

Average 2014 Acura TSX car insurance premium compared to other midsize luxury car models.
Figure 2: Average 2014 Acura TSX car insurance premium compared to other midsize luxury car models. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2014 model year Acura TSX. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Acura TSX trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Acura TSX Insurance Cost Compared to All Midsize Luxury Cars
Rank Make and Model Annual Premium Difference
1Acura TSX$1,518--
2Acura ILX$1,560$42
3Lincoln MKZ$1,572$54
4Acura TL$1,624$106
5Lexus ES 350$1,758$240
6Mercedes-Benz CLA250$1,808$290
7Audi A6$1,848$330
8Audi S5$1,854$336
9Mercedes-Benz SLK55 AMG$1,862$344
10Mercedes-Benz C350$1,932$414
11Lexus ES 300H$1,948$430
12BMW 435i$1,976$458
13Mercedes-Benz E250$1,978$460
14BMW 428xi$1,982$464
15Mercedes-Benz E350$1,994$476
16Infiniti Q50$2,000$482
17Mercedes-Benz E400$2,002$484
18Lexus GS 350$2,004$486
19BMW 528xi$2,010$492
20BMW 535i$2,020$502
21Audi RS 5$2,026$508
22BMW 428i$2,028$510
23Mercedes-Benz CLA45 AMG$2,032$514
24Hyundai Genesis$2,040$522
25Volvo S80$2,046$528
26BMW 435xi$2,050$532
27BMW 535xi$2,054$536
28BMW Activehybrid 5$2,086$568
29Mercedes-Benz E550$2,090$572
30Audi S4$2,096$578
31Jaguar XF$2,098$580
32Audi S6$2,114$596
33Cadillac ELR$2,126$608
34Jaguar XK$2,130$612
35BMW 528i$2,140$622
36BMW 535d$2,142$624
37BMW 550i$2,146$628
38BMW 550xi$2,184$666
39Audi A7$2,246$728
40BMW 640i$2,248$730
41BMW 640xi$2,278$760
42Mercedes-Benz SL550$2,314$796
43Audi S7$2,366$848
44BMW 650xi$2,448$930
45BMW M5$2,450$932
46Jaguar XKR$2,530$1,012
47BMW M6$2,556$1,038
48Tesla Model S$2,576$1,058
49Mercedes-Benz SL63 AMG$2,660$1,142
50Mercedes-Benz CL63 AMG$2,928$1,410
51Mercedes-Benz SL65 AMG$3,292$1,774
52Mercedes-Benz SLS AMG$3,470$1,952

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2014 model year. Updated October 24, 2025