Insuring an Acura TSX: What to Know in 2025

How much does Acura TSX car insurance cost? We compared auto insurance rates from the base TSX Sport Station Wagon up to the more appointed Technology Package Sedan trim level to discover how average prices measure up to all other midsize luxury cars.

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  • Acura TSX insurance rates average $1,482 per year or around $124 per month, but vary considerably based on driver age.
  • As one of the cheaper midsize luxury cars to insure, the Acura TSX costs $607 less per year on average to insure when compared to the other midsize luxury cars.
  • The cheapest TSX to insure is the Sport Station Wagon trim level, costing an average of $1,438 per year. The most expensive is the Technology Package Sedan at $1,542 annually.

How much does Acura TSX car insurance cost?

Ranked first out of 52 vehicles in the 2014 midsize luxury car class, Acura TSX insurance rates average $1,482 annually, or $124 a month. With the average midsize luxury car costing $2,089 a year to insure, the Acura TSX could potentially save around $607 or more on an annual basis.

The following rate chart displays average car insurance rates for a 2014 Acura TSX using different combinations of risk and driver age.

Average 2014 Acura TSX insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2014 Acura TSX insurance premiums for different driver ages and risk scenarios. Rates updated on June 26, 2025.

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Data Methodology: Average rates are for a 2014 model year Acura TSX with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Acura TSX trim levels.

2014 Acura TSX Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$3,388$282
Safe Driver Age 20$2,966$247
At-fault Accidents Age 40$2,104$175
Low Deductibles Age 40$1,884$157
Safe Driver Age 30$1,572$131
Safe Driver Age 40$1,482$124
Safe Driver Age 50$1,326$111
High Deductibles Age 40$1,276$106
Safe Driver Age 60$1,240$103
Discount Rate Age 40$1,236$103

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2014 Acura TSX trim levels. Updated June 26, 2025

The table below shows which trim levels have the cheapest car insurance for the Acura TSX. Average annual and 6-month Acura TSX insurance rates are shown, including a monthly budget amount, for each 2014 model year trim level.

2014 Acura TSX Insurance Rates by Trim Level
2014 Acura TSX Trim Level Annual Premium Cost Per Month
Sport Station Wagon$1,438$120
Sedan$1,478$123
Special Edition Sedan$1,478$123
Technology Package Station Wagon$1,478$123
Technology Package Sedan$1,542$129

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2014 Acura TSX ranging from the Sport Station Wagon model at $1,438 per year to the Technology Package Sedan model at $1,542
Insurance cost by trim level for a 2014 Acura TSX ranging from the Sport Station Wagon model at $1,438 per year to the Technology Package Sedan model at $1,542

The following table shows average full coverage auto insurance policy costs for an Acura TSX for the 2004 to 2014 model years and different driver age groups.

Acura TSX Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2014 Acura TSX$2,966$1,482$1,240
2013 Acura TSX$3,068$1,532$1,284
2012 Acura TSX$3,007$1,501$1,258
2011 Acura TSX$2,947$1,471$1,233
2010 Acura TSX$2,888$1,442$1,208
2009 Acura TSX$2,830$1,413$1,184
2008 Acura TSX$2,773$1,385$1,161
2007 Acura TSX$2,718$1,357$1,137
2006 Acura TSX$2,663$1,330$1,115
2005 Acura TSX$2,610$1,303$1,092
2004 Acura TSX$2,558$1,277$1,071

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Acura TSX trim levels for each model year. Updated June 27, 2025

Average insurance rates for 2004 to 2014 Acura TSX models for drivers age 20, 40 and 60
Average insurance rates for 2004 to 2014 Acura TSX models for drivers age 20, 40 and 60

A few additional noteworthy additions about Acura TSX insurance rates include:

  • Avoiding accidents keeps insurance rates low. Having frequent at-fault accidents will raise rates, possibly by an additional $712 per year for a 30-year-old driver and as much as $462 per year for a 50-year-old driver.
  • Policy discounts save money. Discounts may be available if the policyholders are claim-free, drive a vehicle with safety or anti-theft features, are good students, belong to certain professional organizations, work in certain occupations, or many other discounts which could save the average driver as much as $246 per year on their insurance cost.
  • Get cheaper rates because of your job. The large majority of auto insurance companies offer discounts for earning a living in occupations like architects, lawyers, doctors, accountants, police officers and law enforcement, college professors, and others. If your occupation qualifies you for this discount, you could potentially save between $44 and $150 on your annual TSX insurance bill, subject to the policy coverages selected.
  • Bring up your credit score and save. Having a credit score over 800 could save $233 per year compared to a slightly lower credit score between 670-739. Conversely, a diminished credit rating could cost as much as $270 more per year.
  • As you get older, Acura TSX car insurance rates tend to be cheaper. The difference in Acura TSX insurance rates between a 50-year-old driver ($1,326 per year) and a 20-year-old driver ($2,966 per year) is $1,640, or a savings of 76.4%.

How do Acura TSX car insurance prices compare?

When compared directly to some other models in the midsize luxury car category, auto insurance rates for an Acura TSX cost $236 less per year than the Lexus ES 350, $470 less than the Infiniti Q50, and $54 less than the Lincoln MKZ.

The Acura TSX ranks first out of 52 total vehicles in the 2014 midsize luxury car class for insurance affordability. The TSX costs an estimated $1,482 per year for an auto insurance policy with full coverage and the class average policy cost is $2,089 annually, a difference of $607 per year.

The chart below shows how the average car insurance rate for an Acura TSX compares to the top 10 best-selling midsize luxury cars in America like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. A more comprehensive data table is included following the chart that displays insurance rate comparisons for all 52 models in the midsize luxury car class.

Average 2014 Acura TSX car insurance premium compared to other midsize luxury car models.
Figure 2: Average 2014 Acura TSX car insurance premium compared to other midsize luxury car models. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2014 model year Acura TSX. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Acura TSX trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Acura TSX Insurance Cost Compared to All Midsize Luxury Cars
Rank Make and Model Annual Premium Difference
1Acura TSX$1,482--
2Acura ILX$1,524$42
3Lincoln MKZ$1,536$54
4Acura TL$1,586$104
5Lexus ES 350$1,718$236
6Mercedes-Benz CLA250$1,768$286
7Audi A6$1,802$320
8Audi S5$1,810$328
9Mercedes-Benz SLK55 AMG$1,816$334
10Mercedes-Benz C350$1,888$406
11Lexus ES 300H$1,902$420
12BMW 435i$1,930$448
13Mercedes-Benz E250$1,934$452
14BMW 428xi$1,936$454
15Mercedes-Benz E350$1,946$464
16Infiniti Q50$1,952$470
17Mercedes-Benz E400$1,956$474
18Lexus GS 350$1,958$476
19BMW 528xi$1,962$480
20BMW 535i$1,972$490
21Audi RS 5$1,978$496
22BMW 428i$1,982$500
23Mercedes-Benz CLA45 AMG$1,986$504
24Hyundai Genesis$1,988$506
25Volvo S80$1,994$512
26BMW 435xi$2,000$518
27BMW 535xi$2,008$526
28BMW Activehybrid 5$2,036$554
29Mercedes-Benz E550$2,042$560
30Jaguar XF$2,050$568
31Audi S6$2,064$582
32Audi S4$2,066$584
33Cadillac ELR$2,078$596
34Jaguar XK$2,080$598
35BMW 528i$2,084$602
36BMW 535d$2,094$612
37BMW 550i$2,096$614
38BMW 550xi$2,134$652
39Audi A7$2,194$712
40BMW 640i$2,196$714
41BMW 640xi$2,224$742
42Mercedes-Benz SL550$2,258$776
43Audi S7$2,310$828
44BMW 650xi$2,390$908
45BMW M5$2,394$912
46Jaguar XKR$2,470$988
47BMW M6$2,498$1,016
48Tesla Model S$2,512$1,030
49Mercedes-Benz SL63 AMG$2,596$1,114
50Mercedes-Benz CL63 AMG$2,858$1,376
51Mercedes-Benz SL65 AMG$3,212$1,730
52Mercedes-Benz SLS AMG$3,390$1,908

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2014 model year. Updated June 26, 2025