Cheaper Alfa Romeo Tonale Insurance in 2025: Pitfalls to Avoid

How much does Alfa Romeo Tonale car insurance cost?

From the Sprint model up to the Veloce trim level, we compared insurance costs for the Tonale to discover how rates size up to other small luxury SUVs.

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  • Car insurance rates on an Alfa Romeo Tonale cost an average of $2,376 per year, or around $198 per month.
  • The Tonale ranks 15th out of 38 vehicles in the small luxury SUV class for insurance affordability.
  • Alfa Romeo Tonale insurance rates ranges from $2,294 to $2,452 annually for an average driver, depending on trim level.

How much does Alfa Romeo Tonale insurance cost?

Ranked 15th out of 38 vehicles in the small luxury SUV class, Alfa Romeo Tonale insurance costs around $2,376 annually for full coverage, or $198 monthly. With the average small luxury SUV costing $2,541 a year to insure, the Alfa Romeo Tonale could save you around $165 or more annually on your insurance bill.

The price summary chart below illustrates how Tonale auto insurance costs vary with changes in driver age and the choice of policy deductible.

Average 2024 Alfa Romeo Tonale car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Alfa Romeo Tonale car insurance premiums for different driver ages and policy deductibles. Rates updated on June 26, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Alfa Romeo Tonale. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Alfa Romeo Tonale Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$4,016$335
$500$4,800$400
$250$5,632$469
30-Year-Old$1,000$2,108$176
$500$2,542$212
$250$2,992$249
40-Year-Old$1,000$1,978$165
$500$2,376$198
$250$2,792$233
50-Year-Old$1,000$1,756$146
$500$2,098$175
$250$2,456$205
60-Year-Old$1,000$1,646$137
$500$1,968$164
$250$2,302$192

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Alfa Romeo Tonale. Updated June 26, 2025

The average prices shown in the chart above are for an annual policy, and range from the cheapest policy cost of $1,646 per year for a 60-year-old driver with high policy deductibles to a high policy cost of $5,632 annually for a driver age 20 with $250 physical damage deductibles.

Younger drivers pay much higher rates due to their inexperience, especially teenage drivers in the 16-to-19 age range. After about age thirty, rates begin to level off, but continue to get slightly cheaper each year until about the mid-60’s when they begin to increase again.

The next table displays the estimated annual and 6-month policy costs, including a monthly budget amount, for each Alfa Romeo Tonale trim level. With MSRP ranging from $42,995 to $50,195 for the 2024 model, monthly insurance rates range from $191 to $204.

2024 Alfa Romeo Tonale Insurance Rates by Trim Level
2024 Alfa Romeo Tonale Trim Level Annual Premium Cost Per Month
Sprint$2,294$191
Ti$2,384$199
Veloce$2,452$204

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2024 Alfa Romeo Tonale ranging from the Sprint model at $2,294 per year to the Veloce model at $2,452
Insurance cost by trim level for a 2024 Alfa Romeo Tonale ranging from the Sprint model at $2,294 per year to the Veloce model at $2,452

Tonale insurance rates vs. the competition

When insurance prices are compared to other small luxury SUVs, car insurance rates for an Alfa Romeo Tonale cost $136 less per year than the Mercedes-Benz GLC300, $388 less than the BMW X3, and $230 less than the Audi Q5.

The Alfa Romeo Tonale ranks 15th out of 38 total comparison vehicles in the small luxury SUV class for most affordable car insurance prices. The Tonale costs an estimated $2,376 per year to insure for full coverage and the segment average car insurance cost is $2,541 annually, a difference of $165 per year.

The table below shows how well Tonale insurance rates compare to the most popular small luxury SUVs like the Volvo XC60, Mercedes-Benz GLB 250, and the Cadillac XT4.

Insurance Cost Comparison: Alfa Romeo Tonale vs Small Luxury SUVs
Rank Make and Model Annual Premium Difference
1Acura RDX$1,958-$418
2Lexus NX 250$2,072-$304
3Cadillac XT4$2,114-$262
4Lexus NX 350h$2,210-$166
5Lincoln Corsair$2,236-$140
6Mercedes-Benz GLB 250$2,240-$136
7Lexus UX 250h$2,246-$130
8Lexus NX 450h$2,258-$118
9Mercedes-Benz GLA250$2,282-$94
10Mercedes-Benz GLA35 AMG$2,290-$86
11Land Rover Evoque$2,336-$40
12Lexus NX 350$2,348-$28
13Volvo XC40$2,356-$20
14Volvo XC60$2,370-$6
15Alfa Romeo Tonale$2,376--
16Mercedes-Benz GLA45 AMG$2,388$12
17BMW X1$2,420$44
18Infiniti QX55$2,424$48
19Volvo C40$2,442$66
20BMW X2$2,452$76
21Lexus RZ 450e$2,478$102
22Mercedes-Benz EQB 300$2,492$116
23Mercedes-Benz GLC300$2,512$136
24Mercedes-Benz EQB 350$2,552$176
25Genesis GV70$2,582$206
26Audi Q3$2,596$220
27Audi Q5$2,606$230
28Alfa Romeo Stelvio$2,630$254
29Land Rover Range Rover Velar$2,660$284
30BMW X4$2,712$336
31Audi Q4$2,736$360
32BMW X3$2,764$388
33Genesis GV60$2,848$472
34Porsche Macan$2,894$518
35Jaguar I-Pace$2,926$550
36Land Rover Defender$3,042$666
37Jaguar F-Pace$3,130$754
38Aston Martin DBX$4,562$2,186

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025

At $2,376 per year, insurance cost for a 2024 Alfa Romeo Tonale ranks 15th out of 38 models in the small luxury SUV segment
At $2,376 per year, insurance cost for a 2024 Alfa Romeo Tonale ranks 15th out of 38 models in the small luxury SUV segment