Infiniti Q40 Insurance Costs: Rates, Rankings, and Insights

How much does Infiniti Q40 car insurance cost? We compared average rates for the 2007 to 2015 model years find out how prices compare side-by-side to all other midsize luxury cars.

Start a Free QuoteCompare Infiniti Q40 car insurance quotes and save on your next policy.

  • Infiniti Q40 car insurance costs $1,706 per year (about $142 per month) for a full coverage policy, but varies considerably based on model year.
  • Out of 54 vehicles in the 2015 midsize luxury car segment, the Q40 ranks fourth for auto insurance affordability.
  • The 2015 Infiniti Q40 is a rebadged version of earlier G37 sedan models.

How much does Infiniti Q40 insurance cost?

Infiniti Q40 car insurance rates average $1,706 yearly, or about $142 on a monthly basis. Drivers can plan on paying about $437 less per year to insure an Infiniti Q40 compared to the midsize luxury car average rate, and $515 less per year than the $2,221 national average.

The bar chart below illustrates how average Infiniti Q40 car insurance rates change with a variety of driver ages and the physical damage deductibles chosen for the policy.

Prices range from $1,236 per year for a 60-year-old driver with $1,000 deductibles to the highest price in the chart of $3,884 each year for a driver age 20 with deductibles of $250.

Average 2015 Infiniti Q40 car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2015 Infiniti Q40 car insurance premiums for different driver ages and policy deductibles. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on a 2015 model year Infiniti Q40. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2015 Infiniti Q40 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$2,964$247
$500$3,412$284
$250$3,884$324
30-Year-Old$1,000$1,550$129
$500$1,806$151
$250$2,072$173
40-Year-Old$1,000$1,472$123
$500$1,706$142
$250$1,950$163
50-Year-Old$1,000$1,322$110
$500$1,524$127
$250$1,736$145
60-Year-Old$1,000$1,236$103
$500$1,426$119
$250$1,622$135

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2015 Infiniti Q40. Updated June 26, 2025

The rate table below shows average insurance rates for an Infiniti Q40 from the 2007 to 2015 model years. Note that prior to the 2015 model year, the Q40 was known as the Infiniti G37.

Infiniti Q40 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2015 Infiniti Q40$3,412$1,706$1,426
2012 Infiniti Q40$3,344$1,672$1,397
2011 Infiniti Q40$3,277$1,638$1,370
2010 Infiniti Q40$3,211$1,606$1,342
2009 Infiniti Q40$3,147$1,574$1,315
2008 Infiniti Q40$3,084$1,542$1,289
2007 Infiniti Q40$3,022$1,511$1,263

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Infiniti Q40 trim levels for each model year. Updated June 26, 2025

Average insurance rates for 2007 to 2015 Infiniti Q40 models for drivers age 20, 40 and 60
Average insurance rates for 2007 to 2015 Infiniti Q40 models for drivers age 20, 40 and 60

Some other insights on the cost of coverage in different situations when insuring an Infiniti Q40 include:

  • Make your policy cheaper by raising deductibles. Raising the comprehensive and collision deductibles from $500 to $1,000 could save around $234 per year for a 40-year-old driver and $448 per year for a 20-year-old driver.
  • The lower the deductibles, the higher the cost. Decreasing your deductibles from $500 to $250 could cost an additional $244 per year for a 40-year-old driver and $472 per year for a 20-year-old driver.
  • Credit ratings can impact car insurance rates. Drivers who maintain a credit score over 800 could save an average of $268 per year when compared to a decent credit rating of 670-739. Conversely, a subpar credit rating could cost up to $310 more per year.
  • Gender and age are two big factors. For a 2015 Infiniti Q40, a 20-year-old male pays an average rate of $3,412 per year, while a 20-year-old woman pays an average of $2,468, a difference of $944 per year. The females get much better rates. But by age 50, rates for male drivers are $1,524 and rates for female drivers are $1,480, a difference of only $44.
  • As you age, car insurance rates tend to get cheaper. The difference in 2015 Infiniti Q40 insurance rates between a 40-year-old driver ($1,706 per year) and a 20-year-old driver ($3,412 per year) is $1,706, or a savings of 66.7%.
  • Lots of policy discounts equal cheaper Q40 insurance. Discounts may be available if the policyholders are homeowners, insure their home and car with the same company, are military or federal employees, drive low annual mileage, or other policy discounts which could save the average driver as much as $290 per year.

How does Infiniti Q40 insurance cost rank?

The Infiniti Q40 ranks fourth out of 54 total vehicles in the 2015 midsize luxury car segment for auto insurance affordability. The Q40 costs an average of $1,706 per year for a full coverage policy, while the category average price is $2,143 annually, a difference of $437 per year.

When rates are compared to other midsize luxury car segment models, insurance rates for an Infiniti Q40 cost $54 more per year than the Lexus ES 350, $358 less than the Infiniti Q50, and $20 less than the Lincoln MKZ.

The next chart shows how the average car insurance rate for an Infiniti Q40 compares to the best-selling midsize luxury cars in America like the Mercedes-Benz CLA250, Audi A6, and the Audi A3. A table with more comprehensive data is also included following the chart that details average auto insurance rates for the entire 2015 midsize luxury car class.

Average 2015 Infiniti Q40 car insurance premium compared to other midsize luxury car models.
Figure 2: Average 2015 Infiniti Q40 car insurance premium compared to other midsize luxury car models. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2015 model year Infiniti Q40. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Infiniti Q40 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Infiniti Q40 Insurance Cost Compared to All Midsize Luxury Cars
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,652-$54
2Acura ILX$1,662-$44
3Audi A3$1,702-$4
4Infiniti Q40$1,706--
5Volvo S80$1,712$6
6Lincoln MKZ$1,726$20
7Mercedes-Benz SLK55 AMG$1,744$38
8Mercedes-Benz CLA250$1,808$102
9Mercedes-Benz CLA45 AMG$1,838$132
10BMW 528xi$1,848$142
11BMW 428xi$1,886$180
12Audi A6$1,926$220
13Audi S4$1,928$222
14Mercedes-Benz C400$1,930$224
15Mercedes-Benz E350$1,946$240
16Lexus ES 300H$1,948$242
17BMW 528i$1,956$250
18Mercedes-Benz C350$1,966$260
19Audi S5$1,978$272
20BMW 428i$1,994$288
21BMW 435xi$1,998$292
22Mercedes-Benz SL400$2,016$310
23Hyundai Genesis$2,030$324
24Infiniti Q50$2,064$358
25BMW Activehybrid 5$2,088$382
26BMW 550i$2,094$388
27Mercedes-Benz E550$2,098$392
28Mercedes-Benz E400$2,110$404
29BMW 435i$2,116$410
30Audi RS 5$2,134$428
31BMW 550xi$2,138$432
32Jaguar XF$2,162$456
33Mercedes-Benz E250$2,166$460
34BMW 535d$2,178$472
35Lexus GS 350$2,180$474
36BMW 535xi$2,196$490
37BMW 535i$2,200$494
38Mercedes-Benz CLS400$2,204$498
39Mercedes-Benz SL550$2,238$532
40Jaguar XK$2,274$568
41BMW 640xi$2,286$580
42Audi A7$2,294$588
43Audi S6$2,318$612
44BMW 640i$2,350$644
45BMW 650xi$2,392$686
46Jaguar XKR$2,478$772
47Mercedes-Benz S550E$2,498$792
48BMW M5$2,512$806
49Mercedes-Benz SL63 AMG$2,580$874
50Tesla Model S$2,590$884
51BMW M6$2,594$888
52Audi S7$2,612$906
53Mercedes-Benz SLS AMG$3,310$1,604
54Mercedes-Benz SL65 AMG$3,360$1,654

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2015 model year. Updated June 27, 2025