- Jaguar I-Pace car insurance costs an average of $3,000 per year on average, or about $250 per month for a policy with full coverage.
- When compared to other small luxury SUVs, the 2024 Jaguar I-Pace is one of the more expensive small luxury SUVs to insure, costing $397 more per year on average.
- I-Pace insurance rates range from $3,000 to $3,000 annually for an average driver, depending on trim level.
How much does Jaguar I-Pace insurance cost?
Jaguar I-Pace car insurance averages around $3,000 annually for full coverage, or around $250 monthly. Expect to pay approximately $397 more annually to insure a Jaguar I-Pace compared to the average rate for small luxury SUVs, and $724 more per year than the $2,276 average for all vehicles.
Depending on the trim level being insured, monthly car insurance cost for a 2024 Jaguar I-Pace ranges from $250 to $250, with the base R-Dynamic HSE model being cheapest and the R-Dynamic HSE model costing the most to insure.
The following chart displays the average car insurance cost for a 2024 I-Pace using different risk profiles and driver ages.
The next table shows average car insurance rates for the Jaguar I-Pace for the 2019 to 2024 model years. Average full coverage rates are included for drivers aged 20 to 60.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2024 Jaguar I-Pace | $6,052 | $3,000 | $2,470 |
| 2023 Jaguar I-Pace | $5,878 | $2,908 | $2,396 |
| 2022 Jaguar I-Pace | $5,744 | $2,836 | $2,338 |
| 2021 Jaguar I-Pace | $5,464 | $2,694 | $2,224 |
| 2020 Jaguar I-Pace | $5,286 | $2,606 | $2,152 |
| 2019 Jaguar I-Pace | $5,296 | $2,600 | $2,152 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Jaguar I-Pace trim levels for each model year. Updated October 24, 2025
How does I-Pace insurance cost compare?
When compared to the top-selling vehicles in the small luxury SUV segment, insurance for a Jaguar I-Pace costs $330 more per year than the Audi Q5, $170 more than the BMW X3, $994 more than the Acura RDX, and $570 more than the Volvo XC60.
The Jaguar I-Pace ranks 35th out of 38 total comparison vehicles in the 2024 small luxury SUV category. The I-Pace costs an average of $3,000 per year for insurance, while the class median rate is $2,603 annually, a difference of $397 per year.
The chart below shows how well average I-Pace insurance rates compare to the top 10 selling small luxury SUVs in the United States. An additional table is included following the chart that details the average auto insurance cost for all 38 models in the 2024 small luxury SUV category.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Acura RDX | $2,006 | -$994 |
| 2 | Lexus NX 250 | $2,124 | -$876 |
| 3 | Cadillac XT4 | $2,166 | -$834 |
| 4 | Lexus NX 350h | $2,264 | -$736 |
| 5 | Lincoln Corsair | $2,292 | -$708 |
| 6 | Mercedes-Benz GLB 250 | $2,296 | -$704 |
| 7 | Lexus UX 250h | $2,300 | -$700 |
| 8 | Lexus NX 450h | $2,314 | -$686 |
| 9 | Mercedes-Benz GLA250 | $2,340 | -$660 |
| 10 | Mercedes-Benz GLA35 AMG | $2,348 | -$652 |
| 11 | Land Rover Evoque | $2,396 | -$604 |
| 12 | Lexus NX 350 | $2,406 | -$594 |
| 13 | Volvo XC40 | $2,416 | -$584 |
| 14 | Volvo XC60 | $2,430 | -$570 |
| 15 | Alfa Romeo Tonale | $2,434 | -$566 |
| 16 | Mercedes-Benz GLA45 AMG | $2,446 | -$554 |
| 17 | BMW X1 | $2,476 | -$524 |
| 18 | Infiniti QX55 | $2,482 | -$518 |
| 19 | Volvo C40 | $2,502 | -$498 |
| 20 | BMW X2 | $2,510 | -$490 |
| 21 | Lexus RZ 450e | $2,542 | -$458 |
| 22 | Mercedes-Benz EQB 300 | $2,554 | -$446 |
| 23 | Mercedes-Benz GLC300 | $2,572 | -$428 |
| 24 | Mercedes-Benz EQB 350 | $2,614 | -$386 |
| 25 | Genesis GV70 | $2,642 | -$358 |
| 26 | Audi Q3 | $2,660 | -$340 |
| 27 | Audi Q5 | $2,670 | -$330 |
| 28 | Alfa Romeo Stelvio | $2,694 | -$306 |
| 29 | Land Rover Range Rover Velar | $2,726 | -$274 |
| 30 | BMW X4 | $2,780 | -$220 |
| 31 | Audi Q4 | $2,800 | -$200 |
| 32 | BMW X3 | $2,830 | -$170 |
| 33 | Genesis GV60 | $2,918 | -$82 |
| 34 | Porsche Macan | $2,962 | -$38 |
| 35 | Jaguar I-Pace | $3,000 | -- |
| 36 | Land Rover Defender | $3,114 | $114 |
| 37 | Jaguar F-Pace | $3,206 | $206 |
| 38 | Aston Martin DBX | $4,672 | $1,672 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025
Some additional rates and information for I-Pace insurance include:
- Rates trend downward as age increases. The difference in insurance cost on a 2024 I-Pace between a 40-year-old driver ($3,000 per year) and a 20-year-old driver ($6,052 per year) is $3,052, or a savings of 67.4%.
- A good driving record pays dividends. To get the lowest-priced I-Pace insurance rates, it pays to avoid traffic citations. In fact, just a few blemishes on your motor vehicle report have the consequences of increasing rates as much as $784 per year. Serious misdemeanors such as driving under the influence or reckless driving could raise rates by an additional $2,776 or more.
- Negligent driving raises insurance rates. Having multiple accidents could cost you more, potentially by an additional $4,272 per year for a 20-year-old driver and even $848 per year for a 50-year-old driver.
- Driver gender influences rates. For a 2024 Jaguar I-Pace, a 20-year-old male driver pays an average price of $6,052 per year, while a 20-year-old female pays $4,316, a difference of $1,736 per year. Women get significantly cheaper rates. But by age 50, the rate for males is $2,634 and the female rate is $2,580, a difference of only $54.
- I-Pace insurance is expensive for high-risk drivers. For a 20-year-old driver, having to buy a high-risk policy due to excessive accidents and/or violations can cause a rate increase of $4,718 or more per year.