Insuring a Jaguar I-Pace: Rates and Comparisons for 2025

Is the Jaguar I-Pace expensive to insure? We compare insurance rates for the I-Pace HSE EV400 to see how it compares to the rest of the small luxury SUV market.

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  • Jaguar I-Pace car insurance costs an average of $2,926 per year on average, or about $244 per month for a policy with full coverage.
  • When compared to other small luxury SUVs, the 2024 Jaguar I-Pace is one of the more expensive small luxury SUVs to insure, costing $385 more per year on average.
  • I-Pace insurance rates range from $2,926 to $2,926 annually for an average driver, depending on trim level.

How much does Jaguar I-Pace insurance cost?

Jaguar I-Pace car insurance averages around $2,926 annually for full coverage, or around $244 monthly. Expect to pay approximately $385 more annually to insure a Jaguar I-Pace compared to the average rate for small luxury SUVs, and $705 more per year than the $2,221 average for all vehicles.

Depending on the trim level being insured, monthly car insurance cost for a 2024 Jaguar I-Pace ranges from $244 to $244, with the base R-Dynamic HSE model being cheapest and the R-Dynamic HSE model costing the most to insure.

The following chart displays the average car insurance cost for a 2024 I-Pace using different risk profiles and driver ages.

Average 2024 Jaguar I-Pace insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2024 Jaguar I-Pace insurance premiums for different driver ages and risk scenarios. Rates updated on June 26, 2025.

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Data Methodology: Average rates are for a 2024 model year Jaguar I-Pace with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Jaguar I-Pace trim levels.

2024 Jaguar I-Pace Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,728$561
Safe Driver Age 20$5,908$492
At-fault Accidents Age 40$4,112$343
Low Deductibles Age 40$3,950$329
Safe Driver Age 30$3,138$262
Safe Driver Age 40$2,926$244
Safe Driver Age 50$2,572$214
Discount Rate Age 40$2,432$203
Safe Driver Age 60$2,412$201
High Deductibles Age 40$2,404$200

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Jaguar I-Pace trim levels. Updated June 26, 2025

The next table shows average car insurance rates for the Jaguar I-Pace for the 2019 to 2024 model years. Average full coverage rates are included for drivers aged 20 to 60.

Jaguar I-Pace Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2024 Jaguar I-Pace$5,908$2,926$2,412
2023 Jaguar I-Pace$5,740$2,840$2,340
2022 Jaguar I-Pace$5,608$2,768$2,282
2021 Jaguar I-Pace$5,336$2,632$2,170
2020 Jaguar I-Pace$5,160$2,544$2,102
2019 Jaguar I-Pace$5,170$2,538$2,100

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Jaguar I-Pace trim levels for each model year. Updated June 26, 2025

Average insurance rates for 2019 to 2024 Jaguar I-Pace models for drivers age 20, 40 and 60
Average insurance rates for 2019 to 2024 Jaguar I-Pace models for drivers age 20, 40 and 60

How does I-Pace insurance cost compare?

When compared to the top-selling vehicles in the small luxury SUV segment, insurance for a Jaguar I-Pace costs $320 more per year than the Audi Q5, $162 more than the BMW X3, $968 more than the Acura RDX, and $556 more than the Volvo XC60.

The Jaguar I-Pace ranks 35th out of 38 total comparison vehicles in the 2024 small luxury SUV category. The I-Pace costs an average of $2,926 per year for insurance, while the class median rate is $2,541 annually, a difference of $385 per year.

The chart below shows how well average I-Pace insurance rates compare to the top 10 selling small luxury SUVs in the United States. An additional table is included following the chart that details the average auto insurance cost for all 38 models in the 2024 small luxury SUV category.

Average 2024 Jaguar I-Pace car insurance premium compared to other small luxury SUV models.
Figure 2: Average 2024 Jaguar I-Pace car insurance premium compared to other small luxury SUV models. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Jaguar I-Pace. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Jaguar I-Pace trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Jaguar I-Pace Insurance Cost Compared to All Small Luxury SUVs
Rank Make and Model Annual Premium Difference
1Acura RDX$1,958-$968
2Lexus NX 250$2,072-$854
3Cadillac XT4$2,114-$812
4Lexus NX 350h$2,210-$716
5Lincoln Corsair$2,236-$690
6Mercedes-Benz GLB 250$2,240-$686
7Lexus UX 250h$2,246-$680
8Lexus NX 450h$2,258-$668
9Mercedes-Benz GLA250$2,282-$644
10Mercedes-Benz GLA35 AMG$2,290-$636
11Land Rover Evoque$2,336-$590
12Lexus NX 350$2,348-$578
13Volvo XC40$2,356-$570
14Volvo XC60$2,370-$556
15Alfa Romeo Tonale$2,376-$550
16Mercedes-Benz GLA45 AMG$2,388-$538
17BMW X1$2,420-$506
18Infiniti QX55$2,424-$502
19Volvo C40$2,442-$484
20BMW X2$2,452-$474
21Lexus RZ 450e$2,478-$448
22Mercedes-Benz EQB 300$2,492-$434
23Mercedes-Benz GLC300$2,512-$414
24Mercedes-Benz EQB 350$2,552-$374
25Genesis GV70$2,582-$344
26Audi Q3$2,596-$330
27Audi Q5$2,606-$320
28Alfa Romeo Stelvio$2,630-$296
29Land Rover Range Rover Velar$2,660-$266
30BMW X4$2,712-$214
31Audi Q4$2,736-$190
32BMW X3$2,764-$162
33Genesis GV60$2,848-$78
34Porsche Macan$2,894-$32
35Jaguar I-Pace$2,926--
36Land Rover Defender$3,042$116
37Jaguar F-Pace$3,130$204
38Aston Martin DBX$4,562$1,636

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025

Some additional rates and information for I-Pace insurance include:

  • Rates trend downward as age increases. The difference in insurance cost on a 2024 I-Pace between a 40-year-old driver ($2,926 per year) and a 20-year-old driver ($5,908 per year) is $2,982, or a savings of 67.5%.
  • A good driving record pays dividends. To get the lowest-priced I-Pace insurance rates, it pays to avoid traffic citations. In fact, just a few blemishes on your motor vehicle report have the consequences of increasing rates as much as $770 per year. Serious misdemeanors such as driving under the influence or reckless driving could raise rates by an additional $2,710 or more.
  • Negligent driving raises insurance rates. Having multiple accidents could cost you more, potentially by an additional $4,170 per year for a 20-year-old driver and even $830 per year for a 50-year-old driver.
  • Driver gender influences rates. For a 2024 Jaguar I-Pace, a 20-year-old male driver pays an average price of $5,908 per year, while a 20-year-old female pays $4,214, a difference of $1,694 per year. Women get significantly cheaper rates. But by age 50, the rate for males is $2,572 and the female rate is $2,518, a difference of only $54.
  • I-Pace insurance is expensive for high-risk drivers. For a 20-year-old driver, having to buy a high-risk policy due to excessive accidents and/or violations can cause a rate increase of $4,600 or more per year.